Ghana Ground Up

Desmond Kafui

5.0 (2)
INVESTING
UPDATED WEEKLY

A podcast about Ghana's growing real estate industry sharing relevant information to help listeners make meaningful and informed decisions in their quest to become homeowners or property investors. It is also for the everyday Ghanaian who wishes to know more about the industry and the present state of affairs in today's economy.

3 MAR

Ghana's National Homeownership Fund - What You Didn't Know! - S3 E8

Home ownership in Ghana has always been a core topic of discussion but many working Ghanaians are unable to afford a home - partly due to less affordable homes and also less realistic financing options.The National Homeownership Fund (NHF) under the Ministry of Finance seeks to create schemes that will enable and empower more working Ghanaians acquire their own first homes.In this interview, we have an in-depth conversation with the CEO of the fund, Prosper Hoetu, ESQ and we discuss solutions, government-backed financing interventions, value-based schemes, challenges and milestones, etc.Chapters0:00 - Trailer1:25 - Introduction3:20 - What The NHF Is15:55 - The Sectors Covered By The NHF18:09 - Payment Terms For The Rent-To-Own Scheme21:45 - NHF Mortgage vs Commercial Mortgage23:47 - Properties Covered Under The NHF Schemes?26:04 - Key Projects By The NHF27:07 - NHF & Public Sector vs Private Sector Workers28:58 - Cash Market vs Mortgage Culture33:00 - NHF Mortgage Eligibility & Home Affordability36:14 - NHF & Ghanaians In The Diaspora37:47 - Misconceptions About The NHF39:40 - NHF's Key Milestones43:05 - NHF's Flagship Projects44:17 - Investing In The NHF (REIT)48:30 - The NHF Housing Fair & Beyond56:40 - The NHF In The Next Few Years59:44 - CEO's Advice To Ghanaians1:04:48 - Final WordsConnect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - info@polenrealty.coInstagram - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

1h 8m
21 FEB

Does Real Estate In Ghana Really Build Wealth? - S3 E7

Real estate is often described as the ultimate wealth-building tool. But does that actually hold true in Ghana?In this episode, we break down the real numbers and uncomfortable truths behind property investment in Ghana. Is real estate genuinely building long-term wealth or are we repeating assumptions without understanding the economics?Whether you're living in Ghana or in the diaspora, this conversation matters.0:00 - The Question Nobody Asks1:20 - What Wealth Actually Means1:55 - The Appreciation Myth5:57 - Rental Income Reality Check7:57 - The Liquidity Trap9:51 - Dollar Hedge Strategy11:57 - Why Mortgages Fail in Ghana14:08 - Legal Landmines15:33 - Who Actually Builds Wealth With Real Estate18:02 - The Real QuestionConnect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@desmondkafuiChannel Sponsor:Website - https://polenrealty.coEmail - info@polenrealty.coInstagram - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

19 min
21 FEB

How Young Ghanaians Can ACTUALLY Get On The PROPERTY LADDER - S3 E6

Owning property in Ghana feels harder than ever - especially if you’re young.Rent keeps rising. Land prices are moving fast. Salaries aren’t catching up.So is homeownership still realistic for young Ghanaians?In this episode of Ghana Ground Up, we break down:• Why so many young professionals feel stuck• The real reason property feels out of reach• What “getting on the property ladder” actually means today• Practical strategies that work in Ghana’s current market• The costly mistake most people make while “waiting”This is not motivation. This is strategy.If you’re in your 20s or 30s and trying to figure out whether property ownership is still possible - this episode is for you.Watch till the end. The shift in thinking might change your entire approach.Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - info@polenrealty.coInstagram - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

11 min
8 FEB

Ghana’s New VAT Law (Act 1151) And Its IMPLICATIONS On REAL ESTATE - S3 E5

On January 1st, 2026, Ghana’s new Value Added Tax law - VAT Act 1151 - officially came into effect.Since then, there has been widespread confusion, speculation, and fear, especially within the real estate sector.Are houses now taxed at 20 percent?Is rent subject to VAT?What happens to developers, buyers, agents, and landlords?In this episode, we slow everything down and explain the law clearly, factually, and without assumptions.Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@desmondkafuiChannel Sponsor:Website - https://polenrealty.coEmail - info@polenrealty.coInstagram - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

14 min
8 FEB

THIS Is What You LOSE When You WAIT Too Long to INVEST IN A PROPERTY - S3 E4

Timing is important to getting good decisions right. But waiting too long in a bid to play it safe can cost you what you've been saving up and preparing for. The real estate market is not slowing down or waiting for anyone - it serves those who are ready to trade.Beyond a simple missed opportunity, find out what more you're losing by delaying your decision to invest in a property today!0:00 The Cost of Delay2:10 Why Waiting Feels Like The Right Move3:28 The Numbers Don't Lie5:32 Renting While Waiting6:28 The Hidden Costs8:14 Opportunity Cost8:55 When Waiting Makes Sense9:31 What To Do If You're Not Ready Yet10:06 Final ThoughtsConnect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - info@polenrealty.coInstagram - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

11 min
23 JAN

What Property in Ghana Really Costs (Beyond the Price Tag) - S3 E3

Many people assume that the listing price of a house in Ghana is the final and only amount you will pay. But they're soon shocked to find out there's way more to pay for, now and later.Find out what others costs you must factor in to help you make informed decisions about buying a house.Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - info@polenrealty.coInstagram - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@polenrealtyTikTok - https://tiktok.com/@polenrealty

5 min
22 JAN

YES! You Want to BUY a Property? BUT ARE YOU REALLY READY? Find Out! - S3 E2

Many people want to buy property. But wanting property and being ready for property are not the same thing.In this episode, we break down one of the most overlooked mistakes buyers make before they even begin the process: confusing emotional pressure with real readiness.We talk about:* why people feel rushed to buy* how social and family pressure influence decisions* the difference between financial readiness and true preparedness* and how to know if this is the right time for youThis episode is not about discouraging ownership.It is about helping you make better, clearer property decisions.If you’re thinking about buying property in Ghana, this conversation is essential.*********************************Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - info@polenrealty.coInstagram - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@POLENREALTYTikTok - https://tiktok.com/@polenrealty

6 min
10 JAN

Ghana's Real Estate in 2026: What YOU MUST KNOW - Changes, Expectations, Realities [S3 E1]

The real estate market in Ghana is entering a different kind of year.This episode is not about predictions, hype, or headlines.It is about clarity.In this opening episode of the new season, we set the tone for the year ahead and talk honestly about what buyers, sellers, investors, and industry players will need to understand if they want to make better decisions.This episode is an orientation, a reset, and a foundation for the conversations we’ll be having throughout the year.If you’re involved in real estate in Ghana, this episode will help you think differently before you act.*******************Connect with Ghana Ground Up:Website - https://ghanagroundup.comLinkedIn - https://linkedin.com/company/ghanagroundupInstagram - https://instagram.com/ghanagroundupFacebook - https://facebook.com/ghanagroundupX - https://x.com/ghanagroundupTikTok - https://tiktok.com/@ghanagroundupConnect with the Host:Instagram - https://instagram.com/desmondkafuiX - https://x.com/desmondkafuiLinkedIn - https://linkedin.com/in/desmondkafuiYouTube - https://youtube.com/@DesmondKafuiChannel Sponsor:Website - https://polenrealty.coEmail - info@polenrealty.coInstagram - https://instagram.com/polenrealtyLinkedIn - https://linkedin.com/company/polenrealtyYouTube - httpps://youtube.com/@polenrealtyTikTok - https://tiktok.com/@polenrealty

11 min

5

out of 5

2 Ratings

A podcast about Ghana's growing real estate industry sharing relevant information to help listeners make meaningful and informed decisions in their quest to become homeowners or property investors. It is also for the everyday Ghanaian who wishes to know more about the industry and the present state of affairs in today's economy.

Creator

Desmond Kafui
Years Active

2024 - 2026
Episodes

71
Rating

Clean
Copyright

© Desmond Kafui
Show Website

Ghana Ground Up