Quiddity Podcast | Title Split Specialist

Azid Gungah
  • 5.0 (1)
  • Entrepreneurship

Discover the best ROI strategy in property investment! The Title Splitting Podcast gives you the opportunity to explore your questions about title splitting, helping you maximise profits and unlock new investment opportunities. Hosted by Azid, CEO of Quiddity Group, with 20+ years of property experience and over £15 million invested in real estate, this podcast delivers expert insights, practical advice, and real-world strategies to grow your property portfolio. Joining Azid on the panel are lenders, brokers, lawyers, and mentees, providing a well-rounded perspective from all the key departments involved in this powerful investment strategy. Quiddity Property Education helps property investors to maximise their return on their investment by buying blocks of flats, on one freehold and creating value through negotiation, refurbishment and title splitting. We aim to add at least 25% of value so that we can use that ‘new value created’ to use as deposit and refinance all our deposit out of each deal, in effect, getting 100% mortgages on refinance. This allows investors to keep re-using their capital to buy even more blocks of flats. We see consistent applications of this strategy achieve £10,000 per month passive rental income within 4/5 years. Starting funds can be as low as £30,000.

  1. Quiddity Group Podcast S5 E7 – Title Splitting: The Blueprint for Scaling Your Portfolio

    2 days ago

    Quiddity Group Podcast S5 E7 – Title Splitting: The Blueprint for Scaling Your Portfolio

    Why "normal" buy-to-let is losing its edge — and how to scale like the corporates. In this episode, Asad breaks down why individual landlords are struggling to compete with corporate build-to-rent giants who've been scaling aggressively since 2017 — and lays out the strategy he's used for 25 years to keep growing a portfolio without running out of capital. In this episode, we cover: Why rising regulation (with fines up to £40,000 for repeat breaches) and shrinking margins are making single HMOs and single-let buy-to-lets far less attractiveHow HMO yields have dropped from 12–15% net down to around 6.5%, as utility costs have trebledWhat title splitting actually is — buying a whole freehold block of converted flats (ex-B&Bs, nursing homes, coastal holiday lets) and splitting it into individual leaseholdsHow to unlock a 25–30% uplift in value simply by breaking one freehold into multiple leasehold titlesA real example: buying a block worth £600k, refinancing it up to £800k in individual leasehold value, pulling the deposit back out, and repeating the processWhy recycling capital (rather than just buying and holding) is the only way to keep scaling long-termThe "power team" you need around you — lawyers, brokers, tax advisors, floor planners, and lease creatorsWhere to learn more: Asad's books Grow Your Wealth via Title Splitting and Scale Your Wealth in Property, the Unlocking Title Splitting podcast, mentoring, and the in-person title-splitting course/event launching September 2026About the host: Asad has been investing in UK property for 20 years and runs one of the UK's largest private residential portfolios. Get in touch via email, DM, or comment with any questions — he reads and replies to them all.

    14 min
  2. Quiddity Group Podcast S5 E6 – Bridging Finance Secrets Explained

    26 Apr

    Quiddity Group Podcast S5 E6 – Bridging Finance Secrets Explained

    In this episode, we’re joined by Rich from SWBF and Nathan from Castle Trust to break down the real power of bridging finance and how top investors use it to scale fast. From securing below-market-value deals to moving quickly at auction, we explore how bridging loans unlock opportunities that traditional lenders simply can’t support. Rich and Nathan share real insights from both broker and lender perspectives, giving you a full understanding of how deals are structured, funded, and executed in today’s market. We also dive into the risks — from higher interest rates and tight deadlines to the critical importance of having a strong exit strategy. If you want to learn how experienced investors recycle capital, move at speed, and grow their portfolios using bridging finance — while avoiding costly mistakes — this episode is a must-listen. Quiddity Group – Title Split Specialists. www.quidditygroup.co.uk | Landlord Platform: www.quidditydealcalculators.co.uk

    22 min
  3. Quiddity Group Podcast S5 E5 - Renters Reform & HUGE £40k FINES!

    26 Apr

    Quiddity Group Podcast S5 E5 - Renters Reform & HUGE £40k FINES!

    In this episode, we sit down with David Burns, Senior Litigation Partner at Ronald Fletcher Baker, to break down the major legal changes coming through the Renters Rights Act and what they mean for landlords across the UK. From the abolishment of Section 21 to the shift in how tenancies are structured, David explains the legal realities landlords now face, how eviction processes will change, and why compliance is more important than ever. We also cover the serious financial risks involved, including potential penalties of up to £40,000 for non-compliance, and how investors can protect themselves moving forward. This episode is essential listening for landlords, property investors, and anyone involved in the UK rental market. Quiddity Group – Title Split Specialists. www.quidditygroup.co.uk | Landlord Platform: www.quidditydealcalculators.co.uk

    29 min
  4. Quiddity Group Podcast S5 E4 – AI in Property with Jade (DocuWise)

    2 Apr

    Quiddity Group Podcast S5 E4 – AI in Property with Jade (DocuWise)

    In this episode of the Quiddity Group Podcast, we sit down with Jade, founder of DocuWise, a leading AI platform designed to simplify and summarise lengthy auction legal packs. Backed by solicitors and major auction houses, DocuWise is helping property investors analyse deals faster, reduce risk, and make more informed decisions. Jade shares the reasoning behind building the platform, why analysing legal packs is critical for investors, and how AI is beginning to reshape the property investment landscape. We also discuss the future of the platform, including its integration with the Quiddity landlord platform, and what this means for investors looking to leverage technology to gain a competitive edge. To learn more, visit www.docuwise.com.

    30 min
  5. Quiddity Group Podcast S5 E3 – Wealth Client Case Study with Chirag

    2 Apr

    Quiddity Group Podcast S5 E3 – Wealth Client Case Study with Chirag

    In this episode of the Quiddity Group Podcast, we sit down with Chirag, one of our first wealth clients, to discuss his experience investing into a title splitting deal through Quiddity Group. We explore how a fully hands-off, white glove investment approach works in practice, centred around a £50,000 investment service that uses title splitting as the core strategy to generate strong returns while recycling capital. From initial onboarding and deal selection through to execution and exit, Chirag shares his perspective as an investor, why he chose this model, and what stood out throughout the process. The episode also breaks down how these deals are structured, how opportunities are sourced, and how the Quiddity team manages projects on behalf of investors, allowing them to benefit from property investment without the day-to-day involvement. This conversation provides a real-world insight into how title splitting can be used as a scalable investment strategy, how capital can be recycled to maximise returns, and what investors can expect when working with an experienced team to build long-term wealth through property.

    22 min
  6. Quiddity Group Podcast S5 E2: Quick Fire with Azid - Title Splitting Secrets & Property Hacks

    2 Apr

    Quiddity Group Podcast S5 E2: Quick Fire with Azid - Title Splitting Secrets & Property Hacks

    In this episode of the Quiddity Group Podcast, Azid takes on a quick fire round answering some of the most popular questions around title splitting and property investment. Delivered in a fast-paced format, the episode provides clear, practical insights for both new and experienced investors. It also features a “Split or Pass” segment, where Azid reviews a theoretical deal and shares his honest opinion on whether he would invest or walk away, offering a real-time look into how experienced investors assess opportunities.

    34 min
  7. Quiddity Group Podcast: S5 E1 – Property Data & Market Insights with Michael Dent: Smarter Property Decisions for 2025

    10 Mar

    Quiddity Group Podcast: S5 E1 – Property Data & Market Insights with Michael Dent: Smarter Property Decisions for 2025

    In this episode of the Quiddity Group Podcast, we’re joined by Michael Dent, the founder of Property Data, to explore how property investors can use data to make smarter decisions in today’s market. Property Data brings together insights from 21 different data sources into one powerful platform, giving investors access to planning data, price trends, comparables, rental yields, and development insights all in one place. At Quiddity Group, we’ve been using the platform for almost a decade, and it has been a genuine game-changer in how we analyse deals, assess opportunities, and understand local market dynamics. In this conversation, Michael shares the story behind Property Data, how technology is transforming property research, and how investors can leverage market intelligence to uncover better deals and stay ahead in an increasingly competitive UK property market. Whether you’re sourcing your next project, analysing development potential, or simply trying to understand where the market is heading, this episode highlights how data-driven investingis becoming one of the most powerful tools in modern property investment.

    53 min
  8. Quiddity Group Podcast: S4 E5 - Rich Manning: Bridging Finance & Real Case Studies

    09/11/2025

    Quiddity Group Podcast: S4 E5 - Rich Manning: Bridging Finance & Real Case Studies

    A Finance strategist joins us to dissect real title-split projects - from Cambridge to Scarborough - showing how the right lending structure can unlock huge uplifts. We cover bridging finance, refinancing strategies, and how to secure deals without surveyors. Packed with case studies and funding insights, this episode is a masterclass in creative property finance.

    23 min
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About

Discover the best ROI strategy in property investment! The Title Splitting Podcast gives you the opportunity to explore your questions about title splitting, helping you maximise profits and unlock new investment opportunities. Hosted by Azid, CEO of Quiddity Group, with 20+ years of property experience and over £15 million invested in real estate, this podcast delivers expert insights, practical advice, and real-world strategies to grow your property portfolio. Joining Azid on the panel are lenders, brokers, lawyers, and mentees, providing a well-rounded perspective from all the key departments involved in this powerful investment strategy. Quiddity Property Education helps property investors to maximise their return on their investment by buying blocks of flats, on one freehold and creating value through negotiation, refurbishment and title splitting. We aim to add at least 25% of value so that we can use that ‘new value created’ to use as deposit and refinance all our deposit out of each deal, in effect, getting 100% mortgages on refinance. This allows investors to keep re-using their capital to buy even more blocks of flats. We see consistent applications of this strategy achieve £10,000 per month passive rental income within 4/5 years. Starting funds can be as low as £30,000.

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