Interviews with Leaders in Fintech & Web3

Work in Fintech

Hear from industry leaders about what is fintech and web3, how to get into it and how to make a mark in the fastest growing sector in the world. Work in Fintech Founder Matt Cheung teams up with Founder Members to interview fintech and web3 founders, CEOs and CTOs about what you can do to gain an edge in fintech and web3. Essential listening for any student, young professional or curious person looking to secure a role in fintech, web3, banking or finance. #fintech #web3

  1. He backed PayPal and built Tether but will not invest in AI | William Quigley

    3 days ago

    He backed PayPal and built Tether but will not invest in AI | William Quigley

    Today's guest is William Quigley, one of the few venture investors who has operated at the centre of multiple technological inflection points. William was one of the first institutional investors in PayPal, co-founded Tether, the world's first and largest fiat-backed stablecoin, and founded WAX, one of the most active NFT blockchains globally. He saw the consumer internet emerge, watched payments transform, helped shape crypto infrastructure, and now sits at the edge of the AI wave. This is our third conversation with William, and a lot has changed since we last spoke 18 months ago. This time we go beyond the cycles and into the structural future: who owns the rails, how capital actually flows, and where the durable infrastructure is forming beneath the hype. In the full episode, we cover: - Why AI is the opposite of the early internet and early crypto, and why that should worry you - Why the economics of today's AI companies are inverted, and how long they can really last - Why he backed PayPal and built Tether but will not invest a dollar in AI - How VCs boycotting semiconductors for 25 years accidentally created NVIDIA - Why OpenAI and Anthropic may go public and still struggle as public companies - The trillion-dollar currency conversion tax that tokenised money could erase - Why NFTs are not dead, just rebranded, and where the real use cases are growing - The one trait William looks for in every founder and CEO, and why he thinks you are born with it - How young people should position themselves while it is still early If you are a fintech founder, an investor trying to read the AI cycle, or anyone working out where the durable opportunities are forming beneath the hype, this one is worth your time. Check out our website and subscribe to our mailing list to hear more about opportunities in fintech and web3. Follow our socials Linkedin, Twitter, Youtube https://workinfintech.com/ https://www.linkedin.com/company/work-in-fintech-global https://www.twitter.com/workinfintech https://www.youtube.com/channel/UCdS4bYoCXaHVgfVm6syUrDw

    1hr 3min
  2. How Crypto Will Replace the Banking System in the Next 10 Years | WIF Podcast

    14 May

    How Crypto Will Replace the Banking System in the Next 10 Years | WIF Podcast

    Today's guest is Xen Baynham-Herd, Director of Growth at Base and Global Builder Ecosystem lead at Coinbase, working at the centre of where crypto, AI agents, and the future of finance collide. Before Coinbase, Xen spent eight years as a fixed income trader at UBS, where he championed an internal stablecoin project that eventually spun out into Finality, backed by UBS, Deutsche Bank, Barclays, and Santander. He then made the leap into crypto, rising to COO at blockchain.com, before stepping off the corporate ladder to work with Balaji Srinivasan on the Network State. He went on to found his own startup, Roam XYZ, which was later acquired by Coinbase. In the full episode, we cover: - Why the UK's financial system is broken and how blockchain actually fixes it - How crypto networks like Base are becoming the closest thing we have to network states today - Why every major bank — JPMorgan, BlackRock, Morgan Stanley, UBS — is now quietly moving on-chain - What x402 is and why AI agents are already paying each other on-chain - Why agentic activity will be the primary use of crypto networks within a few years - The highest-leverage opportunities for builders in the next 3 years - The mindset and traits Xen looks for when hiring builders and backing founders If you're a fintech founder, a builder thinking about where to place your bets next, or anyone trying to understand how crypto and AI agents are about to reshape the financial system, this one is essential listening. Check out our website and subscribe to our mailing list to hear more about opportunities in fintech and web3. Follow our socials Linkedin, Twitter, Youtube https://workinfintech.com/ https://www.linkedin.com/company/work-in-fintech-global https://www.twitter.com/workinfintech https://www.youtube.com/channel/UCdS4bYoCXaHVgfVm6syUrDw

    44 min
  3. GPT-5.5, Codex & AGI: Inside AI Adoption at the World's Biggest Banks | WIF Podcast

    29 Apr

    GPT-5.5, Codex & AGI: Inside AI Adoption at the World's Biggest Banks | WIF Podcast

    Today's guest is Matt Weaver, Head of Solutions Engineering for EMEA at OpenAI, working directly with some of the biggest names in financial services including Revolut, Alicabank, and BBVA. Before OpenAI, Matt spent four years at a pre-ChatGPT AI company helping banks extract data from documents using traditional machine learning. When ChatGPT burst onto the scene and disrupted everything he was working on, he knew there was only one place he needed to be, and he was fortunate enough to get the call from OpenAI, where he's spent the last two years building out the Solutions Engineering team across EMEA from the ground up. In the full episode, we cover: How AI has moved from pilots to production inside major financial institutionsWhat GPT-5.5 can do that the models couldn't six months agoThe highest ROI use cases in financial services right nowHow OpenAI helps banks navigate regulation, compliance, and data residencyWhat AI agents actually are, and how long they can now run without human inputWhy entry-level employees are outperforming tenured colleagues with AI toolsHow to go use ChatGPT to it best of power If you're in fintech, working inside a financial institution, or trying to understand how AI is actually being deployed at scale, this one is essential listening. Connect with Matt Weaver: https://www.linkedin.com/in/mrmattweaver/ Matthew Cheung (Host & Founder Work in Fintech): https://www.linkedin.com/in/matthewcheung50/ Check out our website and subscribe to our mailing list to hear more about opportunities in fintech and web3. Follow our socials Linkedin, Twitter, Youtube https://workinfintech.com/ https://www.linkedin.com/company/work-in-fintech-global https://www.twitter.com/workinfintech https://www.youtube.com/channel/UCdS4bYoCXaHVgfVm6syUrDw

    44 min
  4. How Jeeves Scaled Fintech to 25 Countries | CEO Dileep Thazhmon Interview

    25 Apr

    How Jeeves Scaled Fintech to 25 Countries | CEO Dileep Thazhmon Interview

    Today's guest is Dileep Thazhmon, Founder & CEO of Jeeves, one of the fastest-scaling fintechs to come out of Y Combinator (YC S20) Before Jeeves, Dileep built PowerInbox (later Jeeng) to $40M in revenue and a ~$100M exit. While running PowerInbox, Dileep ran headfirst into the chaos of cross-border payments, multiple cards, multiple bank accounts, different payment rails in every country, making his CFO's life a daily reconciliation nightmare. After his exit, he set out to solve that exact problem and founded Jeeves. Today it's valued at over $2B, operates in 25 countries, and powers global spend for thousands of companies. In the full episode, we cover: - His early years and the unlikely path that led him into fintech - How the idea for Jeeves came directly out of his own pain as a founder - Why B2B fintech is a completely different game from B2C  - His experience going through Y Combinator  - What it's like having Ben Horowitz and a16z as investor - The fintech opportunities he's most excited about right now - His hiring philosophy - The one piece of advice he'd give young graduates If you're in fintech, building a company, or curious how global fintech actually gets built, this one's worth your time. Connect with Dileep Thazhmon: X: https://x.com/thazhmon LinkedIn: https://www.linkedin.com/in/thazhmon/ Matthew Cheung (Host & Founder Work in Fintech): https://www.linkedin.com/in/matthewcheung50/  Check out our website and subscribe to our mailing list to hear more about opportunities in fintech and web3. Follow our socials Linkedin, Twitter, Youtube https://workinfintech.com/ https://www.linkedin.com/company/work-in-fintech-global https://www.twitter.com/workinfintech https://www.youtube.com/channel/UCdS4bYoCXaHVgfVm6syUrDw

    40 min
  5. Inside Revolut’s $670M Plan to Take Over the Indian Payment Market

    7 Apr

    Inside Revolut’s $670M Plan to Take Over the Indian Payment Market

    Today's guest is Paroma Chatterjee, CEO of Revolut India, leading one of the world's most valuable fintechs into one of the world's most complex markets. Paroma has built her career at the intersection of ambition and execution, and there's no better proof of that than what Revolut India has become: a 3,600-person operation in a country where Revolut was virtually unknown just a few years ago. In this episode, we dive into: - Paroma's early career and what shaped her leadership style - Revolut's big ambitions in India, and what the product actually looks like on   the ground - Why it took so long to launch in India, and what finally changed - The real moats that make Revolut different - How the Indian fintech industry has evolved, and where it's headed - What the culture inside Revolut is actually like - Her hiring philosophy and what she looks for in people - Opportunities in the age of AI for young professionals  If you're working in fintech, thinking about joining a high-growth global company, or just want to understand what it takes to scale a business in India, this one is worth your time. Follow Paroma Chatterjee on LinkedIn: https://www.linkedin.com/in/paroma-chatterjee-503193/ Matthew Cheung (Host & Founder Work in Fintech): https://www.linkedin.com/in/matthewcheung50  Work in Fintech Socials:  - LinkedIn: https://www.linkedin.com/company/work-in-fintech-global/  - X: https://x.com/WorkinFintech - Instagram: https://www.instagram.com/work_in_fintech/ Check out our website and subscribe to our mailing list to hear more about opportunities in fintech and web3. Follow our socials Linkedin, Twitter, Youtube https://workinfintech.com/ https://www.linkedin.com/company/work-in-fintech-global https://www.twitter.com/workinfintech https://www.youtube.com/channel/UCdS4bYoCXaHVgfVm6syUrDw

    48 min
  6. How Richard Davies Built Allica Bank into the UK's Fastest Growing Fintech

    23 Mar

    How Richard Davies Built Allica Bank into the UK's Fastest Growing Fintech

    Today's guest is Richard Davies, CEO of Allica Bank, the fastest growing company in the UK from 2020 to 2024, built specifically to serve the small and medium sized businesses that traditional banks consistently overlook. Richard has spent his career across some of the most influential names in banking and fintech — from Barclays and HSBC to being employee number one at Oak North, and Group COO at Revolut when it scaled from 5 to 15 million customers. In this episode, we get into: - What makes Allica Bank special and why he left Revolut to build it   - The real reasons behind Allica Bank’s rapid growth   - How Allica Bank serves one-third of the economy ignored by big banks   - The future of traditional banks — branches, consolidation, and what comes next   - The biggest trends and opportunities in fintech over the next 5 to 10 years   - How leading digital banks are using AI right now   - Richard’s hiring philosophy and what he looks for in people   - The future of Allica Bank  If you're building in fintech, banking, or thinking about your next career move, this one is worth your time. Richard's LinkedIn:  https://www.linkedin.com/in/richard-davies-1323b2  Check out our website and subscribe to our mailing list to hear more about opportunities in fintech and web3. Follow our socials Linkedin, Twitter, Youtube https://workinfintech.com/ https://www.linkedin.com/company/work-in-fintech-global https://www.twitter.com/workinfintech https://www.youtube.com/channel/UCdS4bYoCXaHVgfVm6syUrDw

    37 min
  7. Charlotte Crosswell – Goldman Sachs, Nasdaq & The Future of FinTech

    9 Mar

    Charlotte Crosswell – Goldman Sachs, Nasdaq & The Future of FinTech

    From a small village to the heart of global financial markets. On our Women’s Day special, we host Charlotte Crosswell, Board Member at the London Stock Exchange. Charlotte’s journey is an inspiration for many girls and women who want to build a career in fintech and financial services. From humble beginnings in a small village to the global financial stage, she has held leadership roles at the London Stock Exchange, Nasdaq, Innovate Finance, and CFIT. She was also among the few women on the trading floor in the 1990s, building her career in an industry that was still largely male-dominated. In this episode, Matthew Cheung, founder of Work in Fintech, sits down with Charlotte to unpack: ✅ Her journey from a small village to senior roles at Goldman Sachs, Nasdaq, and the London Stock Exchange ✅ How fintech and technology are transforming financial services ✅ Why data ownership will define the future of financial markets ✅ The importance of innovation and continuous learning in a rapidly changing industry ✅ Practical advice for young professionals entering the industry Coming just after International Women’s Day, Charlotte also shares her thoughts on the progress women have made in fintech and the opportunities and challenges that lie ahead. Whether you’re interested in fintech, financial markets, or building a career in the industry, this episode offers valuable insights into leadership, innovation, and navigating one of the fastest-evolving sectors in the world. Check out our website and subscribe to our mailing list to hear more about opportunities in fintech and web3. Follow our socials Linkedin, Twitter, Youtube https://workinfintech.com/ https://www.linkedin.com/company/work-in-fintech-global https://www.twitter.com/workinfintech https://www.youtube.com/channel/UCdS4bYoCXaHVgfVm6syUrDw

    46 min

Ratings & Reviews

5
out of 5
8 Ratings

About

Hear from industry leaders about what is fintech and web3, how to get into it and how to make a mark in the fastest growing sector in the world. Work in Fintech Founder Matt Cheung teams up with Founder Members to interview fintech and web3 founders, CEOs and CTOs about what you can do to gain an edge in fintech and web3. Essential listening for any student, young professional or curious person looking to secure a role in fintech, web3, banking or finance. #fintech #web3