The Reignstorm Radio

Reignstorm Group

Slash Taxes. Crush Debt. Build Wealth. Hosted by Michael D. Aguas, founder of The Reignstorm Group, Reignstorm Radio is where high-income earners, business owners, and top professionals discover overlooked tax strategies, powerful debt-reduction methods, and creative wealth-building solutions. With nearly 30 years of experience coaching advisors and partnering with CPAs, Michael reveals how to keep more of what you earn—without sacrificing your lifestyle.

  1. 4 days ago

    Don’t Wait Until You Sell: The Smart Approach to Capital Gains Tax Planning

    What happens when you’re about to sell a business, investment, or other highly appreciated asset—and suddenly face a massive capital gains tax bill? In this episode of Reignstorm Radio, Michael Aguas and Neil Haley dive into the importance of proactive capital gains tax planning and why waiting until the year of a sale can significantly limit your options. They discuss the difference between tax reporting and tax strategy, why business owners should begin planning months or even years before a major transaction, and how strategies involving tax deferral, deductions, charitable planning, and the timing or character of income may potentially improve an investor’s after-tax outcome. The goal isn't simply to make money—it’s to maximize the wealth you ultimately retain after taxes. Michael and Neil also explain why there is no one-size-fits-all solution and why effective tax strategies must have genuine economic substance and fit within your broader financial objectives. If you’re expecting a major capital gain from the sale of a business, real estate, investment, or other asset, this episode will help you understand why the conversation should start before the transaction happens. Listen now and learn how proactive tax planning can help you approach a major sale with a strategy instead of a surprise tax bill. Visit ⁠⁠⁠⁠⁠https://reignstormmediagroup.com⁠⁠⁠⁠⁠ to schedule a call with Ryan and start your wealth-building roadmap. Facebook: ⁠⁠⁠⁠⁠https://www.facebook.com/reignstormgroup⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠https://www.linkedin.com/company/the-reignstorm-group/?viewAsMember=true⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠https://www.instagram.com/thereignstormgroup/

  2. 1 Sept

    What You Need to Know Before Selling Your Business or Assets

    What happens when you sell a business, investment, or other appreciated asset? The answer is more complicated than simply calculating the difference between what you paid and what you sold it for. In this episode of Reignstorm Radio, Michael Aguas and Neil Haley dive into Capital Gains 101 and break down the tax considerations every business owner, investor, and high-income earner should understand before selling an asset. Michael explains tax basis, adjusted basis, capital gains, depreciation, depreciation recapture, tax deductions, capital losses, charitable giving, and the importance of proactive tax planning. They also discuss why waiting until after a business sale, stock transaction, or real estate transfer can mean missing valuable tax-planning opportunities. The biggest takeaway? The time to think about capital gains taxes is before the sale is legally committed—not after the transaction has already closed. If you're considering selling a business, real estate, investments, or other appreciated assets, this conversation will help you understand why planning ahead can make a significant difference in your overall tax strategy. Tune in to Reignstorm Radio for practical conversations about tax strategy, wealth building, business, investing, and creating a more fruitful financial future. Visit ⁠⁠⁠⁠https://reignstormmediagroup.com⁠⁠⁠⁠ to schedule a call with Ryan and start your wealth-building roadmap. Facebook: ⁠⁠⁠⁠https://www.facebook.com/reignstormgroup⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠https://www.linkedin.com/company/the-reignstorm-group/?viewAsMember=true⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠https://www.instagram.com/thereignstormgroup/

  3. 25 Aug

    Capital Gains 101: What Every Investor and Business Owner Needs to Know

    Capital gains can create one of the biggest tax bills an investor or business owner will ever face—but understanding how capital gains work can help you plan before the transaction happens. In this episode of Reignstorm Radio, Michael Aguas and Neil Haley break down Capital Gains 101 and explain what every investor and business owner needs to know before selling an appreciated asset. They cover the basics of capital gains, including: What a capital gain actually is and how your tax basis impacts the gain The difference between short-term and long-term capital gains Federal long-term capital gains tax rates How state taxes can increase the total tax liability Capital gains from stocks, real estate, businesses, collectibles, land, crypto, and other investments Why selling a business can create a massive taxable event How a business that appreciated from a relatively small investment to millions of dollars in value can result in a significant tax bill Why business owners and investors should think about tax planning before selling Michael and Neil also preview the next conversation, where they will dive deeper into potential strategies for people facing large capital gains and explore solutions that may help reduce the tax impact. If you're an entrepreneur, business owner, investor, or high-income individual facing a potentially significant capital gain, this episode is an important introduction to understanding the tax consequences before you sell. Listen to Reignstorm Radio and start thinking about your capital gains strategy before the transaction—not after. Visit Reignstorm Media Group to schedule a call with Michael and start your wealth-building roadmap. Don't forget to follow Reignstorm Radio to catch next week's episode. Visit ⁠⁠⁠https://reignstormmediagroup.com⁠⁠⁠ to schedule a call with Ryan and start your wealth-building roadmap. Facebook: ⁠⁠⁠https://www.facebook.com/reignstormgroup⁠⁠⁠ LinkedIn: ⁠⁠⁠https://www.linkedin.com/company/the-reignstorm-group/?viewAsMember=true⁠⁠⁠ Instagram: ⁠⁠⁠https://www.instagram.com/thereignstormgroup/

  4. 21 Jul

    Interview with Ryan Aguas

    In this special episode of Reignstorm Radio, Michael Aguas and Neil Haley sit down with Ryan Aguas, Director of Network Development at Reignstorm Group, to discuss his journey into the family business and his vision for helping individuals and business owners build lasting wealth. Ryan shares how his background in higher education, media, and leadership has shaped his approach to financial education and why he believes proactive planning is the key to long-term financial success. The conversation explores the power of personal branding, the role of media in the financial industry, the importance of starting wealth-building early, and how Reignstorm Group connects clients with customized tax, retirement, insurance, and wealth strategies. Whether you're a young professional, entrepreneur, business owner, or someone looking to gain greater financial confidence, this episode offers practical insights into building a stronger financial future. Topics Covered: Ryan Aguas' journey to Reignstorm GroupFinancial education for the next generationBuilding wealth through proactive planningRetirement planning and life insurance strategiesThe importance of starting early with investingPersonal branding and media in financial servicesBusiness growth and referral partnershipsCustomized tax and wealth strategies Visit ⁠⁠https://reignstormmediagroup.com⁠⁠ to schedule a call with Ryan and start your wealth-building roadmap. Facebook: ⁠⁠https://www.facebook.com/reignstormgroup⁠⁠ LinkedIn: ⁠⁠https://www.linkedin.com/company/the-reignstorm-group/?viewAsMember=true⁠⁠ Instagram: ⁠⁠https://www.instagram.com/thereignstormgroup/

  5. 7 Jul

    Premium Finance Explained: Managing Risk, Protecting Wealth & Creating Tax-Efficient Legacy | Part 2 with Tomer Dicturel

    Premium Finance Explained: Managing Risk, Protecting Wealth & Creating Tax-Efficient Legacy | Part 2 with Tomer Dicturel In Part 2 of this Reignstorm Radio conversation, Michael Aguas and Neil Haley continue their discussion with Tomer Dicturel, founder of Crossfield Strategic Partners, diving deeper into the mechanics, risks, and opportunities of premium financing. Tomer explains why interest rates, policy performance, and realistic financial projections are critical to building successful premium finance strategies. He also shares how properly structured premium-financed life insurance can help affluent families and business owners protect their wealth, generate tax-efficient retirement income, provide liquidity for estate taxes, fund buy-sell agreements, and preserve generational wealth. The conversation also highlights why financial advisors, CPAs, attorneys, and insurance professionals should collaborate with specialists when implementing advanced wealth strategies for high-net-worth clients. In this episode, you'll learn:• How rising interest rates affect premium financing• The importance of conservative policy illustrations and long-term planning• How collateral and cash value work within premium-financed life insurance• What happens if a policy underperforms projections• Why premium financing can be an effective estate planning and wealth preservation tool• How advisors can better serve high-net-worth clients through strategic partnerships• When premium financing is—and isn't—the right solution Whether you're a business owner, investor, financial professional, or someone looking to build and protect long-term wealth, this episode provides valuable insight into one of today's most sophisticated financial planning strategies. Visit ⁠https://reignstormmediagroup.com⁠ to schedule a call with Michael and start your wealth-building roadmap. Facebook: ⁠https://www.facebook.com/reignstormgroup⁠ LinkedIn: ⁠https://www.linkedin.com/company/the-reignstorm-group/?viewAsMember=true⁠ Instagram: ⁠https://www.instagram.com/thereignstormgroup/

  6. 1 Jul

    Unlocking the Power of Premium Financing for Business Owners | Tomer Dictoral (Part 1)

    What if you could use someone else's money to build tax-efficient retirement wealth, preserve liquidity, and create new financial opportunities for your business? In this episode of Reignstorm Radio, hosts Michael Aguas and Neil Haley sit down with Tomer Dictoral, Founder of Crossfield Strategic Partners, to explore one of the most misunderstood yet powerful wealth strategies available to qualified business owners: premium financing. Tomer breaks down how premium financing works, why it's often compared to using leverage in real estate, and how high-net-worth individuals and family offices have used this strategy for decades. He explains how business owners can potentially enhance retirement income, preserve capital for business growth, fund key employee retention plans, and address estate planning needs—all while leveraging tax-efficient life insurance strategies. The conversation also covers who qualifies for premium financing, why conservative planning is essential, the risks every investor should understand, and why working with an experienced advisor is critical. Whether you're a business owner, physician, entrepreneur, CPA, or financial professional, this episode offers valuable insights into advanced wealth planning strategies that are rarely discussed. In this episode, you'll learn: What premium financing is and how it works Why business owners are ideal candidates How leverage can potentially increase retirement income The role of life insurance in tax-efficient wealth planning Common risks and misconceptions about premium financing Why conservative assumptions matter in long-term financial planning How premium financing can support employee retention, business succession, and estate planning If you're looking to build wealth more strategically while keeping more of what you earn, this episode provides an excellent introduction to one of the financial industry's most advanced planning tools. Visit https://reignstormmediagroup.com to schedule a call with Michael and start your wealth-building roadmap. Facebook: https://www.facebook.com/reignstormgroup LinkedIn: https://www.linkedin.com/company/the-reignstorm-group/?viewAsMember=true Instagram: https://www.instagram.com/thereignstormgroup/

  7. 19 May

    The Capital Tool Your Banker Will Never Tell You About with Tyrus Shivers (Part 1)

    What does a medically retired Air Force veteran do when the plan falls apart? He pivots — and builds something bigger. In this episode, host Michael Aguas sits down with Tyrus Shivers, CEO and founder of Legacy Wealth Capital Group, for a raw and revelatory conversation about failure, discipline, and the capital strategies most entrepreneurs never learn. Tyrus shares how he built a property management company from zero to 1.2 million in 18 months, managed 250 units — then walked away from it all $300K in debt. But that's not the end of the story. Tyrus breaks down the military mindset that fuels his entrepreneurial playbook, the costly mistake of "shiny object syndrome," and why shutting down instead of selling was the most expensive lesson of his career. He also pulls back the curtain on Regulation CF equity crowdfunding — the Jobs Act tool that lets businesses raise up to $5 million from everyday investors — and why it may be the most underutilized weapon in a founder's capital stack. Whether you're a solopreneur stuck in survival mode or a scaling business chasing your first exit, this episode will change how you think about money, mission, and what it really means to build wealth that outlives you. Topics covered:Military discipline & entrepreneurial mindset · Property management to $1.2M · The $300K wipeout · Regulation CF explained · Equity crowdfunding vs. bank loans vs. VC · Exit strategy · Building for scale Visit ⁠⁠reignstormmediagroup.com⁠⁠ to connect with Michael and his team today. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ Subscribe to Reignstorm Radio for more strategies on how to:💰 Slash Taxes📉 Crush Debt📈 Build Wealth

About

Slash Taxes. Crush Debt. Build Wealth. Hosted by Michael D. Aguas, founder of The Reignstorm Group, Reignstorm Radio is where high-income earners, business owners, and top professionals discover overlooked tax strategies, powerful debt-reduction methods, and creative wealth-building solutions. With nearly 30 years of experience coaching advisors and partnering with CPAs, Michael reveals how to keep more of what you earn—without sacrificing your lifestyle.