Let's Talk Title with Emerald Coast Title Services

Emerald Coast Title Services

Podcast by Emerald Coast Title Services

  1. 6 Oct

    Under Inspection: Breaking Down Inspections & Repairs in the FR/BAR Contract

    In this episode of Let’s Talk Title, hosts Dion Moniz and Ashley Bowen break down inspections and repairs under the FR/BAR Contract. They explain the difference between cosmetic items and general repairs, what qualifies as a warranted item, and how buyers can properly request repairs using the appropriate forms. The conversation also covers repair limits, when licensed professionals are required, what happens when repairs exceed the agreed-upon limit, and how buyers and sellers can navigate the final walkthrough. Tune in for a closer look at the repair process and why keeping track of timelines and maintaining clear communication can help keep a transaction moving toward closing.

    Under Inspection: Breaking Down Inspections & Repairs in the FR/BAR Contract

  2. 4 Aug

    What Does a Title Company Actually Do?

    In this episode of Let’s Talk Title, hosts Dion Moniz and Ashley Bowen break down the important role a title company plays throughout the real estate transaction process. From conducting title searches and resolving title issues to handling closing funds and issuing title insurance policies, they explain how title companies help ensure a smooth closing and protect both buyers and lenders. Tune in to learn what happens behind the scenes and why title services are an essential part of every real estate transaction.

    What Does a Title Company Actually Do?

  3. 7 Jul

    Let’s Talk Compensation: Best Practices

    How should compensation be handled in a Florida real estate transaction? In this episode of Let’s Talk Title, hosts Dion Moniz and Ashley Bowen discuss compensation best practices, including why compensation terms may be better addressed through a separate agreement rather than included in the contract’s additional terms section. They also cover the role of Riders FF and GG, why brokers do not need to be parties to the real estate contract, and how forms such as the CASSB-1 and CARB-1 can help facilitate compensation agreements. Tune in for practical guidance on keeping transactions clear, organized, and compliant. Interested in learning more about Riders FF & GG? Watch Episode 46 of our podcast at https://www.youtube.com/watch?v=XOtFoYOqMRo

    Let’s Talk Compensation: Best Practices

  4. 4 May

    You’re Under Contract & There’s Mold, Now What?

    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen tackle a topic every Florida homeowner should understand: mold. They break down what happens when mold, especially black mold, is discovered during a real estate transaction, explaining how standard Florida contracts (including Section 10(c)) offer limited protection unless buyers include specific inspection riders like FR/BAR Rider I or CRSP Rider R. The conversation highlights key timelines, repair limits, and buyer options, along with practical insight into cancellation rights, disclosure obligations, and why addressing mold early can help both buyers and sellers avoid bigger issues down the line.

    You’re Under Contract & There’s Mold, Now What?

  5. 2 Apr

    Updated Compensation Agreement

    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen break down the newly updated compensation agreement and what it means for real estate professionals. With the release of the CASSB-1 form in January 2026, two previously separate agreements have now been combined into one streamlined document—eliminating confusion and simplifying the process. Tune in to learn how this updated agreement improves clarity, reduces potential issues in transactions, and helps ensure everyone is on the same page when it comes to broker compensation.

    Updated Compensation Agreement

  6. 3 Mar

    New FinCEN Real Estate Reporting Requirements

    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen break down the latest FinCEN real estate reporting requirements. They explain what these new rules mean, who they affect, and how they impact real estate transactions—especially for deed preparers. Realtors, you’ll want to listen closely so you can communicate this process to your buyers!

    New FinCEN Real Estate Reporting Requirements

  7. 02/12/2025

    FR/BAR Riders to Know: Part 2

    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen continue their deep dive into the FR/BAR Contract—this time breaking down Riders T through GG. They explain what each rider addresses, why they matter, and how they can affect the terms and outcomes of a real estate transaction. This is the second half of the two-part series, wrapping up everything buyers, sellers, and agents should know to feel confident navigating the full set of FR/BAR Riders.

    FR/BAR Riders to Know: Part 2

  8. 04/11/2025

    All About ECAR with Maria Howell

    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen are joined by Maria Howell, Current President of the Emerald Coast Association of Realtors (ECAR) and Broker of REV Realty. Maria shares insights into ECAR’s mission, the importance of involvement within the real estate community, and how Realtors can take the next step into leadership. From joining committees to participating in the Leadership Development Program (LDP), this episode offers valuable guidance for anyone looking to grow professionally and make an impact in the industry.

    All About ECAR with Maria Howell
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Podcast by Emerald Coast Title Services

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