Maed in India

•

Kanal • 23 Sendungen

Wirtschaft

Wirtschaft

Wöchentlich
Dokumentation

Dokumentation

Wöchentliche Serie
Gesellschaft und Kultur

Gesellschaft und Kultur

Wöchentlich
Gemeinnützig

Gemeinnützig

Wöchentlich
Regierung

Regierung

Wöchentlich
Mentale Gesundheit

Mentale Gesundheit

Wöchentlich
Beziehungen

Beziehungen

Serie

2. APR.

A Bank Is Not a Biscuit Factory

In this episode, Monika uses a simple but powerful analogy to explain why a bank is fundamentally different from any ordinary business. Unlike a biscuit factory, whose failure has limited impact, a bank operates on trust and interconnected flows of money through the system - what economists call the money multiplier. When that trust breaks, it can trigger a bank run, spreading panic across the entire financial system. This is why banks are heavily regulated and often considered “too big to fail.” While depositors in large Indian banks remain largely safe due to regulatory safeguards, she draws a clear distinction: you can trust banks to hold your money, but not necessarily to sell you the right financial products. The listener questions in this episode go beyond investing into deeper life decisions. Gulshan Madan asks about managing PPF maturity, rebalancing during market falls, and highlights the real-world challenges of property transfer versus financial assets. Mayur Parwani raises thoughtful questions about structuring charitable giving - whether to give regularly or build a corpus -leading to the idea of making giving a habit through consistent contributions. An anonymous listener shares a difficult family situation involving financially irresponsible behavior by a sibling, where the advice focuses on protecting parents’ assets, setting firm financial boundaries, and prioritizing sustainable support without jeopardizing one’s own financial stability. Across all questions, the common thread is clear: good financial decisions are as much about behaviour, boundaries, and values as they are about money itself. Chapters: (00:00 – 00:00) Why a Bank Is Not a Biscuit Factory and Why Trust Matters (00:00 – 00:00) Are Your Bank Deposits Safe and Why Mis-Selling Still Happens (00:00 – 00:00) Managing PPF, Asset Allocation and the Reality of Property Transfers (00:00 – 00:00) Structuring Charitable Giving and Building a Habit of Giving (00:00 – 00:00) Supporting Parents While Setting Boundaries with a Financially Irresponsible Sibling https://give.do/ If you have financial questions that you’d like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika’s book on basic money management ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Monika’s book on mutual funds ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Monika’s workbook on recording your financial life ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Calculators ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Production House: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Production Assistant:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠⁠⁠⁠

2. Apr.

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25 Min.
VOR 1 TAG

Missiles Don’t Stop SIPs

In this episode, Monika Halan addresses growing concerns about whether current global tensions could push us back into Covid-like conditions. While she reassures listeners that a repeat of such extreme disruption is unlikely, she emphasizes that the economic impact of global conflict is already being felt. Using simple explanations, she breaks down how rising oil prices, a weakening rupee, and shifting global capital flows are putting pressure on economies like India. What recently seemed like a stable, “just right” economic phase is now entering a period of uncertainty and stress. She explains how these macro changes affect everyday finances—why inflation rises, how bond yields reflect expectations of higher interest rates and government borrowing, and why stock markets react even before the real economic slowdown becomes visible. She also highlights emerging risks around fertilisers and food security, while noting that India’s relatively strong starting position offers some resilience. The core message remains steady: avoid panic, don’t try to time the market, and stick to disciplined asset allocation. In volatile times, patience and consistency act as the strongest financial safeguards. In listener queries, Ambika Poddar seeks guidance on becoming financially independent later in life despite being excluded from household financial decisions, where the advice focuses on starting conversations, building personal income streams, and learning to invest gradually. V. R. Srinivas discusses the Arogya Sanjeevani health policy as a low-cost insurance option, highlighting its role as a basic safety net despite limitations. An anonymous listener from Bangalore asks about achieving financial independence within 5–10 years, where the recommendation is to increase equity exposure, secure independent life insurance, and recalibrate expectations around early retirement while continuing disciplined investing. Chapters: (00:00 – 00:00) Will India Be Back to Covid Times? Understanding the Global Shock (00:00 – 00:00) Oil, Rupee and Inflation: What the War Means for Your Money (00:00 – 00:00) How to Become Financially Independent Later in Life (00:00 – 00:00) Understanding Arogya Sanjeevani and Basic Health Insurance Options (00:00 – 00:00) Can You Achieve Financial Independence in 5–10 Years? If you have financial questions that you’d like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika’s book on basic money management ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Monika’s book on mutual funds ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Monika’s workbook on recording your financial life ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Calculators ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Production House: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Production Assistant:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠⁠⁠⁠

vor 1 Tag

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20 Min.
26. MÄRZ

Money Worries of Teenage Girls

In this episode, Monika reflects on a memorable session with teenage students at a Delhi school, where seemingly simple questions led to profound insights about money, discipline, and life choices. She explains the core idea of “making money work for you” through the power of compounding, emphasizing that wealth is built not just by earning but by allowing investments to grow over time. The discussion also highlights how discipline—shaped by daily habits and environment—plays a crucial role in both personal development and financial decision-making. She also addresses broader concerns of the younger generation, from the pressure of consumerism and distinguishing wants from needs, to anxieties around AI and future careers. Her advice centers on building strong thinking skills, resisting social validation traps, and recognizing the privilege of time and financial support during youth. The underlying message is clear: financial independence begins with awareness, self-control, and the willingness to learn. In listener queries, Rohit Pal asks about Electronic Gold Receipts (EGRs), their risks, costs, and practicality compared to ETFs and SGBs; Jayaraj, an NRI, seeks guidance on whether to retain his EPF corpus or shift to other investments while planning for a special needs child; and Ujjwal Kumar discusses optimizing his daughter’s long-term investment plan, where a higher allocation to mid and small cap funds is suggested along with disciplined rebalancing and a gradual shift to debt as goals approach. Chapters: (00:00 – 00:00) Money Lessons from Teenagers and Making Your Money Work for You (00:00 – 00:00) Discipline, Spending Choices and Building Financial Habits Early in Life (00:00 – 00:00) Electronic Gold Receipts, Risks and Better Ways to Invest in Gold (00:00 – 00:00) EPF Decisions for NRIs and Planning for a Special Needs Child (00:00 – 00:00) Building a Child Investment Portfolio with the Right Equity Allocation https://www.sebi.gov.in/legal/master-circulars/jun-2024/master-circular-for-electronic-gold-receipts-egrs-_84369.html If you have financial questions that you’d like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika’s book on basic money management ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Monika’s book on mutual funds ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠⁠⁠ Monika’s workbook on recording your financial life ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Calculators ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠ Production House: ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ Production Assistant:⁠⁠⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠⁠⁠

26. März

•

18 Min.
STAFFEL 1, FOLGE 1

Is She Fine?

How often do you go to your gynaecologist? What is good sex? Will iPills affect your ability to conceive? Are epidurals safe? Tampons? Pads? Menstrual cups? How common is PCOD? Hosted by gynaecologist Dr. Munjaal Kapadia, She Says She’s Fine aims to eliminate patient-doctor hierarchy, bust myths, stop the spread of misinformation and create an open and honest discussion on women’s health issues. The first season features some fantastic women who share their personal experiences, journeys and challenges to remind you that you are not alone. --- New episodes will be out every Thursday, so make sure you subscribe to the show. If you have any feedback, questions or just want to share something, please email us at shesfinepodcast@gmail.com. Dr. Munjaal practices at Namaha Healthcare in Mumbai and you can find him on all social media platforms at @Scissortongue. This is a Maed In India Production; check us out at www.maedinindia.in

S1, F1

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2 Min.
19. FEB.

What the New Consumer Price Index Means For You

As India updates the way it measures inflation, Monika explains why the revision of the Consumer Price Index base year from 2012 to 2024 matters and what it really means for households. Drawing on new data from the Household Consumption Expenditure Survey, she breaks down how the CPI basket evolves over time to reflect changing consumption patterns — from the decline of outdated products to the rise of digital services, transport, and other modern expenses. The episode clarifies how shifts in weightages, especially the reduced share of food and the higher share of services, will influence headline inflation and policymaking. Monika also explains why the CPI is an average that may not match individual experience, and how the new index should give policymakers a more accurate picture of real household spending pressures. She highlights that lower food weight may make inflation appear less volatile, while costs that matter most to many middle-class families — healthcare, education, housing, and services — continue to rise faster than the headline number. The key takeaway: inflation data is improving, but personal financial planning should always be based on one’s own spending patterns, not just official statistics. In listener questions, Anonymous asks how global developments such as U.S. debt concerns, de-dollarisation, and shifting geopolitical power could affect Indian markets and whether investors should change their asset allocation or SIP strategy; Djay from Mumbai seeks guidance on retirement planning for couples and how to estimate and invest toward a child’s education corpus; and Ramya Srinivasan writes about deploying proceeds from a property sale, weighing PMS investments against mutual funds, and the best way to move a lump sum into equity over time. Chapters: (00:00 – 00:00) What the New Consumer Price Index Means for You (00:00 – 00:00) How Changes in the CPI Basket and Weightages Affect Inflation and Policy (00:00 – 00:00) Global Risks, Market Crashes and Staying Invested Through Uncertainty (00:00 – 00:00) Planning Retirement as a Couple and Building a Child Education Corpus (00:00 – 00:00) PMS vs Mutual Funds and How to Deploy a Large Lump Sum https://www.hindustantimes.com/opinion/why-india-needs-a-new-gold-standard-101770307424675.html https://www.mospi.gov.in/uploads/latestreleasesfiles/1770893247472-Press%20Relase%20of%20CPI%20for%20Jan26.pdf If you have financial questions that you’d like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika’s book on basic money management ⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠ Monika’s book on mutual funds ⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠ Monika’s workbook on recording your financial life ⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠ Calculators ⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠ Instagram ⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠ Facebook ⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠ LinkedIn ⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠ Production House: ⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠ Production Assistant:⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠

19. Feb.

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23 Min.
26. FEB.

RBI’s New Mis-selling Rules

As complaints of insurance mis-selling by banks finally prompt regulatory action, Monika examines the Reserve Bank of India’s draft Responsible Business Conduct guidelines and what they could mean for customers. The proposed rules aim to require suitability assessments, explicit consent, and restrictions on coercive sales practices, signalling a shift toward holding banks accountable for putting customer interests ahead of sales targets. Drawing on years of research and documented evidence, she explains how mis-selling has persisted through opaque disclosures, aggressive commissions, and weak enforcement, eroding public trust in the banking system. Monika argues that while the intent of the new rules is welcome, their effectiveness will depend on clear definitions of suitability, independent monitoring, and reforms to the commission structures that incentivise harmful sales. Without these structural fixes, regulation risks becoming symbolic rather than transformative. She also reflects on how banks could instead build long-term, trust-based relationships with customers by offering transparent financial planning and aligning their incentives with household financial security rather than short-term product sales. In listener queries, Vijay Panchal from Ahmedabad asks whether to combine Sukanya Samriddhi Yojana with equity investing for his daughter’s future and whether to prioritise NPS or PPF for retirement under the new tax regime; Nitin Gupta from Dehradun seeks clarity on the tax and ownership implications of mutual fund investments held in his minor son’s name as he approaches adulthood; and Hemanth Thyagraj from Bangalore asks how to balance home loan prepayments with ongoing mutual fund investing while pursuing long-term financial independence. Chapters: (00:00 – 00:00) RBI’s New Mis-Selling Rules and What They Mean for Bank Customers (00:00 – 00:00) Suitability Framework, Commissions and Fixing Incentives in Financial Product Sales (00:00 – 00:00) SSY vs Index Funds and Choosing Between NPS and PPF (00:00 – 00:00) Managing Mutual Funds Held in a Child’s Name After They Turn 18 (00:00 – 00:00) Balancing Home Loan Prepayment with Long-Term Investing https://rbidocs.rbi.org.in/rdocs/Content/PDFs/01CBDRAFT11022026ADD95448CA7E4662A409F78D829072C7.PDF https://www.sciencedirect.com/science/article/abs/pii/S014759671730046X https://m.rbi.org.in//scripts/Bs_viewcontent.aspx?Id=3370 https://youtu.be/q9kmG-443vo?si=IuTsFG9pbFmysTMD https://drive.google.com/file/d/1E8939c5w16_NIvshQbcUXW1iZtMLJVcS/view?usp=drivesdk If you have financial questions that you’d like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika’s book on basic money management ⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠ Monika’s book on mutual funds ⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠ Monika’s workbook on recording your financial life ⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠ Calculators ⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠ Production House: ⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠ Production Assistant:⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠

26. Feb.

•

22 Min.
19. MÄRZ

The Way We Read

Welcome to the reunion! After a wildly-delayed studio recording, Supriya and Deepanjana catch up to discuss their reading highlights from 2025. It was an unusually brilliant year for Indian fiction in English, diving into powerful examinations of deep familial ties and modern loneliness. The Lit Pickers exchange notes on Arundhati Roy’s dazzling “Mother Mary Comes to Me”, Jeet Thayil’s genre-blurring “The Elsewhereians”, Rahul Bhattacharya's masterful “Railsong” and its nuanced portrayal of working women navigating freedom, and much more. Read Supriya’s brilliant review of “Mother Mary Comes to Me” here. If you miss us before then, please dive into our archive, or reach out to us on @supriyanair and @dpanjana on Instagram. If you have any books, reading or literature-related questions, please email us at contact@maed.in. For a list of all the books mentioned in the season so far, check out this link This is a Maed In India Production; check us out at www.maedinindia.in. Creative Director: Mae Mariyam Thomas Project Manager: Shaun Fanthome Head of Audio: Kartik Kulkarni Sound Editor: Nihar Temkar Artwork: Alika Gupta Theme Music: Easy Wanderlings - Here’s to You

19. März

•

28 Min.
26.09.2024

Cryptos, FDs and Smart Beta Funds

In this episode, Monika presents an intriguing blend of insights and answers to listener questions. First, she explores how several non-US countries are seeking alternatives to the dollar-based global payment system, particularly regarding cryptocurrency. She clarifies that this discussion isn't an investment recommendation but highlights its implications for the future of global transactions. Next, Monika dives into a micro event: Airtel’s new app-based fixed deposit service that launched on September 1, 2024. This innovation aims to simplify FD investments by allowing users to choose deposits from various banks through an easy-to-use dashboard. She also shares some risks, especially regarding higher interest rates from smaller banks. Finally, Monika addresses three listener questions: one asks whether to pay off a home loan given the changing tax landscape; another inquires about the potential benefits of smart beta funds compared to traditional index ETFs; and the last expresses frustration over unequal investment allocations between spouses, seeking advice on how to handle this with their financial advisor. Chapters: (00:38 - 02:04) Cryptocurrency: Alternative to Dollar-Based Payment Systems (02:06 - 04:24) The Role of Crypto in International Trade: Russia and India (04:26 - 07:17) Fixed Deposits: Airtel's App-Based Investment Service (07:32 - 11:44) Home Loan Decisions: Balancing Tax Benefits and Financial Strategy (11:46 - 15:57) Smart Beta Funds: Understanding Strategy-Based ETFs (15:59 - 18:40) Portfolio Allocation Issues: A Case Study on Gender Bias in Financial Advisory If you have financial questions that you’d like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika’s book on basic money management www.monikahalan.com/lets-talk-money-english/⁠ Monika’s book on mutual funds www.monikahalan.com/lets-talk-mutual-funds/⁠ ⁠-funds/⁠ Monika’s workbook on recording your financial life www.monikahalan.com/lets-talk-legacy/⁠ Calculators investor.sebi.gov.in/calculators/index.html⁠ You can find Monika on her social media @monikahalan. Twitter ⁠@MonikaHalan⁠ Instagram ⁠@MonikaHalan⁠ Facebook ⁠@MonikaHalan⁠ LinkedIn @MonikaHalan Production House: www.inoutcreatives.com Production Assistant: Anshika Gogoi Fixed Deposit Home Page - Airtel Ayushman Bharat scheme: Why senior citizens over 70 need separate health insurance covers despite PM-JAY (moneycontrol.com) https://cleartax.in/s/section-115bac-features-new-tax-regime-benefits https://cleartax.in/s/old-tax-regime-vs-new-tax-regime Can smart beta funds deliver on their promise of low risk, high returns? (moneycontrol.com) Nifty200 Momentum 30 (niftyindices.com) Strategy Indices (niftyindices.com) india.fpsb.org/contact/

26.09.2024

•

20 Min.
12. MÄRZ

What Story Do GDP Numbers Tell

As India’s revised GDP numbers are released with a new base year of 2022–23, Monika unpacks the deeper story hidden beneath the headline growth print. She explains how the economy continues to grow at a stable rate above 7%, driven on the production side by manufacturing and services, and supported on the expenditure side by household savings and government capital expenditure. While consumption remains the backbone of growth, private investment needs to accelerate to complete the virtuous cycle of rising wages, stronger demand, and sustained high growth. Monika walks listeners through why this GDP release is structurally significant. The updated methodology incorporates new surveys, GST data, digital public finance systems, and expanded data sources to better reflect today’s economy. A major shift to “double deflation” in manufacturing aims to measure real growth more accurately by adjusting both input and output prices. She also addresses the recurring debate on data credibility, distinguishing between methodological improvements and allegations of manipulation, and explains why large-scale tampering across multiple data systems is implausible. The takeaway: the data suggests steady, resilient growth — not spectacular, but meaningful in a turbulent global year. In listener queries, Devasri Jegan, a recent BBA graduate, asks how to overcome beginner confusion and where to start investing; Arpita Mondal writes in about rising silver prices and whether she should invest after sharp moves; Vineet Sharma from the Gulf shares his journey of building a ₹4 crore FD corpus through discipline and leverage and seeks guidance on starting mutual fund investing at 48 while redefining life goals; and Saurabh Garg’s recent speech on GDP methodology also comes up in the broader discussion on interpreting official data. Chapters: (00:00 – 00:00) What the New GDP Data Reveals About India’s Growth Story (00:00 – 00:00) Base Year Changes, Double Deflation and Can We Trust the Data? (00:00 – 00:00) Starting Your Investment Journey Without Getting Overwhelmed (00:00 – 00:00) Silver Prices, Commodity Hype and Asset Allocation Discipline (00:00 – 00:00) Starting Mutual Funds at 50 After Building Wealth Through FDs Saurabh Garg speech https://www.youtube.com/watch?v=_n71JFcBoDQ&t=728s PIB release https://www.pib.gov.in/PressReleasePage.aspx?PRID=2233518®=3&lang=2 If you have financial questions that you’d like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika’s book on basic money management ⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠ Monika’s book on mutual funds ⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠ Monika’s workbook on recording your financial life ⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠ Calculators ⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠ Production House: ⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠ Production Assistant:⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠

12. März

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17 Min.
09.10.2025

Best Of Best Of (featuring Mae & Shaun)

We’ve hit the big 1-0, baby! And we’ve gone full circle (and slightly off the rails). Over the past few weeks, we’ve been rewinding through the years, bringing you our Best Of specials circa 2015. And now, we’ve gone COMPLETE inception with a ‘Best of Best Of’ special. Yep, you heard that right. Ten years, 300+ episodes, and countless bad jokes, Mae’s back behind the mic, joined by Shaun, her partner, our COO, and head of all things punny. Together, they take turns picking their favourite tracks from across Maed in India history - breaking a few rules, trying (and failing) to be funny, and getting very sentimental along the way. Also known in-house as BOBO (because it’s adorbs). It’s big. It’s loud. It’s emotional. It's our own block party down the road. 10 years on and still going strong. WARNING: Please know the songs picked were very arbitrary and very dependent on our mood, work load, life drama, and bodily functions that day. Any other day and we might have picked a completely different bunch. OKChaloBye. Song List: The Koniac Net - Crawling (04:55 - 08:07) Jose Neil Gomes - Tree Outside (09:08 - 14:33) Vernon Noronha - Come Back Jack (15:43 - 21:09) Uday Benegal - Looking for the Mahatma (22:42 - 27:28) Chabuk - Pyaar (28:07 - 31:47) Ladies Compartment - Mountain Song (34:45 - 37:40) Shan Vincent De Paul - Die Iconic (40:22 - 42:10) JBABE - Punch Me in My Third Eye (44:49 - 46:27) Sampriti - Xathor (49:36 - 55:31) Blackstratblues - Random Improv At Sunset (57:59 - 01:01:10) Come be our friend: Instagram @maedinindia Twitter @maedinindia CREDITS: Host: Mae & Shaun Instagram: @maemariyam Twitter: @maebemaebe Producer: Shaun Fanthome and Meghna Gulati Sound Edited & Mastered by: Kartik Kulkarni Artwork: Alika Gupta

09.10.2025

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1 Std. 1 Min.

When you think of podcasts in India, you think Maed in India.