1 hr 21 min
Decoding Account Aggregators with Shalini Gupta Decoding Impact
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- Business
Despite gains in its financial inclusion journey, access to financial services is limited to 86% of India's population. Access to credit specifically is a persistent challenge, reflected in the unmet credit need of Rs 25 lakh crores - aggravated by disaggregated data and tedious data sharing processes.
Account aggregators are introducing open banking in India. They have the potential to revolutionise the credit market, empowering millions of customers to access and share their financial data across institutions in a secure and efficient manner. To talk more about account aggregators and how these can enable financial digital inclusion, we have with us Shalini Gupta, the Head of Strategy at Sahamati. Sahamati is a member-driven industry alliance formed to facilitate adoption of the account aggregator ecosystem in India.
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For more, follow Sattva Knowledge Institute on our Website, LinkedIn, Instagram, and Twitter.
Host: Rathish Balakrishnan | Linkedin | Twitter
Guest: Shalini Gupta | LinkedIn
Producer: Anagha Wankhede
Audio Engineer & Editor: Abhilash Raikar
Designer: Usha Sondhi Kundu
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Content Sections
00:00 - Decoding Impact Introduction
00:48 - Introduction to the topic and guest
02:32 - What is an Account Aggregator?
06:40 - What financial information is viable and who will use it?
10:21 - Personal Finance Management (PFM) Use Cases
13:14 - How big is the AA system today?
15:37 - A User's Journey in the AA Framework
18:17 - Common AA Apps
18:59 - Value in Data Sharing
24:53 - Resolving Conflicts of Purpose between Financial Entities
28:40 - A New Approach to Gauging Financial Health
34:36 - What is Sahamati's Role?
37:59 - How can Account Aggregators Unlock Value?
50:30 - The Interplay of OCEN and AA
55:57 - PFM for Women
59:11 - Account Aggregators for the Government
1:03:01 - What needs to fall in place?
1:08:02 - Employing Imagination to Utilise AA
1:13:54 - The Role of Philanthropic Capital
1:19:02 - Summary and outro
Despite gains in its financial inclusion journey, access to financial services is limited to 86% of India's population. Access to credit specifically is a persistent challenge, reflected in the unmet credit need of Rs 25 lakh crores - aggravated by disaggregated data and tedious data sharing processes.
Account aggregators are introducing open banking in India. They have the potential to revolutionise the credit market, empowering millions of customers to access and share their financial data across institutions in a secure and efficient manner. To talk more about account aggregators and how these can enable financial digital inclusion, we have with us Shalini Gupta, the Head of Strategy at Sahamati. Sahamati is a member-driven industry alliance formed to facilitate adoption of the account aggregator ecosystem in India.
----
For more, follow Sattva Knowledge Institute on our Website, LinkedIn, Instagram, and Twitter.
Host: Rathish Balakrishnan | Linkedin | Twitter
Guest: Shalini Gupta | LinkedIn
Producer: Anagha Wankhede
Audio Engineer & Editor: Abhilash Raikar
Designer: Usha Sondhi Kundu
----
Content Sections
00:00 - Decoding Impact Introduction
00:48 - Introduction to the topic and guest
02:32 - What is an Account Aggregator?
06:40 - What financial information is viable and who will use it?
10:21 - Personal Finance Management (PFM) Use Cases
13:14 - How big is the AA system today?
15:37 - A User's Journey in the AA Framework
18:17 - Common AA Apps
18:59 - Value in Data Sharing
24:53 - Resolving Conflicts of Purpose between Financial Entities
28:40 - A New Approach to Gauging Financial Health
34:36 - What is Sahamati's Role?
37:59 - How can Account Aggregators Unlock Value?
50:30 - The Interplay of OCEN and AA
55:57 - PFM for Women
59:11 - Account Aggregators for the Government
1:03:01 - What needs to fall in place?
1:08:02 - Employing Imagination to Utilise AA
1:13:54 - The Role of Philanthropic Capital
1:19:02 - Summary and outro
1 hr 21 min