5 episodes

In this podcast, Financial Planning expert Paul Merriman and Actor/artist Paul Reid discuss everything you need to know about your personal finance. Two Pauls in a pod brings jargon and judgement free financial planning information, advice and education to listeners and the two Pauls use their friendship to do it! Paul Merriman, known to his 100k+ followers @askpaul for making money easy, will cover everything from buying a house to starting a business, revealing successful tips, strategies and advice for investing, switching, borrowing, wills, taxes, pensions, credit cards, how to make a ton of money and so much more– the two Pauls will help you save, spend and retire better and with banter!
This podcast series is produced by Prestige Media

Hosted on Acast. See acast.com/privacy for more information.

Two Pauls in a Pod Collaborative Studios

    • Education
    • 5.0 • 8 Ratings

In this podcast, Financial Planning expert Paul Merriman and Actor/artist Paul Reid discuss everything you need to know about your personal finance. Two Pauls in a pod brings jargon and judgement free financial planning information, advice and education to listeners and the two Pauls use their friendship to do it! Paul Merriman, known to his 100k+ followers @askpaul for making money easy, will cover everything from buying a house to starting a business, revealing successful tips, strategies and advice for investing, switching, borrowing, wills, taxes, pensions, credit cards, how to make a ton of money and so much more– the two Pauls will help you save, spend and retire better and with banter!
This podcast series is produced by Prestige Media

Hosted on Acast. See acast.com/privacy for more information.

    Episode 4 - Pensions, all you need to know

    Episode 4 - Pensions, all you need to know

    This week's episode is full of advice and information on pensions - the two Paul's talk about when you need a pension, why having one is important and when you don't need to worry. Paul M also shares the tax benefits, explains different pension plans and reminds listeners why (almost) nobody should panic!
    Hosted on Acast. See acast.com/privacy for more information.

    • 42 min
    Episode 3 - Mortgage advice for First time Buyers

    Episode 3 - Mortgage advice for First time Buyers

    This week's episode is all about mortgages - If you are a first time buyer this is a must listen - Paul Merriman covers everything from getting your deposit together to why you definitely shouldn't start your journey on Daft.ie (much to Paul Reid's disappointment!!) This episode is a little longer than usual with lots of detailed but important information, so we have a detailed time code below and supporting websites.
    **there will be an episode for a second time buyers and fresh starter in the future 

    Time code
    00.00 -04.50 getting mortgage ready - simple breakdown of figures of what you need to get started - can you afford the mortgage repayment - The importance of a mortgage advisor 
    04.51 - 6.14 What you need to bring to the mortgage consultation and what it will entail an
    06.15 - 08.30 How how to get a credit report and why it needs to be done and done quickly  
    08.31 - 13.19 Your deposit explained (and some info on the help to buy scheme)
    13.20 - 15.25 deposit details and contingency plans and start rules for self builds
    15.25 - 23.11. first home scheme (shared equity) explained and why it's particularly suitable for single first time buyers **this scheme can be used with the help to buy scheme and is available to fresh starters
    23.12- 26.00 Local Authority Loan (formerly rebuilding Ireland)
    26.01 - 40.35 Importance of building a good team you can trust- mortgage advisor, solicitor, agent, surveyor mortgage broker etc 
    40.36 - 43. why looking for a house before you get your mortgage approval is just going to disappoint - be honest and do what's right for now
    43.00 - 4611 don't buy a stop-gap, the cost of borrowing and why the first 5 years of a mortgage is so expensive (interest first)
    46.12 - 5344. Interest rates - reason for the rises and why you should fix 
    53.45 - 57.11 the @ASKPAUL mortgage campaign and how you can find the ad banned from the TV!
    https://app.acuityscheduling.com/schedule.php?owner=14223748&appointmentType=17377927&utm_medium=linktree&utm_source=linktree&utm_campaign=mortgage+consultation+%E2%82%AC199
    https://www.revenue.ie/en/property/help-to-buy-incentive/how-do-you-apply-for-help-to-buy-htb.aspx
    http://localauthorityhomeloan.ie/calculator/ 
    https://www.centralcreditregister.ie/borrower-area/apply-for-your-credit-report-and-other-rights/ 
    https://www.citizensinformation.ie/en/housing/


    Hosted on Acast. See acast.com/privacy for more information.

    • 57 min
    Episode 2 - The credit card trap

    Episode 2 - The credit card trap

    Have you got a credit card and do you use it properly?
    In this episode, the two Pauls talk about credit cards, including Paul Merrimans horror story about his first one!! Are credit cards ever a good idea? How can you find the best rates and perks? Why a credit card can be a very useful tool in certain circumstances but only if you are well set up financially - if you are an emotional spender or can’t get to pay day without going into an overdraft you really shouldn’t have a credit card!!! But, if you have one and are in trouble with it, don’t panic, this episode provides the best way to structure the repayments and clear the debt as interest free as possible. The Pauls also dissect our tapping mentality, discretionary spending and all the ways we pay.

    Hosted on Acast. See acast.com/privacy for more information.

    • 45 min
    Episode 1 - The Culture of Money

    Episode 1 - The Culture of Money

    Where did you learn about money?
    In this episode, the two Pauls talk about the culture around money in Ireland - where they learnt about money and why, as a nation, we aren't great at talking about it but definitely should be! The Pauls chat about their first jobs & how important it is to talk about cash with kids.
    **Expect strong views on buy now pay later, needless borrowing & overspending! But no judgement 

    Hosted on Acast. See acast.com/privacy for more information.

    • 49 min
    The Intro Episode

    The Intro Episode

    The two Pauls fill us in on who they are, how they know each other & why they are making this podcast. 
    Hosted on Acast. See acast.com/privacy for more information.

    • 1 min

Customer Reviews

5.0 out of 5
8 Ratings

8 Ratings

Paulo Reido ,

Love it

I love this! Especially yer man Paul!

Top Podcasts In Education

Queen's University Belfast
Mel Robbins
Dr. Jordan B. Peterson
Duolingo
TED
Katie McKenna & Helen Villiers

You Might Also Like

Nicola Tallant
The Stand
Independent.ie
David McWilliams & John Davis
Jim Power & Chris Johns
Mabinóg