Jae'$ Corner Podcast

Jae Oh, CFP, Author

Join Jae Oh, nationally recognized Medicare expert, certified financial planner, and Education Fellow at the Alliance for Lifetime Income, on Jae’s Corner, where financial reality is clarified and simplified. Each episode explores healthcare, insurance, investments, and economic news, offering clear, actionable insights valuable for subscribers of all ages and backgrounds. Author of the bestselling book, Maximize Your Medicare, Jae also provides a free newsletter packed with tips for lasting fin YouTube Channel: https://bit.ly/3L1cjXJ Newsletter: https://bit.ly/3u8TR8s Email: jae@jaewoh.com

  1. AI, Aging & Your Money: Dr. Chris Heye, CEO & Creator, whealthchat.ai

    13/10/2025

    AI, Aging & Your Money: Dr. Chris Heye, CEO & Creator, whealthchat.ai

    AI, Aging & Your Money: Dr. Chris Heye, CEO & Creator, whealthchat.ai In this episode of Jae’s Corner, Jae talks with Dr. Chris Heye—CEO and founder of Wealthcare Planning and WealthChat.ai—about how artificial intelligence can help families and advisors handle the hardest topic in finance: cognitive decline. Together they explore the connection between health, wealth, aging, and how AI tools are changing the future of financial conversations. In This Video 00:00:00 Introducing Dr. Chris Heye and WealthChat.ai 00:01:00 How health and wealth collide in real life 00:03:00 Why healthcare risks outweigh inflation or market risks 00:06:00 Planning for old age in America vs. other countries 00:08:00 Essential legal documents everyone should have 00:10:00 When financial decision-making starts to decline 00:13:00 How to talk to aging parents about money and health 00:18:00 Using AI to assess cognitive decline risk 00:22:00 Advisor-facing vs. consumer-facing chatbot tools 00:54:00 How AI will reshape the advisor-client relationship

    1h 11m

  2. 09/10/2025

    Gen X Is the Caregiving Generation — and It’s Killing Their Retirement

    Gen X Is the Caregiving Generation — and It’s Killing Their Retirement Jae Oh, Education Fellow at the Alliance for Lifetime Income, breaks down the 2025 Protected Retirement Income and Planning Study. He exposes why so many people say they’d choose guaranteed income but never act—and what’s really stopping them from protecting their future.** In This Video** 00:00:00 The 2025 Protected Retirement Income and Planning Study Overview 00:00:45 Caregiving, Gender Gaps, and Financial Consequences 00:02:15 The Responsible Adult Female and Career Tradeoffs 00:03:10 How Caregiving Impacts Retirement Preparedness 00:04:05 Why Financial Plans Must Adjust After Life Changes 00:05:00 Gen X and the $100,000 Inheritance Question 00:06:15 Why Financial Advisors Rarely Recommend Annuities 00:08:00 The Missing Question: Why Not Act Now? 00:11:00 The Chaos of Multiple Accounts and Hidden Household Risk 00:16:00 What’s Really Stopping You from Protecting Your Income? Social Media Post**69% of Gen X say they’d buy an annuity if they inherited $100K—so why don’t they do it now? Jae Oh breaks down the 2025 Alliance study and the real reason people stall on guaranteed income. #RetirementPlanning #Annuities ✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅ Free Medicare Guidance: https://bit.ly/4gBeoL6✅ Let's connect: https://linktr.ee/jaeohcfp✅ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅ Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅ Your private appointment https://calendly.com/justjae/ ✅Link to Free ACA Quoting Tool: https://bit.ly/FreeACATool📖 Book website: http://www.maximizeyourmedicare.com🐦Twitter: https://twitter.com/JaeOhCFP🐦Twitter: https://twitter.com/MaxYourMedicare✅email info at gh2benefits.com#personalfinance #finance #talk— Maximize Your Medicare by Jae OhAll insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

    19 min
  3. Can AI Predict YOUR NEED for Long-Term Care? | Guest: Waterlily CEO

    07/10/2025

    Can AI Predict YOUR NEED for Long-Term Care? | Guest: Waterlily CEO

    Long-Term Care Planning Transformed with AI | Guest: Waterlily CEO Description:Join Jae as he interviews Lily Vittayarukskul, co-founder of Waterlily, in a comprehensive discussion on the future of long-term care planning. Lily shares her personal journey, the challenges of navigating family care, and how Waterlily’s AI-driven platform empowers both families and financial professionals. This interview explores the intersection of technology, finance, and caregiving, offering actionable insights for anyone planning for long-term care.Link: https://waterlily.comIn This Video00:00 – Introduction & Setting the Stage03:16 – Lily’s Personal Motivation & Background07:11 – The Family Experience: Navigating Long-Term Care11:40 – Identifying the Real Audience: Families vs. Advisors15:43 – The Wealth Management Industry & Adoption Challenges20:27 – Waterlily’s Predictive AI: How It Works26:32 – Financial Planning: Cost Projections & Policy Analysis32:45 – Return on Investment: Policies vs. Self-Funding36:41 – The Evolving Role of Advisors & Technology41:10 – Consumer Access, Final Thoughts & Closing✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅ Free Medicare Guidance: https://bit.ly/4gBeoL6✅ Let's connect: https://linktr.ee/jaeohcfp✅Link to Free ACA Quoting Tool: https://bit.ly/FreeACATool📖 Book website: http://www.maximizeyourmedicare.com🐦Twitter: https://twitter.com/JaeOhCFP🐦Twitter: https://twitter.com/MaxYourMedicare✅email info at gh2benefits.com#personalfinance #finance #talk— Maximize Your Medicare by Jae OhAll insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

    1h 5m

  4. 03/10/2025

    Medicare 2026 Preview

    ✅ Free Medicare Guidance: https://bit.ly/3GoHTBZToll Free (855) 463 - 9688 Description Jae breaks down why MaximizeYourMedicare.com is the hub for plain-spoken guidance—and why 2026 is more complex than you’ve been told. From the “birthday rule” backfire to Part D coverage gaps, AEP timing, GLP-1 gotchas, PPO vs HMO tradeoffs, and out-of-pocket max math, this episode shows how to use rules and competition to your advantage. Free guidance, serious caveats, and a clear plan—without the hype. In This Video 00:00:00 Why MaximizeYourMedicare.com exists & who it’s for 00:01:00 AEP timing: why starting before Oct 15 saves headaches 00:03:00 Substack: free vs paid, curation, and why context matters 00:05:00 2026 is harder: regulation, skepticism, and “not financial advice” 00:10:00 Medicare.gov walk-through: what I can finally say today 00:15:00 Medigap is standardized; the real story is rate hikes 00:16:00 The “birthday/anniversary rule” backlash—why prices rise 00:23:00 Part D demo: GLP-1 coverage gaps & the $2,100 cap nuance 00:35:00 Medicare Advantage vs Medigap math: networks & OOP max 00:45:00 Markets differ by ZIP: producer pay, plan exits, and buyer edge ______________________________________________________________CONNECT:✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅📖 Book website: http://www.maximizeyourmedicare.com✅Twitter: https://twitter.com/JaeOhCFP✅Twitter: https://twitter.com/MaxYourMedicare#Medicare #MedicareExplained #MaximizeYourMedicare— Maximize Your Medicare by Jae OhNot affiliated with any governmental agency. All insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

    51 min

  5. 05/09/2025

    Peak 65, the Social Security Bridge, and Why 64% Now Pick Annuities

    Peak 65, the Social Security Bridge, and Why 64% Now Pick Annuities Brief Description Jae (Education Fellow, Alliance for Lifetime Income) walks through PRIP 2025: Peak 65 demographics, inflation/volatility, and the Social Security “bridge” strategy. The punchline: plan off net, not gross—healthcare is Expense 1A. Clear takeaways on annuities vs. stocks and withdrawal pacing. 00:00:00 Welcome + what PRIP is and why it matters 00:01:00 Money’s naming problem: annuities boiled down to function 00:03:00 Peak 65 headlines: inflation, volatility, Social Security worries 00:05:00 Knowledge gaps + uncertainty = delayed decisions 00:06:00 Net vs. gross income: healthcare costs as Expense 1A 00:09:00 TINA is gone: rates, volatility, and “stocks for show, bonds for dough” 00:11:00 The 64% windfall stat: annuities vs. stocks and “why not now?” 00:16:00 Social Security “bridge” = hedging longevity risk (spousal angle, COLA) 00:22:00 The Four M’s: Mortality, Morbidity, Markets, Macro reality 00:27:00 Slow withdrawals (“conversion rate”) + wrap and next steps In This Video

    29 min

  6. 13/07/2025

    My Yahoo! Finance Interview | Millions Affected, Are You?

    The One Big Beautiful Bill Act could upend healthcare for millions. In this must-hear conversation, Jae Oh, CFP® and Medicare expert, unpacks how Medicaid work rules, Medicare Advantage cost shifts, and ACA premium spikes could impact retirees, workers, and families.In This Video00:00:00 Medicaid Ejections Are Happening Now00:01:15 Should Retirees Worry About Medicare Changes?00:03:00 New Medicaid Work Requirements Explained00:04:30 Why Everyone on Medicaid Must Verify Monthly00:05:45 Medicare Savings Program Disruption Risks00:07:10 Could Part B Costs Rise? The Budget Battle Impact00:08:45 ACA Marketplace Chaos and Premium Uncertainty00:11:00 Enhanced APTC Ending? What It Means for You00:13:00 Employer Open Enrollment: Don’t Just “Check the Box”00:20:00 COBRA vs ACA After Layoffs: Planning Under Pressure🚨 16 million could lose coverage. Medicaid work rules, Medicare cuts, ACA premium hikes—all in one bill. Jae Oh breaks it all down so you don’t get blindsided. Essential for retirees, workers, and HR pros. Watch here: [link]#Medicare #ACA #RetirementPlanning #Medicaid #HealthCareReform #JaeOh #FinancialPlanning #openenrollment ✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅ Free Medicare Guidance: https://bit.ly/4d3xszG✅ Let's connect: https://linktr.ee/jaeohcfp✅ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅ Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅ Your private appointment https://calendly.com/justjae/ ✅Link to Free ACA Quoting Tool: https://bit.ly/FreeACATool📖 Book website: http://www.maximizeyourmedicare.com🐦Twitter: https://twitter.com/JaeOhCFP🐦Twitter: https://twitter.com/MaxYourMedicare✅email info at gh2benefits.com#personalfinance #finance #talk— Maximize Your Medicare by Jae OhAll insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

    23 min

  7. 22/06/2025

    CassGPT Rips Virginia For This Medigap Rule Change

    CassGPT Returns! Medigap & Medicaid Updates Brief Description Cass is back—and just in time. In this extended episode of Jae’s Corner: Now It Makes Sense, Jae and Cass break down the unintended costs of Virginia’s Medigap birthday rule, the unraveling of Medicaid eligibility post-pandemic, and the looming threat to enhanced ACA subsidies (APTC). If you’re in Medicare, Medicaid, or in between, this is the episode that pulls back the curtain on policy spin and shows you the financial reality. Get ready to decode the system, avoid premium traps, and learn how to plan before the rules change beneath your feet. In This Video00:00:00 The Return of Cass & What’s Coming 00:01:10 Medigap Birthday Rule in Virginia Explained 00:02:15 The Pricing Trap: How Carriers Adjust 00:03:50 Who the Birthday Rule Hurts Most 00:05:20 Unintended Consequences for Medically Vulnerable 00:08:15 Medicaid Expansion vs. Eligibility Unwinding 00:10:30 How to Stay on Medicaid: Monthly Action Steps 00:13:10 WARN Notices and the Link to Healthcare Coverage 00:16:30 Real-Life Examples: COBRA vs. ACA Planning 00:23:45 Enhanced APTC Threat & Financial Planning Shifts

    28 min

  8. 19/05/2025

    ChatGPT Interviews Me: United HeathGroup Investigation

    ChatGPT Interviews Jae Oh: United HeathGroup Investigation UnitedHealthcare Under Federal Investigation: What Medicare Advantage Members Need to Know Now Brief Description UnitedHealth Group—the largest Medicare Advantage provider—is under criminal investigation by the DOJ, potentially impacting over 35 million members. Jae Oh answers the 10 urgent questions every Medicare Advantage enrollee should be asking. No fluff. Just facts. In This Video 00:00:00 DOJ vs UnitedHealth: What’s Really Going On? 00:01:45 Will Your Medicare Advantage Plan Be Affected? 00:03:15 How Could Fines Impact Future Benefits? 00:05:15 Could This Reshape Medicare Advantage Regulation? 00:07:00 Can You Switch Plans Now If You’re Worried? 00:09:30 Who Should Still Care Even If Not With UHC? 00:11:30 What Should Brokers & Agents Be Doing? 00:13:15 Why Risk Coding Opened the Door to Abuse 00:15:30 Is This Just the Start of More Investigations? 00:17:00 What Every Medicare-Eligible Person Must Do Now Social Media Post 🚨 UnitedHealthcare is under criminal investigation—and 35 million Medicare Advantage members could feel the shockwaves. Jae Oh unpacks the 10 most critical questions consumers must ask right now. Share this with anyone nearing Medicare age. #MedicareAdvantage #UnitedHealthcare #HealthcareFraud #JaeOh #MaximizeYourMedicare #Medicare2025 #DOJinvestigation #HealthPolicy

    19 min
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Trailers

About

Join Jae Oh, nationally recognized Medicare expert, certified financial planner, and Education Fellow at the Alliance for Lifetime Income, on Jae’s Corner, where financial reality is clarified and simplified. Each episode explores healthcare, insurance, investments, and economic news, offering clear, actionable insights valuable for subscribers of all ages and backgrounds. Author of the bestselling book, Maximize Your Medicare, Jae also provides a free newsletter packed with tips for lasting fin YouTube Channel: https://bit.ly/3L1cjXJ Newsletter: https://bit.ly/3u8TR8s Email: jae@jaewoh.com

Information

  • Creator
    Jae Oh, CFP, Author
  • Years Active
    2016 - 2025
  • Episodes
    254
  • Rating
    Clean
  • Copyright
    © Jae Oh, CFP, Author
  • Show Website
    Jae'$ Corner Podcast