The Personal Finance Club Show

Jeremy Schneider and Jenn Mundia
  • 5.0 (1)
  • Investing
  • Updated weekly

The Personal Finance Club Show makes personal finance and investing simple and fun. Each episode unpacks real-world money questions, viral financial claims, and major news headlines in clear, bite-sized pieces. Whether you're decoding your 401(k), getting started with index funds, or wondering if that viral TikTok money hack actually holds up, this show has you covered. Hosts Jeremy Schneider and Jenn Mundia, will share practical advice, straightforward investing tips, and go on an occasional rant about credit card points or renting vs buying. Whether you're just beginning or staying the course, you’ll leave each episode feeling more confident and in control of your financial life.

  1. 2 days ago

    Girl Retirement Math, Investing On Margin, and A Letter From Guam | Ep 51

    In Episode 51 of the Personal Finance Club Show, Jeremy and Jenn share pre-FinCon banter before opening "Scroll Patrol" to review online money trends. Moving into "Hot Topics," they tackle the dangerous reality of investing on margin, explaining how leverage amplifies both gains and losses. Jeremy breaks down current high-margin borrowing rates and shares a cautionary story of a real estate investor who lost everything using high leverage to warn listeners against gambling with borrowed cash.In "Can I Ask A Dumb One?", they answer an audio question from Marlon in Guam on whether to rollover or cash out his military Roth TSP when separating from service. Jeremy advises against cashing out retirement funds early to buy a vehicle, explains why combining accounts doesn't mathematically increase compound growth, and breaks down the few real reasons to initiate a 401(k) rollover. Finally, in "Jeremy Had Time Today," they respond to Facebook critics pointing out missing nuances on early retirement graphics, ending as always with their core rule to live below your means and invest early and often.Helpful links: • Ask a question: https://personalfinanceclub.com/ask/ • Flat-Fee Financial Advisors: https://hellonectarine.com/ • One hour learn to invest course (free): https://personalfinanceclub.com/start-here/ • Six ways to access retirement funds early: https://personalfinanceclub.com/six-ways-to-access-retirement-funds-early/ • Larry Loves Leverage: https://personalfinanceclub.com/should-i-use-leverage-to-invest-aggressively/ • FinCon https://finconexpo.com/ CODE: JEREMYFC

  2. 27 Aug

    NYC Wealth Tax, Down Payment Percent, College Boyfriend’s Financial Tips | Ep 50

    In this episode of the Personal Finance Club Show, Jeremy and Jenn kick off the episode with some back-to-school banter about supply budgets before jumping into "Scroll Patrol" to break down viral financial advice. Next, they take a deep dive into the "Hot Topics" segment to analyze NYC’s proposed wealth tax on non-primary residences. Jeremy walks through how tax structures historically favor the ultra-wealthy, highlighting real-world math on wealth inequality where the top 1% holds 35% of all household wealth while the bottom 50% shares just 2.5%. In "Can I Ask A Dumb One?", the hosts answer a video question from Shaun, a high school teacher aiming for a massive 40-50% down payment to keep his mortgage payment manageable. They break down the 20% down payment baseline to avoid PMI, outline why total housing costs should stay under 30% of income, and give listeners permission to rent rather than stretch themselves house-poor. Finally, in "Jeremy Had Time Today," they review recent feedback on Threads, closing out with their golden rule: live below your means and invest early and often. Helpful links: Ramit’s NYC Wealth Tax post: https://www.instagram.com/reels/DbbpVFVSKBm/ Scroll Patrol: https://www.tiktok.com/@lysazal/video/7668384518897667341 Ask a question: https://personalfinanceclub.com/ask/ Flat-Fee Financial Advisors: https://hellonectarine.com/ One hour learn to invest course (free): https://personalfinanceclub.com/start-here/

  3. 20 Aug

    Slow-Paying the IRS, Fidelity ETFs, and Is It Time For You To Buy A House? | Ep 49

    In this episode of the Personal Finance Club Show, Jeremy and Jenn kick things off with a discussion about childhood allowances before jumping into "Scroll Patrol" to react to online advice from Drew Lee (Dollars with Drew). They then tackle the hot topic on everyone's mind: is now actually a good time to buy a house? Jeremy breaks down why trying to time the market is a losing strategy, sharing a story about long-term real estate success to show why consistent action and solid financial rules matter far more than market timing or current interest rates. Next, in "Can I Ask A Dumb One?", the hosts answer a question from Marlene in Downey, California, walking through the key differences between IRAs and taxable brokerage accounts. Finally, in "Jeremy Had Time Today," they dive into the comment section to clear up confusion around ETF trading fees, explaining the history of zero-dollar trades and why holding Vanguard ETFs like VTI in a Fidelity account is perfectly fine, while avoiding mutual fund traps. Helpful links:  • Ask a question: https://personalfinanceclub.com/ask/  • Flat-Fee Financial Advisors: https://hellonectarine.com/  • One hour learn to invest course (free): https://personalfinanceclub.com/start-here/

  4. 13 Aug

    Is X Money Worth It, Buying A House With No Credit, and Emergency Fund Retirement Plans | Ep 48

    In this episode of the Personal Finance Club Show, Jeremy and Jenn start off by reacting to viral internet money advice in "Scroll Patrol" before breaking down "X Money." They analyze whether holding cash on the platform for higher interest rates is worth the monthly subscription fees and fine print, or if it's just another gimmick to avoid.Next, in "Can I Ask A Dumb One?", the hosts answer an audio question from John in Albuquerque about using an emergency fund to cushion job loss and sequence-of-returns risk in early retirement. Finally, in "Jeremy Had Time Today," they dive into the comment section of their "Best Investors" Instagram post before closing out with their signature reminder: live below your means and invest early and often.Helpful links: • Jim Cramer on The Onion: https://theonion.com/everyone-who-started-watching-mad-money-in-2005-now-bil-1819574945/ • Jeremy on Mad Money: https://youtu.be/dEajNCgS_4Y • Ask a question: https://personalfinanceclub.com/ask/ • Flat-Fee Financial Advisors: https://hellonectarine.com/ • One hour learn to invest course (free): https://personalfinanceclub.com/start-here/

  5. 6 Aug

    Can Billionaires Save The World, IRA to Roth Conversions, and Flat-Fee Financial Advisors | Ep 47

    Why don't billionaires want to end world poverty? Should you convert your traditional IRA to a Roth? And is hiring a financial advisor like paying a dog walker to walk your Roomba? Let's find out!

  6. 30 Jul

    Trump Accounts, Joining an MLM, and Borrowing Money For a Car | Ep 46

    Should you open a Trump account for your child? Is joining an MLM a good idea? And how much money should Liz borrow for a car? Let's find out!

  7. 23 Jul

    The Newborn Investor, US Stock Bubble, and Monthly Money Challenges | Ep 45

    Is the US stock bubble about to pop? What’s the best way to invest for your newborn? Do you have to wait until you’re 75 to enjoy your investments?

  8. 16 Jul

    Fake Diversification, Venmo Wars, and Is Real Estate a Scam? | Ep 44

    Is your portfolio fake-diversified? Do taxes make real estate investing pointless? And should you buy this dip and get started investing? Let's find out!

See All (52)

About

The Personal Finance Club Show makes personal finance and investing simple and fun. Each episode unpacks real-world money questions, viral financial claims, and major news headlines in clear, bite-sized pieces. Whether you're decoding your 401(k), getting started with index funds, or wondering if that viral TikTok money hack actually holds up, this show has you covered. Hosts Jeremy Schneider and Jenn Mundia, will share practical advice, straightforward investing tips, and go on an occasional rant about credit card points or renting vs buying. Whether you're just beginning or staying the course, you’ll leave each episode feeling more confident and in control of your financial life.

Information

  • Creator
    Jeremy Schneider and Jenn Mundia
  • Years Active
    2025 - 2026
  • Episodes
    52
  • Rating
    Explicit
  • Copyright
    © Jeremy Schneider and Jenn Mundia
  • Show Website
    The Personal Finance Club Show

You Might Also Like