Disclosures Podcast

NYANTAKYI BONNA

In this era of entrepreneurship, it is important to have an adviser in your corner. On this podcast we bring to bear some business discussions that will help SME growth and sustainability.

Episodes

  1. 25 Jun

    How to Setup a Foolproof Emergency Fund (The 6-Month Savings Rule)

    When you happen to work with a government agency or occupy a respectable position in Ghana, everyone considers you a "Big Man." But that accolade comes with heavy expectations—from street hailing to family taxation. What happens when the month "negotiates a curve" and your salary runs out by the 15th? Where do you turn when you are the one who needs financial help? In Episode 6 of the Disclosures Podcast, we strip away the pride of "Big Man" culture to address a critical survival tool: the Emergency Fund. We break down the exact strategies you need to transition from surviving paycheck-to-paycheck to building a rock-solid financial cushion. In this episode, we discuss: • The Reality of Black Tax: How street and family expectations pressure your finances. • The Mid-Month Trap: Why relying on mobile money credit facilities and loans is an expensive mistake. • The 6-Month Rule: How to calculate exactly how much you need to survive a sudden job transition or income loss. • Practical Steps to Start: How to track expenditures and create a budget that works. • Automating Your Wealth: Using standing orders and direct debits to eliminate the reliance on willpower. • The 5-Day Rule: A brilliant strategy for positioning unexpected funds, tips, or bonuses instead of wasting them. • The Hardest Truth: Temporarily adjusting family support to secure your own financial baseline. Building a financial cushion is a habit, not an overnight event. Turn up the volume and learn how to start small but finish secure. Connect with Disclosures Podcast: • YouTube: https://youtube.com/@disclosurespodcastgh?si=0Ok2mo2-E5n4fFAw • Instagram: https://www.instagram.com/disclosurespodcast?igsh=M2JqcXIyYWdyOTN1 • TikTok: https://vt.tiktok.com/ZSCNCtbcN/

    32 min

About

In this era of entrepreneurship, it is important to have an adviser in your corner. On this podcast we bring to bear some business discussions that will help SME growth and sustainability.