272 episodes

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

Dev Raga Personal Finance this is money

    • Business

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

    419 buyerโ€™s agent Q&A: residential & commercial property with John Pidgeon from this is property

    419 buyerโ€™s agent Q&A: residential & commercial property with John Pidgeon from this is property

    In todayโ€™s episode Dev interviews John Pidgeon of this is property, touching on:
    ๐Ÿ‘‰๐Ÿพ what is a buyer's agent and what do they do?
    ๐Ÿ‘‰๐Ÿฟ how do they get paid?
    ๐Ÿ‘‰๐Ÿป how to select a buyer's agent?
    ๐Ÿ‘‰ how much does it cost?
    ๐Ÿ‘‰๐Ÿผ what about off-market sales?
    ๐Ÿ‘‰๐Ÿฝ what happens when I have a bad experience with a buyer's agent?
    ๐Ÿ‘‰๐Ÿพ how does the negotiation process work?
    ๐Ÿ‘‰๐Ÿฟ what about commercial property?
    ๐Ÿ‘‰๐Ÿป does it always make sense to have a buyer's agent?
    John Pidgeon
    https://www.envisageproperty.com.au/
    https://www.solverewealth.com.au/
    https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/
    https://www.sortyourpropertyout.com/
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.




    Hosted on Acast. See acast.com/privacy for more information.

    • 55 min
    418 what is a 360 review?

    418 what is a 360 review?

    In todayโ€™s episode Dev explains the concept of a 360 review, touching on:
    ๐Ÿ‘‰๐Ÿพ how does a 360 review work?
    ๐Ÿ‘‰๐Ÿฟ goals of review
    ๐Ÿ‘‰๐Ÿป what is a traditional review?
    ๐Ÿ‘‰ pros and cons
    ๐Ÿ‘‰๐Ÿผ how do you give a 360 review?
    ๐Ÿ‘‰๐Ÿฝ the problems with F2F feedback
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    • 23 min
    417 how does an airline vlogger make money and invest?

    417 how does an airline vlogger make money and invest?

    In todayโ€™s episode Dev interviews Youtube's most watched flight reviewer, Josh Cahill, touching on:
    ๐Ÿ‘‰๐Ÿพ paid reviews
    ๐Ÿ‘‰๐Ÿฟ controversies
    ๐Ÿ‘‰๐Ÿป youtube revenue
    ๐Ÿ‘‰ investment and savings
    ๐Ÿ‘‰๐Ÿผ health and travel
    ๐Ÿ‘‰๐Ÿฝ traveling to dangerous places
    ๐Ÿ‘‰๐Ÿพ experience of setting up the first all-female pilot crew in Afghanistan
    ๐Ÿ‘‰๐Ÿฟ tips for frequent flyers
    Josh Cahill
    YouTube's Most Watched Flight Reviewer.
    www.YouTube.com/joshcahill
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.



    Hosted on Acast. See acast.com/privacy for more information.

    • 53 min
    416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

    416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

    In todayโ€™s episode Dev interviews Rachelle Kroon, a mortgage broker, touching on:
    ๐Ÿ‘‰๐Ÿพ qualifications of a mortgage broker
    ๐Ÿ‘‰๐Ÿฟ how to prepare for a meeting
    ๐Ÿ‘‰๐Ÿป how brokers get paid
    ๐Ÿ‘‰ what are the focus of interest rates
    ๐Ÿ‘‰๐Ÿผ specific loan features
    ๐Ÿ‘‰๐Ÿฝ health care workers / high-income earners
    ๐Ÿ‘‰๐Ÿพ difference from commercial loans
    ๐Ÿ‘‰๐Ÿฟ fixed variable rates
    ๐Ÿ‘‰๐Ÿป penalties for breaking the rules
    ๐Ÿ‘‰ redraw and offsets
    Rachelle Kroon
    https://www.spherehomeloans.com.au/



    Hosted on Acast. See acast.com/privacy for more information.

    • 1 hr 10 min
    415 Q&A: overtime, burn out, property v shares, productive assets and more

    415 Q&A: overtime, burn out, property v shares, productive assets and more

    ย In todayโ€™s episode Dev answers some of your questions, touching on:
    ๐Ÿ‘‰๐Ÿพ overtime and sustainability?
    ๐Ÿ‘‰๐Ÿฟ ways to pay back credit cards?
    ๐Ÿ‘‰๐Ÿป increase earning potential?
    ๐Ÿ‘‰ taxation for RNs,
    ๐Ÿ‘‰๐Ÿผ high income earns and trusts?
    ๐Ÿ‘‰๐Ÿฝ property vs shares
    Related episodes ๐ŸŽง
    ๐Ÿ‘‡
    348 income per unit time vs income per unit effort
    094 income and deductions!
    099 little known deductions!
    107 investment property deductions!
    045 what are REITs?
    203 what is diworsification?
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.



    Hosted on Acast. See acast.com/privacy for more information.

    • 38 min
    414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2

    414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2

    In todayโ€™s episode Dev continues his interview with Phil Thompson - an insurance expert, going in-depth on:
    ๐Ÿ‘‰๐Ÿฝ income protection and life insurance
    ๐Ÿ‘‰๐Ÿพ trauma insurance and TPD
    ๐Ÿ‘‰๐Ÿฟ claim rejections
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    • 41 min

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