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A show about the cost of health care that’s more entertaining, empowering, and occasionally useful than enraging, and terrifying and depressing. Reporter Dan Weissmann digs in to show how we got into this crazy mess and how we just might live through it.

An Arm and a Leg An Arm and a Leg

    • Dokumentation
    • 5.0 • 3 Bewertungen

A show about the cost of health care that’s more entertaining, empowering, and occasionally useful than enraging, and terrifying and depressing. Reporter Dan Weissmann digs in to show how we got into this crazy mess and how we just might live through it.

    How to avoid a big bill for your COVID test: with Sarah Kliff of the New York Times

    How to avoid a big bill for your COVID test: with Sarah Kliff of the New York Times

    They're supposed to be free. And usually they are. But sometimes... things happen. Here's how to keep them from happening to YOU.

    New York Times reporter Sarah Kliff has been asking readers to send in their COVID-testing bills. She's now seen hundreds of them, and she runs down for us the most common ways things can go sideways, and how to avoid them.

    Here's Sarah's NYT story that inspired this episode: https://www.nytimes.com/2020/11/13/upshot/coronavirus-surprise-bills-guide.html

    Support us: During November and December 2020, your donation counts for DOUBLE, thanks to a campaign called NewsMatch. You can make a one-time donation OR make an ongoing monthly pledge. Here's the link: https://armandalegshow.com/support/

    Send your stories and questions: https://armandalegshow.com/contact or call 724 ARM-N-LE:
     
    See acast.com/privacy for privacy and opt-out information.

    • 21 Min.
    How to Keep Cool in a Tough Moment: A self-defense expert breaks it down

    How to Keep Cool in a Tough Moment: A self-defense expert breaks it down

    Possibly our most-useful episode ever. A listener asked: How do I remain cool when calling insurance companies?

    We called a self-defense teacher—because self-defense is a lot more than hitting and kicking. It's about standing up for yourself in all kinds of difficult situations. Which means using your words.

    Lauren Taylor talks us through some of her top strategies, and how she used them this year in her own epic health-insurance fight.

    Support us: During November and December 2020, your donation counts for DOUBLE, thanks to a campaign called NewsMatch. So cool. You can make a one-time donation OR make an ongoing monthly pledge. Here's the link: https://armandalegshow.com/support/
    Lauren Taylor talks us through some of her top strategies, and how she used them this year in her own epic health-insurance fight.

    Support us: During November and December 2020, your donation counts for DOUBLE, thanks to a campaign called NewsMatch. So cool. You can make a one-time donation OR make an ongoing monthly pledge. Here's the link: https://armandalegshow.com/support
     
    See acast.com/privacy for privacy and opt-out information.

    • 27 Min.
    David v Goliath: How to beat a big hospital (using small claims court)

    David v Goliath: How to beat a big hospital (using small claims court)

    In a classic—and hilarious—David vs. Goliath story, Jeffrey Fox takes on a huge hospital over an outrageous bill, and wins.

    He's a bit of an expert in using small claims court to get satisfaction, and he's got detailed instructions for all of us.

    Here's his first lesson: The other side—no matter how big they are, and no matter what they say to you—doesn't actually get to make the rules. Not the LEGAL rules.

    The details of how he got to victory in this case are super-entertaining, and super-satisfying.


    Support us: You can now make a one-time donation OR make an ongoing monthly pledge.
    AND: During November and December 2020, your donation counts for DOUBLE, thanks to a campaign called NewsMatch. So cool. Just click here to give: https://armandalegshow.com/support/

    Want more detail on this whole small-claims-court strategy? Got you covered:
    - Some folks have used just the threat of small claims court to get outrageous bills lowered. You'll hear all about it in our 2019 episode Can They Freaking DO That?!?: https://armandalegshow.com/episode/can-they-freaking-do-that/
    - Law professor Christopher Robertson describes some of the legal theory behind this approach in a Harvard Law School blog post: https://blog.petrieflom.law.harvard.edu/2017/10/03/medical-bills-are-open-price-contracts-a-victory-for-the-little-guy/
    - Jeffrey Fox posted documents from his case, and a brief narrative:http://blog.petrieflom.law.harvard.edu/wp-content/uploads/2017/10/Writeup-1.pdf
    - Finally, here's this episode's transcript: https://armandalegshow.com/wp-content/uploads/2020/10/Arm-and-a-Leg-Transcript-S4-Ep07-David-v-Goliath-Published-Oct-29-2020.pdf

    Send your stories and questions: https://armandalegshow.com/contact/ or call 724 ARM-N-LEG
     
    See acast.com/privacy for privacy and opt-out information.

    • 22 Min.
    How to handle debt collectors, with the TikTok Mom and a legal expert

    How to handle debt collectors, with the TikTok Mom and a legal expert

    There's a reason Shaunna Burns went viral with her videos about dealing with debt collectors: She used to be one, so she knows a few things. (Also she's smart and funny.) We fact-checked her advice with a legal expert: Jenifer Bosco, an attorney with the National Consumer Law Center. Who said: Yep, most of Shaunna's advice totally checks out.
    This one's full of useful tips—and it's fun— so please pass it around. Debt collectors are out in force, and as you'll hear in this episode, they can be super-unscrupulous. But, as you'll also learn: We've got rights.

    You don't need to have heard our earlier episode about Shaunna and her story; you can just start right here. (There's lots of strong language in both this and the previous Shaunna episode, so maybe save them for when the kids aren't around.)
    Meanwhile, here's a bunch of links to resources:

    The National Consumer Law Center, where Jenifer Bosco works, publishes the book Surviving Debt
    - There are chapters on medical debt, dealing with debt collectors, and what to do if you get sued
    - The book is updated every year
    - It's free to read online at https://library.nclc.org/sd

    Consumer-finance expert Gerri Detweiler, who helped fact-check one big question for this episode, has a VERY useful-looking site: https://www.debtcollectionanswers.com/
    - She just published a new article with answers to questions like "Can medical bills be sent to collections if you're making payments?" (yep) and "How do I dispute a medical bill in collections?
    - There's another, more-general primer on medical debt/collections, also updated recently.
    - Gerri and co-author Mary Reed offer their e-book Debt Collection Answers as a free download. (It was published in 2015, so it may not be as up-to-date.)

    Shaunna's dealing-with-debt-collectors TikTok videos. We've got links at https://armandalegshow.com/handling-debt-collectors.
    (Be sure to note Jen Bosco's legal caveats, but these are great and will get you in a fighting spirit.)


    Send your stories and questions: https://armandalegshow.com/contact/ or call 724 ARM-N-LEG
    Support us: https://www.patreon.com/armandalegshow
     
    See acast.com/privacy for privacy and opt-out information.

    • 28 Min.
    Your TikTok Mom has some medical-bill tips, and a hell of a story

    Your TikTok Mom has some medical-bill tips, and a hell of a story

    Forty-something mom Shaunna Burns went viral on TikTok, thanks in part to a series of videos dishing out real-talk advice on fighting outrageous medical bills. She's become the virtual mom that thousands of Gen-Z followers love. She's funny, smart, and relatable—and she's got stories that'll make your hair stand on end. (Yep, medical bills figure into some of them.) Oh, and she can swear like a f---ing sailor. So maybe save this one for when the kids aren't around.

    Send your stories and questions: https://armandalegshow.com/contact/ or call 724 ARM-N-LEG
    Support us: https://www.patreon.com/armandalegshow
     
    See acast.com/privacy for privacy and opt-out information.

    • 25 Min.
    A Blast of Hope and Humanity: Here's what perseverance looks like

    A Blast of Hope and Humanity: Here's what perseverance looks like

    Laura Derrick fought and endured for decades. When medical bills threatened to swamp her family, she made huge sacrifices, worked unbelievably hard... and helped change the course of history. In a moment when we're all enduring a LOT, it seemed like a great time for Laura's story. It's one of the first stories we ever told on this show, and it has special resonance right now. Bonus: We catch up with Laura for an update.
     
    See acast.com/privacy for privacy and opt-out information.

    • 27 Min.

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