Cumulus Podcast Network

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Canal • 21 programas

Inversión

Inversión

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Cine y TV

Cine y TV

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Inversión

Inversión

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Comentando la noticia

Comentando la noticia

Diario
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Detrás de cámaras

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Diarios personales

Diarios personales

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Política

Política

Diario

HACE 2 D

Q&A: I'm Burned Out But Not Quite Ready to Retire

#688: Anonymous: "Anonymous Sheryl" is 38, mortgage-free and exhausted after 15 years of teaching. She’s torn between pushing a few more years toward FIRE or switching to relief teaching now for better work-life balance. How do you trade speed to FIRE for sustainability without blowing up the plan? Anonymous : "Anonymous Ray" hired a bank portfolio manager but isn’t sure how to judge the results after just a few years. With mixed performance, dividend-heavy funds and higher fees, when is it fair to evaluate a manager — and would a simple index ETF outperform? Nathan: Nathan’s 14-year-old just earned his first W-2 income, and Nathan wants to jump-start his son’s investing journey with a Roth IRA. But with household income above the Roth limits, is there a legal way to make this work without sacrificing the child tax credit? Share this episode with a friend, colleagues, your substitute school teacher: https://affordanything.com/episode688 Learn more about your ad choices. Visit podcastchoices.com/adchoices

hace 2 d

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47 min
3 FEB

ED BEGLEY JR.: Hollywood Resilience, Carrie Fisher Memories & Life With Parkinson’s

Ed Begley Jr. (St. Elsewhere, This Is Spinal Tap) takes us on a journey through one of the most unbelievable lives in Hollywood. From unknowingly hanging out with Charles Manson to forming a lifelong friendship with Carrie Fisher, Ed opens up about his wild past, near-death experiences, and the lessons he’s learned through sobriety and Parkinson’s. With humor, honesty, and grace, he reflects on the legacy he hopes to leave behind in both film and environmental activism. Thank you to our sponsors: ❤️ This episode is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/inside and get on your way to being your best self __________________________________________________ 💖 Patreon: ⁠⁠https://www.patreon.com/insideofyou⁠⁠ 👕 Inside Of You Merch: ⁠⁠https://store.insideofyoupodcast.com/⁠⁠ __________________________________________________ Watch or listen to more episodes! 📺 ⁠⁠https://www.insideofyoupodcast.com/show⁠⁠ __________________________________________________ Follow us online! 📸 Instagram: ⁠⁠https://instagram.com/insideofyoupodcast/⁠⁠ 🤣 TikTok: ⁠⁠https://www.tiktok.com/@insideofyou_podcast⁠⁠ 📘 Facebook: ⁠⁠https://www.facebook.com/insideofyoupodcast/⁠⁠ 🐦 Twitter: ⁠⁠https://twitter.com/insideofyoupod⁠⁠ 🌐 Website: ⁠⁠https://www.insideofyoupodcast.com/⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

3 feb

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1 h 16 min
31 ENE

10 Rules for Building a Portfolio That Actually Works for Your Life, with Cullen Roche

#685: You're not an investor. You're a saver. That's the first of 10 principles Cullen Roche shares in this conversation about building what he calls "the perfect portfolio." Roche, the founder and chief investment officer of Discipline Funds, argues that when you buy stocks on the secondary market, you're not actually funding companies or making investments in the traditional economic sense. You're just swapping your cash for someone else's stock position – reallocating your savings. This reframe matters because it changes your entire approach. Instead of trying to beat the market, you focus on the boring, prudent work of allocating your savings across different time horizons. We walk through all ten of Roche's principles. He explains why you are your portfolio's worst enemy – not just because fear makes you panic-sell during crashes, but because FOMO during bull markets leads you to chase performance at exactly the wrong time. He breaks down why diversification is the only free lunch in investing, why costs matter more than you think, and why real returns are the only ones that count after you strip out inflation, taxes, and fees. Roche introduces some concrete strategies most people have never heard of. The 351 exchange lets you swap concentrated stock positions into diversified ETFs without triggering immediate capital gains taxes. The "defined duration" approach matches specific pools of money to specific future expenses—like pairing a six-month treasury bill with next year's bathroom remodel. He also tackles the hardest allocation question: what to do with money earmarked for three to ten years from now. That awkward middle timeframe sits between "keep it in cash" and "put it in stocks," and Roche explains why traditional approaches like sixty-forty portfolios don't always work. The conversation covers everything from why long-term bonds make terrible matches for long-term goals to why thinking in time horizons beats thinking in investment styles. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths.  (00:00) Principle 1: you're a saver, not an investor (04:48) Real wealth comes from direct business ownership (06:43) Principle 2: you are your portfolio's worst enemy (09:58) FOMO during bull markets vs fear during crashes (12:43) Principle 3: beating the market is hard (15:18) The 5 percent "fun money" allocation debate (16:18) What to do when your position explodes (17:18) The 351 exchange tax strategy explained (20:28) Should you rebalance concentrated stock positions (22:18) Principle 4: diversification is the only free lunch (31:03) Gold and stock market both high simultaneously (35:43) When diversification becomes diworsification (40:03) Principle 5: the cost matters hypothesis (44:23) HSAs, 401ks and unavoidable fee structures (47:03) Why ETFs beat mutual funds on taxes (51:03) Principle 6: real, real returns matter most (1:00:58) Principle 7: risk is uncertainty of lifetime consumption (1:06:18) Longevity risk and unpredictable healthcare costs (1:13:03) Principle 8: asset allocation as temporal conundrum (1:24:43) The 3-10 year allocation problem explained (1:28:03) Principle 9: past performance doesn't predict future (1:31:18) Principle 10: set realistic expectations, stay the course Resources: Cullin's website and newsletter: https://disciplinefunds.com Grab the FREE handbook: https://affordanything.com/financialgoals Share this episode: https://affordanything.com/episode685 Learn more about your ad choices. Visit podcastchoices.com/adchoices

31 ene

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1 h 36 min
HACE 2 D

JAMEELA JAMIL: Good Place Breakthrough, Body Image Battles & Calling Out the Industry

Jameela Jamil (The Good Place, Elio) joins us this week for a wildly honest conversation about chronic illness, passive self destruction and why she is done biohacking her life. Jameela opens up about living with Ehlers Danlos syndrome, surviving childhood abuse, the nervous breakdown that turned her into a truth teller and how EMDR therapy completely rewired her relationship to trauma and fear. We also get into her war on beauty and the unbelievable way a school bully pushed her straight into The Good Place. Thank you to our sponsors: 🍽️ Hello Fresh: https://hellofresh.com/insideofyou10fm ❤️ This episode is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/inside and get on your way to being your best self __________________________________________________ 💖 Patreon: ⁠⁠https://www.patreon.com/insideofyou⁠⁠ 👕 Inside Of You Merch: ⁠⁠https://store.insideofyoupodcast.com/⁠⁠ __________________________________________________ Watch or listen to more episodes! 📺 ⁠⁠https://www.insideofyoupodcast.com/show⁠⁠ __________________________________________________ Follow us online! 📸 Instagram: ⁠⁠https://instagram.com/insideofyoupodcast/⁠⁠ 🤣 TikTok: ⁠⁠https://www.tiktok.com/@insideofyou_podcast⁠⁠ 📘 Facebook: ⁠⁠https://www.facebook.com/insideofyoupodcast/⁠⁠ 🐦 Twitter: ⁠⁠https://twitter.com/insideofyoupod⁠⁠ 🌐 Website: ⁠⁠https://www.insideofyoupodcast.com/⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

hace 2 d

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1 h 24 min
HACE 5 D

2/6/26 - Radical Left vs. Common Sense: The SAVE Act Debate

On Friday's Mark Levin Show, WJNO's Brian Mudd fills in. The SAVE Act is a sensible piece of legislation that many Americans support for maintaining the integrity of our voting system. It’s absurd that Sen Chuck Schumer and a small group of representatives are obstructing its passage by labeling it as racist. The term "Jim Crow 2.0" is both misleading and false. This stance is controversial as it undermines the capabilities of the Black community, suggesting that they cannot obtain identification, which is inherently disrespectful. Schumer's motives seem clear: he is using this narrative to sow division and rally his base to vote for the left. Furthermore, the left continues to advocate for gender transitioning in children, which is a deeply troubling proposition. The idea of subjecting minors to such procedures is alarming and should be condemned. Many Americans agree that child transitioning should be prohibited altogether. It is disturbing to see California officials suing hospitals for refusing to participate in these practices. Lastly, we all know why the left do not want the illegal aliens to be deported. The only thing that comes to mind is not that they care for these poor people but that they want their votes. This is why they defend and protect illegal aliens, lie about the border, and use anything in their power to stop President Donald Trump from deporting them. It is clear that they are going as far as to accuse a reasonable issue as racist. Learn more about your ad choices. Visit podcastchoices.com/adchoices

hace 5 d

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1 h 55 min
3 FEB

Q&A: Are AI Stocks About to Crater?

#686: Rachel: Rachel is new to investing and has noticed the stock market being dominated by AI companies. She wants to make sure her portfolio is balanced without overexposing herself.Should she rethink her index fund strategy to protect against a potential AI bubble? Sarah: Sarah just turned 65, owns her home outright, and has been relying on credit cards since losing her job last year. She’s weighing whether to claim Social Security now, pay off debt, remodel her home, or convert her traditional IRA to a Roth.How should she prioritize these major financial moves while balancing income, debt, and retirement accounts? Anonymous “Julie”: This listener is on COBRA after her spouse took a federal buyout and is exploring starting a small business with her two young kids to teach them entrepreneurship.Will employer-provided health insurance fade away, and how can she test business ideas before fully committing? Resources Mentioned: Books: So Good They Can't Ignore You by Cal Newport The E-Myth by Michael Gerber Traction by Gino Wickman The Lean Startup by Eric Ries Learn more about your ad choices. Visit podcastchoices.com/adchoices

3 feb

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1 h 12 min
27 ENE

MADS MIKKELSEN & BRYAN FULLER: Finding Humanity in Darkness & Dust Bunny Creative Trust

Mads Mikkelsen (Hannibal, Casino Royale) and Bryan Fuller (Dust Bunny, Hannibal) join us for a wide ranging and deeply personal conversation about their creative partnership, trust between actor and director, and the strange beauty found inside dark stories. Mads reflects on his unconventional path into acting, his background as a dancer, and the emotional discipline required to disappear into complex roles without carrying them home. Bryan opens up about his childhood influences, his love of horror, and how Dust Bunny became a love letter to Amblin era storytelling with a darker edge. Together they unpack Hannibal, vulnerability in performance, working with icons like Sigourney Weaver, and why curiosity and humanity are the foundation of great storytelling. Thank you to our sponsors: 🚀 Rocket Money: https://rocketmoney.com/inside ❤️ This episode is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/inside and get on your way to being your best self __________________________________________________ 💖 Patreon: ⁠⁠https://www.patreon.com/insideofyou⁠⁠ 👕 Inside Of You Merch: ⁠⁠https://store.insideofyoupodcast.com/⁠⁠ __________________________________________________ Watch or listen to more episodes! 📺 ⁠⁠https://www.insideofyoupodcast.com/show⁠⁠ __________________________________________________ Follow us online! 📸 Instagram: ⁠⁠https://instagram.com/insideofyoupodcast/⁠⁠ 🤣 TikTok: ⁠⁠https://www.tiktok.com/@insideofyou_podcast⁠⁠ 📘 Facebook: ⁠⁠https://www.facebook.com/insideofyoupodcast/⁠⁠ 🐦 Twitter: ⁠⁠https://twitter.com/insideofyoupod⁠⁠ 🌐 Website: ⁠⁠https://www.insideofyoupodcast.com/⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

27 ene

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1 h 18 min
HACE 6 D

Mike Benz Blows The Doors Epstein Files: Who Was Epstein REALLY Working For? ‘Darker Than the CIA…

The fallout continues in the Jeffrey Epstein saga and Mike Benz joins the show Blackout Coffee: http://www.blackoutcoffee.com/benny and use coupon code BENNY for 20% OFF your first order Advantage Gold: Advantage Gold: TEXT BENNY to 85545 Patriot Mobile: Patriot Mobile: Go to https://www.PatriotMobile.com/Benny and get A FREE MONTH Learn more about your ad choices. Visit podcastchoices.com/adchoices

hace 6 d

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1 h 23 min
27 ENE

Why You Should “T-Bill and Chill” Instead of Using a Savings Account, with Cullen Roche

#684: Most people search for the perfect portfolio — the one allocation that works in every market, at every age, for every goal. This interview starts by explaining why that portfolio does not exist. We talk with Cullen Roche, founder and chief investment officer of Discipline Funds, about why copying someone else’s portfolio can backfire, and why portfolio design works better when it starts with your own constraints instead of rules of thumb. We walk through real portfolio models. The conversation begins with the classic 60-40 portfolio. You hear where it came from, how it held up during the Great Depression, and why it became so widely adopted. We also talk about its trade-offs — why it feels boring in strong markets and comforting in crashes, and how that emotional balance plays a role in investor behavior. Next, we shift to a Buffett-style portfolio. You hear why the takeaway is less about stock picking and more about structure. The discussion covers why Buffett keeps a small allocation to cash-like assets, how that “dry powder” functions during downturns, and why psychological stability matters as much as returns. The episode then turns to cash management. We talk about high-yield savings accounts, money market funds and Treasury bills. You hear how many cash products are built on T-bills, how banks capture part of the yield, and when managing cash directly may make sense. The concept of “T-bill and chill” comes up — along with when the extra effort may or may not be worth it. Finally, the conversation zooms out to time horizons. We discuss why income from a job functions like a bond allocation, how that changes risk capacity when you are younger, and why the early years of retirement carry the most danger. The episode closes by explaining sequence-of-returns risk and why portfolios need to work not just on paper, but in moments of fear. Resource: Cullin's website and newsletter: https://disciplinefunds.com Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Intro (02:00) No perfect portfolio (03:34) 60-40 portfolio starts (06:38) 60-40 keeps calm (08:00) Buffett portfolio basics (12:11) Stocks vs cash fear (13:34) T-Bill and Chill (18:22) TreasuryDirect is clunky (23:42) Income as bond proxy (25:33) Bond tent buffer (29:12) Sequence risk explained (31:42) Early retirement mindset (32:36) COVID panic calls (42:49) Three-fund portfolio basics (58:41) Get-rich-quick trap (1:18:21) Risk parity and All-Weather Share this episode with a friend, colleagues, your preferred financial advisor: https://affordanything.com/episode684 Learn more about your ad choices. Visit podcastchoices.com/adchoices

27 ene

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1 h 24 min
17/05/2022

Smallville’s ERICA DURANCE: Sanctuary in a Bathtub

Erica Durance (Smallville, Saving Hope) returns this week to reminisce about the good and bad of her experience on Smallville while reflecting on how her upbringing of idolizing perfection led to prolonged stress and anxiety throughout her career. Erica goes on to open up about how she has a need to stay busy in order to keep calm and how she’s learning that ‘if it doesn’t get done, that’s okay.’ We also talk about our experience on set with fellow cast mates, our happy place, and the false narratives we sometimes create in our own heads. Learn more about your ad choices. Visit podcastchoices.com/adchoices

17/05/2022

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1 h 13 min

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