Positively Geared

Lloyd Edge
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Lloyd Edge, a successful property investor, demonstrates that from humble beginnings as a school teacher with moderate earnings, achieving financial freedom and lifestyle choices is possible. As the host of Positively Geared, Lloyd collaborates with co-host Alex Augustyniak to establish trust as authorities in the Australian real estate buyers' market. Their mission is to make building a positively geared property portfolio accessible to everyone. Lloyd Edge, the author of Positively Geared, intentionally targets low-income earners in his book, driven by the singular motivation: 'If I can do it, so can you.' With over 30 episodes and counting, the series kicks off with 'Who is Lloyd Edge?' This inspiring series is designed to motivate you to embark on your journey to financial freedom. Hosted on Acast. See acast.com/privacy for more information.

  1. 4 days ago

    The Grant Me Finance Podcast

    Most 22-year-olds are worrying about rent and HECS debt. Sinead is 22, owns two investment properties, and is about to buy her third. And no — her parents didn't give her the money. In this episode, Lloyd Edge sits down with Sinead from Grant Me Finance for an honest conversation about how she bought her first property at just 18, built equity, and used that equity to purchase her second property — without saving another deposit. Sinead started working in a café at 12, saved while finishing school, and at 18 bought a $300K two-bedroom townhouse in regional Queensland without even getting on a plane to inspect it. Now she runs her own mortgage broking business, works with 60+ lenders, and helps young Australians navigate the property market. 🏠 WHAT YOU'LL LEARN• How Sinead bought her first investment property at 18 • Why your first property doesn't need to be in Sydney • How she used equity from Property #1 to buy Property #2 • What to look for when researching regional property • Company and trust structures for property investors • Why Sinead isn't a fan of the government's 5% deposit scheme • How negative gearing changes can affect borrowing capacity • Why using 60+ lenders can give you more options than going directly to a bank • Why building & pest inspections are non-negotiable • How a $600 inspection potentially saved $60,000 • What finance clauses and pre-settlement inspections actually mean • The Dream Team: buyer's agent, mortgage broker, accountant and financial planner • Rent vesting — buying where you can afford while living where you want • Guarantor loans and other pathways for first-home buyers ⏱️ TIMESTAMPS0:00 – Meet Sinead: 22, two properties & buying her third 1:41 – How she bought her first property at 18 2:08 – Her $300K regional Queensland townhouse 3:20 – Why you don't need to buy in Sydney 5:07 – Time in the market vs timing the market 6:10 – How she saved her first 20% deposit 7:11 – Using equity to buy Property #2 9:00 – Building your property Dream Team 9:37 – Company & trust structures explained 10:40 – 60+ lenders vs the big four banks 15:26 – Rent vesting explained 18:35 – The government's 5% deposit scheme 20:48 – The alternative: 10% deposit with no LMI 22:52 – Negative gearing & borrowing capacity 29:34 – Building & pest inspections 30:09 – The $600 report that saved $60,000 35:29 – Where Sinead wants to be at 25 39:14 – Deal or No Deal 39:29 – Revisiting The Block's Daylesford properties 43:29 – Lloyd's $50,000 vet bill for Frankie 45:19 – Emotional deal vs investment deal 🎯 WHO IS THIS EPISODE FOR?If you're a young Australian thinking: "I can't afford property." "I don't have enough for a deposit." "I need to earn more first." "I don't know where to start." This episode will give you a different perspective. Sinead's story shows what can happen when you start early, understand the numbers, and surround yourself with the right people. 📚 BOOKS & RESOURCESGet Lloyd's new book Set for Life: https://amzn.to/3VXfJTp Get Positively Geared — Australia's #1 best-selling property investment book: https://amzn.to/3VXfJTp Book a discovery call with Aus Property Professionals: https://www.auspropertyprofessionals.com.au Connect with Lloyd: Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Website: https://www.auspropertyprofessionals.com.au Email: lloyd@auspropertyprofessionals.com.au Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. #PropertyInvesting #AustralianProperty #YoungPropertyInvestor #MortgageBroker #FirstHomeBuyer #LloydEdge #GrantMeFinance #PropertyInvestment #RentVesting #RegionalQueensland #NegativeGearing #SetForLife #WealthBuilding Hosted on Acast. See acast.com/privacy for more information.

    The Grant Me Finance Podcast

  2. 29 Sept

    Aus Property Professionals Premium Strategy Session

    Most property investors think they need 10, 15, maybe even 20 properties to replace their income and retire comfortably. They're wrong. In this Aus Property Professionals Premium Strategy Session, Lloyd Edge sits down with senior strategist Joey to run through three live property scenarios using their internal portfolio modelling software — and the results will completely change the way you think about building a portfolio. What you'll see modelled live in this session: ✅ Scenario 1 — The 3-Property Portfolio How a household earning $200,000 a year can hit $100K+ passive income — inflation-adjusted to $164K — with just THREE strategic property purchases, including a renovation play and a dual-income property, while staying within $5,000–$15,000 negative cash flow per year. ✅ Scenario 2 — The Owner-Occupier Trap What actually happens when a couple tries to buy their dream home too early. They had a $165,000 cash shortfall. Their borrowing capacity was completely shot for 10 years. Their cash flow stayed negative for the entire 30-year projection. If you are planning to buy your own home soon, you need to watch this first. ✅ Scenario 3 — The Duplex Development Strategy How to use development finance to build duplexes, generate capital, and eventually buy your dream home with a 30% deposit on a $1.8M property — instead of being 106% in debt on a $1.5M home you could barely afford. This is the strategy most Australian investors have never heard of — and it changes everything. The three key takeaways from this session: You don't need 20 properties to reach financial freedom — most people need far fewer than they thinkBuying your owner-occupied home too early is one of the most common and costly mistakes Australian investors makeDevelopment finance is a powerful and completely underutilised tool that lets you build serious capital without destroying your borrowing capacityThis is what a real strategy session with Aus Property Professionals actually looks like — real numbers, real scenarios, real outcomes. 🔍 THIS SESSION IS FOR YOU IF: You are an Australian property investor trying to figure out how many properties you actually needYou are a couple debating whether to buy your own home or invest firstYou have been told to just buy as many properties as you can and something about that doesn't feel right ⏱️ TIMESTAMPS: 0:00 – Welcome: What is an Aus Property Professionals Premium Strategy Session?0:41 – The myth we are debunking today: do you really need 20+ properties?1:18 – Base case assumptions: $200K household income, $100K passive income goal8:29 – Cash flow walkthrough: slight negative territory during the accumulation phase17:01 – The hard truth: you might not get the home you want for the money you have17:36 – Scenario 3 begins: the duplex development strategy that changes everything22:35 – The transformation: from 106% debt on $1.5M to 30% deposit on $1.8M23:25 – Back on track: hitting the passive income goal AND owning the home you actually want24:28 – The three overarching lessons from today's Premium Strategy Session25:05 – Rent vesting, downsizing, and other scenarios the software can model for you26:09 – How to book your own strategy session with Aus Property Professionals 🚨 Book your FREE discovery call with Aus Property Professionals: 👉 https://www.auspropertyprofessionals.com.au 🚨 Get Lloyd's new book Set for Life — available now at all major bookshops, Kmart, and Amazon: 👉 https://amzn.to/3VXfJTp 🚨 Get Positively Geared — Australia's #1 best-selling property investment book: 👉 https://amzn.to/3VXfJTp ✅ CONNECT WITH LLOYD: Website: https://www.auspropertyprofessionals.com.au Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    Aus Property Professionals Premium Strategy Session

  3. 10 Aug

    The Mental Health Crisis Nobody Talks About: Men, Divorce, and Starting Over

    🎥 ABOUT THIS VIDEO: Almost 50% of Australian marriages end in divorce. But nobody talks about what actually happens after — the financial court battles, the years of limbo where your career stalls, the bills mounting up, the dark days when you genuinely can't see a way forward. In this episode, Lloyd Edge sits down with his old mate Steve — someone he played music with 30 years ago, lost touch with, and only reconnected with recently through Facebook. Steve's story is one of the most honest conversations this channel has ever had. Divorce. Dark days. Financial rebuilding. A Mudgee property on 30 acres that doubled in value. Child support ending and finally seeing a path forward. And a growing passion for mentoring men through some of the toughest moments of their lives. Steve spent years volunteering with a charity that pairs mentors with men going through hard times — sitting with them once a month, listening, helping them realise they're not alone. He also worked inside NRL development programs and saw first-hand what happens to young athletes when their sporting identity suddenly disappears — through injury, through age, through not making the grade. Many of them end up in dark places because nobody ever taught them who they are beyond the game. This episode also gets into the practical side — how Steve used equity from his Mudgee Airbnb property, what the Freedom Fund concept from Lloyd's new book Set for Life looks like in real life for someone rebuilding from scratch, and how to remove emotion from property decisions when you're still carrying the weight of everything that came before. ⏱️ *TIMESTAMPS:* 0:00 – Reconnecting after 30 years: how Lloyd and Steve found each other again1:15 – How they originally met: playing euphonium together in Sydney (yes, really)3:10 – Lloyd's 1982 Ford Laser: the $1,500 car whose reverse sensor now costs more than it did5:35 – Life after music: Steve's colorful career in the automotive trade7:08 – 50% of Australians get divorced — and most don't know how to start again8:17 – How Steve's partner became the catalyst for getting back into property9:02 – Why Steve bought in Mudgee: wineries, Airbnb potential, and a mining lease10:35 – The property: 30 acres, ridge views, sunsets off the veranda, 18 minutes from town11:43 – Bought just before COVID: what happened to the value (it doubled)15:12 – Inside NRL development: the players you'd recognise and why he won't name them16:10 – What happens to athletes when sport ends — and why it sends some to dark places17:34 – Child support ending: the financial freedom moment and the Freedom Fund24:19 – Mentoring young adults through HSC anxiety and life pressure26:03 – Deal or No Deal begins26:15 – Deal 1: Horsham VIC — block of 4 x one-bedroom units, $680K, 7.6% yield29:21 – Deal 2: Regional VIC duplex — 6 bed total, $1.2M, subdivision potential32:23 – Deal 3: Queensland duplex — Emu Park, $1.25M, brand new, developer still holding35:56 – Final verdicts, the $50K dog story, and the Set for Life book launch --- 🚨 *Get Lloyd's new book *Set for Life — in bookshops, Kmart, and Amazon now:** 👉 https://amzn.to/3VXfJTp 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek advice tailored to your individual circumstances. --- #MensMentalHealth #DivorceRecovery #AustralianProperty #PropertyInvesting #LloydEdge #SetForLife #FreedomFund #RebuildingAfterDivorce #MentalHealth #NRL #AusPropertyProfessionals #DealOrNoDeal #AirbnbInvesting #MudgeeProperty #PropertyStrategy #WealthBuilding #LifeAfterDivorce #MensHealth #AustralianMen #PropertyPortfolio Hosted on Acast. See acast.com/privacy for more information.

    The Mental Health Crisis Nobody Talks About: Men, Divorce, and Starting Over

  4. 20 Jul

    The Government Just Betrayed Every Property Investor in Australia

    🎥ABOUT THIS VIDEO: In this episode, Lloyd Edge gives his unfiltered reaction to the budget changes hitting Australian property investors right now. Negative gearing on the chopping block. Capital gains tax discount being cut from 50% to 33%. A Prime Minister who promised before the election — on the record — that there would be no changes to negative gearing or CGT. Then changed his position entirely halfway through his term. Lloyd breaks down exactly what these changes mean in real dollar terms for investors, why the government's claim that this helps young Australians get into the market is completely backwards, and what actually happens to rents when investors are punished out of the market — because it already happened in Australia once before, in 1985, and the government had to reverse the policy two years later because rents went through the roof. The episode also covers what investors should actually be doing right now — adding value to existing properties, focusing on cash flow over negative gearing, considering company structures, and why a good property doesn't suddenly become a bad property overnight just because the tax rules changed. This episode gives you straight answers — no spin, no fluff. --- ⏱️ *TIMESTAMPS:* 0:00 – Lloyd's instant reaction: "The worst budget of my lifetime"1:56 – What the budget actually means for strategic property investors2:40 – Negative gearing: why the government has always been too scared to touch it2:57 – Albanese's pre-election promise — and how he broke it3:36 – Why young Australians are angry (and it's not the reason the government thinks)4:21 – What happened last time Australia scrapped negative gearing (1985–1987)4:59 – Immigration vs housing supply: the real crisis the government won't admit5:40 – CGT discount cut from 50% to 33% — what it actually costs you in dollars6:26 – Business owners and startups: why the CGT change hits you hardest7:14 – 10 million renters and 1.4 million on rental assistance — who's really being helped?8:08 – Albanese's $4.5 million holiday home and the tax he pays on it (zero)8:47 – Auction clearance rates: from 67% down to 31% — what's happening at the coalface9:43 – 30% of properties being withdrawn from auction every week — and what that means for buyers10:03 – Why Lloyd's team is busier than ever — and negotiating $250K under asking price10:45 – Has the budget scared off investors and first home buyers?13:47 – Why new estate properties on the urban fringe keep failing investors14:55 – Adding value is more important than ever — what to focus on right now15:48 – How much to spend on a renovation: the 5–7% rule explained16:46 – Using renovation equity to fund your next property purchase23:39 – Deal 1: Bombay NSW — 4 bed, 3,000sqm, $1.1M near Coffs Harbour25:34 – Deal 2: Redlands Bay QLD — 3 bed, 506sqm, offers above $550K 🚨 *Get Lloyd's new book *Set for Life — available now at all major bookshops, Kmart, and Amazon:** 👉 https://amzn.to/3VXfJTp 🚨 *Get *Positively Geared — Australia's #1 best-selling property investment book:** 👉 https://amzn.to/3VXfJTp 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. --- #AustralianBudget #NegativeGearing #CapitalGainsTax #PropertyInvesting #AustralianProperty #LloydEdge #BuyersAgent #PropertyStrategy #RentalCrisis #HousingCrisis #AusPropertyProfessionals #DealOrNoDeal #PropertyMarket #InvestmentProperty #RealEstateAustralia #AlbaneseBudget #PropertyInvestor #PositivelyGeared #SetForLife #AuctionResults Hosted on Acast. See acast.com/privacy for more information.

    The Government Just Betrayed Every Property Investor in Australia

  5. 6 Jul

    The Secret to Generational Wealth Nobody Teaches You in School🤫

    ABOUT THIS VIDEO: What does it actually take to set yourself and your family up for life — not just for the next few years, but for generations? In this episode, Lloyd Edge sits down to talk about his brand new book Set for Life — and this one is completely different. It's not a property book. It's not just for investors. It's for anyone, at any age, who wants to take control of their money, build a plan, and stop wondering where their paycheck disappears every month. Lloyd shares the concept of the *Freedom Fund* — a simple but powerful separate savings account that becomes the engine of your financial future. He breaks down how he went from a schoolteacher with no financial goals to building a 19-property portfolio, why compound interest is the most underused wealth tool most Australians ignore, and how even a few small spending changes — like your daily coffee — can add up to thousands in your Freedom Fund each year. The episode also covers a strategy most people have never heard of. Lloyd then opens up about generational wealth, teaching his 5 and 7-year-old kids about money, and the legacy he wants to leave — including funding a school in Kenya and gathering with CEOs and business leaders at Richard Branson's Necker Island. And yes — Richard Branson bought that island for *$*180,000. It's now worth *$*100 million. There's a lesson in there for all of us. *If you've ever asked yourself:* Where does all my money actually go each month?How do I start building wealth when I feel like I'm already behind?How do I teach my kids about money before it's too late?What does real generational wealth actually look like? This is the episode for you. --- ⏱️ *TIMESTAMPS:* --- 0:00 – What inspired Lloyd to write Set for Life — his 4th book 3:31 – Introducing the Freedom Fund — your separate savings account for financial freedom 4:17 – How much of your salary to put in (5%, 10%, 15% — what's realistic) 6:43 – How Lloyd actually learned about wealth — and the no-goal mistake he made buying his first Rockdale apartment 10:41 – The Freedom Fund explained in full — how it actually works 12:18 – No overseas travel until 30, no credit card until 36 — what that sacrifice built 12:35 – Afterpay warning: why buy-now-pay-later is silently killing your future 14:01 – Small changes add up: cutting two coffees = $70 extra in your Freedom Fund per week 15:47 – Compounding growth: how your Freedom Fund turns into your first investment deposit 17:57 – Generational wealth: setting your kids up to set their kids up 20:30 – Compound interest: the 8th wonder of the world (and why your bank account matters) 23:29 – Where to buy Set for Life (Amazon, bookshops, Kmart, airports) 26:10 – Charity and philanthropy: funding a school in Kenya directly 29:51 – Necker Island: what happens at the exclusive gathering of 25 world leaders 31:00 – Necker Island bought for **∗∗180K—nowworth∗∗**180K — 100.... --- 🚨 *Get Lloyd's new book *Set for Life — available now:** amazon.com.au/Set-Life-Property-Wealth-Freedom/dp/1394434782 👉 Amazon, all major bookshops, Kmart, and airports Australia-wide 🚨 *Also grab *Positively Geared — Australia's #1 best-selling property investment book:** 👉 https://amzn.to/3VXfJTp 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. #SetForLife #LloydEdge #FreedomFund #GenerationalWealth #FinancialFreedom #AustralianProperty #PropertyInvesting #CompoundInterest #SMSF #SelfManagedSuperFund #PersonalFinance #WealthBuilding #RichardBranson #NeckerIsland #AusPropertyProfessionals #PositivelyGeared #MoneyMindset #BudgetHacks #FinancialGoals #RetirementPlanning Hosted on Acast. See acast.com/privacy for more information.

    The Secret to Generational Wealth Nobody Teaches You in School🤫

  6. 25 Jun

    The Brutal Truth About Buying 10 Properties in 10 Years

    🎥ABOUT THIS VIDEO Bill left school at 16 with no degree, no plan, and no idea about property investing. He went to work for his dad — as a commercial beekeeper. By 29, he owns 9 investment properties across Australia, has a portfolio quietly compounding while he sleeps, and now runs his own mortgage broking and buyer's agency. In this episode, Lloyd Edge sits down with Bill to unpack the real story behind building a property portfolio from scratch — including the deal that went wrong, the broker that nearly stopped him, and the mindset shift that changed everything. They cover why most Australians are chasing the wrong goal (10 properties in 10 years), why brand new properties can be a trap, how to find a broker who actually understands investors, and why your property manager might be costing you far more than their fee. The episode ends with Deal or No Deal — three real properties from Coffs Harbor and regional NSW go under the microscope, with Lloyd and Bill calling them live. This episode gives you the unfiltered truth from someone who's lived it. --- ⏱️ *TIMESTAMPS:* 0:00 – Bill's story: school dropout → commercial beekeeper → 9 properties2:40 – How Bill saved his first deposit working at 16 (living at home, no car upgrades)5:43 – First property: Tamworth, $390K, brand new — and why it nearly broke even after years8:22 – The lesson: brand new estates have zero scarcity (and that kills your growth)9:10 – Deal #2: Ipswich, $240K freestanding house, 6% yield — now worth $750K11:07 – Why Brisbane follows Sydney — and how Bill spotted it in 201812:45 – The checklist: freestanding, commutable, 6%+ yield, low maintenance14:48 – Deal #3: Redcliffe waterfront house + granny flat — how he stretched his budget16:32 – How Bill researches interstate — driving suburbs, checking flood maps, targeting streets18:18 – The biggest lesson from 9 deals: don't buy for what a property looks like20:23 – Renovations: the $80K Ballarat reno — what worked and what didn't21:48 – How to find a great property manager (and the one question to always ask)24:04 – Why you need a rent review every 12 months — and how to balance it38:41 – Deal 1: Coffs Harbor 3bed/1bath, $650K — massive trees, asbestos risk, no deal?42:33 – Deal 2: Coffs Harbor 4bed/3bath, $2.5M waterfront — looks incredible, but the yield...45:00 – Deal 3: Regional NSW near Wollongong, 3bed/1bath, $880K — hidden potential?48:56 – Final verdicts + key takeaways --- 🚨 Australia's OFFICIAL #1 best-selling property investment book of all time — Positively Geared — has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp 🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with over 5,000 purchases made on behalf of clients. Book your discovery call: 👉 https://www.auspropertyprofessionals.... 🚨**Discover how to build generational wealth. Get your copy of Set for Life Now today! -** https://www.amazon.com.au/Set-Life-Pr... --- ✅ *CONNECT WITH LLOYD:* Website: 👉 https://www.auspropertyprofessionals.... Email: 👉 lloyd@auspropertyprofessionals.com.au Instagram: 👉 @lloydedge_buyersagent Facebook: 👉 www.facebook.com/profile.php?id=61563777981416 YouTube: 👉 @auspropprofessionals LinkedIn: 👉 /lloyd-edge-b417a399 Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The host, guests, and contributors are not licensed financial advisors. Please seek professional advice tailored to your specific circumstances before making any financial decisions. --- *#AustralianProperty #PropertyInvesting #PropertyPortfolio #MortgageBroker #BuyersAgent #LloydEdge #InvestmentProperty #FirstHomeInvestor #PropertyStrategy #DealOrNoDeal #PositivelyGeared #RealEstateAustralia #PropertyMindset #PassiveIncome #QldProperty #CoffsHarbor #PropertyEducation #WealthBuilding #AusPropertyProfessionals #YoungInvestor* Hosted on Acast. See acast.com/privacy for more information.

    The Brutal Truth About Buying 10 Properties in 10 Years

  7. 10 Jun

    This Could Be the Biggest Property Opportunity in 30 Years

    🎥ABOUT THIS VIDEO: Interest rates are rising. Cost-of-living pressures are increasing. The media is full of negative headlines. So is now still a good time to buy property? In this episode, Lloyd Edge breaks down why uncertainty often creates some of the biggest opportunities for property investors and explains why waiting on the sidelines can sometimes be more costly than taking action. Lloyd shares what he's seeing across Australia's property markets right now, from slowing premium suburbs to booming entry-level markets, regional areas outperforming some capital cities, and the opportunities that emerge when fear starts to drive buyer behaviour. The discussion also covers property cycles, interest rates, cash flow strategies, refinancing, fixed versus variable loans, and how investors can stay focused on their long-term goals instead of reacting to headlines. Lloyd also shares a powerful personal example — a family home purchased for $10,000 in the 1970s that is now valued at approximately $2 million — highlighting the impact of long-term capital growth. The episode finishes with Deal or No Deal, where three real properties are analysed live based on location, growth potential, rental appeal, development opportunities, and investment fundamentals. If you've ever wondered: Is now still a good time to buy property? Should I wait for interest rates to stabilise? Why are some markets booming while others are slowing? How do successful investors stay focused during uncertainty? What makes a property a deal in today's market? ⏱️ TIMESTAMPS: 0:00 – Is now still a good time to buy property? 1:24 – Why this could be one of the best buying opportunities in 30 years 2:03 – How fear creates opportunities for investors 2:47 – Property strategies for rising interest rates 3:27 – Buy now or wait? 4:27 – Different property markets moving at different speeds 5:06 – Why entry-level properties are still booming 5:58 – Regional markets outperforming capital cities 7:19 – Affordability, infrastructure, and population growth 8:03 – The work-from-home effect on regional Australia 9:05 – Understanding property cycles 13:37 – Managing higher interest rates 14:07 – Cash flow, rental demand, and strategy 15:15 – Media fear versus investor mindset 16:07 – Building buffers and managing risk 17:13 – Refinancing and competing lenders 25:40 – Property 2 analysis 27:12 – Property 3 analysis 28:49 – Final verdicts --- 🚨 Australia's OFFICIAL #1 best-selling property investment book of the past decade, Positively Geared, has been completely revised and updated: 👉 https://amzn.to/3VXfJTp 🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with more than 5,000 purchases made on behalf of clients. Book your discovery call here: 👉 https://www.auspropertyprofessionals.... ***🚨”**Set For Life”* Learn the property investment strategies top investors use to build long-term wealth. Get your copy here 👇 https://www.amazon.com.au/Set-Life-Pr... --- ✅ CONNECT WITH US: Website: 👉 https://www.auspropertyprofessionals.... Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au Follow us on Instagram: 👉   / lloydedge_buyersagent   Subscribe to our YouTube Channel: 👉 @auspropprofessionals Connect with Lloyd on LinkedIn: 👉 /lloyd-edge-b417a399 --- Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice tailored to your individual circumstances before making any financial decisions. #PropertyInvesting #AustralianProperty #PropertyMarket #InterestRates #RealEstateAustralia #InvestmentProperty #BuyersAgent #PropertyStrategy #PassiveIncome #PropertyCycles #RegionalProperty #PropertyInvestment #LloydEdge #DealOrNoDeal #PropertyEducation #WealthCreation #RealEstateInvesting Hosted on Acast. See acast.com/privacy for more information.

    This Could Be the Biggest Property Opportunity in 30 Years

  8. 31 May

    Why most property buyers Overpay?

    ABOUT THIS VIDEO: How do you know what a property is actually worth before you buy it? In this episode, Lloyd Edge breaks down one of the most important skills every property investor and home buyer needs to master — determining true market value. With property prices moving rapidly and buyer competition remaining strong across many parts of Australia, understanding what a property is genuinely worth can be the difference between building wealth and making an expensive mistake. Lloyd explains how experienced investors assess market value, why comparable sales matter, how to identify misleading pricing tactics, and what buyers should look for before making an offer. The discussion also covers rental appraisals, under-market and over-inflated rents, location analysis, flood zones, busy roads, and the common mistakes buyers make when relying too heavily on agent advice. The episode finishes with Deal or No Deal, where three real properties are analysed live based on value, location, growth potential, and investment fundamentals. If you've ever wondered: How do I work out a property's true market value?How do investors avoid overpaying?Can I trust the agent's price guide?What sales should I compare against?How important are rental appraisals?What red flags should buyers watch for?This is the episode to watch. ⏱️ TIMESTAMPS: 0:00 – Introduction: How to work out market value without getting ripped off1:11 – What market value actually means1:52 – Why market value changes constantly2:40 – Comparable sales and how investors use them4:00 – Why asking prices can be misleading5:10 – How agents determine price guides6:20 – Understanding sold prices vs advertised prices7:45 – How to research local sales properly9:15 – Why some buyers overpay10:30 – The danger of emotional buying12:00 – How to analyse location quality13:40 – Flood zones, busy roads, and property red flags15:20 – Rental appraisals explained17:00 – Over-inflated rental appraisals and what to watch for18:30 – Buying the right property at the right price20:00 – Why one property can suit one buyer but not another21:30 – Deal or No Deal begins22:00 – Property 1 analysis24:00 – Property 2 analysis26:00 – Property 3 analysis28:00 – Final verdicts and lessons🚨 Australia's OFFICIAL #1 best-selling property investment book of the past decade, Positively Geared, has been completely revised and updated: 👉 https://amzn.to/3VXfJTp 🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with more than 5,000 purchases made on behalf of clients. Book your discovery call here: 👉 https://www.auspropertyprofessionals.com.au ✅ MESSAGE ME THROUGH THESE CHANNELS: Website: 👉 https://www.auspropertyprofessionals.com.au Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416 Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/ Subscribe to our YouTube Channel: 👉 @auspropprofessionals Connect with us on LinkedIn: 👉 /lloyd-edge-b417a399 Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice tailored to your individual circumstances before making any financial decisions. #PropertyInvesting #PropertyMarket #PropertyValue #MarketValue #AustralianProperty #RealEstateAustralia #PropertyInvestment #BuyersAgent #LloydEdge #InvestmentProperty #PropertyStrategy #DealOrNoDeal #RealEstateInvesting #PropertyResearch #RentalAppraisal #PropertyEducation #HousingMarketAustralia Hosted on Acast. See acast.com/privacy for more information.

    Why most property buyers Overpay?
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About

Lloyd Edge, a successful property investor, demonstrates that from humble beginnings as a school teacher with moderate earnings, achieving financial freedom and lifestyle choices is possible. As the host of Positively Geared, Lloyd collaborates with co-host Alex Augustyniak to establish trust as authorities in the Australian real estate buyers' market. Their mission is to make building a positively geared property portfolio accessible to everyone. Lloyd Edge, the author of Positively Geared, intentionally targets low-income earners in his book, driven by the singular motivation: 'If I can do it, so can you.' With over 30 episodes and counting, the series kicks off with 'Who is Lloyd Edge?' This inspiring series is designed to motivate you to embark on your journey to financial freedom. Hosted on Acast. See acast.com/privacy for more information.

Information

  • Creator
    Lloyd Edge
  • Years Active
    2020 - 2026
  • Episodes
    60
  • Rating
    Clean
  • Copyright
    © 2025 Positively Geared
  • Show Website
    Positively Geared

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