Beyond the Buildings

Cotality

Get a new perspective on property. Host Maiclaire Bolton Smith, Vice President of Product Marketing at Cotality, goes in-depth with experts to understand how the property ecosystem is evolving, glean information on how to solve housing's greatest challenges, and see what's going to happen next.

  1. El Niño’s impact on the 2026 hurricane season

    vor 6 Tagen

    El Niño’s impact on the 2026 hurricane season

    The historical map of natural hazard risk is no longer the best way to navigate. Thirty-two million homeowners — many of whom have long considered their homes outside of hurricane paths — are seeing their perceptions of risk shift. This shift has the potential to destabilize markets across the U.S. In this episode: 2:46 – What does hurricane risk look like across the U.S.? 6:08 – Will El Niño affect property risk long-term? 8:38 – How big is this gap in structural preparedness between coastal communities and inland communities? 12:06 – Allie Barefoot breaks down the latest numbers in the housing market. 12:44 – Why does a homeowner's financial future depend so heavily on a speedy recovery process? Links: https://www.cotality.com/insights https://www.cotality.com/insights/articles/us-heatwaves-2026

    18 Min.
  2. Trust in AI has a price

    10. Juni

    Trust in AI has a price

    On this episode of Beyond the Buildings, host Maiclaire Bolton Smith sits down with Amy Gromowski, Cotality's Head of Data Science, to walk through Cotality's new survey and make sense of what homebuyers are actually demanding from housing AI. 01:49 – There's a trust deficit in AI, but why are people increasingly skeptical? 03:38 – Why are mistakes human, but technology is expected to be infallible? 06:25 – There's value in human validation, and it’s good for business’ bottom lines. 08:21 –Will people ever trust AI more than human real estate professionals? 09:23 – Why is Gen Z actually the biggest skeptic of AI in real estate? 11:57 – Transparency is table stakes for encouraging buy in for AI technologies. 13:40 – What does good AI transparency look like anyway? 19:42 – The future of innovation belongs to those who use automation to elevate, rather than replace, human connection Links: https://www.cotality.com/insights/analysis/trust-but-verify-ai https://www.cotality.com/insights/articles/small-investors-big-squeeze

    21 Min.
  3. Connecting data to the lives beyond the buildings

    27. Mai

    Connecting data to the lives beyond the buildings

    Housing is powered by data, but it’s lived by people. Behind every policy, claim, and property record is a family relying on you when the unexpected happens. In the past, delivering that support often meant navigating slow, manual workflows to find the right information. Today, artificial intelligence is changing the narrative. AI isn’t just a technical upgrade for underwriting or claims adjusters — it’s how people get critical answers in minutes instead of months. That way, teams can focus on the human side of the job: helping policyholders recover and rebuild. In this episode: 2:33 – How insurance — a traditionally in-person industry — is accelerating technology adoption. 4:03 -- Explore the rapid evolution of generative AI in property underwriting and pricing. 6:17 -- Take a closer look at how Cotality has integrated AI into our ecosystem. 13:27 – What will it take to effectively integrate AI into the insurance industry at scale? Links: Cotality.com/insights

    16 Min.
  4. The new landlord next door

    13. Mai

    The new landlord next door

    Homeowners are bypassing sales to rent out their properties, effectively becoming accidental landlords. Metros like Dallas, Austin, and Miami are experiencing softened rents due to a massive influx of new multifamily housing supply. Rising non-mortgage costs are making it increasingly difficult for landlords to remain profitable as rent growth flattens.   Links: https://www.cotality.com/insights/articles/non-qualified-mortgages-increasing https://www.cotality.com/insights/

    19 Min.
  5. The Chicago anomaly

    29. Apr.

    The Chicago anomaly

    In this episode of Beyond the Buildings, we dive into "The Chicago Anomaly," where we explore a surprising shift in hail risk. Host Maiclaire Bolton Smith welcomes back Jon Schneyer, Director of Research and Content at Cotality, to discuss how Chicago has overtaken Dallas-Fort Worth as the metro area with the highest potential for hail damages. Together, they unpack the factors driving this change, including property values, exposure, and vulnerability, as well as the implications for homeowners and insurers alike. They also touch on the often-overlooked "invisible risks" that can arise from hail damage and the importance of proactive mitigation strategies. Tune in for a compelling conversation that sheds light on the evolving landscape of property risk in the U.S.

    23 Min.
  6. US housing policy: Oil, interest rates, and investors

    15. Apr.

    US housing policy: Oil, interest rates, and investors

    The 2026 U.S. housing market is being reshaped by policy and economic forces: a triple-threat of surging oil prices, evolving interest rate policies, and new executive orders from D.C. - Rising oil prices affect more than just morning commutes. Housing costs can also experience knock-on effects. - Mortgage rates dipped below 6% earlier this year, but persistent inflation pushed them back up to where Cotality’s Office of the Chief Economist thinks they’ll stabilize. - While executive orders target corporate buyers, Cotality data shows that mom-and-pop investors drive most competition, limiting impact of these restrictions. Links: https://www.cotality.com/insights/podcasts?sort_name=desc

    25 Min.
  7. Writing the code for economic resilience with IBHS

    1. Apr.

    Writing the code for economic resilience with IBHS

    With rising storm risks increasing insurance premiums, there has been a shift in U.S. insurance availability and affordability. Building codes are a regulatory level that could help fortify homeowners and buffer the system against the increasing frequency and severity of natural disasters. — The cost of fortifying a home ranges widely, but it is accessible. Most new homes built in Florida meet a safety level nearly identical to the IBHS Fortified Gold standard. — Cotality’s Cognitive Imagery amplifies insight into risk. By mapping billions of high-resolution Vexcel Imaging against our proprietary data ecosystem, we reveal how properties truly live, change, and endure. — Natural hazard risk awareness is evolving and there are generational differences in how people perceive risk.

    31 Min.
  8. Unlocking the next American neighborhood renaissance

    18. März

    Unlocking the next American neighborhood renaissance

    While missing middle housing offers a scalable solution to the national affordability crisis by providing diverse, house-scale options, it remains largely untapped due to restrictive zoning and specialized financing gaps. - These housing types have been largely missing for 70 years because many U.S. zoning laws made it illegal to build anything other than detached single-family homes. - When people move into new middle housing, they vacate older, more affordable units, opening up the housing ladder. - While many cities struggle with housing shortages, regions like Portland, Oregon and South Bend, Indiana have successfully shifted their mandates to unlock new inventory. Links: https://www.cotality.com/insights/podcasts?sort_name=desc

    26 Min.
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Get a new perspective on property. Host Maiclaire Bolton Smith, Vice President of Product Marketing at Cotality, goes in-depth with experts to understand how the property ecosystem is evolving, glean information on how to solve housing's greatest challenges, and see what's going to happen next.

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  • Erstellt von
    Cotality
  • Jahre aktiv
    2020 - 2026
  • Folgen
    141
  • Bewertung
    Unbedenklich
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    © Copyright 2025 Cotality
  • Sendungswebsite
    Beyond the Buildings

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