Generational Wisdom

Dr. Julia Myers
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Generational Wisdom is a podcast about parenting, family wealth, financial literacy, and raising grounded kids who understand money, family values, and the responsibility that comes with wealth. Hosted by Dr. Julia Myers, TEDx speaker, Family Legacy Strategist, and mom of five in a blended family, the show explores how to talk to kids about money, build healthy family money habits, pass down generational wealth, and prepare the next generation to manage what you have built. Your kids may inherit your wealth by default. They inherit your wisdom only on purpose. Through honest conversations, solo episodes, multigenerational discussions, and expert guests, discover how to build a lasting family legacy rooted in wisdom, purpose, and values. Wealth without wisdom is wasted. Legacy is what you leave in them, not just to them. Learn more and find additional resources at https://juliamyers.com/podcast For guest inquiries: podcast@juliamyers.com

  1. 4 hr ago ·  Video

    Why High-Income Doctors Feel Broke with Dr. Lisa Muehlenbein

    Do you suffer from “Someday” syndrome? Dr. Lisa Muehlenbein, PhD, shares how her physician family paid off $465K in two years and now teaches their kids about budgeting and money communication. Health psychology specialist Dr. Lisa Muehlenbein, PhD, joins Dr. Julia Myers to talk about physician family finances, lifestyle creep, and money communication. She shares her journey from teen mom to physician spouse, including the “someday syndrome” that led to a negative net worth despite a high income. Dr. Lisa explains how budgeting and cash spending helped her family pay off $465,000 in two years. She also discusses raising four kids with different money conversations, avoiding entitlement, and saying no without guilt. Listen for practical ideas for high-income families who want purpose, not pressure, to guide their money. Key Takeaways: A high physician income can still mean a negative net worth without a budget.Each child needs different money conversations, and fair does not have to mean equal.Open communication with your spouse is the foundation of financial freedom.About Dr. Lisa Muehlenbein: Dr. Lisa Muehlenbein, PhD, is a Health Psychology and Burnout Specialist with expertise in physician financial wellness. She helps high-income families navigate lifestyle creep, tax planning (W-2 vs. 1099), budgeting, and debt payoff. She has helped clients eliminate $200K+ in student loans and achieve financial freedom. Lisa also hosts The MedLife Support Podcast. Episode Resources & Links: Lisa’s website: https://www.themedlifematrix.comInstagram: https://www.instagram.com/themedlifematrixWellness Beyond the White Coat Ebook: https://www.themedlifematrix.com/offers/KGzx4VLF/checkoutThe MedLife Support Podcast: https://www.themedlifematrix.com/podcastCharity: Lisa’s pick is World Central Kitchen, which serves meals in times of crisis: https://wck.orgTime Stamps: 00:00 – Intro 05:28 – Childhood Money Memories & Scarcity 28:33 – “Someday Syndrome”: Postponement & Lifestyle Creep 31:34 – Debt-Free in 2 Years: Paying Off $465K 37:43 – Teaching Kids to Budget & Avoid Entitlement Learn More: Subscribe and follow on YouTube: youtube.com/@juliamyersFollow on Apple Podcasts: Generational WisdomFollow on Spotify: Generational WisdomGenerational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation.

  2. 6 days ago ·  Video

    Teaching My Boys a Rich Life Mindset with Tim Ulbrich

    Learn strategies to raise grounded, grateful kids from father, founder, and pharmacist Tim Ulbrich, who paid off more than $200,000 of debt and is on a mission to live a rich life today and in the future. Pharmacist and YFP Wealth co-founder Tim Ulbrich shares with host Dr. Julia Myers how to teach kids about money through everyday habits, saving buckets, planning for car expenses, and fostering financial independence. Tim explains why daily habits teach more than lectures, how he plans for his teen’s first car, and why spontaneous memories matter. If you’re a parent looking for practical money conversations, this episode is for you. Key Takeaways: Kids learn more from daily money habits and your emotional tone than from formal lectures.Give teens real skin in the game, like a minimum savings amount, before helping with a car.A solid financial plan should support your values and leave room to enjoy today.About Tim Ulbrich: Tim Ulbrich is the Co-Founder and CEO of YFP Wealth, a nationwide fee-only financial planning firm founded in 2015. He earned his PharmD from Ohio Northern University and completed residency training at The Ohio State University. Tim is the co-author of Seven Figure Pharmacist. He has presented to more than 200 pharmacy organizations on entrepreneurship, leadership, investing, retirement planning, and financial well-being. Episode Links & Resources: Seven Figure Pharmacist (Tim Ulbrich, Tim Church) Book Link: https://link.amazon/B0bQjz7F2YFP Wealth: https://yfpwealth.com/book-a-discovery-call/?utm_source=julia-myers&utm_medium=audio&utm_campaign=yfp-wealth&utm_content=show-notesYFP Podcast Episode 402 - Julia & TimYFP Podcast Episode 311 - Julia & TimColumbus Legends, https://columbuslegends.com/ is part of Central Ohio Homeschool Athletics, a non-profit association that offers Christ-centered competitive athletics to homeschool students. Timestamps: 00:00  Teach Kids to Save With Purpose 03:04  Childhood Money Story: The Envelope System 08:43  Student Loan Debt Lessons & College Costs 14:50  First Home Purchase Mistake 35:37  Teaching Teens to Buy a First Car Learn More: Subscribe and follow on YouTube: youtube.com/@juliamyersFollow on Apple Podcasts: Generational WisdomFollow on Spotify: Generational WisdomGenerational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation.

  3. 29 Oct ·  Video

    Breaking the Scarcity Mindset: Raising Money-Smart Teens with Amrita Khurana

    Discover how to break the scarcity mindset and raise money-smart teens with Realtor and investor Amrita Khurana and host Dr. Julia Myers. Amrita, who grew up in an immigrant family, started working at 8, and left the New York Times to build her own business, tells how she moved from scarcity to open money talk with her three boys. She shares her “spend, donate, invest” rule, the day her teen asked to invest his gym savings, how she builds grit in kids who’ve never struggled, and the debt conversation she’s bringing back to the dinner table. Key Takeaways: Move from a scarcity mindset to open money talks at homeUse “spend, donate, invest” habits with your teensBuild grit in kids who have never struggledAbout Amrita Khurana: Amrita Khurana is a top-producing Realtor, investor, speaker, and community leader who is passionate about helping people navigate change with confidence. She is also a podcaster, hosting The Amrita Effect, where she shares honest conversations about growth, resilience, leadership, and creating a life that’s truly aligned. Episode Links & Resources: The Amrita Effect podcastWebsite: falcongroup.comKhalsa Aid International USA, the humanitarian relief charity Amrita would give to: linktr.ee/KhalsaaidusaTimestamps: 00:00 Breaking the scarcity mindset in a first-generation household 06:30 Growing up poor as an immigrant family: first money memories 23:39 Leaving the New York Times to become a real estate agent 30:13 Spend, donate, invest: how to teach teens about money 47:09 How to talk to teens about credit card debt Learn More: Subscribe to Weekly Newsletter: juliamyers.com/subscribeSubscribe and follow on YouTube: youtube.com/@juliamyersFollow on Apple Podcasts: Generational WisdomFollow on Spotify: Generational WisdomGenerational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation. For guest inquiries, visit juliamyers.com/podcast

  4. 27 Oct ·  Video

    Kindness, Kids and Generational Wealth with Marc Shaffer

    Discover how to teach kids about money and pass on generational wisdom with financial advisor Marc Shaffer and host Dr. Julia Myers. The advisors, mentors, and coaches around your family are the infrastructure that carries generational wisdom forward. Hear how to build that team with financial advisor Marc Shaffer and host Dr. Julia Myers. Marc shares his expertise on family wealth transfer, early money education, and the importance of kindness and intentionality in financial conversations. Discover practical tips to raise financially savvy kids and build a legacy of wisdom. Key Takeaways: Advisors and mentors help pass down money wisdomTeach kids early with piggy banks and delayed gratificationGive kids skin in the game and gift wealth while you’re aliveAbout Marc Shaffer: Marc Shaffer, CFP, AIF, and EA, is a financial advisor at Searcy Financial Services, a 50-year-old firm. He helps families build strong financial futures while staying grounded in what matters most. Passionate about teaching and community involvement, he’s also the author of One for All: Systematize Your Kindness in Your Network. Outside work, he stays active, gives back, and spends time with his family. Episode Links & Resources: One for All: Systematize Your Kindness in Your Network by Marc Shaffer Growing Futures Early Education Center: growingfutureseec.org Website: searcyfinancial.com Timestamps 00:00 Why gift money before you’re gone 15:37 Skin in the game: college and weddings 29:14 Teaching a 4-year-old with piggy banks 35:57 Talking to kids about money without fear 46:57 Marc’s money story: stop hoarding, start enjoying Learn More: Subscribe to Weekly Newsletter: juliamyers.com/subscribeSubscribe and follow on YouTube: youtube.com/@juliamyersFollow on Apple Podcasts: Generational WisdomFollow on Spotify: Generational WisdomGenerational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation. For guest inquiries, visit juliamyers.com/podcast

  5. 22 Oct ·  Video

    Wealth Building Secrets of the Self Directed IRA with Kaaren Hall

    Explore how a self-directed IRA goes beyond traditional retirement accounts with uDirect IRA founder Kaaren Hall and host Dr. Julia Myers. Individual Retirement Accounts are a common vehicle when building generational wealth. Less common is the using the power of a self-directed IRA. Unlock the secrets for alternative investing with uDirect IRA founder Kaaren Hall and host Dr. Julia Myers. A self-directed IRA lets your retirement account act like your own bank. Kaaren Hall, founder of Udirect IRA Services, shows how a self-directed IRA lets you invest retirement savings in real estate, private loans, and precious metals. After the 2008 recession ended her mortgage career, she built the company from $1,600. Here she tells Julia Myers how to start small with micro-loans, which prohibited transactions to avoid, and how she gave her kids a head start with a Roth IRA. Key Takeaways Unlock alternative uses for retirement funds beyond the tradional stock market.Identify prohibited transactions and how to legally use your self directed funds for real estateWhy a ROTH IRA for your kids is essentialAbout Kaaren Hall Kaaren Hall is the founder and CEO of uDirect IRA Services, LLC, a self-directed IRA provider since 2009 that oversees more than $1.3B in assets. With over 20 years of experience in real estate, lending, and self-directed retirement accounts, she has helped thousands of investors diversify into alternative assets. A national speaker, BiggerPockets author, and founder of OCREIA, she also holds leadership roles across the retirement industry. Episode Links & Resources The BiggerPockets Guide to Self-Directed IRA Investing by Kaaren Hall: https://amzn.to/4slIvMr Get My Free IRA Report - https://udirectira.com/free-report/?utm_source=generational-wisdom&utm_medium=audio&utm_campaign=juliamyers Timestamps 00:00 Self-directed IRA 09:16 From the housing crash to starting a company in 2009 15:30 Building uDirect IRA from $50 setup fees to $1.3B 22:43 Teaching kids money: paying them to start a Roth IRA 25:18 Why every family needs a trust, not just a will 27:39 What is a self-directed IRA? Use your IRA like a bank 38:26 The self-directed IRA mistakes to avoid 39:57 Micro-loans and precious metals Learn More: Subscribe to Weekly Newsletter: https://juliamyers.com/subscribe Subscribe and follow on YouTube: https://www.youtube.com/@juliamyers Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672 Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf Connect on LinkedIn: https://www.linkedin.com/in/juliamyers314/ Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Julia Myers, a TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. If this episode spoke to you, share it with one parent who needs it too. Remember, parenting takes a village, and you’re not alone.

  6. 20 Oct ·  Video

    How to Talk to Your Kids About Money After Divorce with Rachel Duck

    Rachel Duck rebuilt after divorce and COVID hit at once, and shares how to talk to your kids about money along the way. Talking to your kids about money matters most when life doesn’t go to plan. Financial strategist Rachel Duck learned it in March 2020, when her divorce papers and the COVID shutdown arrived together and her 40-year plan fell apart. She rebuilt, wrote A Single Mom’s Guide to Financial Freedom, and teaches a 7-step framework that starts with mindset, not math. In this episode, Rachel joins Julia Myers to talk about reframing scarcity scripts, defining your financial freedom number, and why she answers her kids with “how can you afford it?” instead of an allowance. Key Takeaways: Why your money mindset comes before the numbersHow to answer “can I have this?” with “how can you afford it?”Why your kids need to watch you walk toward freedom out loudAbout Rachel Duck: Rachel Duck is the founder of JME Investment Group, a consultant, author, and speaker with more than two decades in real estate, investing, and financial strategy. Through her Financial Freedom Framework and her book A Single Mom’s Guide to Financial Freedom, she helps women take control of their finances and build lives of security, abundance, and legacy. She lives outside Austin, Texas, with her three children. Episode Links & Resources: A Single Mom’s Guide to Financial Freedom by Rachel Duck Rachel Duck’s website: rachelduck.com Financial Freedom Readiness Quiz: https://bit.ly/4zEhKoQ Timestamps: 00:00 Why kids get a front-row seat to your money story 03:22 First money lessons: earning 10% commission washing dogs 08:40 Changing your dream: starting a real estate career in 2009 14:10 Divorce papers and COVID: the moment that changed everything 17:56 The 7-step Financial Freedom Framework: start with mindset 26:45 How to talk to kids about divorce and money 32:20 “How can you afford it?” and why there’s no allowance 40:11 Teaching money to teens and young adults: custodial IRAs Learn More: Subscribe to Weekly Newsletter: juliamyers.com/subscribe Guest inquiries: podcast@juliamyers.com Subscribe and follow on YouTube: youtube.com/@juliamyers Follow on Apple Podcasts: Generational Wisdom Follow on Spotify: Generational Wisdom Connect on LinkedIn: Julia Myers Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Follow on Apple, Spotify, or YouTube so you don't miss the next conversation. Leave a rating and share.

  7. 15 Oct ·  Video

    Find Your Purpose, Not Your Passion with Gabrielle Bosché

    Is “follow your passion” actually good advice? Author and speaker Gabrielle Bosché says it’s only half the story. In this episode, host Dr. Julia Myers sits down with Gabrielle to unpack why purpose, not passion, is the better guide for your career, your money, and your family. Find your purpose and stop chasing passion. Gabrielle Bosché shares a simple 3-question framework to find your purpose and help your family find theirs. Gabrielle’s path shaped how she thinks about purpose. She grew up filling tithing envelopes, lost her family’s home in the 2008 recession, and couldn’t afford college until an anonymous donor stepped in to help. This episode is for parents, grandparents, and mentors who want to help the next generation find direction, make wise financial decisions, and live with purpose. Key Takeaways: Why “follow your passion” is incomplete adviceHow to turn your purpose into a family decision-making rubricHow to rethink college, debt, and career choices through the lens of purposeDinner table conversation starters for raising capable, confident kidsAbout Gabrielle Bosché: Gabrielle Bosché published her first book at 17 and has since written seven books, delivered two TEDx Talks, and shared stages with Malcolm Gladwell, John Maxwell, Dave Ramsey, and Rudy Giuliani. She has spoken for Google, the CIA, Microsoft, Audi, Comcast, Expedia, and eight U.S. Naval Bases. She co-founded The Purpose Company with her husband, Brian, and created the Purpose Factor assessment. Her work has been featured in SUCCESS, NPR, SiriusXM, Bloomberg Radio, Glamour, Business Insider, and the Los Angeles Times. Episode Links & Resources: The Purpose Company: https://www.purposecompany.co/home37354734 Purpose Factor assessment: purposetest.com Time Stamps: 00:00 Why you need permission, not just passion 01:50 Five fast money questions 06:37 Money lessons growing up: trade-offs and the 2008 recession 16:19 Why “follow your passion” is bad advice 20:15 How to find your purpose: 3 questions 31:40 Rethinking college, student debt, and career choices 37:53 How to use purpose as a family decision-making tool 43:23 Where to take the Purpose Factor assessment Learn More: Subscribe to Weekly Newsletter: juliamyers.com/subscribe Subscribe and follow on YouTube: youtube.com/@juliamyers Follow on Apple Podcasts: Generational Wisdom Follow on Spotify: Generational Wisdom Connect on LinkedIn: Julia Myers Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, a TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation.

  8. 13 Oct ·  Video

    Why High Income Isn’t Financial Security with Dr. Bill Yount

    Money conversations with your kids matter more than your income. Emergency physician Dr. Bill Yount learned that the hard way. After decades of high earnings, single-digit savings rates, and silence about money at home, a lawsuit at age 50 forced a financial reset. Today he’s financially independent, semi-retired, and passing on wisdom and wealth. In this episode, Bill joins host Julia Myers to talk about breaking a family money story and rebuilding trust with teens and young adults. Key Takeaways: How to break a family money story and start honest money conversations with your kidsWhy generational wisdom matters more than generational wealthWhy legacy is what you leave in people, not to themAbout Dr. Bill Yount: Bill has worked in emergency medicine since 1992 and is a husband, father of twin sons, and dog dad to two labradoodles. At 50, he realized he was financially illiterate, burned out, and living paycheck to paycheck despite a high income. He paused, planned, and pivoted, reaching financial independence a decade later. He now co-hosts the podcast Catching Up to FI and mentors late starters who feel behind or alone. His mantra is “Let’s Catch Up to FI Together.” Episode Links & Resources: Catching Up to FI episode with Julia -https://www.youtube.com/watch?v=x-T7Vj8PLek&vl=en-US Man's Search for Meaning by Victor Frankl - https://amzn.to/3VAVuxr Generational Wisdom Family Constitution - Https://juliamyers.com/constitution Time Stamps: 00:00 High Income Isn’t Financial Security 01:32 Quick Money Questions: First Car, Debt, Interest Rates 13:30 Why Overspending on Kids Creates Entitlement 17:17 The Wake-Up at 50: Lawsuit, Lifestyle Inflation, and Late Starting 19:30 How to Talk to Teens About Money Without Lecturing 22:24 Paying for College and Raising Debt-Free Kids 26:50 Financial Neuroplasticity: Rewiring Your Money Habits 33:09 Life After FI: Giving, Donor-Advised Funds, and Helping Adult Kids 35:29 How to Transfer Wealth to Adult Children: Roth IRA, HSA, and 529 50:34 Five Regrets of the Dying and What Legacy Really Means Learn More: Subscribe to Weekly Newsletter: juliamyers.com/subscribe Subscribe and follow on YouTube: youtube.com/@juliamyers Follow on Apple Podcasts: Generational Wisdom Follow on Spotify: Generational Wisdom Connect on LinkedIn: Julia Myers Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Follow on Apple, Spotify, or YouTube so you don't miss the next conversation. Leave a rating and share.

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About

Generational Wisdom is a podcast about parenting, family wealth, financial literacy, and raising grounded kids who understand money, family values, and the responsibility that comes with wealth. Hosted by Dr. Julia Myers, TEDx speaker, Family Legacy Strategist, and mom of five in a blended family, the show explores how to talk to kids about money, build healthy family money habits, pass down generational wealth, and prepare the next generation to manage what you have built. Your kids may inherit your wealth by default. They inherit your wisdom only on purpose. Through honest conversations, solo episodes, multigenerational discussions, and expert guests, discover how to build a lasting family legacy rooted in wisdom, purpose, and values. Wealth without wisdom is wasted. Legacy is what you leave in them, not just to them. Learn more and find additional resources at https://juliamyers.com/podcast For guest inquiries: podcast@juliamyers.com

Information

  • Creator
    Dr. Julia Myers
  • Years Active
    2026
  • Episodes
    13
  • Rating
    Clean
  • Copyright
    © 2026 Dr. Julia Myers
  • Show Website
    Generational Wisdom

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