GoVenture: A Business Podcast

Pritesh Kumar

GoVenture aims to bring you insightful conversations with founders, CTOs, Directors, Senior Managers and many other successful people from start-up or tech backgrounds, hosted by Pritesh Kumar, founder of FunctionUp. Whether you are just starting up or have a few years of experience under your belt, over this series, you are guaranteed to learn many non-intuitive things that will help in growing your career or business in the start-up ecosystem. Tune in every Thursday for a new episode, a new conversation and many new learnings.

  1. 5 MARS

    AI-Powered Finance & Next Frontier in Financial Services - with Pratik Shah Of EY - Managing Partner

    Summary: In this conversation, Pratik Shah discusses the evolution of financial services in India over the past two decades, highlighting the significant transformations brought about by digital banking and AI. He emphasizes the role of government initiatives in creating a robust digital infrastructure and the impact of technology on customer experience and internal operations within financial institutions. The discussion also touches on the future of banking, the integration of AI, and the changing regulatory landscape. In this conversation, Pratik Shah discusses the evolving landscape of India's financial services, emphasizing the importance of regulatory standards, the integration of fintech with traditional banking, and the critical role of customer experience. He highlights the need for robust KYC processes and the potential of wealth tech in catering to the growing affluent population. The discussion also touches on the future of banking, where hyper-personalization and technology will play a significant role in enhancing customer interactions.TakeawaysThe financial services sector in India has grown from a small team to a 13,000-member strong entity.Digital banking has transformed customer experiences, making banking more accessible and efficient.AI is revolutionizing customer service and underwriting processes in banking.The future of banking will involve humanoid interactions that empathize with customers.Government initiatives like UPI and Aadhar have set a global standard for digital infrastructure.AI is being used to enhance internal operations and knowledge management in financial services.Branches will evolve into experience centers rather than traditional banking spaces.The rapid adoption of AI in India is driven by a digital-first approach and government support.Financial institutions are leveraging AI for personalized customer experiences and efficient operations.The regulatory landscape is becoming more stringent, emphasizing resiliency in financial services. India is on track to become one of the top five economies in the world.The growth of UPI highlights the need for reliable digital infrastructure.Regulatory standards are essential for a resilient financial services industry.Robust KYC processes are crucial to prevent financial fraud.Banks are increasingly adopting fintech-like approaches to enhance customer service.Customer experience is becoming the central focus for financial institutions.The future of banking will involve hyper-personalized services for customers.Wealth tech is an emerging field with significant growth potential in India.Bite-sized investment products can democratize access to various asset classes.The integration of AI in banking will lead to more personalized financial advice.Sound Bites"Banking is now done at your fingertips.""AI will change the way we do banking.""AI is now a source of competitive advantage.""Branches will become experience centers.""UPI is rolling the roost in India.""Resiliency is key for regulators today.""UPI is the lifeline of how we will transact.""Banks want to be more like fintechs.""The Jarvis of banking is not far away.""Bite-sized investments are the future."Chapters00:00 The Journey of Financial Services in India04:12 Transformations in Banking: From Branches to Digital08:55 The Rise of AI in Banking and Customer Service14:27 AI's Impact on Internal Operations in Financial Services19:09 The Future of AI in Financial Services22:29 Government's Role in Shaping Financial Services in India26:42 India's Economic Growth and Regulatory Standards28:34 Regulatory Initiatives for Financial Safety30:24 The Evolution of Banks and Fintech Partnerships36:03 Customer Experience in Financial Services45:06 Future Trends in Fintech and Wealth ManagementPratik Shah: https://www.linkedin.com/in/pratik-shah-00a06a2

    51 min
  2. Bootstrapping Vs VC Funding - Part 2 Saarthak Bakshi CEO/Founder of Risaa IVF #ivf #podcast

    04/06/2024

    Bootstrapping Vs VC Funding - Part 2 Saarthak Bakshi CEO/Founder of Risaa IVF #ivf #podcast

    🎙️ GOVENTURE Podcast : Bootstrapping Vs VC Funding - Part 2 Summary The journey of bootstrapping a startup and the debate between bootstrapping and raising VC funding. The importance of building a solid foundation and focusing on fundamentals in business is emphasized. The discussion concludes with the challenges of hiring the right team and the crucial role of trust and decision-making in the success of a startup. Takeaways 1. Bootstrapping allows founders to have control over their company and build a solid foundation before seeking external funding. 2. VC funding should be pursued when there is a need for rapid growth, but it comes with the pressure to show significant growth and can distract from building a sustainable business. 3. Hiring the right team is crucial for the success of a startup, and trust and decision-making play a vital role in maintaining a strong team dynamic. 🚀 Stay Ahead of the Curve: Hit subscribe and ring the bell to get notified about our thought-provoking episodes that delve into the most critical tech topics of today. 💬 We Want to Hear From You: What are your views on Bootstrapping Vs VC Funding? Comment below to join the conversation on these groundbreaking technologies. ____________________________________________ Connect with us on our Social Media Channels! 📲What's up - Group Link (Share/Join)- https://chat.whatsapp.com/CTi96C5RXpxJNbhd8pIFkC 🎞️ Instagram - https://www.instagram.com/goventure.live?igsh=MTZiZGNrMDUwa3llZA== 🎧Spotify - https://open.spotify.com/show/6NABA1Xj2p1Ri6vHX1hhp8?si=Y8_weWlnRBe_29SZGlCyTg #goventure #ceointerview #businesspodcast #ivf #ivfsuccess #ivfcommunity #ivfsupport

    30 min
  3. IVF Industry and Surrogacy - Episode 1 Saarthak Bakshi CEO/Founder of Risaa IVF #ivf #podcast

    14/05/2024

    IVF Industry and Surrogacy - Episode 1 Saarthak Bakshi CEO/Founder of Risaa IVF #ivf #podcast

    🎙️ GOVENTURE Podcast : IVF Industry and Surrogacy Summary Dr. Saarthak Bakshi, an IVF specialist, discusses his experience in the IVF industry and the challenges couples face when trying to conceive. He emphasizes the importance of seeking medical help early on and dispels the misconception that infertility is solely a female issue. Dr. Bakshi also touches on the ethical considerations of gene editing and the future of human evolution. He addresses the cost of IVF procedures, the legality of gender selection, and the rise of medical tourism in India. He acknowledges the existence of malpractices in the industry but highlights that they are the exception rather than the norm. Finally, he explores the psychological and societal reasons why couples choose to have children and the pressure they face from society. The conversation explores the reasons why women become surrogate mothers and the moral and ethical implications of surrogacy. Takeaways 1. Infertility is not solely a female issue; 50% of infertility cases are caused by male infertility. 2. Early intervention is crucial in addressing fertility issues; delaying treatment can lead to more complications. 3. The IVF industry has seen malpractices, but they are the exception rather than the norm. 4. The cost of IVF procedures in India is more affordable compared to other countries, making it a popular destination for medical tourism. 5. The decision to have a child is driven by psychological and societal factors, such as the desire to pass on a legacy and complete one's family. 6. The primary reasons women become surrogate mothers are to secure their children's future, provide a better home, and clear off debts. 7. Surrogacy should be allowed as it helps couples who are unable to have children and provides financial compensation to surrogate mothers. 🔍 Episode Highlights: 0:00 Teaser Intro 0:20 Intro 2:24 How Indian parents look at IVF 11:14 China is producing designer babies 16:11 Can we choose a gender while opting for IVF 18:01 Rise of medical tourism in India 20:04 Why India banned surrogacy for foreigners 21:01 When should we take the decision of IVF 24:53 Men can't talk about their sperms 27:23 Why couples are not able to have babies 30:37 Islam & Hindusim on IVF & surrogacy 36:19 Malpractices in IVF & surrogacy 39:54 Concerns arround exploitations of surrogate mothers 41:40 Why women become surrogate mothers 47:13 Celebrities who did surrogacy 48:35 Outro 48:52 End Credits 🚀 Stay Ahead of the Curve: Hit subscribe and ring the bell to get notified about our thought-provoking episodes that delve into the most critical tech topics of today. 💬 We Want to Hear From You: What are your views on IVF Industry and Surrogacy? Comment below to join the conversation on these groundbreaking technologies. ____________________________________________ Connect with us on our Social Media Channels! 📲What's up - Group Link (Share/Join)- https://chat.whatsapp.com/CTi96C5RXpxJNbhd8pIFkC 🎞️ Instagram - https://www.instagram.com/goventure.live?igsh=MTZiZGNrMDUwa3llZA== 🎧Spotify - https://open.spotify.com/show/6NABA1Xj2p1Ri6vHX1hhp8?si=Y8_weWlnRBe_29SZGlCyTg #goventure #ceointerview #businesspodcast #ivf #ivfsuccess #ivfcommunity #ivfsupport

    49 min
  4. Danger Of Deep Fake And AI - Ft.Shivam Mangla Founder of Rephrase - Episode 2

    30/03/2024

    Danger Of Deep Fake And AI - Ft.Shivam Mangla Founder of Rephrase - Episode 2

    🎙️ GOVENTURE Podcast : Danger Of Deep Fake And AI In this interesting episode, we team up with Shivam Mangla, the boss of Rephrase, to learn about deepfake and AI. We'll explain these tricky topics and talk about why they matter for doing the right thing. 🔍 Episode Highlights: 0:00 Teaser Intro 0:17 Intro 1:12 How Dangerous is DeepFake 4:40 DeepFake Creators vs Detectors 6:01 DeepFake Videos in Elections 9:54 DeepFake Technology Biggest Cybersecurity Threat 11:05 Using DeepFake for Fraud 15:52 Can AI be more creative than Humans 19:35 AI is a threat to humanity 23:32 How does an AI engineer make 25:37 AI and Future of Work 27:52 Outro 28:09 End Credits 🎙️ Special Guest: Shivam Mangla brings his extensive knowledge to the table, offering insights into the responsible use of AI and how we can protect ourselves from digital deception. 💬 We Want to Hear From You: What are your views on deepfake and AI? Comment below to join the conversation on these groundbreaking technologies. ____________________________________________ Connect with us on our Social Media Channels! 📲What's up - Group Link (Share/Join)- https://chat.whatsapp.com/CTi96C5RXpxJNbhd8pIFkC 🎞️ Instagram - https://www.instagram.com/goventure.live?igsh=MTZiZGNrMDUwa3llZA== 🎧Spotify - https://open.spotify.com/show/6NABA1Xj2p1Ri6vHX1hhp8?si=Y8_weWlnRBe_29SZGlCyTg #genai #podcast #goventure #ceointerview #businesspodcast #Deepfake #AI #TechnologyEthics #DigitalDeception #ShivamMangla #Rephrase

    28 min
  5. Building a GenAI startup successfully with Founder of Rephrase Shivam Mangla - Episode 1

    21/03/2024

    Building a GenAI startup successfully with Founder of Rephrase Shivam Mangla - Episode 1

    🎙️ GOVENTURE Podcast: The Truth About Building a GEN AI Startup Successfully Dive deep into the intricacies of building a GEN AI startup with the founder of Rephrase, Shivam Mangla. In this episode, we uncover the truth and challenges that lie ahead in the world of artificial intelligence entrepreneurship. Get first-hand insights, strategies, and stories that will equip you with the knowledge to navigate and succeed in this dynamic landscape. 🤖 Episode Highlights: Chapters 0:00 Teaser Intro 0:17 Intro 1:24 What makes Facebook the largest social media company? 4:05 Mark Zuckerberg's vision for the future 6:12 Adobe's first acquisition in India 9:37 Factors influencing the move toward acquisition 13:57 Distribution challenges for small startups 17:04 Success of the cadbury ad campaign 22:33 Challenges of building vernacular language models 29:02 Opportunities in the application & infrastructure space 34:10 Outro 34:26 End credits _____________________________________________ Connect with us on our Social Media Channels! 📲What's up - Group Link (Share/Join)- https://chat.whatsapp.com/CTi96C5RXpxJNbhd8pIFkC 🎞️ Instagram - https://www.instagram.com/goventure.live?igsh=MTZiZGNrMDUwa3llZA== 🎧Spotify - https://open.spotify.com/show/6NABA1Xj2p1Ri6vHX1hhp8?si=Y8_weWlnRBe_29SZGlCyTg #genai #podcast #goventure #ceointerview #businesspodcast #aiandproductivity #aiadvancements #aistartup #aistartups

    35 min
  6. Fintech & Home Loan Industry in India - Atul Monga CEO & Founder of "Basic Home Loan" - Episode 2

    16/02/2024

    Fintech & Home Loan Industry in India - Atul Monga CEO & Founder of "Basic Home Loan" - Episode 2

    Welcome to the Goventure A Business Podcast! In this insightful episode the conversation explores Atul Monga, founder of Basic Home Loan, discusses his transition from investment banking to entrepreneurship and the differences between the two roles. He highlights the creative freedom and excitement of being an entrepreneur compared to the non-creative nature of investment banking. Monga also discusses the challenges and innovations in the home loan industry, including the need for increased penetration and the use of technology to streamline the process. He emphasizes the importance of government support and schemes in promoting home loans and the benefits of buying a home early in one's career. Monga also addresses the challenges in the fintech lending industry and the balance between profitability and responsible lending. He shares insights on trends in the home loan industry, including the demand for affordable and luxury housing. Finally, Monga discusses the introduction of new products and services by Basic Home Loan, such as the FLDG program and franchise stores, to cater to underserved customers and improve cost efficiency. Takeaways Transitioning from investment banking to entrepreneurship offers more creative freedom and excitement. Innovation is needed to increase home loan penetration and reach underserved customers. Government support and schemes play a crucial role in promoting home loans. Buying a home early in one's career can provide long-term benefits. The fintech lending industry faces challenges in profitability and responsible lending. The demand for affordable and luxury housing is increasing in the post-COVID era. Introducing new products and services can improve customer experience and cost efficiency. Chapters 00:00 Teaser Intro 00:17 Intro 01:07 Challenges in the Fintech Lending Industry 03:39 Balancing Profitability and Responsible Lending 05:47 How Basic Home Loan Helps Users Save Money 07:35 Challenges in Affordable Housing in Tier 2 and Tier 3 Cities 12:28 Trends in the Home Loan Industry 15:53 Introduction of New Products and Services 20:56 Transition from Investment Banking to Entrepreneurship #podcast #goventure #businesspodcast #homeloans #homeloanexpert #homeloansmadesimple #loanprocess #loanproposal #buyingahome #buyinghouse

    26 min
  7. Buying a Home in India by Atul Monga CEO and Founder of "Basic Home Loan" - Episode 1

    09/02/2024

    Buying a Home in India by Atul Monga CEO and Founder of "Basic Home Loan" - Episode 1

    Welcome to the Goventure A Business Podcast! In this insightful episode the conversation explores Atul Monga, founder of Basic Home Loan, discusses his transition from investment banking to entrepreneurship and the differences between the two roles. He highlights the creative freedom and excitement of being an entrepreneur compared to the non-creative nature of investment banking. Monga also discusses the challenges and innovations in the home loan industry, including the need for increased penetration and the use of technology to streamline the process. He emphasizes the importance of government support and schemes in promoting home loans and the benefits of buying a home early in one's career. Monga also addresses the challenges in the fintech lending industry and the balance between profitability and responsible lending. He shares insights on trends in the home loan industry, including the demand for affordable and luxury housing. Finally, Monga discusses the introduction of new products and services by Basic Home Loan, such as the FLDG program and franchise stores, to cater to underserved customers and improve cost efficiency. Takeaways Transitioning from investment banking to entrepreneurship offers more creative freedom and excitement. Innovation is needed to increase home loan penetration and reach underserved customers. Government support and schemes play a crucial role in promoting home loans. Buying a home early in one's career can provide long-term benefits. The fintech lending industry faces challenges in profitability and responsible lending. The demand for affordable and luxury housing is increasing in the post-COVID era. Introducing new products and services can improve customer experience and cost efficiency. Chapters 00:00 Teaser Intro 00:17 Intro 01:34 Transition from Investment Banking to Entrepreneurship 04:30 Comparison of Indian Work Culture with Other Countries 10:36 Innovation in Home Loan Penetration 13:12 Government Support for Home Loans 16:07 Buying vs Renting a Home 19:46 Factors to Consider in Home Loan Eligibility 21:30 Factors to Consider in Home Loan Decision

    23 min
  8. New Engineering BTech programs in India with Rajesh Kumar - CEO & Founder of KALVIUM - Episode 2

    04/02/2024

    New Engineering BTech programs in India with Rajesh Kumar - CEO & Founder of KALVIUM - Episode 2

    Welcome to the Goventure A Business Podcast! In this insightful episode the conversation explores the shift in mindset that led to the start of companies and the building of multiple ventures. It delves into the experience of running FACE Prep and the challenges faced in the higher education space. The discussion also touches on the impact of college education on success and the changing landscape of college education. The conversation concludes with a look at the future of college education and the potential for disruptive models to reshape the industry. The conversation explores disruptive changes in education and the openness to change in the industry. It discusses the changing landscape of education and the role of students in the education ecosystem. The conversation also delves into attracting and engaging students, the expectations of students, and the disconnect in education. It concludes with a focus on sustaining student interest and the importance of an individualized approach to education. Takeaways The education industry is undergoing disruptive changes, similar to what happened in the MBA domain. Openness to change is increasing in the education industry, with universities realizing the value of new approaches. The focus in education is shifting from placements to the teaching-learning process and outcomes. To attract and engage students, it is important to provide context and reinforce the purpose of education. Chapters 0:00 Teaser Intro 0:24 Intro 1:24 Changing College Education 11:27 The Role of College in Success 17:24 The Future of College Education 19:44 Disruptive Changes in Education 20:02 Openness to Change in Education 21:27 The Changing Landscape of Education 23:20 The Role of Students in the Education Ecosystem 27:10 Sustaining Student Interest 28:24 Individualized Approach to Education 28:45 Conclusion 29:05 End Credits #podcast #goventure #businesspodcast #ceointerview #highereducation #highschoolsportlive #higherstudies

    29 min

À propos

GoVenture aims to bring you insightful conversations with founders, CTOs, Directors, Senior Managers and many other successful people from start-up or tech backgrounds, hosted by Pritesh Kumar, founder of FunctionUp. Whether you are just starting up or have a few years of experience under your belt, over this series, you are guaranteed to learn many non-intuitive things that will help in growing your career or business in the start-up ecosystem. Tune in every Thursday for a new episode, a new conversation and many new learnings.