Latina Financial Education, Investing & Wealth Building: MoneyChisme

Violeta Sandoval
  • 5.0 (4)
  • Entrepreneurship
  • Updated Weekly

Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots. My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!

  1. 3d ago

    140. How I Quit My Job to Build my Own Business with Lindsay Barrientos

    Share Your Thoughts! Quit the 9-to-5 and build your dream career. Lynn shares her real story of leaving nursing to launch a telehealth practice in California. If you've ever dreamed of ditching stability for freedom and entrepreneurship but felt overwhelmed by legal, financial, and marketing challenges, this episode is your wake-up call. Lynn reveals the behind-the-scenes of her journey, from navigating California’s strict licensing laws and forming the right business structure to overcoming imposter syndrome and marketing herself confidently. You’ll discover: How to plan financially for a career shift, including setting up safety nets like savings, income buffers, and strategic investments Mindset shifts that help you embrace risk and overcome fears The importance of community, networking, and creating your own opportunities in the digital age This episode is perfect for career changers, Latina entrepreneurs, and anyone feeling stuck in a stability trap—ready to take control, plan smart, and unleash their true potential. Lindsay Barrientos is a nurse practitioner turned business owner, balancing her new practice and real estate portfolio, with a clear focus on helping others create financial and personal freedom. Her story proves that with strategic planning, legal knowledge, and mindset resilience, you can build a thriving, sustainable business from scratch. Whether you're contemplating your own career pivot or seeking insights into health entrepreneurship, this episode provides actionable advice to turn your dreams into reality. Sign up for telehealth (California Only!) https://www.guidancepsychiatryservices.com Support the show Sign Up for the MoneyChisme & Raíces Newsletter Resources: Start Investing with M1Finance or Fidelity Finance Books to Start Your Journey Open a High Yields Account Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    140. How I Quit My Job to Build my Own Business with Lindsay Barrientos

  2. Jul 28

    139. How I Redefined Success After Achieving Financial Freedom | Money Mindset Lessons at 40

    Share Your Thoughts! If you've ever felt like reaching financial freedom would automatically bring peace, only to realize you're still battling comparison, hustle culture, and the pressure to always be doing more, you're not alone. In this deeply personal birthday episode, Violeta reflects on turning 40 and the lessons she's carrying into the next decade of her life. While celebrating a milestone in Mérida, Mexico with her family, she shares how achieving financial freedom hasn't eliminated old habits—it has simply revealed new opportunities to redefine what success truly means. Drawing from her experiences as a real estate investor, entrepreneur, and creator of Money Chisme, Violeta opens up about leaving behind the constant pressure of social media, letting go of unrealistic timelines, and embracing a slower, more intentional way of living. She explains why building wealth isn't just about reaching financial milestones, but about creating a life that aligns with your values, gives you freedom, and allows you to be fully present for the people who matter most. Throughout the episode, she encourages listeners to stop measuring success against someone else's journey. Whether your goals take longer than expected, your business grows more slowly, or your priorities shift over time, your path is still valid. Violeta also shares her vision for the future—from investing in Mexico and supporting Latina entrepreneurs to giving back through affordable housing and community impact. We cover: Why financial freedom doesn't automatically free you from hustle cultureHow social media can quietly steal the freedom you've worked so hard to buildWhy slowing down is one of the greatest forms of successThe importance of defining success on your own terms instead of following someone else's timelineHow infertility, surrogacy, and life circumstances changed Violeta's investing journeyWhy being work-optional is a bigger win than chasing arbitrary millionaire milestonesHow she's reimagining Money Chisme to prioritize impact over endless growthWhy intentional business building creates more freedom than constant scalingThe mindset shifts she's leaving behind as she enters her 40sHer plans to become an angel investor supporting Latina entrepreneursWhy affordable housing and ethical real estate investing have become central to her missionHer vision for investing in both the United States and Mexico while creating a life rooted in flexibility, family, and purposeHow reflecting on your own definition of success can help you build a richer life—not just a bigger bank accountThis episode is a reminder that wealth isn't measured only by your net worth—it's measured by the life you're able to create. Financial freedom isn't the finish line; it's the opportunity to live more intentionally, pursue what truly matters, and build a legacy that extends far beyond money. Your timeline doesn't have to look like anyone else's to be successful. Mentioned in this episode: Free Latinas in Real Estate CommunityReal Estate Chisme PodcastSign up for the Money Chisme NewsletterCash Libre by Lucy (pre-order)Support the show Sign Up for the MoneyChisme & Raíces Newsletter Resources: Start Investing with M1Finance or Fidelity Finance Books to Start Your Journey Open a High Yields Account Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

  3. Jul 21

    138. Why You're Jealous of Other People's Success—and How to Turn It Into Motivation

    Share Your Thoughts! If you've ever felt jealous watching someone else hit a financial milestone while you're still working toward your own goals, you're not alone. In this solo episode, Violeta opens up about something we don't talk about enough in personal finance: envidia (jealousy). She shares why feelings of envy don't make you a bad person—they're often a signal pointing toward a dream, desire, or goal you've been afraid to pursue or haven't given yourself permission to believe is possible. Drawing from her own experiences as an entrepreneur, content creator, and real estate investor, Violeta explains how she has learned to recognize jealousy without shame, uncover what it's trying to teach her, and transform comparison into action. From seeing creators go viral to navigating feelings around business growth and financial success, she shares practical mindset shifts that have helped her stay focused on her own journey instead of someone else's timeline. Throughout the episode, she encourages listeners to stop treating jealousy as something to suppress and instead use it as valuable information. By identifying the root of those emotions, challenging scarcity thinking, and taking small, intentional steps toward their own goals, listeners can turn comparison into motivation and continue building wealth with confidence. We cover: Why jealousy is a normal human emotion—not a character flawHow envy can reveal the financial goals and dreams you've been avoidingWhy comparing yourself to others often stems from scarcity mindsetHow childhood comparisons and cultural expectations can shape your relationship with successThe difference between admiring someone's success and feeling defeated by itHow Violeta processes feelings of envy in her own business and investing journeyWhy someone else's success doesn't take away your opportunitiesHow to use comparison as a learning tool instead of a source of discouragementThe importance of curating your social media feed to protect your mindsetWhy taking one small action is more powerful than endlessly comparing timelinesHow writing down your financial goals can keep you grounded in your own definition of successVioleta's "Envidia Reset" framework for turning jealousy into personal growth and financial actionThis episode is a reminder that jealousy isn't the enemy—staying stuck is. When you learn to acknowledge envy instead of hiding from it, you can uncover what's truly important to you, let go of comparison, and refocus your energy on building the life and financial future you want. Someone else's success isn't proof that you're behind—it's proof that your goals are possible too. Mentioned in this episode: Real Estate Chisme Podcast Sign up for Money Chisme NewsletterSupport the show Sign Up for the MoneyChisme & Raíces Newsletter Resources: Start Investing with M1Finance or Fidelity Finance Books to Start Your Journey Open a High Yields Account Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

  4. Jul 14

    137. How to Build a Website That Actually Gets Clients With Gabby Teran

    Share Your Thoughts! A beautiful website is great—but if it doesn't clearly communicate who you help and guide visitors to take action, it's probably costing you clients. In this episode of Money Chisme, Violeta sits down with branding and website designer Gabriela Teran to discuss what every entrepreneur should know before creating or updating a website. From identifying your ideal client to improving your SEO, Gabriela shares practical strategies that help websites do more than just look good—they become powerful business tools. Drawing from over 10 years of experience helping women of color build brands and websites, Gabriela explains why clarity always beats complexity, how to create trust with potential clients, and the small website changes that can lead to more traffic and better conversions. Whether you're building your first website or refreshing an existing one, this conversation is packed with actionable tips you can implement right away. In This Episode, We Discuss: Why defining your ideal client is the foundation of an effective websiteHow your website copy should speak directly to your target audienceThe essential pages every business website should includeWhy your About page is one of your most important marketing toolsHow to build trust using testimonials, results, and social proofThe importance of keeping website copy short, clear, and easy to scanWhy displaying your pricing can improve conversionsHow your brand and website should evolve as your business growsCommon website mistakes that confuse visitorsSimple ways to increase website traffic without paying for adsWhy blogging is still one of the best long-term SEO strategiesEasy SEO practices every business owner should knowWhy you should replace Linktree with your own website links pageThe importance of connecting your Google Business Profile to your websiteNeed to create a brand and website you can feel proud of and convert your visitors into clients? Get in contact with Gaby. Gabriela@teranmediadesign.com Web: teranmediadesign.com Tiktok @teranmediadesign IG: @teranmediadesign Support the show Sign Up for the MoneyChisme & Raíces Newsletter Resources: Start Investing with M1Finance or Fidelity Finance Books to Start Your Journey Open a High Yields Account Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    137. How to Build a Website That Actually Gets Clients With Gabby Teran

  5. Jul 7

    136. Stop Taking Money Advice From People Who Aren't Building Wealth

    Share Your Thoughts! If you've been working hard on your financial goals but still feel like you're doing it alone, it may be time to take a closer look at the people you're surrounding yourself with. In this solo episode, Violeta explores how your relationships, friendships, and community can have a powerful impact on your financial journey. She explains why building intentional friendships with people who share your goals, values, and mindset can help you grow faster, stay motivated, and make decisions with greater confidence. Drawing from her own experiences—from hearing well-meaning but fear-driven advice from family members to intentionally seeking out like-minded Latinas and entrepreneurs—Violeta shares how expanding her circle expanded her vision. She discusses the difference between networking and building genuine relationships, why not every friend has to fill the same role, and how finding the right community can be the catalyst for your next financial breakthrough. Throughout the episode, she encourages listeners to audit their current circle, seek out communities that align with their goals, and remember that sometimes the biggest shift in your finances comes from changing your environment—not just your budget. We cover: Why your financial growth is influenced by the people you spend the most time withHow friends and family can unintentionally keep you in survival modeThe difference between networking and building meaningful friendshipsWhy expanding your circle can expand your financial mindsetHow financial anxiety from loved ones can impact your decision-makingWhy it's okay to have different friend groups for different seasons and goalsHow finding like-minded people helped Violeta grow as an investor, entrepreneur, and content creatorThe importance of seeking communities that encourage growth instead of fearHow intentional friendships can provide accountability, motivation, and valuable resourcesWhy your next financial breakthrough may come from being in a different room, not creating a better budgetQuestions to ask yourself when auditing your current circle and support systemHow to start building relationships with people who align with the future you're creatingThis episode is a reminder that you don't have to build wealth alone. The right community won't just cheer you on—they'll challenge you, inspire you, and help you see opportunities you may never have discovered on your own. Sometimes the fastest way to level up your finances is to surround yourself with people who already believe in the life you're trying to build. Mentioned in this episode: Free Latinas in Real Estate CommunityReal Estate Chisme PodcastBranding episode featuring Gabby Support the show Sign Up for the MoneyChisme & Raíces Newsletter Resources: Start Investing with M1Finance or Fidelity Finance Books to Start Your Journey Open a High Yields Account Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

  6. Jun 30

    135. Break Up With Your Financial Tóxicos: Money Habits That Are Keeping You Broke

    Share Your Thoughts! If you've been wondering why your financial goals always seem just out of reach, it might be time to identify the financial tóxico that's quietly holding you back. In this solo episode, Violeta introduces the concept of the "financial tóxico"—the habits, debts, subscriptions, mindsets, or even careers that drain your money, energy, and progress without you fully realizing it. Through personal stories and practical examples, she explains how identifying these hidden obstacles can help you make financial decisions that align with your goals instead of keeping you stuck. Drawing from her own experience of leaving the military, selling underperforming rental properties, letting go of unnecessary expenses, and redefining what wealth truly means, Violeta shares how removing financial tóxicos allowed her to build a life centered around freedom, purpose, and intentional living. She also discusses why the "best" financial strategy isn't always the one you'll stick with—and why your personal journey matters more than following someone else's formula. Throughout the episode, she encourages listeners to perform a financial audit, recognize emotional money drains, celebrate small wins, and define success on their own terms instead of chasing society's version of wealth. We cover: • What a financial tóxico is and how to identify the hidden money drains in your life • Why avoiding your finances can become one of your biggest financial obstacles • How conducting a financial audit can uncover subscriptions and expenses you forgot about • Why emotional stress—not just interest rates—should influence how you tackle debt • The importance of building momentum through small financial wins • Why keeping an investment that no longer serves your goals can become a financial tóxico • How Violeta decided to sell rental properties that were costing her money instead of building wealth • Why leaving a high-paying job was the right financial decision for her long-term goals • How to create an exit strategy if your career is negatively impacting your well-being • Why redefining wealth can transform your relationship with money • How consumerism and social media can create unrealistic expectations about financial success • Why owning your time can be a greater measure of wealth than owning luxury items • The importance of making financial decisions based on your values instead of other people's opinions • Why there is no one-size-fits-all financial strategy—only the one that helps you stay consistent This episode is a reminder that financial freedom isn't just about earning more money—it's about removing the things that keep you from reaching your goals. Whether it's debt, an expensive lifestyle, a limiting mindset, or a career that no longer serves you, letting go of your financial tóxicos can create space for the life and future you truly want to build. Mentioned in this episode: • Episode with Justin from The Price of Avocado Toast on paying off debt • Financial Audit episode walkthrough Support the show Sign Up for the MoneyChisme & Raíces Newsletter Resources: Start Investing with M1Finance or Fidelity Finance Books to Start Your Journey Open a High Yields Account Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

  7. Jun 23

    134. Personal Finance for Beginners: 5 Essential Money Habits to Build Wealth Faster

    Share Your Thoughts! If you've ever felt overwhelmed by your finances and wondered where to even begin, this episode will help you build a strong foundation for long-term financial success. In this solo episode, Violeta breaks down five essential money skills that every beginner should develop in order to gain control of their finances, reduce financial stress, and start building wealth. Whether you're earning a stable income but still feel like your money disappears every month, or you're ready to take the first steps toward financial freedom, this episode provides a practical roadmap to get started. Drawing from her own journey as a first-generation Latina investor, Violeta shares the foundational habits that helped her go from financial confusion to confidently managing money, investing, and building wealth through real estate. She explains why financial success isn't about being perfect with money—it's about developing the right skills and consistently taking action. Throughout the episode, she discusses how to build awareness around your spending, create a realistic spending plan, establish an emergency fund, understand debt and credit, and make financial decisions based on your goals rather than guilt or fear. We cover: • Why money management is one of the most important wealth-building skills you can develop • How tracking your spending creates awareness and helps you take control of your finances • The benefits of using budgeting and expense-tracking apps • Why a spending plan feels more empowering than a traditional budget • How to give every dollar a purpose and align spending with your goals • The key steps to creating a realistic spending plan that works for your lifestyle • Why emergency funds provide financial stability and peace of mind • How much you may want to save for unexpected expenses and emergencies • Understanding debt and credit without fear or shame • The basics of how credit scores and credit cards work • How strategic use of debt can support wealth-building goals • Why learning the rules of money helps you make more confident financial decisions • The importance of making money decisions based on goals instead of guilt • How financial confidence grows through education, practice, and consistency • Why building wealth starts with mastering the fundamentals This episode is a reminder that you don't need to have everything figured out to improve your finances. Building wealth starts with learning the basics, creating simple habits, and developing the confidence to manage your money intentionally. The sooner you begin building these foundational skills, the stronger your financial future can become. Mentioned in this episode: • Monarch Money Budgeting App • NerdWallet Budgeting Tools • Annual Credit Report (free yearly credit reports) • Episode with Justin from Price of Avocado Toast on paying off debt • Previous episode on financial anxiety and financial trauma • Episodes on budgeting, spending plans, and money mindset       - How to Manage Your Money: 3 Budgeting Methods That Actually Work       - Financial Reset for 2026: Audit Your Money, Set Smarter Goals Support the show Sign Up for the MoneyChisme & Raíces Newsletter Resources: Start Investing with M1Finance or Fidelity Finance Books to Start Your Journey Open a High Yields Account Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

  8. Jun 16

    133. Are You Feeling Fear or Intuition? The Money Mindset Shift Every Investor Needs

    Share Your Thoughts! If you’ve ever wondered whether that uneasy feeling about a financial decision is a warning sign or simply fear holding you back, this episode will help you understand the difference. In this solo episode, Violeta shares a powerful clip from her Real Estate Chisme podcast featuring Heather Enciso, a real estate investor and licensed clinical social worker who specializes in helping women navigate financial anxiety and wealth-building. Together, they explore how fear, financial trauma, and scarcity mindsets can impact the decisions we make around investing, entrepreneurship, and building long-term wealth. Violeta reflects on her own journey as a first-generation Latina investor and discusses how childhood experiences, financial insecurity, and money-related anxiety can make it difficult to take action—even when we know what we want to achieve. She explains how learning to distinguish fear from intuition has helped her make better financial decisions and avoid both paralysis and impulsive choices. Throughout the episode, she shares practical strategies for recognizing financial anxiety, understanding your personal risk tolerance, and building the confidence needed to move forward with wealth-building goals. She also discusses the role of therapy, community, education, and exposure in overcoming financial trauma and developing a healthier relationship with money. We cover: • How to tell the difference between fear and intuition when making financial decisions • Why financial anxiety and trauma often show up for first-generation Latinas • The connection between scarcity mindset and wealth-building challenges • Common fear responses that keep people from investing or taking action • How anxiety can lead to financial avoidance and analysis paralysis • Why intuition often feels grounded while fear feels urgent and catastrophic • The importance of addressing financial trauma before it holds you back • How therapy and self-awareness can improve financial decision-making • Understanding your personal risk tolerance and financial comfort zone • The role of community, mentorship, and support in building confidence • Practical ways to move from research mode into action • The framework of education, exposure, and execution for overcoming financial fears This episode is a reminder that building wealth is not just about learning financial strategies—it’s also about understanding yourself. When you learn to recognize the difference between fear and intuition, you can make more confident decisions and take meaningful steps toward your financial goals. Mentioned in this episode: • Free Latinas in Real Estate Community • Overcoming Financial Trauma by Rakim Sabree • Episode featuring Rakim Sabree discussing financial trauma and mindset • Full episode with Heather Enciso on Real Estate Chisme Podcast Support the show Sign Up for the MoneyChisme & Raíces Newsletter Resources: Start Investing with M1Finance or Fidelity Finance Books to Start Your Journey Open a High Yields Account Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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About

Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots. My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!

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