Skint

Anywhere Podcast Company
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Skint is the low-pressure money podcast for people who want to learn how to be better with their finances without being bored along the way. From bills and debt to saving, pensions and the general financial curveballs life throws at you, Connie and finance expert, Mik, break it down so even YOU can understand it. New episodes every Wednesday. Disclaimer: This podcast is for entertainment and educational purposes only and does not constitute financial advice.

  1. 2 DAYS AGO

    Cash Bootcamp: Our New Spending Challenge

    Cash just hits different. Mik outlines the idea behind the initiative and it turns out when people have tried this before, they often end up spending less without even trying. They also touch on why cash still matters more than people think. Like the Milan blackout, where digital payments suddenly stopped working and cash became essential again. If you have ever checked your bank account and wondered where your money actually went, this introduces a simple, practical challenge to help you take back control. For education and entertainment only. Not financial advice.

    14 min

  2. 2 DAYS AGO

    Cash Bootcamp: Our New Spending Challenge, Trust Us It'll Help!

    Cash just hits different. Mik outlines the idea behind Cash Bootcamp and how people have tried this before, they often end up spending less without even trying! Connie is, understandably, a bit reluctant. But that is kind of the point. Physically handing over cash forces you to think twice, whereas contactless makes it dangerously easy to spend without noticing. They also talk about why cash still matters more than people think. From everyday spending habits to situations like the Milan blackout - digital payments suddenly stopped working and cash became essential again. If you have ever checked your bank account and wondered where your money actually went, we hope this introduces a simple, practical challenge to help you take back control. For education and entertainment only. Not financial advice.

    14 min

  3. 25 MAR

    The New Tax Year: What’s Changing and What It Means for You

    Strap in, it’s tax season, and yes, there’s a lot of it. Mik runs through some of the key changes from the latest budget, including the freeze on tax thresholds and why that matters more than it sounds. Yes, technically nothing has changed, but somehow you might still end up paying more. Connie and Mik unpack how things like salary sacrifice and dividend tax fit into the picture, what they mean in practice, and where people can easily overlook how the rules affect them. They also talk through what to actually pay attention to this tax year, what might impact your take-home pay, and how small changes can quietly add up over time. If you have seen headlines about the budget or the new tax year and thought “I should probably understand this,” this episode keeps it simple, practical, and very normal-person friendly. For education and entertainment only. Not financial advice.

    13 min

  4. 18 MAR

    Gold: Why Everyone’s Talking About It Again

    Gold, that shiny metal - and yes, Trump is involved. Mik opens with why gold is back in the spotlight and how political decisions, including Trump’s tariffs, can push investors toward it when uncertainty rises. Turns out when things feel unstable, people tend to like things that have been around for a few thousand years. Connie and Mik unpack what actually drives the price of gold. Why it goes up and down, how it reacts to inflation, interest rates, and global events, and why it is often seen as a “safe haven” even if it does not always behave that way. They also talk through what it means for everyday people, whether gold is something worth paying attention to, and the different ways you can get exposure to it without needing a vault. If you have heard people talking about gold again and wondered what is actually going on, this episode breaks it down simply, practically, and very normal-person friendly. For education and entertainment only. Not financial advice.

    15 min

  5. 11 MAR

    Leasehold Is Ending? The Biggest Property Reform in Years

    You owned the flat but not the ground under it? ... sounds silly - (it's real, and on its way out) For the first time in a long while, the idea of owning your home without also renting the ground beneath it might actually become normal. Revolutionary, we know. Connie and Mik talk through how commonhold works, what the reforms are trying to fix, and why the current leasehold system has been criticised for so long. Yes, this does involve some creative tactics from property developers along the way. They also touch on how leasing structures have been used in the past, why reforms are being pushed now, and what could happen to the property market if ownership gradually shifts toward freehold and commonhold models instead. If you have ever wondered why someone can technically “own” a flat but still pay ground rent, service charges, and lease extensions, this episode breaks it down simply, practically, and very normal-person friendly. For education and entertainment only. Not financial advice.

    14 min

  6. 5 MAR

    Universal Credit: What It Is, Who Gets It, and How It Works

    Universal Credit - the system designed to simplify benefits… results may vary. Mik opens with why Universal Credit was created in the first place. The idea behind it, what problem it was meant to solve, and how bringing several benefits into one system was supposed to make support simpler. Connie and Mik unpack what Universal Credit actually is and how it works in practice. Who it was designed for, how eligibility is decided, and the situations where people might qualify without realising it. . They also talk about how Universal Credit is meant to work alongside employment, why the system was introduced in the first place, and how it fits into the wider welfare system today. If you have heard the term Universal Credit and thought it sounded important but never quite understood how it works or whether it applies to you, this episode explains it simply, practically, and very normal-person friendly. For education and entertainment only. Not financial advice.

    6 min

  7. 25 FEB

    The Renters’ Rights Act: What’s Changing and Why It Matters

    Renting just got new rules, because housing was so simple before. Mik outlines the key changes in the Renters’ Rights Act. What is actually changing, how it could affect your finances, and what it means in practice for both tenants and landlords. It turns out housing policy is a lot more connected to everyday money than most people realise. Connie brings in what is happening with rent levels right now, and Mik connects the dots between current market pressures and how the new rules might shape behaviour, supply, and prices going forward. Yes, this does involve the uncomfortable reality that housing decisions affect everyone, whether you rent, own, or are just trying to move out at some point before retirement. If you have been hearing about the Renters’ Rights Act and wondering what it actually means for you, your costs, or the housing market more broadly, this episode keeps it clear, practical, and very normal-person friendly. For education and entertainment only. Not financial advice.

    7 min

  8. 18 FEB

    Who Advises Rachel Reeves? Can We See Problems Before They Happen ?

    You’re telling me we can’t predict what’s going to happen… even with all the experts? Mik explains who actually sits behind major economic decisions. The advisors whose job it is to analyse the numbers before policies are announced. It turns out there are a lot more spreadsheets involved than most of us imagine. Connie and Mik unpack how government forecasting works, and why even with experts in the room things can still go wrong. Yes, we talk about Liz Truss, briefly. It would feel strange not to. If you have ever wondered who is really steering the ship, how much control governments actually have, or whether economic mistakes can be avoided in advance, this episode makes it clear, practical and very normal-person friendly. For education and entertainment only. Not financial advice.

    13 min
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About

Skint is the low-pressure money podcast for people who want to learn how to be better with their finances without being bored along the way. From bills and debt to saving, pensions and the general financial curveballs life throws at you, Connie and finance expert, Mik, break it down so even YOU can understand it. New episodes every Wednesday. Disclaimer: This podcast is for entertainment and educational purposes only and does not constitute financial advice.

Information

  • Creator
    Anywhere Podcast Company
  • Years Active
    2024 - 2026
  • Episodes
    39
  • Rating
    Clean
  • Copyright
    © Anywhere Podcast Company
  • Show Website
    Skint

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