In this episode titled "Emerging Tech and Insurance for All: 2027 Vision," we explore how cutting-edge technologies are transforming the global insurance landscape to make coverage more inclusive, affordable, and accessible. As we look toward 2027, innovations like artificial intelligence, generative AI, blockchain, telematics, and IoT are no longer just buzzwords—they are reshaping the way insurers design, price, distribute, and manage risk. AI is enabling smarter underwriting and personalized products, while blockchain is fostering trust through transparency and efficiency, especially in microinsurance. Telematics and IoT are unlocking real-time, usage-based models that reward safe behavior and expand coverage to previously underserved segments. Embedded insurance is gaining traction, integrating protection seamlessly into everyday digital experiences. Meanwhile, government-led digital public infrastructure, such as India Stack, is playing a pivotal role in expanding access and scale. The episode also reflects on the challenges of digital equity, data privacy, and the need for inclusive innovation to ensure that technology doesn’t just disrupt—but democratizes—insurance for all. Speaker Bio: With over 34 years of leadership experience in the BFSI space , Rajiv has a proven record of building and scaling large businesses, having worked extensively across Banking, Insurance, Securities , Fintech and Insurtech. As President, Rajiv overseas the New Strategic initiatives, Risk Management and Advocacy across the PB Fintech group, as well as identifying group's key policy and regulatory issues to drive policy advocacy by engaging directly with government policymakers, regulators, industry associations and other strategic stakeholders. He also serves as a board member in a few subsidiaries of the group and has been a face of the group at most Govt and Public Forums. He has previously worked with GE Capital , ICICI Ltd , HDFC Securities , Willis Towers Watson , SBI Life and also had the experience of managing his own start up InstaRemedy. On the personal front Mr. Gupta has also represented his country many times during his student life for key international assignments. He is also a qualified CFP and CWP.
