The Property Couch

Bryce Holdaway & Ben Kingsley

Australia’s top property podcast for everyday investors who want real results, not hype. Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions. Backed by data, banter, and proudly anti-spruiker since 2015! W: https://thepropertycouch.com.au/

  1. The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays

    HACE 6 DÍAS

    The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays

    What if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000? In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists. With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property. But timing is everything — and missing this window could mean leaving money on the table. If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past. Want us to cover your scenario? Submit your question here: https://thepropertycouch.com.au/topics/ ⏱️TIMESTAMPS 00:00 – The $662/month HECS hack explained 00:28 – Why this strategy is time-sensitive 00:56 – Real example: $120K income + HECS debt 02:51 – How indexation impacts your debt 04:09 – Unlocking $662 in monthly cash flow 05:00 – Boosting borrowing power by $80K–$100K 06:08 – Why you must act before June 1 07:39 – Key takeaways and next steps #ThePropertyCouch #HECS #HELPDebt #BorrowingPower #PropertyInvesting #MoneyManagement #PersonalFinance #AussieProperty LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    9 min
  2. 595 | Building Inspections, Hidden Defects & A Risky Govt. Proposal (Buying a Home | Part 2) - Chat with Paul Baker & Myles Clark

    HACE 6 DÍAS

    595 | Building Inspections, Hidden Defects & A Risky Govt. Proposal (Buying a Home | Part 2) - Chat with Paul Baker & Myles Clark

    A $700 inspection could save you $70,000. In Part 2 of our How to Buy a Home series, Ben is joined by leading building inspectors Paul Baker and Miles Clark to unpack one of the most overlooked and financially risky parts of buying property: building and pest inspections. You’ll learn: ✔️ What a good inspection should (and shouldn’t) cover ✔️ How to interpret “major defects” without panicking ✔️ The red flags inspectors look for in older homes ✔️ How to choose the right inspector (and avoid costly mistakes) ✔️ Why Victoria’s proposed pre-purchase inspection reforms could have unintended consequences for buyers= Plus, we unpack a controversial proposal that could make vendor-supplied building reports mandatory… and why many in the industry are sounding the alarm. 🎧 Listen now. FREE STUFF MENTIONED Catch Up On Part 1 of the Buying a Home Series 🎧 Missed Episode 593 on borrowing, search strategy and buying decisions? Start there.Victorian Petition on Rental Reform ✍ (CLOSES 1 MAY) Support the petition discussed in the episode: Victorian Parliament Petition (VIC residents only)Change.org Petition (open to all)Find a Qualified Building Inspector 🔍 Learn more about credentials and due diligence through the Victorian Association of Home Inspectors and trusted inspection providers. Find out more about Paul & Myles: 👉 Inside Out Property Inspections (Paul Baker)👉 Aus Property Reports (Myles Clark)Read the REIV's "A Blueprint for Marketing of Residential Real Estate in Victoria” (what kickstarted Victoria’s new inspection proposal) LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    53 min
  3. 594 | Landlord, Tenant & Tensions: Why Property Managers are 'Caught in the Middle' - Chat with Phil Tarrant & Corinne Bohan

    23 ABR

    594 | Landlord, Tenant & Tensions: Why Property Managers are 'Caught in the Middle' - Chat with Phil Tarrant & Corinne Bohan

    Property management has changed… but not in the way most investors realise. In Episode 594, we put the spotlight on one of the most overlooked (and misunderstood) parts of real estate: property management. Joined by experts in the property management field, we’ve got Phil Tarrant, CEO of Managed and host of the Smart Property Investment Show, and Corinne Bohan, Director of Image Property. Together, they dive into the growing complexity of the industry from rising regulation and tenant expectations to the emotional pressure placed on property managers in today’s market. Listen now!  P.S. 📌 Sign the Petition (URGENT – closes next week on 1 May): Victorian Parliament Petition (VIC residents only) >> Change.org Petition (open to all) >>  Plus, don’t miss the bonus episode where Ben (as the Chair of PICA) sits down with Dan Yeats, the investor at the heart of this petition, to unpack what went wrong, question the system, and what needs to change.   Free Stuff Mentioned FREE WEBINAR: Your Essential Property Market Update Ahead of one of the most groundbreaking Federal Budgets, we’re sitting down to uncover what’s really happening in today’s market and what to focus on next...without the noise. 👉 Register for the webinar now >> 💰 6 Ways to Improve Your Household Budget Looking to free up extra money in your household budget? We’ve got you. In our latest mini-series, Ben shares how to find hundreds of dollars in your budget (with and without refinancing) 👉 Watch our latest mini-series now LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    1 h 4 min
  4. An Investor’s $80K Nightmare | The Interview

    21 ABR

    An Investor’s $80K Nightmare | The Interview

    📌 Sign the Petition (URGENT – closes next week on 1 May): Victorian Parliament Petition (VIC residents only): https://www.parliament.vic.gov.au/get-involved/petitions/improve-the-efficiency-and-fairness-of-the-residential-tenancies-list/ Change.org Petition (open to all): https://c.org/CjQx88vrbT This is not a typical Property Couch episode. In this urgent and important conversation, Ben steps in as Chair of the Property Investors Council of Australia (PICA) to unpack a real-life case that highlights what can happen when the balance between landlord and tenant rights breaks down. After seeing a confronting story in the media, Ben sits down with investor Dan Yeats to hear firsthand what unfolded — a 13-month ordeal involving unpaid rent, repeated tribunal delays, and a property left in devastating condition. But this isn’t just about one story. It raises bigger questions about the system, the unintended consequences of legislation, and what needs to change moving forward. With a key petition closing next week, this episode is a call to understand the issue — and take action if you feel strongly about it. ⏱️ Timestamps: 01:03 – The real-life case that sparked national media coverage02:03 – Inside the property: what went wrong03:17 – The VCAT process and repeated delays04:06 – Financial and emotional toll on the investor07:06 – 13-month timeline: how it unfolded10:07 – The legislation changes and imbalance explained14:26 – What needs to change in the system19:22 – The push for reform and starting the petition21:15 – Why this petition matters right now23:20 – The personal toll: family, work, and stress25:12 – Broader impact on the Victorian property market27:21 – System breakdown: where it’s failing29:34 – Lessons learned: insurance and due diligence32:44 – Final message + how you can helpFinal Note: If this story resonates with you — whether you’re an investor, renter, or simply someone who believes in fair and balanced systems — now is the time to make your voice heard. The Victorian petition closes soon, so don’t leave it too late. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    37 min
  5. 593 | Borrowing, Deposits & Pre-Approval (Buying a Home | Part 1)

    16 ABR

    593 | Borrowing, Deposits & Pre-Approval (Buying a Home | Part 1)

    What if the best time to buy your first home… is when everyone else is hesitating? With rising interest rates, higher living costs and shifting market sentiment, many would assume it’s the worst time to enter the property market. But here’s the twist: It might actually be one of the most important times to get your strategy right. Welcome to Part 1 of our 3-part mini-series on how to buy a home, where we break down the foundations every first-time buyer needs before they even start looking at properties. Ben is joined by Couch Crew members Luke Oxenham (mortgage broker extraordinaire helping Aussies navigate lending every day) and Shane Pope (buyer’s agent on the ground negotiating deals) to unpack the critical first steps that can make or break your journey. In this episode, you’ll learn: The difference between borrowing power and true affordabilityWhy a 20% deposit isn’t always necessary (and what your options are)The hidden costs most buyers forget to budget forWhy not all pre-approvals are created equalHow lenders actually assess your application (and what can trip you up)Listen now 😊 Free Stuff Mentioned Moorr: Your Free Money Management Tool 📊 Take control of your money, track your spending and uncover your surplus — all in one place. 👉 Join the 2026 Surplus Challenge 📱 Download Moorr (iOS & Android): Access 100+ Resources in Moorr’s MyKNOWLEDGE (On buying your first home, structuring your finances & building long-term wealth) Property Outlook Webinar (April 28) 📈 A deep dive into market shifts, rising rates and what it means for buyers. 👉 Register now6-Part Money-Saving Series (Mortgage Focus) 💡 Learn how to find those much-needed extra dollars per month in your household budget. 👉 Starting listening LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    1 h 7 min

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Australia’s top property podcast for everyday investors who want real results, not hype. Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions. Backed by data, banter, and proudly anti-spruiker since 2015! W: https://thepropertycouch.com.au/

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