TechQuiero Más

Viv + Xavi
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Tech(Quiero) Más Pod We're two first-gens who were born and raised in nyc helping you level up in your career, personal finances, and relationship.

Episodios

  1. HACE 6 D

    Ep. 9 - How To Take Your Career To The Next Level?

    In this episode of TechQuiero Más, Viv and Xavi break down how to actually level up your career — not just land a job, but position yourself for higher-paying roles, better opportunities, and long-term growth. Because getting your foot in the door is just step one… Learning how to navigate, negotiate, and stand out? That’s what changes your life. Before we get into it, we start with a question you can think through at home: What’s the most embarrassing mistake you’ve made in your career? Then we dive into: 🧠 The Winning Job Strategy (Stop Mass Applying to Jobs) • How to “pick a lane” (role, industry, level) • Building a focused Top 10 company list • Why referrals > cold applications • How to fix your resume (results over responsibilities) 🚀 How to Execute (Networking & Standing Out) • What networking actually is (and what it’s NOT) • How to reach out to people without feeling awkward • Why following up is where most people miss opportunities 💰 Salary Negotiation • Why not negotiating can cost you tens of thousands • The #1 mistake first-gen professionals make when it comes to salary • How to avoid saying the first number • How to confidently counter an offer • What else you can negotiate beyond salary (bonus, equity, PTO) We also share our personal experiences — from applying to jobs the wrong way, to learning how to network effectively, to negotiating offers and seeing the real financial impact. If you’re not making six figures yet  — this episode is for you. Then we answer three questions from our community: 💰 Money: I recently got a big raise and don’t know how to manage it — how do I stop overspending while still enjoying my money and start building wealth? 💼 Career: I’m an analytics manager dealing with burnout and want to pivot into tech — how do I network effectively and navigate corporate in North America? 💗 Relationships: How do you build and maintain a healthy long-term relationship? — To shop Viv’s debt tracker, budget tracker, and access free financial tools: https://stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode: https://forms.gle/SoS6NHpsPfMm3KSx7 If you enjoyed this episode, don’t forget to COMMENT, FOLLOW, and SUBSCRIBE 🎧 And if you feel compelled to RATE our podcast, we’d truly appreciate your feedback! Thanks for listening to TechQuiero Más — for couples who want more and are building it together. This is not financial advice — this content is for educational purposes only. Always do your own research before making financial decisions. CareerGrowth / SalaryNegotiation / FirstGenProfessionals / TechCareers / Networking / GetPaidWhatYouDeserve / FinancialFreedom / MoneyMindset / BreakingCycles / TechQuieroMas

    30 min

  2. 4 ABR

    Ep. 8 - How We're Becoming First-Gen Millionaires

    In this episode of TechQuiero Más, Viv and Xavi dive into what it really takes to become the first millionaire in your family — and why it’s less about luck and more about consistency. We’re talking all things investing, building generational wealth, and protecting everything you’re working so hard to build — even if you’re just getting started. We also share a personal story we’ve never talked about on the podcast before…we signed a prenup. And no — it doesn’t mean we’re planning for divorce. Before we get into it, we start with a question you can think through at home: If you had no debt, some savings, but nothing invested — would you prioritize investing or helping your parents financially? Then we dive into: • The two paths to investing: “set it and forget it” vs. self-managing your portfolio • Beginner-friendly options like target date funds • How to start investing in index funds (S&P 500, total market) • Why we chose to manage our own portfolio — and how we approach it • The truth about building wealth as a first-gen: consistency over perfection • Why prenups aren’t just for the wealthy • What a prenup can actually include (assets, debt, businesses) • How to think about protection — for yourself, your partner, and your future family • How to approach the conversation (especially if it feels uncomfortable or unfamiliar) Then we answer three questions from our community: 💰 Money: I wiped out my savings and Roth IRA, have debt, and inconsistent income — what should be my top priority to get back on track? 💼 Career: What path did you take to break into tech, and was it worth changing careers as a first-gen? 💗 Relationships: How do I start a conversation with my fiancé about a prenup when we’ve never been exposed to this before? If you’re trying to build wealth, protect your future, and become the first in your family to do it — this episode is for you. — To shop Viv’s debt tracker, budget tracker, and access free financial tools: https://stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode: https://forms.gle/SoS6NHpsPfMm3KSx7 If you enjoyed this episode, don’t forget to COMMENT, FOLLOW, and SUBSCRIBE 🎧 And if you feel compelled to RATE our podcast, we’d truly appreciate your feedback! Thanks for listening to TechQuiero Más — for couples who want more and are building it together. This is not financial advice — this content is for educational purposes only. Always do your own research before making financial decisions. Investing / FirstGenWealth / GenerationalWealth / Prenup / MoneyForCouples / FinancialFreedom / InvestingForBeginners / TechCareers / BreakingCycles / TechQuieroMas

    29 min

  3. 28 MAR

    Ep. 7 - How to Start (or Restart) Your Career with Intention?

    In this episode of TechQuiero Más, Viv and Xavi break down one of the most common questions we hear: “I want to change my career… but where do I even start?” Whether you’re feeling stuck, unfulfilled, or ready for something bigger, this episode is all about helping you take that first step — or your next step — with clarity and confidence. ✨ We dive into:• The difference between your interests vs. your strengths• How to define your values — and why they matter when choosing a career path• Where to find people who are already doing what you want to do• How networking actually works (especially when you’re starting from scratch)• The approaches Viv and Xavi used to break into tech At the end of the day — you don’t need to have everything figured out. You just have to start.✨ Then we answer three questions from our community: 💰 Money:I have a six-figure corporate job — what can I do to start building residual income? 💼 Career:How do I build my network from scratch as a freshman majoring in Finance? And how should I think about choosing a minor? 💗 Relationships / Life:I’m back in school, struggling financially, and feeling stuck. Should I take out student loans, and how do I navigate this phase without falling behind? If you’re thinking about pivoting careers, building a network, or figuring out your next move — this episode is for you. —To shop Viv’s debt tracker, budget tracker, and access free financial tools:https://stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode:https://forms.gle/SoS6NHpsPfMm3KSx7 If you enjoyed this episode, don’t forget to COMMENT, FOLLOW, and SUBSCRIBE 🎧And if you feel compelled to RATE our podcast, we’d truly appreciate your feedback! If you made it to the end of the episode, DM us the keyword: “START” and we’ll send you a little something 💌 Thanks for listening to TechQuiero Más — for couples who want more and are building it together. CareerPivot / FirstGenProfessionals / CareerGrowth / Networking / TechCareers / FinancialFreedom / MoneyMindset / BreakingCycles / TechQuieroMas

    30 min

  4. 21 MAR

    Ep. 6 – Where Do I Start with My Finances?

    In this episode of TechQuiero Más, Viv and Xavi break down one of the most common (and overwhelming) questions: “I want to get my finances together… but where do I even start?” Between saving, investing, debt, credit cards, APR, APY — it can feel like a lot. So in this episode, we simplify everything and walk you through a clear, step-by-step approach to taking control of your money.We start with a quick game you can try with your partner at home — sharing your favorite financial trait about each other 💭 Then we dive into: • How to figure out your full financial picture (assets vs. liabilities) • How to calculate your net worth — and what your number actually means • Why increasing your net worth is the key to financial freedom • The two ways to build wealth: reducing debt and increasing assets • How to prioritize high-interest debt (and when investing might still make sense) • The exact order we followed: debt → emergency fund → investing • Where to start investing (401k, Roth IRA, HSA, brokerage accounts) • What employer matching is — and why it’s essentially free money • Beginner-friendly investing strategies like target date funds and dollar cost averaging (DCA)We also share what’s worked for us personally, how we approached investing as beginners, and how to keep things simple without trying to time the market. If you’ve been putting off your finances because you don’t know where to begin, this episode is for you. Then we answer three questions from our community: 💰 Money:How do you open a brokerage account — and how does it actually work? 💼 Career:What’s the next step after being a Product Support Engineer if you’re aiming for a six-figure role in tech? 💗 Relationships:Where should couples start financially when transitioning to one income — saving, investing, or opening a Roth IRA? — To shop Viv’s debt tracker, budget tracker, and access free financial tools: https://stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode: https://forms.gle/SoS6NHpsPfMm3KSx7 Thanks for listening to TechQuiero Más — for couples who want more and are building it together.This is not financial advice — this content is for educational purposes only and reflects our personal experience.#PersonalFinance InvestingForBeginners / FirstGen / FinancialLiteracy / MoneyTips / WealthBuilding / DebtFreeJourney / MoneyForCouples / BreakingCycles

    25 min

  5. 14 MAR

    Ep. 5 - Are you and your partner financially compatible?

    In this episode of TechQuiero Más, Viv and Xavi talk about something that impacts almost every relationship — money. Are you financially compatible with your partner? Whether you’re married, dating, or currently single, learning how to have open and honest conversations about finances can make a huge difference in your relationship and your long-term financial future. We start the episode with a quick game you can try with your partner at home — questions designed to reveal how each of you thinks about money, fear, and long-term goals. Then we dive into:• Why couples should start talking about money earlier than most people think• The impact your childhood and “money story” can have on your financial habits• How to decide whether to build wealth separately, together, or through a hybrid approach• Why knowing your numbers (salary, net worth, retirement goals, emergency funds) matters for both partners• The 4% rule and how to estimate your retirement number using the FIRE framework Research shows that many couples avoid these conversations — even in long-term relationships — which can lead to misunderstandings and financial stress later on. In this episode, we also share personal stories about how we grew up thinking about money and how those experiences shaped our financial conversations as a couple. Then we answer three questions from our community: 💰 Money:Do you need thousands of dollars to open a High Yield Savings Account? What should beginners know before opening one? 💼 Career:What advice would we give to a first-generation college student who is about to graduate and start their career? 💗 Relationships:When should couples disclose their salaries? And is it a red flag if a partner isn’t comfortable talking about money? If you’re navigating finances in a relationship — or preparing for those conversations in the future — this episode is for you. — To shop Viv’s debt tracker, budget tracker, and access free financial tools:www.stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode:https://forms.gle/SoS6NHpsPfMm3KSx7 Thanks for listening to TechQuiero Más — for couples who want more and are building it together. MoneyForCouples / FinancialCompatibility / FirstGen / MoneyConversations / PersonalFinance / GenerationalWealth / RelationshipsAndMoney / FinancialLiteracy / BreakingCycles

    24 min

  6. 7 MAR

    Ep. 4 - Overcoming Scarcity Mindset & Imposter Syndrome as First-Gens

    In this episode of TechQuiero Más, Viv and Xavi talk about two mental hurdles that many first-gen professionals face — even after you start making progress: scarcity mindset and imposter syndrome. When you grow up with financial instability, limited resources, or without a blueprint for success, it’s easy to carry those fears into adulthood — even when your circumstances start to change. In this episode, we break down: • Where scarcity mindset actually comes from • Why many first-gen professionals feel like they don’t belong in higher-paying careers or new spaces • How to build confidence when you’re navigating unfamiliar environments • Practical ways to shift your thinking while continuing to grow financially and professionally Then we answer three questions from our community: 💰 Money: How can someone start getting out of debt when they’re already overwhelmed with payments and emergencies? 💼 Career: Is it too late to pivot careers at 33 — and how do you make a change when you feel like you don’t have the “right” skills? 💗 Relationships: Can a stay-at-home spouse still contribute to retirement through a Roth IRA? If you’re a first-gen professional trying to build confidence, overcome fear, and create a better financial future than the one you grew up with, this episode is for you. — To shop Viv’s debt tracker, budget tracker, and access free financial tools: www.stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode: https://forms.gle/SoS6NHpsPfMm3KSx7 Thanks for listening to TechQuiero Más — for couples who want more and are building it together. ScarcityMindset / ImposterSyndrome / FirstGenProfessionals / CareerGrowth / FinancialMindset / GenerationalWealth / MoneyMindset / BreakingCycles / TechCareers

    24 min

  7. 28 FEB

    Ep. 3 - How to Find a Six-Figure Career Path as a First-Gen College Grad

    In this episode of TechQuiero Más, Xavi breaks down his non-linear career journey from being a NYPD police cadet to teaching to tech — and what it took to land his first six-figure job. We talk about: How to pivot when your degree or first job isn’t your forever pathWhat skills matter more than titlesThe mindset shifts first-gen grads need to compete in higher-paying industriesThen we answer three powerful community questions: 💰Money: My parents are unemployed due to health issues. They did not save for the future. I’m desperate to know what I can do to make more money and help them the way they’ve helped me. 🧳Career: How to find a fulfilling career path that has good work life balance 💓Love: How did your relationship change when Xavi stepped into a more demanding tech role? If you’re a first-gen college grad trying to change your career path into a higher-paying one this episode is for you. — To shop Viv’s debt tracker, budget tracker, and access free financial tools: www.stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode: https://forms.gle/SoS6NHpsPfMm3KSx7 Thanks for listening to TechQuiero Más — for couples who want more and are building it together. FirstGen / GenerationalWealth / BreakingCycles / FinancialLiteracy / MoneyEducation / PersonalFinance /Relationships / MoneyforCouples / CareerGrowth

    18 min

  8. 21 FEB

    Ep. 2 - How to Overcome Generational Poverty as a First-Gen Eldest Daughter

    In this episode of TechQuiero Más, Viv breaks down the practical steps she took to start overcoming generational poverty as a first-gen eldest daughter. This wasn’t just a mindset — it was a strategy. She walks through: • Why leaning on resources and community is important • Opening a HYSA and building an emergency fund • Teaching yourself how investing works • Paying off debt with intention • Increasing your income — both short-term and long-term Then we answer three community questions: 💰 Money:How did you pay off debt as a married couple — and where should we invest? 💼 Career:How can I pivot into analytics or tech if my background feels “out of place”? 💗 Love:How did your career shift impact your relationship? If you’re the eldest daughter trying to change your family’s financial future while still building your own, this episode is for you. — To shop Viv’s debt tracker, budget tracker, and access free financial tools: www.stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode: https://forms.gle/SoS6NHpsPfMm3KSx7 Thanks for listening to TechQuiero Más — for couples who want more and are building it together.

    15 min

  9. 14 FEB

    Ep. 1 - How to Build Wealth When You Come from Nothing

    Welcome to the very first episode of TechQuiero Más In this debut episode, Viv and Xavi share the real story behind their journey — from being first-generation college graduates with limited financial guidance to building careers in tech and creating stability on their own terms. We talk about how we met, how our career paths evolved after graduation, and what it actually looks like to support each other through big career changes, debt, ambition, and big dreams — without losing ourselves in the process. Then we answer three powerful questions from our community: • What actually helped Viv get out of debt — better jobs, budgeting systems, books, or something else entirely? • How do we support each other’s career growth without competing or sacrificing our own goals? • How do you help immigrant parents build financial security when you’re still figuring it out yourself? If you’re first-gen, building wealth from scratch, navigating money in your relationship, or trying to break generational cycles, this episode is for you. — To shop Viv’s debt tracker, budget tracker, and access free financial tools: www.stan.store/overgenpoverty To submit an anonymous question and be featured in a future episode: https://forms.gle/SoS6NHpsPfMm3KSx7 Thanks for listening to TechQuiero Más — for couples who want more and are building it together.

    26 min
  • 9 episodios

Información

Tech(Quiero) Más Pod We're two first-gens who were born and raised in nyc helping you level up in your career, personal finances, and relationship.

Ficha técnica

  • Creado por
    Viv + Xavi
  • Años en activo
    2 mil
  • Episodios
    9
  • Clasificación
    Apto
  • Derechos de autor
    © Viv + Xavi
  • Sitio web del podcast
    TechQuiero Más

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