Open House

Anthony Sharp

Buying your first home can feel overwhelming—but it doesn’t have to be. Open House is the go-to podcast for people who want real answers, practical tips, and a no-pressure look at what it actually takes to buy a home. We talk credit, financing, inspections, offers, and everything in between, all in plain English. If you’re ready to stop renting and start building a future— Open House is officially open.

Episodes

  1. Jonathan McCain | Open House w/ Anthony Sharp #003

    4 DAYS AGO

    Jonathan McCain | Open House w/ Anthony Sharp #003

    Jonathan McCain | Open House w/ Anthony Sharp #003In this episode of Open House, Anthony sits down with Jonathan McCain of McCain Home Inspections to unpack the home inspection process for both buyers and sellers. They cover what inspectors actually look for, how to interpret those long reports, common issues in the Starkville/Columbus area, and how realtors can better prepare clients so inspections feel like a negotiation tool—not a panic trigger. 00:00 – Intro & Guest Background Host: Anthony Sharp – Open HouseGuest: Jonathan McCain – McCain Home Inspections / McCain InspectionsSolo inspector doing ~500 inspections/year in: Starkville, Amory, Columbus, Philadelphia, Eupora, and nearby🔗 Find Jonathan on Google: “McCain Inspections”01:12 – Becoming a Home Inspector Required courses and training hoursLong state exam (hundreds of questions, full‑day test)Must maintain state certification, insurance, and continuing education01:56 – What a Home Inspection Really Is Visual inspection only – can’t see inside walls/foundationsTests and checks: plumbing, electrical, panel, roof, attic, foundation (as visible)Condition > size in determining how long an inspection takes03:50 – Reports, Photos & Negotiation Power Reports are ~90% written on-site, finished at home, sent same day to buyer and realtorLots of photos and detail to protect both client and inspectorReport becomes a major negotiation tool for repairs, credits, or price changes04:46 – Common Issues & Interpreting “Big Problems” Common findings:Missing GFCIsNon-working lights (often just bulbs)Older electrical practices that no longer meet current standardsWhat counts as a “big problem” is buyer-dependent (foundation movement vs. small cracks, etc.)08:21 – What People Panic About (That Often Isn’t Catastrophic) Buyers sometimes overreact to:Cracked bricksMinor, easily fixable defectsMany “scary” items can be resolved for a few hundred dollars with the right pro09:50 – No Such Thing as a Perfect House Every home has issues – even new construction and the houses Jonathan has built or lives inInspections are not pass/fail – the “pass” is determined by the buyer’s decision and negotiations11:09 – Seller Prep to Improve Inspections Easy wins for sellers:Replace burned-out bulbsChange air filtersTighten door hardwareEnsure windows latch properlyClear access to electrical panels and key areasReduces:Report lengthBuyer concerns about hidden or systemic issues12:55 – Local Foundation Issues & Clay Soil Starkville / Columbus area has clay-heavy soilSoil can expand/contract significantly, causing:Very common foundation settlementNot all movement is catastrophic; some neighborhoods are just known for more issuesOne reason basements are rare locally14:15 – Memorable Finds & Regional Differences Jonathan has seen plenty of odd personal items, but nothing truly extremeCompared with regions that have rockier, more stable soil, North MS sees far more foundation issues16:05 – How Buyers Should Use an Inspection Report Treat the report as a financial and negotiation tool, not a doomsday verdictEven one negotiated item (e.g., broken window) can pay for the inspectionBig wins include:Negotiating roof replacements worth many thousandsMany buyers walk away from one house and end up in a better, more sound property18:40 – Advice & “Karma” for Sellers Fix obvious leaks and problems instead of hiding themRemember: most sellers will be buyers somewhere else, so:Treat others the way you’d want to be treated on your next purchase20:33 – Working With Clients & Explaining the Jargon Realtors should:Prep clients for long reports, especially on older homesJonathan:Walks buyers around to show issues in person (e.g., fascia, wood rot)Explains technical terms in plain languageOffers phone or FaceTime walkthroughs for remote / military buyers24:56 – Realtors, Communication & Client Advocacy Good realtors:Advocate for their clientsHelp manage expectations so inspection findings don’t feel like a shock26:01 – Contact Info, Volume of Work & Reviews Roughly 2,500 inspections over five+ yearsAround 500 inspections per year; works 7 days/week in busy seasons~190+ five-star Google reviews; a top local search resultContact details for show notes:📞 Phone: 662‑744‑0146🕵️ Google: Search “McCain Inspections”🌎 Service areas: Starkville, Amory, Columbus, Philadelphia, Eupora, nearby AL border towns (Millport, Vernon)🎓 Licenses: Home Inspector (MS & AL), Residential Builder’s License (MS), New Home Certified (MS)Connect with Anthony Sharp (Host) WebsiteInstagramFacebookCrye-Leike Properties Unlimited https://www.cryeleikepropertiesunlimited.com

    30 min
  2. Ashely McCaleb | Open House w/ Anthony Sharp #002

    4 DAYS AGO

    Ashely McCaleb | Open House w/ Anthony Sharp #002

    Ashely McCaleb | Open House w/ Anthony Sharp #002 In this episode of Open House, Anthony sits down with Ashley McCaleb of Leader One Financial (18+ years in banking, 11 as a lender) to break down the real mortgage process for first-time and repeat homebuyers. They cover where to start (lender vs. realtor), how pre-approvals actually work, what can secretly kill your loan, and why communication and transparency with your lender matter more than you think. If you’re doom-scrolling Zillow but afraid to take the next step, this conversation will help you move from confused to confident. Topics Covered & Timestamps 0:00 – Intro & Ashley’s BackgroundWhat the Open House podcast is aboutAshley’s experience in banking and lending 2:00 – Where to Start the Homebuying ProcessWhy you should talk to a lender before you start house huntingPre-approval vs. what you’re actually comfortable paying 3:50 – What Makes a Good LenderPersonality, accessibility, and communicationDifference between local lenders and big online lenders 4:40 – Why Transparency MattersWhat lenders really look at (bank statements, tax returns, pay stubs)Why it’s better to be proactive than reactive 5:50 – Loan Programs & Overlays ExplainedFHA, USDA, VA, conventional basicsWhat “overlays” are and why some banks deny loans Ashley can approve 12:10 – Real Problem-Solving StoriesHow Ashley closed a loan another lender denied over overtime incomeBeing a “problem solver” vs. just a paper pusher 12:50 – Credit Score vs. Credit HistoryWhy recent late payments can hurt more than you thinkHow to smartly improve your score (utilization, timing, not overreacting) 17:30 – The “10 Commandments” of MortgagesWhat NOT to do after you’re under contract:Don’t change jobs (especially W2 → 1099)Don’t take on new debt or buy a carDon’t make unexplained large cash depositsBe careful with Afterpay / Affirm “buy now, pay later” 20:45 – Horror Stories That Blew Up LoansThe truck driver who became 1099 and almost lost everythingThe buyer who bought a truck a week before closing 23:10 – “Marry the House, Date the Rate”Why waiting on lower rates can cost you more in rising pricesHow refinancing later can improve your payment 24:30 – How Refinances Actually WorkDo you need a new down payment?When it makes financial sense (and when it doesn’t) 27:00 – Avoiding Being House PoorSetting a monthly payment you’re truly comfortable withWhy Ashley won’t push you to your max approval just to close a deal 29:20 – Picking the Right House for the Right LoanWhen a house won’t pass certain loan guidelinesRenovation loans vs. just buying something more move-in ready 30:45 – Why Early Communication MattersUndisclosed debts and BNPL accounts that kill deals lateSaving buyers from wasting inspection/appraisal money 32:20 – Best Advice for First-Time BuyersFinding a lender you trust (and who won’t judge your past)Ashley’s personal story: rebuilding after divorce and bad credit 34:10 – Realtor–Lender as a True TeamHow good training and communication protect the buyerWhy asking questions beats guessing every time 35:55 – Ashley’s App & Tools for BuyersPayment calculator that gets you within a few dollars of final paymentUploading docs, tracking your loan, and e-signing in one place 37:10 – How to Contact AshleyName: Ashley McCalebCompany: Leader One Financial (Winfield, AL office; serves all of AL & MS)Phone: 205-544-5555WebsiteConnect with Anthony Sharp (Host) WebsiteInstagramFacebookCrye-Leike Properties Unlimited https://www.cryeleikepropertiesunlimited.com/

    38 min
  3. Brandon Shaw & Jerome Stephenson | Open House w/ Anthony Sharp #001

    6 FEB

    Brandon Shaw & Jerome Stephenson | Open House w/ Anthony Sharp #001

    The REAL Roadmap to Buying Your First Home (Without 20% Down)Open House w/ Anthony Sharp #001 – featuring brokers Brandon Shaw & Jerome Stephenson In this first episode of Open House, host Anthony Sharp sits down with brokers Brandon Shaw and Jerome Stephenson from Crye-Leike Properties Unlimited to break down the real step‑by‑step process of buying a home. They cover why you should start with a realtor instead of doom‑scrolling Zillow, how pre‑approvals really work, common myths about down payments (no, you don’t always need 20%), inspections, appraisals, and what actually overwhelms buyers—and how good agents walk them through it. Whether you’re a first‑time buyer or thinking about moving up, this episode gives you a clear roadmap from “just looking” to the closing table. Show Links: USDA Home Loans (0% down in eligible rural areas)Learn more & check eligibility: https://www.usda.gov VA Home Loans (for eligible veterans & service members)Program overview: https://www.va.gov FHA Loans (low down payment options)Info hub: https://www.hud.gov Conventional Mortgage BasicsFannie Mae: https://www.fanniemae.comFreddie Mac: https://www.freddiemac.com Crye-Leike Properties Unlimitedhttps://www.cryeleikepropertiesunlimited.com/ Connect with Anthony Sharp (Host)WebsiteInstagramFacebook Connect with GuestsBrandon Shaw – Broker, Crye-Leike Properties UnlimitedWebsite Jerome Stephenson – Broker, Crye-Leike Properties UnlimitedWebsite

    40 min

About

Buying your first home can feel overwhelming—but it doesn’t have to be. Open House is the go-to podcast for people who want real answers, practical tips, and a no-pressure look at what it actually takes to buy a home. We talk credit, financing, inspections, offers, and everything in between, all in plain English. If you’re ready to stop renting and start building a future— Open House is officially open.