Wealth Talks Wealth Talks Podcast

If you wonder how much life insurance you need? Or how much life insurance you need for infinite banking? This is your podcast.
The most honest answer to the question of, “How much life insurance do I need?” is, “Nobody knows”. And the shortest answer to the question of “how much life insurance should I have” is probably, "MORE!" ... let us explain
A lot of people settle for the life insurance they’re offered through work or from a friend, some people don’t have any life insurance at all, but people who understand how life insurance works want it and they want specific policies and certain amounts.
We are going to talk about how to get the life insurance you want, how to use the cash value while you’re alive and how to provide financial peace of mind for your family when you die.
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Listen to the Wealth Talks Podcast on:
Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 
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Watch on YouTube: https://www.youtube.com/@wealth-talks-podcast 

This podcast will be helpful to those who want to keep more of the money they make, grow their wealth and have financial peace of mind.
On a side note... We have Jasper here in the studio with us this morning. He’s 9 weeks old German Shepherd Puppy. Jasper is our up and coming guard dog. We have a guard dog up at our house already, her name is Lulu, she’s a german shepherd also and does a great job, She patrols around our house, but Jasper’s duties will be to guard the barn area.
German Shepherds and Life Insurance go hand in hand in our family. Listen to hear the story on todays episode of Wealth Talks Podcast.
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Listen to the Wealth Talks Podcast on:
Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 
Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8 
Youtube Music: https://music.youtube.com/playlist?list=PLwU1nBBz00on-wImV9bLClndzJhc0a2eu
Watch on YouTube: https://www.youtube.com/@wealth-talks-podcast 

As we teach people about whole life insurance, how to manage money and the infinite banking concept, time and time again people tell us  “I wish I would have known about this sooner”, or, “they should teach this in high school”.
When you find something that works so well, it’s hard not to look back and wish you had that knowledge or that product earlier in life. 
In this episode, Episode 477 of the Wealth Talks Podcast we are going to talk about the things we wish we knew about finances before age 18. That covers high school also, yes, some of these things we talk about today, should be taught in high school.
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Listen to the Wealth Talks Podcast on:
Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 
Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8 
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Watch on YouTube: https://www.youtube.com/@wealth-talks-podcast 

Today we answer 9 questions we received about life insurance, cash value, money, interest rates, and dividends.
These questions and their answers will be helpful to anyone who uses, or plans to use life insurance cash values and the Infinite Banking concept.
The questions are:
1. Do I get to choose the interest rate I pay on a policy loan?
2. If the dividend rate is 5% and my policy loan interest rate is 4% am I making 1% on the difference?
3. When I pay back my policy loan with interest am I paying myself back principle and interest?
4. Does the interest I owe on a policy loan change every month if I am making principle and interest payments monthly back to the policy?
5. What is the interest rate that the guaranteed cash values compound at?
6. How is the dividend rate determined?
7. Is the dividend rate the same as the compounding growth rate of the policy cash values?
8. Can the insurance company alter my life insurance contract if I start flight lessons?
9. When I borrow money from my policy how does it affect the guaranteed growth of my policy? How does it affect the dividends? How does it affect the face value?
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Listen to the Wealth Talks Podcast on:
Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 
Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8 
Youtube Music: https://music.youtube.com/playlist?list=PLwU1nBBz00on-wImV9bLClndzJhc0a2eu
Watch on YouTube: https://www.youtube.com/@wealth-talks-podcast 
 

In this podcast you will get specific numbers, and details from two different Whole Life Insurance policies, what the premiums are, how long they can be funded and how much money the owner can borrow.
This is a glimpse into infinite banking policy design that many people will never get.
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Listen to the Wealth Talks Podcast on:
Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 
Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8 
Youtube Music: https://music.youtube.com/playlist?list=PLwU1nBBz00on-wImV9bLClndzJhc0a2eu

Watch on YouTube: https://www.youtube.com/@wealth-talks-podcast

The way you think is the lens through which you observe every situation in life. The way you observe influences how you respond and how you respond makes an enormous impact in your life for better or for worse.
Respond… and that’s such an important word, because many people go through life reacting to what life presents to them and that’s not an ideal situation to be in.
The difference between responding and reacting can be as significant as life and death, If you touch a hot stove, your reaction can save you from severe burns, in the same way a response instead of reaction can neutralize a bad situation, and lead you to successful communication.
If you have a bad mindset, how do you fix your mindset?
If you habitually react, how do you start responding instead?
If you don’t like the results you are getting, how do you get different results? 
 All this and more on this episode of The Wealth Talks Podcast
 
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Listen to the Wealth Talks Podcast on:
Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 
Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8 
Youtube Music: https://music.youtube.com/playlist?list=PLwU1nBBz00on-wImV9bLClndzJhc0a2eu

Watch on YouTube: https://www.youtube.com/@wealth-talks-podcast