Honest Money

Warren Ingram
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Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

  1. -2 j

    The 3 Taxes Quietly Eating Your Investment Returns

    In this episode, Warren Ingram and Pieter de Villiers explore the complexities of investment taxes, including income tax, dividends tax, and capital gains tax, and how they impact your investment returns over time. Our experts clarify common misconceptions and provide practical insights on managing tax efficiently in your investment strategy. Chapters 00:00 Introduction to Investment Taxes and Their Importance 02:16 Practical Overview of How Taxes Work on Shares 05:02 Income Tax and Its Impact on Investments 06:21 Comparison of Different Tax Types on Investment Returns 07:09 Additional Taxes and Indirect Tax Considerations 08:58 Investment Strategy: Growth First, Tax Second 10:14 The Cost of Paying Excessive Tax on Interest 12:04 Retirement and De-Risking Investment Portfolios 13:24 Asset Allocation and Tax-Efficient Investing 14:23 Conclusion and Key Takeaways on Investment Taxes Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  2. -5 j

    Avoid These Estate Planning Errors

    In this episode, Pieter de Villiers and Ricky Opperman Knipe, Director of Marketing and Communications at Sentinel International Group, and Counselor of FISA, discuss the critical importance of wills, common mistakes, and how to properly plan for estate succession, especially for parents and business owners. Chapters 00:00 Introduction to estate planning and the importance of wills00:29 Why a will is one of the most important documents in your life02:15 Consequences of passing away without a will04:37 Handling estate assets for parents with minor children05:57 What happens to business shares without a will09:19 Legal requirements for a valid will in South Africa13:07 Common mistakes in drafting a will and how to avoid them17:46 Dealing with offshore assets and international estates26:30 When and how to review and update your will34:03 Managing crypto assets and digital inheritance36:37 Best practices for storing and safeguarding your will Learn more about how FISA can help you here.  Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  3. 8 août

    From London to the World: A Journey of Financial Freedom

    In this episode, Warren Ingram invites Robert Edwards to speak about his inspiring journey from a successful career in London to traveling the world and writing his book 'Quit, Travel, Grow.' Discover insights on financial independence, intentional living, and the transformative power of travel. Chapters 0:00 Meet Robert Edwards and his unusual career path1:37 Why Robert wrote Quit, Travel, Grow2:56 Financial discipline and the power of being intentional4:05 London life, lifestyle trade-offs, and the real cost of earning more6:57 The mid-30s plateau and the urge for change8:25 How a quick decision became a 12-month travel journey9:18 Why Robert chose countries off the usual travel path10:17 Money, culture, and what people want everywhere11:59 Getting mugged in Colombia and what it taught him13:26 Why perspective matters when comparing South Africa to the world16:09 Ending the trip and coming home after a year away17:19 Best-value destinations for South Africans to travel to22:10 What financial freedom really means24:01 The lesson Robert would teach his 21-year-old self25:56 Final thoughts and book title reveal Want a copy of Robert's book? Find a physical copy here or the ebook version here. Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  4. 5 août

    Estate Planning Made Simple: Protect Your Legacy

    In this episode, Pieter de Villiers and guest speaker Angélique Krügel, FISA counselor and director of Wealth and Legacy Group, break down estate planning into simple terms, explaining its importance, process, and common pitfalls. Perfect for anyone looking to understand how to protect their assets and ensure their wishes are honored after passing. Chapters 00:00 Introduction to estate planning and guest introduction01:10 What is estate planning? Simplified explanation02:23 Why estate planning is often overlooked02:54 What happens when you pass away? The estate process03:47 Assets involved in estate planning: property, aircraft, and financial products05:46 The relationship between wills and estate planning07:07 Nomination of beneficiaries and the role of trustees07:59 Liquidity issues in estate management09:19 Tax implications: estate duty, capital gains tax, and transfer costs10:50 Handling estate liquidity shortfalls and asset liquidation12:21 Legal considerations for guardians and minors14:24 The importance of updating estate plans regularly15:26 Dealing with debt and insolvency in estate planning16:18 Loans, trusts, and asset transfers in estate planning18:01 International assets and cross-jurisdiction estate planning22:38 Common mistakes in estate planning and how to prevent them23:53 The importance of professional guidance and early planning25:21 Final thoughts: estate planning for everyone Learn more about how FISA can help you here.  Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  5. 1 août

    How to Know When You Need a Financial Advisor

    In this episode, Warren Ingram and Pieter de Villiers discuss when and why to seek professional financial advice, the different types of engagement with financial planners, and how to determine the right approach for your life stage and personality. Chapters 00:00 Introduction and overview of questions about financial advice00:28 The importance of understanding your own financial personality02:06 When does it make sense to seek professional financial help?03:18 The three broad personality groups: DIYers, delegators, and validators04:44 The control and control aversion in financial decision-making07:28 The value of financial literacy and continuous learning11:47 Life stages and their impact on financial planning needs14:34 Different ways to engage with a financial planner17:18 The importance of accountability and external perspectives20:50 The risks of overconfidence and blind trust in financial decisions23:47 The analogy of medical advice and the importance of professional guidance25:40 How to choose the right financial advisor and engagement model27:04 Closing remarks and encouragement to ask questions Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  6. 29 juil.

    Why Most South Africans Get Estate Planning Wrong

    In this episode, Warren Ingram invites Jan du Plessis, CEO of the Fiduciary Institute of Southern Africa (FISA), to do a series on the importance of estate planning for all South Africans. They discuss common pitfalls, legal requirements, and practical tips to ensure your estate is in order and your loved ones are protected. Chapters 00:00 Why Estate Planning Matters for Everyone 02:01 The Most Common Estate Planning Mistakes 04:25 Why Wills Need Regular Updates 07:58 Guardianship, Children, and Trusts 12:07 Divorce and Invalid Wills 13:21 What Makes a Will Legally Valid 16:04 Undue Influence and Inheritance Disputes 20:49 Why Fiduciary Professionals Matter 23:35 Final Advice: Don’t Leave It to Chance Learn more about how FISA can help you here.  Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  7. 25 juil.

    The Science of Winning: George Kusche's Journey to Comrades Record

    In this episode, Warren Ingram and Pieter de Villiers invite guest speaker George Kusche to talk through his remarkable journey of winning the Comrades Marathon while balancing full-time studies in actuarial science, family, and personal development. Discover how he maintains focus, consistency, and purpose across multiple demanding areas of life. Chapters 00:00 Introduction to George Kusher02:23 Balancing Life and Ambition05:43 The Path to Becoming a Comrades Champion10:27 Mental Strategies During Races15:29 The Journey vs. Destination20:43 Overcoming Challenges and Finding Fulfillment22:35 The Science of Training and Sharing Knowledgehttps://www.gorunmore.com  Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  8. 18 juil.

    What Actually Happens to Your Debt When You Die?

    In this episode, Warren Ingram and Pieter de Villiers explore the complexities of money personalities, the implications of debt, and how different life choices impact financial well-being. They discuss practical scenarios, psychological perspectives, and the importance of balance in personal finance. Chapters:  00:36- The importance of conversations around money01:48- Long-term consequences of debt and estate implications02:18- Exploring the four main money personalities04:06- Risks associated with debt behaviors and lifestyle choices04:35- The impact of personality on wealth accumulation and life satisfaction06:00- Practicalities of debt at death and estate settlement process07:15- How banks evaluate creditworthiness and the role of insurance09:16- Estate priorities and typical debt repayment sequences10:14- Selling assets to settle estates and consequences for beneficiaries12:20- Risks for joint estates and shared debt liability15:07- Living for today versus planning for future security16:40- The influence of childhood and environment on money habits17:08- Finding a balance: enjoying life and being prepared18:30- Recognizing the value of both saving and savoring the moment21:53- The concept of life phases and prioritizing accordingly22:46- Encouraging open conversations and sharing different perspectives Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

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À propos

Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

Informations

  • Création
    Warren Ingram
  • Années d’activité
    2020 - 2026
  • Épisodes
    337
  • Classification
    Tous publics
  • Copyright
    © 2026 Honest Money
  • Site web de l’émission
    Honest Money

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