Money Matters

Bank of England

We want to help young adults build confidence and improve their understanding around the financial and economic issues that shape their everyday lives. Join Bank of England experts and external guests for unscripted, accessible, judgement-free conversations covering topics such as managing debt, understanding inflation and navigating the cost of living. Each episode has a different theme and offers practical insights grounded in trustworthy, impartial information.

Episodios

  1. How do I know that my money is safe?

    26 jun ·  Vídeo

    How do I know that my money is safe?

    We put a lot of trust in the banks and building societies that hold our money. But if they ever went bust, this could put our entire livelihoods in jeopardy. Thankfully, there is a scheme in place to protect you if they do. Sam Woods, Chief Executive Officer of our Prudential Regulation Authority (PRA), talks to Jamilla Blake about the Financial Services Compensation Scheme (FSCS) – which protects the money in your account up to £120,000 per bank. This means that, if your bank went out of business, you could get a lot (if not all) of it back. He explains the process of getting your money back and the importance of making sure that any funds over £120,000 are spread across different banks – as opposed to different brands owned by the same bank. He also talks about the role of the PRA in giving the people of the UK financial confidence and maintaining a healthy economy. This month, Tom Heath is back on the City streets finding out if anyone has ever even heard of the FSCS. You can find out more about the FSCS on our website. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.

    18 min
  2. Meet our next guest! Sam Woods talks about keeping your money safe

    24 jun ·  Vídeo extra

    Meet our next guest! Sam Woods talks about keeping your money safe

    Sam Woods, Chief Executive Officer of our Prudential Regulation Authority, joins Jamilla in the studio to discuss how we make sure banks are safe and sound, and what protections are in place for account holders if their bank goes bust. Full episode out on Friday 26 June 2026.

    1 min
  3. How do digital payments work?

    29 may ·  Vídeo

    How do digital payments work?

    Most of us give or receive money every day, and many of us use digital payments as our preferred method. But very few people know about how they really work and even fewer know what the Bank of England does to make sure the transfers are instant and effortless. Zach, banking and securities operations manager at the Bank, talks to Jamilla Blake about the real-time gross settlement (RTGS) system, which facilitated payments worth £94 trillion in 2025 alone. He explains how commercial banks, building societies and payment service providers hold accounts at the Bank, and how this allows the RTGS to record and transfer what’s owed between those firms. He also tells us why the Bank is essential to making sure everyone gets what they are owed in a secure and efficient way. This episode, Tom Heath takes to the streets, seeing how much people in the City really know about digital payments. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.

    23 min
  4. Meet our next guest! Zach talks RTGS

    27 may ·  Vídeo extra

    Meet our next guest! Zach talks RTGS

    Zach, banking and securities operations manager at the Bank, joins us in the studio to talk about the real-time gross settlement (RTGS) system – the electronic ledger that records transactions between banks and financial institutions in the UK. Full episode out on Friday 29 May 2026.

    1 min
  5. Where’s the best place to put my money?

    24 abr ·  Vídeo

    Where’s the best place to put my money?

    We’re coming to the end of April, which means the new tax year has well and truly begun. This might not affect the everyday lives of many people, but it is, at the very least, an opportunity to review your finances and set new goals. Gabriel Nussbaum, personal finance influencer, talks to Jamilla Blake about the significance of the April ‘reset’ and what it means for your taxes and savings. He gives us his ‘ISA 101’ breakdown, takes us through the different types of savings account and explains the benefits of getting into good habits even when you don't have much to put away. He also discusses how the Bank of England's base rate decisions affect the interest people can make on their savings and how best to budget with an irregular income. Tom Heath is back with his quick-fire quiz round! You can follow Gabriel on Instagram, TikTok and YouTube. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.

    37 min
  6. Meet our next guest! Gabriel Nussbaum talks saving and budgeting

    22 abr ·  Vídeo extra

    Meet our next guest! Gabriel Nussbaum talks saving and budgeting

    Gabriel Nussbaum, personal finance influencer, joins us in the studio to talk about ‘super-power saving accounts’, managing your money and transforming your financial future. Full episode out on Friday 24 April 2026.

    1 min
  7. Four ways to find financial confidence

    27 mar ·  Vídeo

    Four ways to find financial confidence

    Inflation is the rate at which prices rise. It directly affects the cost of living and, therefore, everyone in the country. But it doesn't affect everyone in the same way. Cameron Smith, personal finance influencer, talks to Jamilla Blake about how different people experience price rises, measuring inflation and what the Bank of England does to try and keep it at the 2% target. He gives us his four things that people can do to get ‘on the right track’ when their money is being stretched by factors that are out of their control. He also talks us through how his frustration with the academic system and its neglect of personal finance issues inspired him to become a content creator, using ‘the power of social media as a channel for educating people’. And Tom Heath returns with his quick-fire question round! You can follow Cameron on Instagram, TikTok and YouTube. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.

    29 min
  8. Meet our next guest! Cameron Smith talks cost of living

    25 mar ·  Vídeo extra

    Meet our next guest! Cameron Smith talks cost of living

    Cameron Smith, personal finance influencer, joins us in the studio to talk about the cost of living, how price rises affect our everyday lives and building financial confidence. Full episode out on Friday 27 March 2026.

    1 min
  9. How do interest rates affect my rent?

    27 feb ·  Vídeo

    How do interest rates affect my rent?

    The Bank of England's decisions can have a substantial impact on how much landlords charge and, therefore, how much you spend every month. But how many people really understand this? Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, talks to Jamilla Blake about how changes in Bank Rate can lead to changes in rent prices. She takes us through her experience of renting – or what she calls 'the start of my adulthood' – and how the responsibilities of council tax and utility bills 'catapulted her into the real world'. She also explains how the Renters' Rights Act, which comes into effect in May 2026, will provide more security for tenants in terms of no-fault evictions and price rises. Keep an eye out for Tom Heath and his quick-fire question round. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.

    29 min
  10. Meet our first guest! Fisayo Martins talks interest rates and renting

    25 feb ·  Vídeo extra

    Meet our first guest! Fisayo Martins talks interest rates and renting

    Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, joins us in the studio to talk about interest rates and how they affect the rental market. Watch the full episode from Friday 27 February 2026.

    1 min
  • 10 episodios

Información

We want to help young adults build confidence and improve their understanding around the financial and economic issues that shape their everyday lives. Join Bank of England experts and external guests for unscripted, accessible, judgement-free conversations covering topics such as managing debt, understanding inflation and navigating the cost of living. Each episode has a different theme and offers practical insights grounded in trustworthy, impartial information.

Ficha técnica

  • Creado por
    Bank of England
  • Años en activo
    2 mil
  • Episodios
    10
  • Clasificación
    Apto
  • Derechos de autor
    © Copyright 2026 All rights reserved.
  • Sitio web del podcast
    Money Matters

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