19 min
07. Younited – Data-driven lending during challenging times Fintech Findings
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- Technologies
Younited's Francois de Bodinat joins host Jonathan Wildish, Product Solutions Lead (Lending) at Tink, to discuss why prioritising affordability checks and data-driven consumer lending models is so important for lenders during challenging times.
What to expect:
Insights from the Chief Product Officer of Europe's leading instant credit providerHow lenders can better support their customers during these challenging timesPredictions for the next 5-10 years in lending
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Consumer research was conducted by Censuswide on behalf of Tink in September 2023, amongst 1,000 UK borrowers aged over 18 (i.e. those who currently have either a mortgage or a loan).
Lender research was conducted by Censuswide on behalf of Tink in September 2023 amongst 200 executives at a High street bank, Building society, Challenger bank, Payday lender or BNPL lender who have a decision-making role in the lending process.
Case studies, comparisons, statistics, research and recommendations are provided “AS IS” and intended for informational purposes only and should not be relied upon for operational, marketing, legal, technical, tax, financial or other advice. Visa Inc. neither makes any warranty or representation as to the completeness or accuracy of the information within this document, nor assumes any liability or responsibility that may result from reliance on such information. The Information contained herein is not intended as investment or legal advice, and readers are encouraged to seek the advice of a competent professional where such advice is required.
Younited's Francois de Bodinat joins host Jonathan Wildish, Product Solutions Lead (Lending) at Tink, to discuss why prioritising affordability checks and data-driven consumer lending models is so important for lenders during challenging times.
What to expect:
Insights from the Chief Product Officer of Europe's leading instant credit providerHow lenders can better support their customers during these challenging timesPredictions for the next 5-10 years in lending
---
Consumer research was conducted by Censuswide on behalf of Tink in September 2023, amongst 1,000 UK borrowers aged over 18 (i.e. those who currently have either a mortgage or a loan).
Lender research was conducted by Censuswide on behalf of Tink in September 2023 amongst 200 executives at a High street bank, Building society, Challenger bank, Payday lender or BNPL lender who have a decision-making role in the lending process.
Case studies, comparisons, statistics, research and recommendations are provided “AS IS” and intended for informational purposes only and should not be relied upon for operational, marketing, legal, technical, tax, financial or other advice. Visa Inc. neither makes any warranty or representation as to the completeness or accuracy of the information within this document, nor assumes any liability or responsibility that may result from reliance on such information. The Information contained herein is not intended as investment or legal advice, and readers are encouraged to seek the advice of a competent professional where such advice is required.
19 min