The Property Couch

Ben Kingsley, Opti & The Couch Crew
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  • Investissement
  • Chaque semaine

Australia’s top property podcast for everyday investors who want real results, not hype. Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions. Backed by data, banter, and proudly anti-spruiker since 2015! W: https://thepropertycouch.com.au/

  1. -3 j ·  Vidéo

    Are You Waiting for the Perfect Time to Buy Property? | FUNdamental Friday

    In this Friday Fundamentals episode, Luke Oxenham and Polly Chu unpack a common property investing myth: Waiting for the perfect time before you start. From interest rates and market cycles to cost of living, family plans and global uncertainty, there always seems to be a reason to hold off. But as Luke and Polly explain, waiting for perfect certainty can sometimes leave people sitting on the sidelines for years. This episode explores how to plan for uncertainty before buying property, including stress testing your repayments, modelling higher interest rates, allowing for rental changes, planning for holding costs, and keeping cash buffers in place. They also discuss why trying to time the bottom of the market can be difficult, and how big life goals should be considered before building an investment strategy. Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/ Timestamps 00:23 – Welcome back to Friday Fundamentals  00:41 – The myth: waiting for the perfect time  00:55 – Why people feel they need to wait  01:13 – There’s always another reason to hold off  01:43 – Why uncertainty feels uncomfortable  02:19 – How planning helps manage uncertainty  02:22 – Running the numbers before buying  02:36 – Modelling higher interest rates  03:21 – Planning for worst-case scenarios  03:31 – Rental income, holding costs and maintenance  04:07 – Stress testing your loan repayments  04:39 – Why cash buffers matter  05:06 – The danger of using every dollar to buy  06:20 – Should you wait for a particular time?  06:38 – Why waiting for the market to turn can take years  07:08 – The problem with timing the bottom  08:08 – Waiting for life to settle down  09:24 – Big life decisions vs borrowing capacity  10:04 – The big rocks in the jar analogy  10:26 – Final takeaway: there is no perfect time LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    Are You Waiting for the Perfect Time to Buy Property? | FUNdamental Friday

  2. -4 j ·  Vidéo

    607 | The Best Lending Structure Today (In the New Negative Gearing Era)

    Two months on from the Budget's negative gearing and CGT changes, the data is telling a clear story. In our latest episode, Ben sits down with couch crew Luke Oxenham, investment-savvy mortgage broker, and Polly Chu, Qualified Property Investment Advisor, both fielding real client conversations daily.  Together, they're unpacking what's actually happening on the ground: auction clearance rates stuck below 50% for weeks (the worst run since 2018), open home attendance down 43% year-on-year, and the lending data driving it all.  How lenders scrambled to rewrite borrowing power calculators within days of Budget night — some borrowers lost up to $160K in capacity overnight Why majors and smaller lenders are treating investment debt so differently What AFG's lodgement data really reveals about first home buyers, upgraders and investors The shift toward interest-only loans as borrowers protect negative gearing and build buffers Why this cautious market might be the smartest time for new investors to prepare — and what "prepared" actually means Tune in to hear the conversations happening behind closed doors right now.  RESOURCES MENTIONED Free Webinar: New vs Established Property — What Should You Buy in Today's Market? 🎙️ The rules have changed. Should your strategy? Join us live to unpack the real numbers behind buying new vs established in today's market. 📅 Tuesday, 28 July 2026, 7:30pm AEST 👉 Register free Free Borrowing Power Calculator 💰 Curious what you could actually borrow right now? Run your numbers through Moorr's latest feature and get clarity in minutes.  👉 Get financial clarity now  Free Personalised Lending Chat 📞 Want to know exactly where you stand? Have a free, no-obligation chat with our team and get a lending assessment tailored to you. 👉 Book your free chat today.   Between rate rises and rewritten legislation, it's a lot to keep up with. Got a question?👉 We've got you! Send it in for our upcoming Q&A Day >>    Resources from this week’s episode  Ray White: Open homes are quieter, but attendance may be stabilising Westpac-MI Consumer Sentiment July AFG brokers lodge $28.1 billion in home loans in Q4 FY26 The Advisor:  FHB pullback almost as steep as investor retreat Majors’ share slips as Westpac tops AFG lodgements Broker Daily: Westpac forecasts slump in investor activity following budget LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    607 | The Best Lending Structure Today (In the New Negative Gearing Era)

  3. -6 j ·  Vidéo

    New or Established Property? THIS Equation Could Help You Choose

    (Webinar) New vs Established Property: What Should You Buy in Today’s Market? - Tuesday, 28 July @ 7:30PM 👉 www.thepropertycouch.com.au/registernow With the government’s new tax settings encouraging investors towards new property, one big question is starting to dominate the conversation: Does a better tax benefit automatically make a new property the better investment? In this special Tuesday episode, Ben breaks down the equation every property investor should consider before choosing between a new build and an established property. Because while tax savings can make an investment look attractive today, they are only one part of the bigger picture. Free Stuff Mentioned: New vs Established Property Webinar Want Ben to unpack the numbers, historical performance and trade-offs in more detail? Join the free live webinar: 📅 Tuesday, 28 July 2026 🕢 7:30 pm AEST Register here: https://thepropertycouch.com.au/registernow/ Places are limited, so make sure you register early. Timestamps 00:36 – Should tax savings influence your property choice? 00:56 – The property investment equation explained 01:32 – What happens to carried-forward property losses? 02:25 – Comparing two $800,000 investment properties 02:51 – New property vs established property growth 03:17 – Can tax benefits make up for lower capital growth? 04:30 – How to compare total property investment returns 05:33 – When buying a new property can make sense 07:07 – Property market risks, supply and oversupply 07:24 – Free suburb research and property data in Moorr Have a Property Data Question? We will be sharing more Tuesday property data dives. Submit the topics, locations or market questions you would like them to unpack at the comment section below or send it in here: https://thepropertycouch.com.au/topics/ LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    New or Established Property? THIS Equation Could Help You Choose

  4. 17 juil. ·  Vidéo

    Have You Ever Been Pressured to Rush a Property Offer? | FUNdamental Fridays

    In this Friday Fundamentals episode, Shane Pope and Luke Oxenham share what they wish more clients knew before buying property. Shane starts with the negotiation side, unpacking how agents can create pressure and urgency during a deal — and why buyers often have more space than they realise to make a calm, quality decision. Luke then explains the finance side, including why settlement length is often less important than the finance clause, cooling-off period, and the time needed to secure unconditional approval. Together, they cover the parts of buying property that can feel stressful, confusing or rushed — and how better preparation can help buyers avoid poor decisions. If you’re planning to make an offer, this is a useful episode to listen to first. Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/ ⏱️ Timestamps 00:27 – Welcome back to Friday Fundamentals 01:09 – What Shane wishes more buyers knew 01:11 – Why agent pressure can feel so intense 01:34 – Can buyers push back on offer deadlines? 01:59 – Why buyers can be firmer with agents 02:24 – Creating space to make better decisions 03:01 – Why first home buyers can feel like they’re bidding against themselves 03:20 – Going radio silent and using time as a tell 03:49 – Why timing matters in negotiations 04:06 – Case study: negotiating a lifestyle property 04:26 – Four other buyers at the table 04:54 – Why a good buyer’s agent can help 05:13 – What Luke wishes more buyers knew 05:33 – Why unconditional approval matters 05:54 – Finance clauses and lender timeframes 06:12 – Why brokers plan for the worst-case scenario 06:45 – Why the first week matters most 07:04 – Buyer pressure before and after settlement 07:41 – Final thoughts and send in your questions #ThePropertyCouch #PropertyBuying #BuyersAgent #MortgageBroker #propertytips LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    Have You Ever Been Pressured to Rush a Property Offer? | FUNdamental Fridays

  5. 16 juil. ·  Vidéo

    606 | How Ownership Mix Could Improve Your Return by 34% - Chat with Gerard Burg

    (Upcoming webinar - 7:30pm AEST, Tues, 28th July) New vs Established Property: What should you buy in today’s market? Register here: https://thepropertycouch.com.au/registernow Do owner-occupier suburbs have better capital growth? New Cotality research suggests the answer is often yes — particularly when it comes to units. Between 2010 and 2026, units in owner-occupier-heavy areas grew by 99%, compared with 65% in investor-heavy suburbs. Applied to the national median unit value at the beginning of that period, that represents an estimated $148,000 difference in capital gains.   But does that mean investors should simply avoid any suburb with a high share of renters? Not quite.  In this episode, Ben Kingsley is joined by Gerard Burg, Head of Research at Cotality Australia. Gerard brings more than two decades of experience analysing economic and industry trends across government and the private sector, including his previous role as a Senior Economist at NAB.   Together, they unpack what Cotality’s ownership-composition research really tells us, why the relationship is so much stronger in the unit market, and how liveability, amenity, renovation activity and future housing supply can influence long-term performance.  They also explore the risks of investor-heavy apartment markets, the potential consequences of pushing more investors towards new builds, and what the latest listings and lending data reveal about Australia’s property market in 2026. Free Stuff Mentioned (LIVE Webinar!) New vs Established Property: What should you buy in today’s market? Have recent tax changes made new property the obvious choice for investors? Join us on Tuesday, 28 July at 7:30 pm AEST as we unpack the real numbers, risks and trade-offs behind buying new versus established property.👉 Register for the free webinarCotality’s Owner-Occupier and Investor Research  👉 Read the research and download the full analysis or learn more about Cotality hereMoorr’s Suburb Search Feature: Looking for more suburb data? Check our Moorr’s brand new feature: Suburb Search! Research over 30,000 Australian suburbs with just a few clicks. Explore monthly-updated market data, compare locations, uncover hidden opportunities and access suburb-level insights to help you invest with greater confidence. 👉 Learn more Timestamps  01:23 – Should You Buy New or Established Property After the Tax Changes?02:28 – Meet Gerard Burg, Head of Research at Cotality Australia03:21 – Money Story: Growing Up as the Youngest of Five Children09:19 – How Gerard Found His Way Into Economics and Property Research14:16 – How the Rental Ratio and Ownership Research Was Calculated15:27 – Do Owner-Occupier Suburbs Have Better Capital Growth?17:15 – How Ownership Composition Created a $148,000 Difference20:00 – Why Schools, Transport and Liveability Influence Property Values23:29 – Why New Apartment Supply Can Limit Capital Growth27:00 – How Investors Should Use a Suburb’s Rental Ratio32:23 – How the New Tax Settings Could Change Investor Behaviour37:05 – Could New Housing Estates Become the Next Investor-Heavy Markets?39:29 – Rental Guarantees, Oversupply and Concentration Risk Explained44:27 – The Practical Property Research Lessons Investors Can Apply46:08 – Australia’s Property Market Outlook for the Rest of 202646:36 – Are Rate Rises or the Federal Budget Driving the Market Slowdown?51:00 – Are Regional Property Markets Still Outperforming the Capitals?53:57 – What Rising Listings Tell Us About Sydney, Melbourne and Brisbane56:31 – Interest Rates, Borrowing Capacity and the Signals to Watch NextLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    606 | How Ownership Mix Could Improve Your Return by 34% - Chat with Gerard Burg

  6. 14 juil.

    Are We Property Spruikers? | Throwback Tuesdays

    When someone leaves a two-star review calling you "property spruikers," you've got two choices: ignore it, or read it out loud and respond properly! In this Throwback Tuesday snippet, Bryce & Ben unpack a listener's concerns about high debt, over-leveraging and vested interests... and why a healthy dose of scepticism is no bad thing. For the original episode, tune in here: Episode 437 | The Biggest Danger People Face When Looking at Property Data. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    Are We Property Spruikers? | Throwback Tuesdays

  7. 10 juil. ·  Vidéo

    Would YOU Still Invest in Established Property Today? | FUNdamental Fridays

    Welcome back to Friday Fundamentals on The Property Couch. In this episode, Shane and Luke tackle a question that’s suddenly everywhere: Would you still buy an established property today if the negative gearing benefit is deferred? Their answer? Yes — but it depends on your goals, your timeline, and the quality of the asset. This conversation unpacks why negative gearing is only a moment in time, why growth still does the heavy lifting over the long term, and why chasing a tax outcome can be a dangerous way to build an investment strategy. They also break down why established property still has a strong case, especially when land, location and asset quality are front and centre. If you’ve been wondering whether the recent changes mean you need to completely rethink your property approach, this is a great place to start. Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/ Timestamps 00:10 – Welcome to Friday Fundamentals 00:49 – The big question: would you still buy established property? 01:13 – Luke’s answer: yes, but it depends 01:45 – Why long-term goals still matter most 02:03 – PPOR maxing and future strategy 03:17 – Why Shane would still buy established property 04:09 – The buyer’s decision quadrant explained 04:24 – Why not all “tax-friendly” property is good property 05:00 – Negative gearing is a moment in time 05:39 – Final thoughts and send in your questions #ThePropertyCouch #PropertyInvesting #NegativeGearing #EstablishedProperty #MoneyManagement LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    Would YOU Still Invest in Established Property Today? | FUNdamental Fridays

  8. 9 juil. ·  Vidéo

    605 | Has Rentvesting Really Stopped Working? – Chat with Glen James

    "I don't think it can get much worse for people trying to get their first property.”   That’s Glen James, best-selling author, financial educator, host of the award-winning Money Money Money podcast and today’s special guest.  From Glen's journey as a self-confessed "recovering spender" to why your first home doesn't need to be your forever home, this conversation explores the money habits, finance strategies and changing tax landscape shaping the next generation of property owners and investors.  You'll learn:  ✔️ The outdated first-home advice you can ignore  ✔️ Whether rentvesting still stacks up in today's market  ✔️ The first conversation every aspiring buyer should have   ✔️ The role family guarantees and LMI can play  ✔️ How to choose the right first property—not just your dream property  Listen now!     FREE STUFF MENTIONED The Quick-Start Guide to Your First Property 📘 Glen and Rachelle Kroon's practical new book cuts through the confusion of buying your first home or investment property with clear, step-by-step advice to help you get into the market sooner. 👉 Grab your copy here Money Money Money Podcast 🎧 Listen to Glen’s award-winning personal finance podcast covering budgeting, investing, property and practical money strategies.  👉 Listen here  Buying your first home? 🏠 We've just released a 3-part series to make the start of your property investing journey easier.  👉 Start here: 593 | How to Buy a Home (The Right Way) – Part 1 LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    605 | Has Rentvesting Really Stopped Working? – Chat with Glen James
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À propos

Australia’s top property podcast for everyday investors who want real results, not hype. Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions. Backed by data, banter, and proudly anti-spruiker since 2015! W: https://thepropertycouch.com.au/

Informations

  • Création
    Ben Kingsley, Opti & The Couch Crew
  • Années d’activité
    2015 - 2026
  • Épisodes
    872
  • Classification
    Tous publics
  • Copyright
    © 2026 The Property Couch
  • Site web de l’émission
    The Property Couch

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