Business Finance and Soul

Shaun Enders

Business, Finance and Soul is a podcast created for the curious, a conversation for those interested in Business strategies, Personal Finance and the driving force behind it all. As an entrepreneur and a father, I have a deep respect for the work we do in our lives. Growing up and watching my grandparents struggle with their Personal Finances, I committed to learning this magical language. Over the years, as my business became more successful and I achieved financial freedom, I felt like something was missing. After a life changing introduction to meditation, I discovered a deeper satisfaction for the work I had been doing. I have found that Life is about finding meaning in our journey --and curiosity illuminates the path. I hope you enjoy Business, Finance and Soul.

  1. 5 days ago

    What If the Answers You're Looking for Exist Beyond the Matrix?

    What if the answers we're searching for aren't found by thinking harder, but by learning to access a different state of consciousness? We spend most of our lives navigating what has been called the Matrix—the physical world of business, money, relationships, responsibilities, and everyday challenges. But what if there's another level of awareness available to us? I call it the Realm. In this episode of Business, Finance and Soul, I explore the relationship between these two worlds and share how my personal meditation journey has changed the way I think about consciousness, intuition, and decision-making. What started as five minutes of meditation has gradually evolved into sessions lasting more than an hour. Along the way, I've begun experiencing something beyond simply quieting my mind—a deeper sense of awareness, connection, and clarity. Could this state of consciousness help us navigate our everyday lives more effectively? We explore how intuition influences our decisions, why some of our greatest insights arrive when we stop actively searching for answers, and whether highly successful individuals are naturally tapping into these deeper states of awareness. In this episode, we explore: The difference between the Matrix and the Realm. Why our physical senses may limit how we perceive reality. My journey from five minutes of meditation to more than an hour. The relationship between meditation, consciousness, intuition, and clarity. Why thinking harder isn't always the best way to solve problems. How successful entrepreneurs, athletes, and creative thinkers access states of flow. Why accessing the Realm isn't about escaping reality, but navigating it more intentionally. How anyone can begin exploring deeper awareness through meditation. I'm not claiming to have all the answers. In fact, the more I explore consciousness, the more I realize how much there is left to discover. But one thing has become increasingly clear to me: The Matrix is where we live our lives. The Realm may be where we learn how to live them more consciously. Join me for a thought-provoking conversation about meditation, human potential, and what might exist beyond our everyday understanding of reality. Business, Finance and Soul — Exploring the intersection of professional success, personal growth, and a more meaningful life. www.BusinessFinanceAndSoul.com

  2. 15 Oct

    We Were Never Created Equal

    We often hear that we are all created equal. And when it comes to human worth, dignity, and opportunity, that idea matters. But when it comes to ability, temperament, intelligence, physical traits, emotional capacity, and neurological wiring, we are anything but identical. In this episode, I explore why accepting that reality can actually be freeing. Some people are naturally gifted athletes. Others have an unusual ability to process information, recognize patterns, communicate, lead, create, connect, or operate under pressure. These differences can dramatically influence the paths available to us and the outcomes we are capable of creating. The problem begins when we compare ourselves to people who may be playing an entirely different game. We are constantly told that if we just work harder, adopt the right habits, follow the right system, or want something badly enough, we can achieve the same results as anyone else. But life is more complicated than that. Effort matters. Discipline matters. Environment matters. Opportunity matters. Luck matters. And natural ability matters too. This episode is about understanding your own strengths and limitations, identifying the gifts you have been given, and putting yourself in environments where those gifts can have the greatest impact. Instead of asking, "Why am I not like that person?" perhaps the better question is: What am I unusually equipped to do, and am I doing enough with it? In this episode: Why equal human worth does not mean equal abilities The difference between visible physical gifts and invisible neurological gifts Why comparison can become destructive The limitations of the "anyone can achieve anything" mindset How natural ability and hard work interact Why some people thrive in environments that overwhelm others The importance of recognizing your limitations How to identify the gifts that may be unique to you Why success may have more to do with alignment than imitation The value of building your life around reality instead of comparison The goal isn't to become someone else. The goal is to fully understand who you are, develop what you've been given, and see how far you can take it. www.BusinessFinanceAndSoul.com  linkedin.com/in/shaunenders

  3. 24 Sept

    The Private Scoreboard

    In a world built around likes, followers, promotions, titles, money, and recognition, it's easy to start measuring our lives through other people's reactions. But what happens when nobody notices? In this solo episode of Business, Finance and Soul, Shaun explores the idea of creating a private scoreboard, a personal definition of success based on the things that genuinely matter to you, rather than the things society tells you should matter. Some of the most meaningful achievements in life never receive applause. Being present for your family. Keeping your word. Taking care of your health. Making the right decision when nobody is watching. Building financial security. Maintaining friendships. Learning, growing, and becoming someone you respect. The challenge is that the public scoreboard is loud. Social media constantly gives us opportunities to compare our lives to someone else's highlight reel. The private scoreboard asks a different question: When nobody else is watching, are you proud of the life you are building? Shaun discusses why defining your own pillars of success can change the way you experience achievement, comparison, ambition, and happiness — and why some of the biggest wins in life happen quietly. In This Episode The difference between achievement and recognition Why social media can distort our definition of success Creating your own personal pillars The danger of measuring your life against someone else's public scoreboard Learning to recognize and celebrate private victories Why integrity is ultimately measured when nobody is watching Moving from comparison to alignment Recognizing the thousands of small decisions that ultimately become your life Giving yourself permission to be proud of what you've built Timestamps 00:00 — Introduction: How do we measure achievement? Why success and recognition have become increasingly connected in a social media world. 02:15 — When being noticed becomes part of the accomplishment There is nothing wrong with recognition — until we need other people to validate what we've achieved. 04:35 — Introducing "The Private Scoreboard" Measuring your life based on what matters to you when nobody else is watching. 07:00 — What are the pillars of your life? Family, relationships, health, business, finances, spirituality, adventure, learning, and personal growth. 09:45 — The victories nobody sees The conversations, sacrifices, discipline, decisions, and everyday actions that quietly shape who we become. 12:20 — The public scoreboard is loud Followers, money, status, job titles, awards, possessions, and the endless opportunity for comparison. 15:05 — Don't let someone else's highlight reel diminish your life Why you can objectively have a wonderful life and still feel behind when you compare it to someone else's. 17:35 — If you don't create your scoreboard, society will create one for you Why "more" doesn't necessarily equal a better or more meaningful life. 20:10 — Character lives on the private scoreboard Integrity, keeping your word, doing the right thing, and making decisions nobody else may ever know about. 22:30 — Give yourself credit for your private victories Learning to say, "I'm proud of how I handled that," without needing external validation. 24:45 — Moving from comparison to alignment Instead of asking how you're doing compared to everyone else, ask whether you're living according to your own values. 26:35 — Your life is built through ordinary decisions The small choices we make repeatedly become the relationships, character, health, career, and life we eventually have. 28:00 — Closing: Keep your own scoreboard Build a life that you genuinely value, even if nobody else sees everything it took to create it. Final Thought At some point, you have to stop waiting for the world to hand you a trophy for your life. Look at the relationships you've protected, the promises you've kept, the risks you've taken, the things you've learned, the difficult moments you've survived, and the person you've worked to become. Maybe nobody knows about all of it. But you know. Create your own pillars. Keep your own scoreboard. And every once in a while, give yourself permission to look at what you've built and say: I'm proud of this.

  4. 2 Sept

    Indecision Is Still a Decision

    We spend a great deal of time evaluating the risks associated with making a change, but rarely consider the risks of staying exactly where we are. In this solo episode of Business, Finance and Soul, Shaun explores the hidden cost of indecision. Whether it involves a career, business, investment, employee, relationship, or personal goal, choosing not to act does not stop time or preserve the status quo. Inaction is still a choice, and it often comes with consequences that are difficult to see until months or years have passed. Shaun discusses why people often remain in familiar situations even when they know something is not working, how comfort can quietly become expensive, and why waiting for perfect information can prevent meaningful progress. This episode is not about making impulsive decisions or recklessly changing your life. It is about honestly evaluating both sides of a decision: the potential cost of acting and the potential cost of doing nothing. In This Episode Why indecision is still a decision The difference between patience and avoidance Why familiar situations can feel safer than they really are The invisible cost of keeping an underperforming employee How staying too long in the wrong career can limit growth Why holding cash is still an investment decision The compounding cost of comfort and procrastination Why perfect information is rarely available How to make progress without making a dramatic leap A simple five-year exercise for evaluating difficult decisions Timestamps 00:00 – Introduction: Indecision is still a decision 01:18 – Why we focus on the risks of change 02:47 – The question we often forget to ask 04:05 – The illusion of safety and certainty 05:47 – Patience versus avoidance 07:04 – The hidden cost of keeping the wrong employee 09:09 – How inaction affects teams and businesses 10:29 – Staying too long in an unfulfilling career 12:04 – Why not investing is still an investment decision 13:32 – Comfort has a price 15:02 – Waiting for perfect information 16:18 – Ask: "What happens if I don't?" 17:15 – The five-year test 18:16 – Progress does not require a dramatic leap 19:01 – Final challenge and closing thoughts Key Takeaway We often believe that avoiding a decision protects us from risk. But doing nothing does not eliminate risk—it simply creates a different kind of risk. Before delaying an important decision, ask yourself: What will this cost me if nothing changes for the next five years? Sometimes the greatest risk is not making the wrong move. It is remaining exactly where you are. www.CallTSG.com www.BusinessFinanceAndSoul.com

  5. 19 Aug

    Embrace or Enhance: Stop Complaining and Start Participating in Your Life

    Embrace or Enhance: Stop Complaining and Start Participating in Your Life Episode Description There are always going to be rules, policies, systems, expectations, and circumstances we do not agree with. The question is: What are we going to do about them? In this solo episode of Business, Finance and Soul, Shaun shares a philosophy he has used at work for years: embrace it or enhance it. You can embrace the way something currently operates, accept it as part of the deal, and stop giving it your energy. Or you can enhance it by questioning it, improving it, and doing the work required to create change. What does not help is remaining stuck in the middle—continually complaining about something while making no attempt to accept or change it. Shaun reflects on growing up around people who frequently complained about how the world worked but rarely said, "I don't like this, so I'm going to do something about it." He explains why change should begin with the smaller areas of our personal and professional lives before we try to tackle larger issues in our companies, communities, and government. Change is difficult, but it is also a skill. Once you learn how decisions are made, who has the authority to make them, and how to present a better solution, change becomes less intimidating. You do not control everything that happens around you, but you can decide whether to accept it, improve it, or continue allowing it to frustrate you. You are not a passive player in your own life. Key Takeaways Embracing something does not mean agreeing with it. Acceptance can be a deliberate decision to stop wasting energy on a battle you do not need to fight. Complaining can feel productive, even though it rarely changes anything. Criticism becomes more valuable when it is accompanied by a possible solution. Before trying to change a system, learn why it exists and who has the authority to improve it. Start by changing small things in your personal life, career, or workplace. Successfully creating change builds confidence and makes larger challenges feel more manageable. You may not control every circumstance, but you can control how actively you participate in your own life. Timestamps 00:00 – Introduction: Embrace It or Enhance It Shaun introduces the philosophy he has used at work and explains why it can be applied to nearly every part of life. 01:28 – The Three Ways We Respond to Frustration We can accept something, work to improve it, or remain stuck complaining about it. 03:05 – Growing Up Around People Who Complained Shaun reflects on hearing people criticize how things worked without hearing them talk about taking action to change them. 04:45 – Becoming an Active Participant in Your Life The difference between believing life is happening to you and recognizing that you can influence what happens around you. 06:05 – Start With the Smaller Areas of Your Life Before trying to change the world, begin with your schedule, finances, career, relationships, health, or daily habits. 07:44 – Embracing Something Does Not Mean Agreeing With It Acceptance can mean deciding that an issue is not worth any more of your attention or emotional energy. 09:18 – Why Enhancing Something Is More Difficult Improvement requires research, conversations, persistence, and a willingness to understand how a system actually operates. 10:57 – Bring a Solution, Not Only a Complaint At work, questioning a process can be extremely valuable—but the next step should be suggesting a better way to do it. 12:35 – Learning How Change Really Happens Find out who makes the decision, why the current rule exists, what alternatives are possible, and who needs to support the change. 14:10 – Taking the Philosophy Into Your Community The same approach can be used with neighborhood issues, school policies, local ordinances, laws, and government. 15:45 – Change Is a Skill You Can Develop The more you practice creating change, the better you become at finding the right people, presenting an argument, and building support. 17:20 – Give Yourself a Limited Amount of Time to Complain It is normal to vent when something is frustrating, but eventually the conversation must become: "Now what?" 18:12 – You Are Not a Passenger Shaun closes with a challenge to identify one recurring complaint and make a decision: embrace it or enhance it. Memorable Quotes "Complaining creates the illusion that we're doing something when we're actually doing nothing." "Embracing something doesn't necessarily mean you agree with it. It can mean you've decided it is no longer worth your energy." "Criticism without an alternative is easy. Improvement requires ownership." "Most of the systems around us were created by people. If people created them, people can change them." "You're not a passenger in your own life." Closing Challenge Think of one thing you have repeatedly complained about in your personal life, career, workplace, or community. Then make a decision: Embrace it—or enhance it. www.BusinessFinanceAndSoul.com www.CallTSG.com

  6. 4 Aug

    Are You Writing It Down? Why You Might Miss The Patterns of Your Life

    Are You Writing It Down? How much of your life will you actually remember? In this episode, Shaun explores the value of writing down your experiences—not because every thought needs to be profound, but because life moves quickly and memories fade. Journaling allows you to preserve the details, emotions and everyday moments that give your life color. It also gives you an opportunity to revisit former versions of yourself, recognize your growth and identify patterns you may otherwise miss. You don't need to write every day or wait until you have something important to say. Start with what happened this week, how you felt and what you would like to change. The page doesn't need you to be impressive. It only needs you to be honest. Episode Timestamps 00:00 – Introduction: Are you writing it down? 01:05 – Why journaling doesn't need to be profound 02:38 – Creating a record of your life 04:24 – How quickly weeks, months and years disappear 06:13 – Writing brings color back to the past 07:54 – Meeting former versions of yourself 09:42 – Recognizing growth, repeated mistakes and personal patterns 11:21 – Why Shaun wishes he had started writing earlier 12:48 – You don't need to journal every day 13:48 – Richard Branson's lifelong habit of taking notes 14:35 – What to write when you don't know what to say 15:31 – Leaving yourself evidence of how far you've come 16:08 – Final question: Are you writing it down? Key Takeaways Journaling can simply mean documenting what is happening in your life. Writing preserves details and emotions that memory eventually loses. Old entries can reveal how much you have grown—or where you remain stuck. Repeated thoughts and feelings can help you identify patterns. You don't need to write every day for the practice to be valuable. Honesty is more important than trying to sound profound. Your journal becomes evidence of the challenges you have overcome and the progress you have made. Reflection Questions What happened in your life this week? How did you feel while it was happening? What patterns keep appearing in your relationships, work or daily routines? What are you currently hoping will change? What would a future version of you want to remember about this season? Your life is happening faster than you think. Are you writing it down? www.CallTSG.com www.BusinessFinanceAndSoul.com

  7. 11 Jul

    Financial Therapy Why Wealth Is Emotional Before It Is Technical with Jonathan Steele

    *]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" data-turn-id= "request-6a4e870e-bcbc-83ea-9efe-5987410a268e-3" data-turn-id-container= "request-6a4e870e-bcbc-83ea-9efe-5987410a268e-3" data-testid= "conversation-turn-10" data-turn="assistant"> In this episode of Business, Finance and Soul, Shaun sits down with Jonathan Steele, Co-Founder and Chief Investment Officer of One Wealth Advisors, for a conversation about the human side of wealth. Jonathan brings more than 25 years of experience in financial services and manages over $1 billion in assets, but this conversation goes far beyond portfolios, performance, and traditional financial planning. The core idea: money is not just math — it is emotional, relational, and deeply connected to how we were raised, what we value, and what gives us peace of mind. Shaun and Jonathan explore the concept of financial therapy, why a person's relationship with money often matters more than the technical structure of a financial plan, and how childhood beliefs around scarcity, security, and success can shape adult financial decisions. They also discuss how families can talk more openly about money, including Jonathan's simple framework of spend, save, and share. The conversation touches on raising financially aware children, involving both partners in financial planning, the emotional ROI of major life decisions, and why experiences can sometimes be just as valuable as investment returns. Jonathan also shares his thoughts on AI, the future of financial advice, and why technology may change the tools — but not the need for empathy, trust, and human judgment. This episode is a reminder that wealth is not just about accumulation. It is about alignment, peace of mind, and building a life that feels meaningful. Topics include: Financial therapy Money mindset Behavioral finance Family money conversations Teaching kids about money The emotional ROI of wealth Needs, wants, and wishes AI and the future of financial advice Building financial peace of mind Learn more about Jonathan Steele and One Wealth Advisors: onewealth.net   Timestamp Highlights 00:00 — Welcome to Business, Finance and Soul 01:02 — Jonathan explains financial therapy 03:10 — The most unhealthy relationships people have with money 05:33 — Why financial restructuring is not enough 08:50 — Wealth plateaus and Maslow's hierarchy 10:51 — The emotional ROI of a boat 13:16 — Jonathan's upbringing and fiscal responsibility 17:26 — How families are talking to kids about money 22:00 — Spend, save, and share 28:36 — Needs, wants, and wishes 31:59 — Why life is not a spreadsheet 33:12 — Shaun's boarding school decision story 41:59 — When one partner carries the financial burden 46:01 — Passwords, trusts, and access to financial information 47:14 — AI, robotics, and the future of money 53:09 — Building financial scaffolding 54:35 — Stay curious About Jonathan Steele Jonathan Steele is the Co-Founder and Chief Investment Officer of One Wealth Advisors. He has more than 25 years of experience in financial services and brings a unique perspective to wealth management by combining investment expertise with behavioral finance, emotional intelligence, and what he describes as financial therapy. His work focuses on helping clients develop healthier relationships with money and use their wealth to create greater peace of mind, happiness, and life satisfaction. Learn more about Jonathan and One Wealth Advisors at onewealth.net.

  8. 24 Jun

    You Don't Have an Income Problem. You Have a Money Plan Problem with Tony Bradshaw

    Becoming a millionaire is not reserved for people born into wealth, earning enormous salaries, or getting lucky. According to Tony Bradshaw, it begins with a conscious decision—and a plan to make, manage, and multiply your money with purpose. Tony is the author of The Millionaire Choice, host of The Millionaire Choice Podcast, and a former engineer who went on to lead in technology, business, and financial education. After recognizing at age 25 that he was earning money but managing it poorly, Tony made the decision to change his financial trajectory and become a millionaire by 40. In this episode of Business, Finance and Soul, Tony and Shaun discuss the beliefs and behaviors that keep people financially stuck, why income alone does not create wealth, and the practical steps anyone can begin taking to improve their financial future. They explore how to develop a wealth-building mindset, increase income, eliminate destructive debt, invest consistently, and teach the next generation a healthier relationship with money. Tony also explains why wealth should never be the final destination—it should be a tool for creating freedom, impact, and a meaningful legacy. In This Episode, You'll Learn Why becoming wealthy begins with making a conscious choice How childhood experiences shape your relationship with money Why a higher income does not automatically produce financial freedom The difference between looking wealthy and actually building wealth How to create a practical financial plan instead of relying on motivation Why increasing your income is an essential part of wealth creation How debt and lifestyle inflation quietly delay financial independence The importance of investing early, consistently, and intentionally How parents can teach children stronger financial habits Why wealth needs a purpose beyond accumulating more money 00:00 – Introduction: The operating system behind Tony's life Tony shares how growth, learning, faith, and cash flow shape his approach to business, money, and family. 02:36 – The 1% Better Every Day Rule Why Tony believes continuous learning—and applying what you learn—is one of the most important drivers of long-term success. 04:57 – The three biggest levers that drive business growth Tony breaks down the importance of innovation, leadership development, team development, strategy, and vision. 07:48 – Building and innovating during the early growth of Ramsey Solutions Tony discusses developing online ticketing, e-commerce, lead-generation systems, and podcasting before those tools became mainstream. 10:03 – Why employee development strengthens company culture How shared training, required reading, and business education helped create alignment throughout the organization. 13:16 – What entrepreneurs make more complicated than necessary Tony explains why a business is ultimately a money-making system—and why founders must prioritize sales and marketing. 17:09 – What leaders consistently get wrong when hiring Why many managers struggle to recognize talent and how poor hiring decisions affect growing companies. 20:00 – How to hire, onboard, and develop high-performing employees Tony shares his approach to multi-step interviews, 30-, 60-, and 90-day plans, and generating a return on a new hire within 90 days. 21:54 – Finding the "diamond in the rough" Why HR systems and artificial intelligence may overlook candidates that an experienced leader can recognize through judgment and intuition. 23:29 – Creating a repeatable hiring and onboarding process Tony explains how his engineering mindset helped him build a structured system for interviewing, selecting, and integrating employees. 25:36 – Hiring for passion, character, and cultural alignment Why technical skills can often be taught, but passion, commitment, and alignment are much harder to develop. 29:01 – Why high earners still feel financially stressed Tony explains how the cycle of working and spending keeps people trapped—even when they earn six figures. 29:46 – Invest first, then build your budget Why Tony believes people should create a vision for multiplying their money before determining how much they can afford to spend. 32:10 – What someone earning $100,000 should do to become financially free Tony introduces his four money buckets: living money, wealth money, play money, and other people's money. 33:00 – Building a diversified emergency fund and investment strategy A discussion of cash, money-market accounts, precious metals, cryptocurrency, stocks, and real estate. 36:18 – The money belief Tony changed as he became more experienced Tony reflects on being completely opposed to debt and the real-estate opportunities he missed because he did not understand responsible leverage. 39:56 – The difference between dangerous debt and strategic leverage How financial intelligence and experience can help investors use debt while still managing downside risk. 41:00 – Preparing for risks that other investors overlook Tony discusses leverage, economic downturns, real-estate risk, banking risk, and the importance of planning for unexpected conditions. 43:16 – Tony's ideal week as an entrepreneur, husband, and father The habits Tony is working to build around sleep, learning, productivity, marriage, family, church, and faith. 45:48 – Tony's honest reflection on marriage and fatherhood Tony opens up about recognizing where he had fallen short and the changes he began making to become a better husband and father. 46:14 – Protecting your marriage while building a business Practical lessons for entrepreneurs and leaders balancing ambition, demanding careers, marriage, and raising children. 47:09 – Your spouse is not your enemy Tony explains how unresolved childhood wounds can shape conflict, communication, control, and emotional reactions within a marriage. 49:17 – Breaking the cycle of yelling and control as a parent A vulnerable discussion about emotional awareness, rebuilding trust, and allowing children time to heal. 51:18 – Self-awareness as the starting point for personal growth Shaun and Tony reflect on vulnerability, personal responsibility, and creating a better future alongside the people you love. 52:10 – Where to connect with Tony Bradshaw Tony shares his website, books, newsletter, and the Get Money Smart community. About Tony Bradshaw Tony Bradshaw is the author of The Millionaire Choice: Millionaire or Not. You Can Choose and host of The Millionaire Choice Podcast. A former mechanical engineer turned technology and business executive, Tony has spent more than 25 years in leadership and financial education. His work helps people become more intentional about making, managing, and multiplying their money—and using wealth to create a positive impact. https://www.tonybradshaw.com/  Connect with Shaun Enders https://www.linkedin.com/in/shaunenders/ www.BusinessFinanceAndSoul.com  www.CallTSG.com

About

Business, Finance and Soul is a podcast created for the curious, a conversation for those interested in Business strategies, Personal Finance and the driving force behind it all. As an entrepreneur and a father, I have a deep respect for the work we do in our lives. Growing up and watching my grandparents struggle with their Personal Finances, I committed to learning this magical language. Over the years, as my business became more successful and I achieved financial freedom, I felt like something was missing. After a life changing introduction to meditation, I discovered a deeper satisfaction for the work I had been doing. I have found that Life is about finding meaning in our journey --and curiosity illuminates the path. I hope you enjoy Business, Finance and Soul.