Perspektives

The Black Effect Network
The Black Effect Network
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Perspektives With Bank is a dynamic and thought-provoking platform that explores diverse viewpoints and experiences on a wide range of topics. It serves as a place where individuals from different backgrounds and walks of life come together to share their unique perspectives and engage in enlightening conversations. This show dives deep into tapestry, amplifying voices that challenge conventional thinking, spark curiosity, and foster a greater understanding of the world and relationships around us. 

  1. 2 hr ago

    Why Financial Literacy Can't Wait with Earn Your Leisure

    In this episode of Perspektives with Bank, Big Bank sits down with Troy Millings and Rashad Bilal, the founders of Earn Your Leisure, to preview Invest Fest and discuss how the event has evolved into one of the largest gatherings focused on entrepreneurship, investing, financial literacy, and wealth building. They break down the philosophy behind their "90/10" formula—leveraging celebrity appearances to attract audiences while placing the spotlight on education, networking, and expert-led conversations that deliver real value. The trio also discusses the importance of supporting small businesses through Invest Fest's expansive vendor marketplace, where hundreds of entrepreneurs have the opportunity to connect directly with customers and keep 100% of their sales. The conversation expands into the principles that have sustained Troy and Rashad's three-decade friendship and business partnership, highlighting loyalty, ethics, consistency, and creating opportunities for others as the foundation of long-term success. They also examine the rise of toxic internet culture, the impact of bots and negativity on social media, and why meaningful content will always outlast controversy. Looking ahead, the founders share the vision behind Earn Your Leisure, Market Mondays, and Black Out, while discussing upcoming initiatives like a financial literacy curriculum for schools, EYL Africa, and the growing importance of artificial intelligence, financial education, and technology skills in preparing the next generation for the future.  Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @earnyourleisure See omnystudio.com/listener for privacy information.

  2. 2 days ago ·  Bonus

    From Selling Hats Out of a Trunk to LeBron, Beyoncé & Conor McGregor with Keith James

    In this bonus episode of Perspektives with Bank, Big Bank sits down with entrepreneur and luxury designer Keith James to discuss the remarkable journey of building a premium fashion brand from the ground up. Keith reflects on growing up in a small town in North Carolina, drawing inspiration from his mother's sense of style, and transitioning from dreams of playing basketball to becoming an entrepreneur. He shares how selling fedoras from the trunk of his car in Atlanta evolved into a globally recognized luxury hat brand worn by icons including LeBron James, Floyd Mayweather Jr., Conor McGregor, and Beyoncé, while revealing the mindset and sacrifices required to achieve long-term success. The conversation explores entrepreneurship, wealth building, and creating a lasting legacy, as Keith discusses Atlanta's hustle culture, navigating trust and betrayal in business, distinguishing wealth from income, and scaling a company through strategic reinvestment. He also explains the inspiration behind his signature red-bottom hats, why he chose to build a family-name brand, the realities of gatekeeping in the fashion industry, and his vision for expanding into luxury bags, fragrances, and footwear. Packed with practical business advice and motivational insights, this episode offers an inspiring blueprint for aspiring entrepreneurs looking to build a brand that stands the test of time. Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @keithjames See omnystudio.com/listener for privacy information.

  3. 20 Jul

    Choosing Peace Over Pride with OMB Peezy

    In this episode of Perspektives with Bank, Big Bank sits down with Alabama-born rapper OMB Peezy for an honest conversation about mental health, personal growth, and choosing authenticity in an industry driven by attention and controversy. Peezy reflects on growing up in Mobile before relocating to California and eventually Atlanta, explaining how life experiences reshaped his perspective on success, responsibility, and staying out of situations that no longer serve him. He opens up about becoming what he calls a "retired crash out," learning that communication often prevents conflict, redefining boredom as peace, and why protecting his mental well-being has become more important than proving a point. The conversation also explores forgiveness, loyalty, and the pressures of fame, as Peezy discusses overcoming addiction, navigating the dangers of Xanax and Percocet dependency, and reclaiming control of his life through discipline and intentional change. Big Bank and Peezy examine the realities of today's music industry, from clout chasing and manufactured controversy to ownership, independent distribution, and building a sustainable career without sacrificing integrity. The episode closes with a preview of Peezy's upcoming album Say It Yourself and new music, delivering an inspiring conversation about resilience, accountability, and creating lasting success on your own terms.  Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @omb_peezy See omnystudio.com/listener for privacy information.

  4. 13 Jul

    The Truth About Chicago Drill, King Von & The Cost of Loyalty with DJ Bandz

    In this episode of Perspektives with Bank, Big Bank sits down with Chicago DJ, producer, and entrepreneur DJ Bandz for an honest conversation about discipline, longevity, and building a career beyond the internet. Bandz reflects on growing up in Chicago's far South Side Gardens neighborhood, learning the craft alongside his cousin DJ Victorious, and developing a sound inspired by artists like Do or Die, Twista, Gucci Mane, and New York hip-hop. He shares how years of DJing at iconic local venues eventually turned into a full-time career, why he intentionally keeps much of his personal life offline, and how consistency, business knowledge, and fitness have become the foundation of his success. The conversation also explores the evolution of Chicago drill music, examining its cultural impact, the opportunities it created, and the unintended influence it has had on younger generations. Bandz opens up about his relationship with Lil Durk, the lasting impact of losing friends like King Von, and how incarceration and personal loss reshaped his outlook on trust, loyalty, and relationships. He also previews his upcoming album La Familia, discusses navigating label politics, and shares valuable lessons about ownership, entrepreneurship, and staying focused in an ever-changing music industry. Blending hip-hop history, personal growth, and industry insight, this episode offers an authentic look at one of Chicago's most respected behind-the-scenes architects.  Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @djbandz See omnystudio.com/listener for privacy information.

  5. 10 Jul ·  Bonus

    Creator Economy, Paper Work & Viral Headlines with Ceddy Nash

    In this bonus episode of Perspektives with Bank, Big Bank sits down with YouTuber and hip-hop commentator Ceddy Nash for a candid conversation about media responsibility, internet culture, and the business of breaking viral stories. Ceddy explains why he refuses to ambush or publicly embarrass guests for content, instead focusing on presenting information and allowing audiences to draw their own conclusions. He reflects on his journey from Sacramento with ties to Los Angeles and Slauson, how watching DJ Akademiks' success inspired him to build a career on YouTube, and how analyzing court documents and public records helped him carve out a unique lane in hip-hop media while navigating the real-world consequences that come with reporting on high-profile figures. The conversation also dives into some of hip-hop's biggest legal controversies, industry disputes, and media narratives, including discussions surrounding Young Thug, PeeWee Roscoe, Gucci Mane, Pooh Shiesty, Offset, T.I., and other headline-making stories. Ceddy and Big Bank examine YouTube monetization, copyright challenges, revenue sharing, and the importance of ownership and equity in digital media, while also discussing the current state of hip-hop, independent journalism, government contracts, and the evolving relationship between content creators and the music industry. Packed with behind-the-scenes insight, media strategy, and unfiltered industry conversations, this episode offers a fascinating look at the intersection of hip-hop, journalism, and the creator economy.  Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @ceddynash See omnystudio.com/listener for privacy information.

  6. 6 Jul

    Why Loyalty Cost Me Opportunities with Legendary Jerry Clark

    In this episode of Perspektives with Bank, Big Bank sits down with Atlanta music executive and industry veteran Jerry Clark for an insightful conversation about resilience, mindset, and longevity in the music business. Jerry opens up about protecting his mental health through faith, fitness, and intentional relationships while discussing the pressures Black men face as they pursue success. The conversation also explores the concepts of "congratu-hate" and "camouflage hate," the evolution of Atlanta into a global cultural powerhouse, and how the music industry has shifted from relationship-driven artist development to today's fast-paced, social media-first landscape. Jerry reflects on his journey through street promotion, his early opportunities working with OutKast's promotional team, and the career lessons learned from loyalty, timing, and navigating major industry relationships, including missed opportunities with Def Jam and 2 Chainz. The discussion also touches on dating, marriage, personal growth, and the distinction between "Atlanta" and "ATL," offering a thoughtful perspective on culture, legacy, and staying authentic in an ever-changing business. Packed with industry gems, life lessons, and behind-the-scenes stories, this episode is essential listening for anyone interested in hip-hop, entrepreneurship, and building a lasting legacy.  Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @bigjerryclark See omnystudio.com/listener for privacy information.

  7. 2 Jul ·  Bonus

    Cartel Bo Bet on Himself—and Won

    In this bonus episode of Perspektives with Bank, Big Bank sits down with Houston rapper Cartel Bo for a raw and inspiring conversation about resilience, redemption, and building a new future after unimaginable adversity. Cartel Bo reflects on his upbringing in Houston's Lakewood and Myrtle Wood neighborhoods, opening up about childhood abuse, homelessness, time spent in the streets, and the experiences that ultimately led to incarceration. He shares how early momentum from records like "Hoover" attracted federal attention, the challenges of life on the run, and the harsh realities of serving time in federal prison before returning home determined to rewrite his story through music. The conversation also explores Cartel Bo's rapid rise following his release, including signing with Warner Records, navigating creative differences with the label, and betting on himself when others questioned records that would later gain traction. He discusses balancing fatherhood and public scrutiny amid ongoing custody disputes, using viral moments to grow his platform, and creating opportunities for others by employing formerly incarcerated individuals through his trucking business. From independence and entrepreneurship to loyalty, relationships, and the drive behind his latest project Hit for a Bag 3, this episode delivers an honest look at perseverance, accountability, and turning life's hardest lessons into long-term success.  Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @cartelbo See omnystudio.com/listener for privacy information.

  8. 29 Jun

    Remembering Lil Poppa with Deedee

    In this deeply personal episode of Perspektives with Bank, Big Bank sits down with Dee Dee, the longtime manager and close friend of the late Lil Poppa, for an emotional conversation about grief, mental health, and the realities behind public perception. Dee Dee reflects on their relationship after meeting on tour in 2019, sharing her perspective on Lil Papa's long-standing struggles with depression, social anxiety, chronic health challenges, and the pressures of balancing fatherhood, fame, and the demands of the music industry. She also discusses the importance of mental health support, the challenges of maintaining treatment, and the emotional weight carried by those supporting loved ones through difficult seasons. The conversation also addresses the aftermath of Lil Papa's passing, including the online narratives, public criticism, and unanswered questions that followed. Dee Dee candidly speaks about the final days leading up to his death, the grief experienced by those closest to him, and the difficult realities of navigating loss while under public scrutiny. She also responds to controversy surrounding her funeral remarks, discusses unresolved personal property disputes, and reflects on the role of faith, compassion, and healing during unimaginable circumstances. This powerful episode offers an intimate perspective on loss, accountability, and the importance of extending empathy to those grieving while encouraging more open conversations around mental health and emotional well-being.  Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank   See omnystudio.com/listener for privacy information.

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About

Perspektives With Bank is a dynamic and thought-provoking platform that explores diverse viewpoints and experiences on a wide range of topics. It serves as a place where individuals from different backgrounds and walks of life come together to share their unique perspectives and engage in enlightening conversations. This show dives deep into tapestry, amplifying voices that challenge conventional thinking, spark curiosity, and foster a greater understanding of the world and relationships around us. 

Information

  • Channel
    The Black Effect Network
  • Creator
    The Black Effect Podcast Network and iHeartPodcasts
  • Years Active
    2024 - 2026
  • Episodes
    126
  • Rating
    Explicit
  • Copyright
    2026 iHeartMedia, Inc. © Any use of this intellectual property for text and data mining or computational analysis including as training material for artificial intelligence systems is strictly prohibited without express written consent from iHeartMedia
  • Show Website
    Perspektives
  • Provider

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