For Better and Worth

Chris Young and Ericka Young
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Chris Young and Ericka Young are the creators of For Better and Worth. Listen in to learn about why they are starting this ongoing conversation about relationships and money. It's fun, engaging, and worth the investment of your time. Stay tuned for more episodes dropping soon!

  1. Should You Marry for Money or Mindset? The Truth About Marrying Rich (Ep 178)

    -2 J

    Should You Marry for Money or Mindset? The Truth About Marrying Rich (Ep 178)

    Searching for the real secret behind "marrying rich"? We dive into what it truly means to bring a "rich mindset" to your relationship. No we didn't marry for money but we definitely wanted to ensure that later on we would have some money! We share our first money impressions to serious discussions on finances and partnership. In this episode we unpack why wealth is more about attitude (and less about pocket change) when it comes to love. Key Moments We didn't marry for riches—but for "rich potential" at 02:34. Signs to watch for when seeking a "rich-minded" partner: frugality, work ethic, investment curiosity, and more at 05:30. Parenting talk: vetting potential partners for their adult children at 06:44. Defining a "rich mindset"—abundance, generosity, and vision—at 09:11. Real-life examples: couples starting together on equal financial ground and paying off debts before marriage at 14:00. The truth about differing financial strengths and how they complement long-term goals at 20:06. Should you ever actually "marry rich"? Is financial stability a legit reason to say "I do"? at 24:45. How to protect family wealth, discuss prenups, and maintain standards after loss at 28:18. Parting wisdom: why mutual growth and upskilling in partnership matter at 31:04. Who Is This Episode For? This episode is a must-listen for couples (married or dating), singles thinking about partnership, anyone interested in financial compatibility, and parents guiding their adult children. If you want your relationship and your bank account to thrive, tune in!     This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

    35 min
  2. Is Your Shoe Collection Worth the Investment? (Ep 177)

    13 MAI

    Is Your Shoe Collection Worth the Investment? (Ep 177)

    Whether you're justifying your shoe collection, splurging on your favorite vice, or trying to make sense of where your money goes, this episode dives into the real costs behind our everyday habits. We share a candid, funny, and insightful look at our own spending quirks, plus a jaw-dropping encounter with someone who owns 350 pairs of sneakers. Tune in for practical advice, relatable stories, and prompts to evaluate where your money (and fulfillment) actually goes. Key Moments Comparing Sneaker Collections: We reveal the shock of meeting a sneakerhead with 350 pairs, worth over $50k 02:08. Confessions of Spending Habits: Candid admissions about clothing shopping, PlayStation splurges, and the emotional pull behind certain purchases 05:00. Starbucks, Dining Out, and Everyday Vices: The hosts break down how daily habits like coffee runs can quietly drain your finances 11:02, and why dining out is both an emotional and financial decision 16:18. The Kid Factor: When buying for children becomes a "vice." From school activities to the newest game console we tally up the hidden costs of parenthood 18:09. Make It Worth It: Final takeaways on counting the real cost of your habits, how to get intentional with money, and advice for shifting small luxuries into long-term gains 26:52. Why Listeners Should Tune In Practical, Relatable Insights: If you've ever justified a not-so-necessary purchase, you'll find solidarity and smart strategies here. Actionable Advice: Get real steps for counting the cost of your personal vice and balancing enjoyment with financial health. Entertaining Real Talk: Dynamic banter, honest confessions, and humorous anecdotes make financial planning feel both doable and enjoyable. Who This Episode Is For Sneakerheads and collectors grappling with the cost of their obsessions Couples who navigate different spending habits Parents who wonder where the money for kids' activities really goes Anyone curious about how to enjoy life's little luxuries without sacrificing financial goals If you're striving for balance between enjoying today and planning for tomorrow, this is your must-listen episode.     This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

    37 min
  3. Home Payoff Blueprint: How We Paid Off Our House Early and How You Can Do It Too (Ep 176)

    6 MAI

    Home Payoff Blueprint: How We Paid Off Our House Early and How You Can Do It Too (Ep 176)

    Thinking about ditching your mortgage and living debt free? In this episode, We unpack our journey to the sweet freedom of owning our home outright. We discuss simple, actionable strategies, and the motivation you need to make your mortgage a thing of the past. No matter where you are starting from there is a strategy here for you. Key Moments Avoiding the House-Hunting Trap: We share our experience of getting swept up in buying "more house" and the stress it brought (02:19 & 03:01). Why Pay Off Your House Early?: Freedom, flexibility, and future goals motivated our early payoff plan (06:03). Bi-Weekly Payments & Extra Payment Hacks: We break down practical ways to slash years off your mortgage like bi-weekly payments and adding bonuses or refunds toward principal (11:18 & 12:27). Rounding Up & Using Calculators: Learn how small recurring extra payments add up, and how financial calculators can chart your payoff journey (17:00). Refinance, Downsize, and Recast Options: We explore multiple approaches for different stages in your mortgage journey (21:21 & 25:26). Legacy Building & Teaching the Next Generation: Paying off the house becomes a family legacy and blueprint for our daughters (29:30). Why You Should Tune In If you want to break free from decades of mortgage payments, build a life of options and security, and maybe even retire earlier than you thought possible, this episode is packed with encouragement and executable strategies. We keep it relatable, honest, and motivational, reminding you that intentionality—not perfection—is the secret ingredient. Who This Episode is For Homeowners just starting their journey or already years into a mortgage Couples looking to align on financial goals Anyone who wants to break the paycheck-to-paycheck cycle Listeners interested in financial freedom, early retirement, or legacy-building strategies Tune in and get inspired to write your own home payoff success story!     This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

    34 min
  4. We had $210,000 of Growth Proving the Rule of 72 Works! (Ep 175)

    29 AVR.

    We had $210,000 of Growth Proving the Rule of 72 Works! (Ep 175)

    Are you curious about how your investments can really double over time? In this episode, we break down the Rule of 72 and share our personal stories that prove patient, persistent investing pays off. Whether you're skeptical about market returns or just want practical steps toward wealth-building, this conversation brings both real numbers and relatable advice. Key Moments to Listen For: Rule of 72 Explained: What is the Rule of 72 and why is it a "financial superpower"? 10:07 Debunking 12% Myths: Is a 12% return realistic? We break down return rates and address social media skepticism at 01:20 Cooking & Investment Analogies: Why building wealth is more like slow-cooking than microwaving, and how patience pays off 07:09 Real-Life 401k Example: How $70,000 grew to $285,000 in 14 years with no additional contributions using the Rule of 72 16:13 Avoiding Mistakes: Why pulling money out slows your financial momentum and what to do when you're tempted to dip into your funds 22:52 The Power of Free Money: Maximizing employer 401k matches—even if you're still working on debt 25:19 Actionable Takeaways: How to be patient, persistent, and proactive with your investments 27:43 Why You Should Tune In: This episode gives you more than just investment theory—it offers personal proof and clear steps you can take right now to grow your wealth. You'll learn to demystify intimidating investment concepts, ask better questions, and make your financial journey both smarter and less stressful. The hosts' approachable style and real-life results make these lessons both motivating and achievable. Who This Episode Is For: Anyone new to investing seeking straightforward strategies Skeptics unsure if stock market returns are worth the risk DIY investors looking to maximize 401k & IRA growth People interested in turning financial patience into lasting wealth If you want to learn how real people double their money by letting time and consistency do the heavy lifting, this episode is for you!     This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

    32 min
  5. From Parenting to Partnership: How Marriage Changes with an Empty Nest (Ep 174)

    22 AVR.

    From Parenting to Partnership: How Marriage Changes with an Empty Nest (Ep 174)

    Description: Marriage evolves... and so do the people in it. In this episode, we get honest about communication, changing roles, and what it takes to make partnership work through life's seasons. We discuss: How an "empty nest" changes marriage dynamics and daily routines (03:46) The evolution of personal and partner expectations over years of marriage (11:19) Why ongoing communication (not mind-reading) is crucial, even after decades together (19:50) Navigating changes in traditional gender roles and responsibilities at home (22:15) The importance of friendship, liking each other, and finding shared (and solo) interests (28:56) Who This Episode Is For This episode is for couples who are navigating transitions in their marriage, especially those approaching or experiencing the "empty nester" phase. If you and your spouse are reflecting on how your relationship evolves over time, confronting changes in your individual identities, or wanting to improve day-to-day communication as your family dynamics shift, this conversation will resonate with you. It's also relevant for anyone interested in authentic discussions about growing together through different life stages and understanding how to maintain connection, partnership, and friendship in marriage.   This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

    42 min
  6. We Finally Paid Off Our Mortgage!!! Our Strategy for Paying Off Our Home Early (Ep 173)

    15 AVR.

    We Finally Paid Off Our Mortgage!!! Our Strategy for Paying Off Our Home Early (Ep 173)

    In this episode, we share the exciting milestone of becoming completely debt free, including paying off our house. We break down the intentional steps and practical decisions that made this achievement possible. It has been a long-time coming but the freedom we feel today is completely worth all the effort! Here is what you'll learn in this episode: Details of paying off our mortgage and the payoff process Why choosing a 15-year mortgage over a 30-year loan saved us $90,000 How we balanced home upgrades, lifestyle choices, and debt freedom The importance of prioritizing financial goals over "keeping up with the Joneses" Planning what's next: from celebrating the achievement to maintaining a debt-free life Who this is for: This episode is perfect for anyone striving for financial freedom, especially couples and families interested in becoming completely debt-free, including paying off their mortgage. It's for listeners who want practical strategies, real-life inspiration, and honest conversations about achieving big financial goals without sacrificing lifestyle. Whether you're just starting your debt-free journey or looking for motivation to keep going, this episode is for you! When it happens: 03:38 Paying off the mortgage early 07:18 Starting with intentional decisions 10:58 Paying off the house 15:46 Deciding to delay mortgage payoff 19:10 Prioritizing life's big goals 20:52 Planning housing for retirement 24:03 Financial freedom through real estate 29:23 Managing costs after paying off house 32:12 Paying off loans and interest 34:25 Managing stress and staying focused 36:22 Celebrating teamwork moment   This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

    39 min
  7. Why You Shouldn't Panic Sell During Market Mayhem (Ep 172)

    8 AVR.

    Why You Shouldn't Panic Sell During Market Mayhem (Ep 172)

    Episode Description: Market volatility got you anxious? In this episode, we cut through the noise to give you straightforward strategies for staying smart with your money—no panic moves required. Why history shows markets rebound after downturns The risks of cashing out retirement savings early Practical steps to steady your nerves and your finances during uncertain times Ready to take control of your financial future? Tune in the preserve your financial future. When it happens: 03:49 Managing investments during market uncertainty 09:13 Adjusting investment strategies over time 10:06 Adjusting investment strategy by life phase 13:15 Staying calm during market dips 16:35 Planning for retirement savings 21:48 Why we moved our IRA 24:05 Managing multiple accounts and investments 25:50 Rolling over a pension fund 30:19 Staying calm during uncertainty 32:27 The importance of an emergency fund 36:28 Managing news consumption Who can benefit: Anyone looking for guidance on how to navigate financial uncertainty, especially during volatile markets and global events. Whether you're new to investing, planning for retirement, or just wanting practical advice on managing your money during times of fear and uncertainty, this episode provides relatable discussion, historical context, and actionable tips. Couples, families, and individuals seeking both financial wisdom and peace of mind in uncertain times will find value in the insights shared.   This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

    40 min
  8. Balancing Time and Money: The True Cost of Modern Convenience (Ep 171)

    1 AVR.

    Balancing Time and Money: The True Cost of Modern Convenience (Ep 171)

    Episode Summary Is paying for convenience making your life better? Or is it just draining your wallet?  In this episode, we share our own choices about when we save money and when we pay up, from house cleaning to DoorDash and everything in between. And as you will hear, these choices aren't always easy to make or agree upon. We'll talk about finding that sweet spot between time and money, making room in the budget for what really matters, and how those little conveniences can silently add up. Grab a seat and see if your priorities line up with your spending! When it happens: 09:12 Managing costs 11:39 Food delivery trends 13:39 Unnecessary valet tip 18:31 Kitchen cleanup 22:16 Needs vs. wants 25:12 Vegan dining expenses 28:02 Renting young and priorities 29:57 Prioritizing choices and resources 33:25 Prioritizing freedom Who This Episode Is For Couples and families - Juggling chores, meals, and budgets together? The episode's stories and tips are super relatable. Anyone trying to save money - If you care about where your dollars go—be it takeout, cleaners, or lawn care—you'll get a lot out of this. Homeowners - Talks about the real costs of keeping up your place, whether you do it yourself or hire it out. Busy folks - If you're short on time and tempted by convenience, this conversation will make you think twice about what's really worth it.   This Podcast is sponsored by American Heritage Credit Union.  To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

    39 min
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À propos

Chris Young and Ericka Young are the creators of For Better and Worth. Listen in to learn about why they are starting this ongoing conversation about relationships and money. It's fun, engaging, and worth the investment of your time. Stay tuned for more episodes dropping soon!

Informations

  • Création
    Chris Young and Ericka Young
  • Années d’activité
    2023 - 2026
  • Épisodes
    178
  • Classification
    Tous publics
  • Copyright
    © 2023
  • Site web de l’émission
    For Better and Worth
  • Fournisseur

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