Broken Benefits

Lee Lewis

Whether you are the benefits manager or CEO of your organization, one of the biggest drivers of organizational performance, that most get totally wrong, is the health and benefits strategy. We spend billions on benefits, yet healthcare is unaffordable and complicated. More than half of Americans don't even take their paid vacation, yet people are burning out faster than ever and remote work is scrambling company cultures. It doesn't have to be this way! Great benefits can attract and retain top talent, communicate your values, rejuvenate your productivity, move your stock price, and even save lives. Lee knows this because he advised and learned from many Fortune 100 employers on how to create wildly profitable and popular benefits programs that enhance all areas of the business. Lee created this podcast in the hopes that together we can save lives, save dollars, and save our talent. Join us, each episode, on YouTube or your favorite podcasting platform for some great conversation with some of the world's leading experts in this space.

  1. 5 days ago

    The Hidden Levers of Provider Quality, Fiduciary Risk, and Cost Control (Feat: Adam Stavisky)

    Adam Stavisky spent years running benefits for the largest private workforce in the country, overseeing the largest private health plan in the world along with a massive 401(k) and leave of absence program. In this episode, Lee sits down with Adam to unpack how a culture built on innovation and razor thin margins forced his team to find creative ways to cut costs without shifting the burden onto employees. Adam walks through the leadership lessons that shaped his approach: how consulting taught him to distill complex problems into a single page, why he insisted his team push back on his own ideas, and the moment a signature program he championed had to be pulled back in front of Walmart's CEO. He shares the exact language leadership used that turned a failure into one of his most defining career moments. From there, the conversation moves into practical strategy. Adam breaks down why provider quality, not plan design, is the biggest lever employers have for improving outcomes and controlling costs, using a striking statistic about C-section rates to make the case. He also flags the fiduciary risks most employers are sitting on right now, including voluntary benefits litigation, payment integrity gaps, and the importance of simply documenting the work you're already doing. If you manage benefits at any size organization, or if you're trying to understand why healthcare costs keep climbing despite everyone agreeing the system is broken, this episode is packed with tactical guidance you can apply immediately. Chapters: 0:00 Cold Open: "You Had to Take Cost Out of the System" 0:50 Welcome to Broken Benefits 1:05 Meet Adam Stavisky: From Top Consultant to Walmart's Head of Benefits 1:42 From Consulting Decks to "Kitchen English" 2:56 The Real Shock of Moving In-House: Relationship Building 5:06 How Adam Protected His Calendar to Protect His Team 5:54 Sponsor Break: Catalyze Health 6:42 Empowering a Benefits Team to Push Back and Take Bold Action 8:39 The Most Underrated Leadership Skill: Prioritization 10:54 Inside Walmart's Culture of Innovation and Cost Discipline 14:20 When Leadership Says "Find $100 Million," Where Do You Start? 16:22 What Most C-Suites Get Wrong About Managing Healthcare 22:15 The Signature Program That Failed: A Lesson in "Limiting Blast Radius" 24:28 Why Every Executive Recommendation Should Include the Best Counterargument 26:36 "Don't Delegate Up": Building a Team That Owns Decisions 28:48 Ownership Mentality and the Hardest Job of a Leader 31:44 Opportunity #1: Provider Quality Is the Biggest Lever in Healthcare Costs 36:03 Why Provider Directories Are a Hidden Cost-Control Tool 39:33 Risk #1: Fiduciary Due Diligence Employers Can't Ignore 40:26 Voluntary Benefits, Commission Structures, and the Schlichter Bogard Lawsuits 41:57 Payment Integrity: Detection Isn't Enough, You Need Resolution 44:37 Sponsor Break: Catalyze Health 47:12 Engaging a Workforce as Diverse as a Small Country 51:39 What Gives Adam Optimism About the Future of Benefits 52:48 Where to Find Adam Stavisky 53:09 Outro: Subscribe and Share

  2. 11 Aug

    Stop Paying. Start Leading: Taking Control of Healthcare Strategy (Feat: Paul Dumas)

    What happens when a benefits leader stops accepting rising healthcare costs as inevitable? For Paul Dumas, the answer was simple: start taking control. A longtime CHRO, Paul had spent decades approaching benefits much like many other employers do. Watch the trend. Build the budget. Work with the broker. Try to come in below the projected increase. That changed when his organization saw a 19.5% healthcare trend and was suddenly $15 million over budget after a single month, driven in large part by the rapid growth of GLP-1 utilization. That moment forced Paul to look much deeper into the healthcare ecosystem and question assumptions that had gone largely unchallenged. In this episode of Broken Benefits, Paul walks Lee Lewis through what he discovered, including misaligned incentives among brokers, PBMs and carriers, the difference between a discount and a genuinely good price, the problem with treating healthcare as a fixed expense, and why employers need greater independence and transparency throughout their benefits ecosystem. The conversation also explores Paul's approach to rebuilding the strategy from the ground up, including transparent broker compensation, a transparent PBM, an independent TPA, reference-based pricing, care navigation and a stronger emphasis on primary care. And the results were significant. Paul shares how his organization identified $8.5 million in hard savings in year one and approximately $24 million in year two, allowing the organization to reinvest those savings into total rewards, mental health and other areas that directly benefit employees. This isn't a conversation about simply cutting benefits. It's about asking a more important question: What if employers could spend less on healthcare while actually making the benefits experience better? That's the conversation. Chapters: 0:00 Introduction: Why Healthcare Can't Stay a Fixed Cost 1:37 Paul's Journey Into Healthcare Strategy 4:09 The $15 Million Healthcare Wake-Up Call 6:18 Misaligned Incentives: Brokers, PBMs & Rebates 10:33 Why Employers Need to Take Back Control 16:25 The Problem With "Discounted" Healthcare 20:55 Rebuilding the Healthcare Ecosystem 25:20 What Happens When You Eliminate Rebates? 26:36 Primary Care, Navigation & Better Outcomes 28:48 $8.5 Million in Year-One Savings 29:09 $24 Million in Year-Two Savings 30:49 Reinvesting Healthcare Savings Into Employees 36:28 How Benefits Leaders Can Drive Change 42:47 The Playbook: Where Employers Should Start 48:11 Reference-Based Pricing & Regaining Control 54:08 Final Thoughts With Paul Dumas

  3. 14 Jul

    The Business Case for Better Benefits (Feat: Scott Kirschner)

    For years, employee benefits have been viewed as an unavoidable expense. Scott Kirschner believes that's the wrong way to look at them. In this episode of Broken Benefits, Lee Lewis sits down with one of the industry's most respected benefits leaders to explore how thoughtful benefits strategy can become a catalyst for business growth, employee engagement, and long-term organizational success. Rather than focusing solely on controlling healthcare costs, Scott explains why the most successful organizations approach benefits as a strategic investment. From building credibility with executive leadership to aligning benefits with broader business objectives, he shares the lessons learned throughout a career spent proving that better healthcare decisions can deliver measurable business value. The conversation explores why benefits leaders should think like business executives, how data and financial discipline influence decision-making, and why innovation often begins with asking better questions. Whether you're a benefits professional, HR executive, CFO, or business leader, this episode offers practical insights into transforming benefits from a cost center into a competitive advantage. Chapters: 0:00 Introduction 1:41 Why Better Benefits Are a Business Strategy 5:12 The Biggest Mistake Employers Continue to Make 10:03 Benefits Are About More Than Healthcare 15:18 Creating Value Employees Actually Notice 20:44 Why Cost Cutting Alone Doesn't Work 26:07 Building a Benefits Strategy Around People 31:54 The Data Employers Should Be Paying Attention To 37:46 Measuring Success Beyond Claims Costs 43:38 How Leadership Shapes Employee Experience 49:57 The Future of Employer-Sponsored Benefits 55:46 Final Advice for Benefits Leaders

  4. 17 Jun

    Beyond Borders: What Global Healthcare Can Teach Employers (Feat: Dr. Lowell Fernander)

    What happens when a practicing physician steps into the world of employee benefits? In this episode of Broken Benefits, Lee Lewis sits down with Dr. Lowell Fernander, a physician-turned-benefits executive whose career has taken him from healthcare systems in the United Kingdom and Europe to helping lead healthcare strategy for one of America's largest employers. Drawing on his unique experience in clinical medicine, health informatics, provider strategy, and benefits leadership, Dr. Fernander offers a rare perspective on the challenges facing healthcare today. From the philosophical differences between healthcare systems around the world to the realities of employer-sponsored healthcare in the United States, this conversation explores what employers can learn from global approaches to care delivery. Along the way, Dr. Fernander shares why benefits leaders have an enormous responsibility in shaping healthcare outcomes, how data can uncover opportunities for better care, and why collaboration across the healthcare ecosystem is essential if we hope to improve outcomes while controlling costs. If you're an employer, benefits professional, healthcare leader, or simply interested in the future of healthcare, this is a conversation you won't want to miss. Chapters: 0:00 Every Healthcare System Has Problems 0:28 Welcome to Broken Benefits 1:25 How a Physician Ended Up Leading Benefits Strategy 4:28 What America Can Learn from European Healthcare 8:02 Is Healthcare a Right or a Privilege? 10:42 Why the U.S. Healthcare Debate Misses the Point 13:00 The Real Problem: Access to Care 17:03 Healthcare Deserts and the Hidden Cost of Poor Access 21:03 Employers Shape Healthcare More Than They Realize 25:03 Why Data Is the Foundation of Better Benefits 29:00 Looking Beyond Cost Savings 33:00 The Employee Engagement Problem 37:00 Building Better Healthcare Experiences 40:00 The Impact of Social Determinants of Health 44:00 Why Healthcare Is an Ecosystem Challenge 48:02 Where Employer Healthcare Goes Next 50:06 Closing Thoughts

  5. 2 Jun

    From Accounting to Innovation: A Different Mindset for Better Benefits (Feat: Brian Duclos)

    What happens when you put an auditor in charge of employee benefits? You stop accepting assumptions. In this episode of Broken Benefits, Brian Duclos shares how a non-traditional background in accounting and internal audit shaped his approach to benefits strategy—and ultimately led him to challenge many of the industry's long-standing norms. Rather than accepting annual cost increases as inevitable, Brian applies financial discipline, operational rigor, and data-driven decision-making to one of the largest expense categories organizations face. The result has been a series of innovative plan design strategies, stronger vendor accountability, and a fundamentally different way of thinking about benefits management. This conversation explores the importance of data ownership, performance guarantees, vendor oversight, and why benefits leaders should start thinking more like business operators. If you're responsible for managing healthcare costs, improving employee outcomes, or driving value from your benefits program, this episode offers a practical blueprint for doing things differently. Chapters: 00:00 The Audit That Changed Everything 00:26 Introduction to Brian Duclos 01:16 From Accounting to Benefits Leadership 04:16 Why Brian Left Internal Audit to Fix Benefits 08:09 The Advantage of a Non-Traditional Background 11:05 Challenging Industry Assumptions 14:09 A Case Study in Benefits Innovation 18:13 Why Operational Excellence Matters 20:34 Building Innovative Benefits Strategies 21:53 Start with the Data 24:01 Turning Insights into Action 25:36 Getting Team Buy-In for Change 29:13 Psychological Safety and Innovation 30:12 How to Sell New Ideas to Leadership 33:00 Building the Executive Business Case 34:56 Vendor Accountability and Performance Guarantees 38:00 Finding Hidden Costs in Your Health Plan 39:53 Following the Data to Better Outcomes 43:10 Eliminating Misaligned Incentives in Healthcare 45:12 Contracting, Transparency, and Employer Leverage 47:42 Choosing the Right Advisors and Partners 49:36 What Industry Conferences Actually Teach You 51:33 The Traits of Successful Benefits Leaders 53:15 Brian's Framework for Driving Change 55:10 Final Advice for Benefits Professionals 56:49 Closing Thoughts

  6. 18 Mar

    Breaking the Trend: How Innovation Kept Healthcare Costs Flat for Decades (Feat: Todd Bisping)

    In this episode of Broken Benefits, Lee Lewis sits down with Todd Bisping, Benefits Industry Innovator, to explore one of the most remarkable stories in employer healthcare strategy. For nearly two decades, Todd helped lead a benefits approach that achieved something most employers consider impossible: keeping healthcare cost trend flat while continuing to deliver meaningful value to employees. Rather than accepting the steady rise of healthcare costs as inevitable, Todd and his team took a different path — experimenting with new ideas, challenging industry assumptions, and focusing relentlessly on strategies that produced measurable results. In this conversation, Todd reflects on the lessons learned from years of leading benefits innovation, what it takes to implement change inside large organizations, and why employers have far more influence over healthcare outcomes than they often realize. If you’re a CHRO, benefits leader, or HR executive looking for real-world examples of what disciplined, long-term benefits strategy can accomplish, this episode offers both inspiration and practical insight. Chapters: 0:00 - Introduction 1:27 - The best part about running benefits plans 8:59 - The misconception of innovating 19:14 - Leveraging case studies 32:32 - Irrelevant strategies employers need to stop 43:40 - Guiding your priorities 50:50 - The value of pilot programs 54:30 - Closing remarks

About

Whether you are the benefits manager or CEO of your organization, one of the biggest drivers of organizational performance, that most get totally wrong, is the health and benefits strategy. We spend billions on benefits, yet healthcare is unaffordable and complicated. More than half of Americans don't even take their paid vacation, yet people are burning out faster than ever and remote work is scrambling company cultures. It doesn't have to be this way! Great benefits can attract and retain top talent, communicate your values, rejuvenate your productivity, move your stock price, and even save lives. Lee knows this because he advised and learned from many Fortune 100 employers on how to create wildly profitable and popular benefits programs that enhance all areas of the business. Lee created this podcast in the hopes that together we can save lives, save dollars, and save our talent. Join us, each episode, on YouTube or your favorite podcasting platform for some great conversation with some of the world's leading experts in this space.