The Omnia Mea Compass

Omnia Mea
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The Omnia Mea Compass is your weekly guide to heart- and virtue-driven success for creators, innovators, and entrepreneurs. Dive into meaningful insights and conversations on resilience, creativity, Stoic wisdom, and purposeful leadership. Discover actionable steps, timeless philosophies, and inspiring stories to fuel your journey toward building impactful, values-aligned ventures. Tune in to the Omnia Mea Compass and thrive authentically.

  1. Digital tools and tech for entrepreneurs in Switzerland

    VOR 2 TAGEN

    Digital tools and tech for entrepreneurs in Switzerland

    Tech overwhelm is one of the first things new founders experience — and one of the fastest ways to lose clarity. Suddenly, you’re told you need accounting software, payment providers, hosting, cloud storage, contracts, project management tools, and “the right stack” — ideally before you’ve even sent your first invoice. In this episode of the Swiss Biz Builder Sessions, we take the pressure off. This is not about building the perfect tech stack.It’s about building a calm, compliant, and flexible digital setup that works in Switzerland, fits your current stage, and can evolve as your business grows. Together, Libby O’Loghlin and Susan Platt walk you through the Swiss digital landscape — from accounting and payments to hosting, legal tools, and document organisation — with one guiding principle throughout: Structure before software. What you’ll learn in this episode ✅ How to choose Swiss-appropriate accounting and invoicing tools without overengineering✅ Which payment methods Swiss clients actually trust and use✅ What really matters when it comes to hosting, data jurisdiction, and Swiss compliance✅ How to handle contracts, e-signatures, and sensitive documents securely✅ A simple organising system that works across any digital tool (PARA method)✅ How to reduce tech overwhelm by simplifying, not adding more tools Chapters 00:00 – Navigating the Tech Landscape for Entrepreneurs 01:45 – Understanding Accounting Tools in Switzerland 05:49 – Payment Solutions for Swiss Businesses 09:56 – Building a Trustworthy Digital Infrastructure 15:08 – Legal Tools for Entrepreneurs 17:58 – Organizing Your Digital Workspace 27:12 – Final Thoughts on Tech and Business Growth Key Takeaways You don’t need a perfect tech stack — you need a usable and compliant one Swiss compliance is less about tools and more about how they’re set up Payment methods are about trust and familiarity, not trends Hosting location and data jurisdiction matter more in Switzerland than many founders realise Most founders don’t have a tool problem — they have a structure problem Clear systems reduce mental load, decision fatigue, and long-term friction Books mentioned in this episode Building a Second Brain — Tiago Forte The PARA Method — Tiago Forte Deep Work — Cal Newport Websites and tools mentioned in this episode Accounting & invoicing Bexio Klara Milkee (German only) Swiss21 / AbaNinja Xero Payments TWINT PimPay Yuh SumUp Hosting, domains & infrastructure Infomaniak Hostpoint Switch GoDaddy Namecheap Legal tools & signatures Approovd Skribble DeepSign DocuSign Adobe Sign Secure storage & file sharing Tresorit SwissTransfer Document & workspace tools Google Workspace Microsoft 365 kDrive iCloud Trello Notion

    29 Min.
  2. Banking, VAT & Getting Your Financial Ducks in a Row in Switzerland

    5. FEB.

    Banking, VAT & Getting Your Financial Ducks in a Row in Switzerland

    How to set up clean finances, understand VAT, and build a runway that gives you confidence instead of panic. Money is the part of entrepreneurship everyone touches — whether they love numbers or not. In this episode of the Swiss Biz Builder Sessions, Susan Platt and Libby O’Loghlin walk through the financial foundations every founder in Switzerland needs: business banking, VAT realities (especially for online businesses), and how to think about runway and cashflow in a way that supports calm, grounded decision-making. This episode is not about becoming an accountant.It’s about creating clarity — so money stops being a source of stress and starts becoming a support system. When you can (and shouldn’t) use a private bank account for businessBusiness bank accounts for Einzelfirma, GmbH and AGCapital deposit accounts and what slows Swiss bank onboardingHow to choose the right bank for your business modelVAT in Switzerland — thresholds, registration and charging VAT correctlyWhy EU VAT and Swiss VAT are not the same thinWhich online platforms handle Swiss VAT — and which don’tHow to deal with Swiss VAT when selling digital products internationallyWhat a financial runway really is — and how to calculate itThe difference between profit and cashflow (and why missing cashflow kills businesses)Simple habits that protect liquidity and reduce money stressEven if you’re legally allowed to use a private account, separating business and personal money is one of the best decisions you can makeOpening a Swiss business bank account takes time — preparation mattersVAT is a pass-through tax, not your incomeYou must register for Swiss VAT once global turnover reaches CHF 100’000Swiss VAT is not EU VAT — and platforms often blur this distinctionOnly one major platform currently handles Swiss VAT as merchant of recordCashflow, not profit, is the number one survival factor for new businessesA financial runway buys you clarity, confidence and better decisionsVAT & online sales platforms Digistore24(Handles Swiss VAT as merchant of record) Platforms that do not handle Swiss VAT even if they handle EU VAT: ShopifyGumroadKajabiTeachablePodiaThriveCartPayhipKo‑fiLemon SqueezyWooCommercePlatforms mentioned as examples that allow exporting sales by country: RavelryShopifyGumroadKajabiTeachableEtsyThis episode provides general information and orientation only. It does not constitute individual tax or legal advice. Your specific situation may require professional support, especially as your business grows or becomes more complex. Chapters 00:00 Introduction to Financial Foundations 00:36 Navigating Business Banking in Switzerland 06:15 Understanding VAT and Its Implications 12:26 Budgeting Your Runway and Managing Cash Flow 22:18 Conclusion and Practical Steps Forward

    26 Min.
  3. SBBS Ep 4 Legal Essentials for Your Swiss Business

    29. JAN.

    SBBS Ep 4 Legal Essentials for Your Swiss Business

    Contracts, websites & digital signatures – what actually matters when you’re starting out. Starting a business in Switzerland doesn’t mean you need to become a lawyer overnight — but it does mean putting a few legal foundations in place early, calmly, and correctly. In this episode of the Swiss Biz Builder Sessions, Susan Platt and Libby O’Loghlin walk through the legal day-to-day backbone of a Swiss business: the documents you actually need, the website basics that are legally required, and how digital signatures work under Swiss and EU law. This conversation is designed to replace legal overwhelm with clarity — and to help you take sensible next steps without overengineering or fear-based decisions. What you’ll learn in this episode ✅ The core business contracts most Swiss founders need when starting out✅ How service agreements and Terms & Conditions work together✅ When shareholder agreements become essential — especially with co-founders✅ What legal texts your business website must include under Swiss law✅ How Swiss data protection rules differ from (and overlap with) GDPR✅ Cookies, tracking tools and consent — what actually matters in practice✅ The difference between simple, advanced and qualified electronic signatures✅ When a qualified electronic signature is legally required — and when it isn’t Chapters 00:00 Demystifying Legal Basics for Entrepreneurs 02:04 Understanding Contracts and Agreements 06:00 Navigating Shareholder Agreements 07:08 Legal Requirements for Online Businesses 08:15 Data Protection Laws in Switzerland 10:15 The Importance of Cookies and Tracking 12:17 Exploring Digital Signatures 16:13 Practical Use of Qualified Signatures 18:50 Recap and Key Takeaways Key Takeaways You don’t need a full legal library — you need a small, solid set of documents you understandClear service contracts and T&Cs protect both you and your clients and make boundaries easier to enforceIn Switzerland, T&Cs only apply if clients can reasonably see and accept themCommercial websites require an impressum and a transparent privacy statementTools and generators can help with legal texts — but responsibility always stays with youNot all electronic signatures are equal: only qualified electronic signatures replace handwritten ones where written form is requiredLegal foundations should support your business — not paralyse it Book mentioned in this episode Cofounding the Right Way by Dr Jana Nevrlka Tools mentioned in this episode Swiss law contract templatess Approovd Swiss and EU digital signature providers SkribbleDeepSignSwisscom Trust Services Website legal text support (Imprint / Privacy Policies / Data protection) ApproovdLegally okSwisszonic

    22 Min.
  4. Swiss Insurance for Founders: Pillars, Premiums & Peace of Mind

    22. JAN.

    Swiss Insurance for Founders: Pillars, Premiums & Peace of Mind

    Starting a business in Switzerland means stepping into one of the most comprehensive — and complex — insurance systems in the world. From AHV and pensions to accident cover and business liability, many founders feel overwhelmed by Swiss social and business insurance rules — especially when transitioning from employment into self-employment or running their own GmbH or AG. In this episode of the Swiss Biz Builder Sessions, Susan Platt and Libby O’Loghlin break down Swiss insurance for founders in clear, practical terms — without jargon, panic, or over-insuring. This episode is your calm, structured guide to understanding what you must have, what you can choose, and what actually protects you as a business owner in Switzerland. What you’ll learn in this episode ✅ How the Swiss three-pillar system really works for founders✅ The difference between social insurance (people) and business insurance (company)✅ What changes depending on whether you run an Einzelfirma, GmbH, or AG✅ When Pillar 2 (BVG) becomes mandatory — and when it doesn’t✅ Why ALV (unemployment insurance) doesn’t always protect founders✅ How accident insurance (UVG) actually works — and where it doesn’t✅ Which business insurances are essential vs. optional✅ How to avoid over-insuring while still protecting yourself Chapters 00:00 Introduction to Swiss Business Foundations 02:10 Understanding Insurance in Switzerland 04:25 The Three Pillar System Explained 08:04 Navigating Social Security as a Founder 11:15 Diving into Pillar 2 and Pillar 3 13:32 Understanding the Three Pillar System 17:58 Navigating Business Insurance Essentials 21:27 Creating an Action Checklist for Founders

    26 Min.
  5. Swiss business structures explained

    15. JAN.

    Swiss business structures explained

    Sole Proprietorship · Limited Liability Company · Company Limited by Shares (Stock Corporation) (Einzelfirma · GmbH · AG | Entreprise individuelle · Sàrl · SA | Ditta individuale · Sagl · SA) The Swiss Biz Builder Sessions - episode #2 15 January 2026 What legal structure should you choose when starting a business in Switzerland — and why does this decision shape far more than just paperwork? In Episode 2 of the Swiss Biz Builder Sessions, we take a clear, practical look at the three most common Swiss business structures: Sole proprietorship(Einzelfirma · Entreprise individuelle · Ditta individuale) Limited liability company(GmbH · Sàrl · Sagl) Company limited by shares(AG · SA · SA) Host Susan Platt and co-host Libby O’Loghlin unpack how each structure works in real life — from liability and accounting obligations to how you pay yourself, what changes as your business grows, and why this choice is as much about mindset as mechanics. This episode is designed to give you orientation, not overwhelm — so you can sit down with a fiduciary, accountant, or advisor feeling informed, grounded, and prepared. What you’ll learn in this episode ✅ The core differences between sole proprietorship, limited liability company, and company limited by shares✅ How liability works in each structure — in practice, not theory✅ Which Swiss accounting rules apply, and when they change✅ How paying yourself differs depending on legal form✅ When it makes sense to move from a sole proprietorship to an LLC (GmbH / Sàrl / Sagl)✅ Why “bigger” isn’t always better — and when a stock corporation (AG / SA) is actually appropriate✅ What expats need to consider around permits, residency, and Swiss representation Chapters 00:00 Introduction to business structures in Switzerland01:52 Understanding the Legal Landscape08:39 Exploring the Sole Proprietorship13:06 The Limited Liability Company (GmbH / Sàrl / Sagl) Explained16:53 The Company Limited by Shares (AG / SA) Overview20:04 Conclusion and Next Steps Key Takeaways There is no “best” legal structure — only the one that fits your life, risk profile, and plans A sole proprietorship is often a smart, low-friction starting point — but not always a long-term home An LLC (GmbH / Sàrl / Sagl) creates legal and psychological separation between you and the business A company limited by shares (stock corporation / AG / SA) offers flexibility for investors and scale, but comes with higher complexity and cost Accounting obligations depend on both structure and turnover, not guesswork Choosing a legal form is not just administrative — it’s a strategic decision about how you want to work and grow

    22 Min.
  6. So you want to start a busines s in Switzerland

    8. JAN.

    So you want to start a busines s in Switzerland

    The Swiss Biz Builder Sessions – episode #1 What makes Switzerland such an attractive place to start a business—and what do expats often underestimate before they begin? In this opening episode of the Omnia Mea Compass – Swiss Biz Builder Sessions, we launch an eight-part mini-series created for expats in Switzerland who feel drawn to self-employment, entrepreneurship, or building a business alongside an existing career. Host Susan Platt is joined by Libby O’Loghlin—author, content strategist, and co-founder of a Swiss climate-tech startup—for an honest, grounded conversation about what it really takes to start a business in Switzerland as an expat. Together, they explore why Switzerland continues to attract founders from around the world, where newcomers are often caught off guard, and why long-term success depends less on speed—and more on patience, precision, and trust. What you’ll learn in this episode ✅ Why Switzerland remains one of the most stable and attractive countries for starting a business✅ Which sectors are currently seeing the strongest growth✅ The most common challenges expats face—legal, financial, cultural, and emotional✅ How residency status and permits affect your business options✅ Why mindset, patience, and trust-building matter more than speed✅ What to remind yourself when overwhelm hits and everything feels like “too much” Chapters 00:00 Introduction to the mini-series for expats in Switzerland04:07 Why Switzerland is attractive for business08:05 Challenges faced by expats12:37 Financial considerations15:40 The right mindset for starting a business16:59 Navigating legal and bureaucratic hurdles18:08 Consistency, trust, and reputation21:15 Overcoming overwhelm24:24 Networking in Switzerland26:14 Values and long-term thinking27:55 Conclusion and next steps Key Takeaways Switzerland offers political stability, a strong economy, high purchasing power, and world-class infrastructure. With record numbers of new businesses formed in recent years, it continues to be an appealing place to build—especially for those willing to play the long game.Starting a business anywhere is complex. Doing so in a foreign country adds extra layers: Residency and work permit requirements / Different rules for EU/EFTA vs. non-EU founders / High living and operating costs / Cantonal differences in bureaucracy and taxation / Language and cultural expectations around precision, punctuality, and trust Switzerland rewards consistency, clarity, and reliability—not shortcuts. Susan shares why successful expat founders tend to adopt the mindset of a curious learner and quietly courageous trailblazer: someone willing to learn the system, take steady steps, and build trust over time. You’ll also hear practical guidance on how to deal with overwhelm, self-doubt, and the pressure to “have it all figured out” before you begin You don’t need to “be ready”—you already have more skills and resources than you think Resource mentioned in the episode Free start-smart mindmap

    29 Min.

  7. 14.05.2025

    #008 The Accidental Entrepeneur: How Charlotte Stone built a global knitting brand as an expat mom of three

    What if following your creative curiosity could lead to a global business—right from your living room? In this heartfelt episode, Charlotte Stone of Stone Knits shares how she transformed her love of knitting and socks into an international brand, all while raising three children in Switzerland. In this inspiring conversation, I sit down with Charlotte, the creative force behind Stone Knits. What began as a personal hobby blossomed into a thriving global business—built not on a formal business plan, but on passion, persistence, and a whole lot of heart. Charlotte shares her journey from marketing to solopreneur, the surprising power of niche creativity, and how social media (and a viral Bernie Sanders meme!) led to book deals and a fanbase stretching from Korea to Greenland. Together, we explore the importance of resilience, how to navigate criticism, and the unexpected turns her career has taken—including the publication of her bestselling books. We also dive into what it takes to build a successful creative business, the role of community engagement, and the diverse income streams that support long-term growth. Charlotte speaks candidly about maintaining authenticity as your business scales, prioritizing self-care, and managing your time when you wear every hat. She also shares her experience adapting to new platforms like TikTok and offers practical advice for creatives looking to grow their presence online—without losing themselves in the process. Whether you’re a creative, an expat, a stay-at-home parent, or an aspiring solopreneur, this episode proves that you don’t need permission—or perfection—to start something remarkable. In this episode we’ll cover 🧭 How Charlotte built Stone Knits from scratch with no formal business plan🧭 The role of social media (especially Instagram and TikTok) in scaling a niche creative brand🧭 Why pricing her products “like a coffee” created deeper customer connection🧭 How she navigates online criticism and copyright challenges with grace🧭 How motherhood and her expat journey shaped her creative process and business decisions🧭 Her unexpected rise to global recognition—and how a Bernie Sanders meme changed everything🧭 The joy (and challenge) of being a solopreneur who still answers every message personally Charlotte didn’t start with a plan—just a love for knitting socks. Her second-ever design, the Magic Toadstool Socks, went viral and launched a growing following. She leaned into what felt joyful and authentic rather than what was “strategic.” Instagram became her creative diary and later, her business launchpad. She built a community by sharing her work, listening to feedback, and staying true to her playful, rebellious style—even while photographing her own feet in the forest. Charlotte’s daughters helped shape her visual identity and TikToks, and the whole family influenced pattern ideas. Her story is proof that motherhood and entrepreneurship don’t have to be either/or. ✨ Passion and persistence drive success. ✨ Businesses can grow from hobbies. ✨ Social media builds audiences. ✨ Criticism fuels improvement. ✨ Creativity opens new opportunities. ✨ Adaptability is essential. ✨ Life experience aids resilience. ✨ Engaging followers matters. ✨ Multiple income streams are smart. ✨ Time management balances work and creativity. ✨ Self-care prevents burnout. ✨ New platforms expand reach. ✨ Authenticity sustains long-term success. Charlotte’s story is a reminder that done is better than perfect and that passion, community, and courage can build a global brand—even from your living room. Wherever you are on your journey, this episode invites you to trust your creative voice, share your gifts boldly, and keep going—even if you’re just starting out. StoneKnits on the Web InstagramTikTokYouTubeRavelryDomestika online course: master the art of colorful socks StoneKnits Books Charming Colorwork SocksJoyful Colorwork Socks

    43 Min.

  8. 07.05.2025

    #007 The Business Backbone Starter Kit: How to start your business without drowning in admin

    How to build a calm, sustainable business foundation — without drowning in admin with the business backbone starter kit. In this episode of Omnia Mea Compass, we’re diving into the essential backbone every meaningful business needs: admin systems that support you — not overwhelm you. We explore how to simplify your admin, set up only the tools and structures that truly matter, and reframe admin as quiet power rather than punishment or busywork. At the heart of today’s episode is the idea that a peaceful, purposeful business needs solid scaffolding — not hustle, not perfection, just clarity. If you’ve ever whispered, “I want to do this for real,” this episode is for you. In this episode we’ll cover 🧭 Why admin isn’t punishment — it’s the support your business needs 🧭 The 8 core essentials that actually belong in your starter kit (and what you can skip) 🧭 How to create a weekly rhythm that keeps you steady without burning out 🧭 Action steps to simplify, organize, and reclaim your peace Waypoint 1: Shift your mindset — admin is support, not punishment Admin is not a test of your discipline — it’s the quiet container that holds your creativity, your client work, and your peace of mind. → Learn how to value your business structure as an act of stewardship, not control. 🧭 Key Insight: Admin isn’t the opposite of creativity — it’s the scaffolding that lets creativity flourish. Waypoint 2: Build your business backbone starter kit Forget the 20-tool tech stack. You only need a few trusted essentials: ✅ A professional business email ✅ A clean, clear invoicing system ✅ A simple file structure ✅ A password manager ✅ A notes or project hub ✅ Legal basics (contracts, privacy, data security) ✅ A “Copy/Paste Me” doc for repeatable language ✅ A simple budget (and runway) ✅ A business bank account → Focus on clarity, not clutter. 🧭 Key Insight: You don’t need perfect systems — you need tools that feel supportive and aligned with your values. Waypoint 3: Build a Routine That Grows With You Systems aren’t static — they evolve as you do. A gentle weekly check-in can keep you aligned and avoid overwhelm. → Discover how to create a Weekly Compass Check that connects you back to your direction, priorities, and energy. 🧭 Key Insight: Selling isn’t about closing — it’s about opening: to possibility, connection, and transformation. ✨ Key Takeaways Admin doesn’t have to mean burnout, rigidity, or perfection. It can be quiet, supportive, and aligned — the invisible architecture that holds up your dreams. You don’t need twenty apps. You need one simple, sustainable foundation that reflects your values. Choose one small, values-driven action today: ✅ Rename your admin hour to make it feel supportive ✅ Set up one essential tool (like an invoicing system or password manager) ✅ Revisit your systems not from control, but from care Small shifts create deep roots. Let your business grow from within. 🔗 Book mentioned in this episode Two Weeks Notice — Amy Porterfield  >> Be the first to know when the free mini business backbone starter kit is available https://omnia-mea.com/#jointhejourney More from Omnia Mea Web ⁠omnia-mea.com⁠ Instagram ⁠omniamea_official⁠ Pinterest ⁠omniameaofficial⁠ Facebook ⁠Omnia Mea⁠

    30 Min.
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The Omnia Mea Compass is your weekly guide to heart- and virtue-driven success for creators, innovators, and entrepreneurs. Dive into meaningful insights and conversations on resilience, creativity, Stoic wisdom, and purposeful leadership. Discover actionable steps, timeless philosophies, and inspiring stories to fuel your journey toward building impactful, values-aligned ventures. Tune in to the Omnia Mea Compass and thrive authentically.

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    Omnia Mea
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