BT Money Hacks

The Business Times
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Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim. Produced by BT Podcasts, The Business Times, SPH Media.

  1. 6 gg fa

    Behind the institutional veil: what your bank doesn't want you to know about asset allocation

    If you think your bank’s “diversified” portfolio is built for your future, think again. In this episode of Money Hacks, we pull back the curtain on the institutional world with Arki Finance founder David Ng. We’re dissecting the "product-first" myths, exposing why your “tick-box” diversification might be failing you, and revealing why your obsession with benchmarks is costing you real outcomes. Stop investing like a hedge fund—start investing for your life. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:22 Product-first vs. client-first: the industry's reversed process 05:05 Real diversification vs. "spray and pray" 09:54 Complexity vs. sophistication: finding the simplest real solution 13:20 Benchmarks lie: why your goals matter more than the index  --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With David Ng, founder of Arki Finance Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

    Behind the institutional veil: what your bank doesn't want you to know about asset allocation

  2. 9 ago

    The mass affluent trap: too rich for retail, too small for private banking

    Your cash isn't safe just because it's sitting still — it's quietly losing to inflation while you wait for "the right time" to invest. Howie Lim gets StashAway's chief investment officer (CIO) Stephanie Leung to explain why the mass affluent get the worst of both worlds, why gold just earned a permanent seat in your portfolio, and why timing the market is a fool's errand professionals gave up on long ago. Stop parking your future. Start compounding it. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:03 The underserved mass affluent 03:24 Real world cost of idle cash 07:33 Rethinking the 60/40 portfolio 11:31 Singapore’s cash obsession --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Stephanie Leung, chief investment officer, StashAway Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

    The mass affluent trap: too rich for retail, too small for private banking

  3. 2 ago

    Market noise vs real signal: are you investing or just guessing?

    We obsess over what to buy, but when it’s time to sell—or hold—we often freeze. Market volatility shouldn't trigger a panic-induced sell-off, yet emotion frequently overrides strategy. In this episode of Money Hacks, Howie Lim, Ritesh Ganeriwal, and Kenneth Chan dissect the crucial "portfolio check-in." Learn how to filter signal from noise, why "doing nothing" is a strategic superpower, and exactly when your original plan needs a tune-up. Stop guessing and start managing. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:00 Mastering the when as well as what 05:33 How to know when our portfolio needs a tune up 09:42 When doing nothing is ok 12:44 The sign your original plan needs an overhaul --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Ritesh Ganeriwal, head of investment advisory at Syfe and Kenneth Chan, associate financial planner at PhillipCapital Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

    Market noise vs real signal: are you investing or just guessing?

  4. 26 lug

    Artificial sycophant or financial genius? When to trust AI

    Speed is everything in investing—but is it actually the enemy of wealth? We’re conditioned to trust human advisors, but what if your portfolio manager, tax expert, and risk officer was a cold, calculating AI? Howie Lim speaks with 8FIGURES founder Andrew Izyumov to ask: can AI truly cure emotional trading habits, or is it just an "artificial sycophant"? Should we let an algorithm manage your future? Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:04 The trust gap 04:01 The incentive trap 08:43 When AI agents disagree 11:28 AI calms investors? --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Andrew Izyumov, founder of 8FIGURES Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

    Artificial sycophant or financial genius? When to trust AI

  5. 19 lug

    Loss of income, not identity: navigating the psychology of retrenchment

    Retrenchment isn't just a career setback; it's a financial and psychological earthquake. Howie Lim speaks with clinical psychologist Dr Annabelle Chow about navigating the initial shock. What is the single biggest financial mistake most make in the first 48 hours and how to stop panic from driving your decisions? From mastering the "3-bucket" survival strategy to separating your identity from your paycheck, and moving from fear to clarity. Don’t let uncertainty manage your future. Reclaim your financial agency—because while jobs go, your security shouldn't. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:06 The #1 financial mistake after job loss 05:01 Untouchable when money's tight 07:50 Separating identity from paycheck 11:19 Pivoting careers without panic-driven decisions 13:32 The 3-bucket approach to surviving a layoff 19:30 One small financial win to regain control --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Dr Annabelle Chow, clinical psychologist, Annabelle Psychology Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim, Chai Pei Chieh and Nicole Teo A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

    Loss of income, not identity: navigating the psychology of retrenchment

  6. 12 lug

    From windfall to wealth: making fortune last

    Sudden windfall? Congratulations — now don't screw it up. Let’s tackle the messy reality of instant wealth: the 30-day rule before making any big moves, why "generous relative energy" can drain your fortune fast, and the emotional identity crisis nobody warns you about. RBC's Gautam Chadda breaks down guilt-free spending, family giving frameworks, and staying rich long after the confetti settles. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:49 Doing nothing: the smartest move 05:15 Net worth vs. self-worth 09:55 The boring paperwork that protects 13:19 Guilt-free spending: budget for fun 18:27 Money will test a marriage --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Gautam Chadda, executive director, RBC Wealth Management Asia Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim, Chai Pei Chieh and Nicole Teo A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

    From windfall to wealth: making fortune last

  7. 5 lug

    Stop 'revenge investing': why panic selling is your portfolio's worst enemy

    Markets crash. Portfolios bleed red. And your gut screams "sell everything." But what if the scariest moment in investing is also the most dangerous time to trust your instincts? Howie Lim sits down with Grace Tay from finexis advisory to find out why panic selling turns temporary losses permanent, why "get-evenitis" wrecks recoveries, and how one simple framework — reframe, reset, reenter — can turn your worst market moment into your smartest move yet. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 00:57 Sharp crashes vs. slow grinds 04:04 How often do markets actually crash? 07:34 ‘Get-evenitis’ 10:31 The framework for beating fear --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Grace Tay, associate director, finexis advisory Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

    Stop 'revenge investing': why panic selling is your portfolio's worst enemy

  8. 28 giu

    The six-month breaking point: are you actually prepared for the unforeseen?

    Is your financial plan truly resilient, or are you one emergency away from disaster? 61% of households struggle to cope beyond six months after a loss of income. Howie Lim sits down with Sun Life Asia’s David Broom to dismantle the myth that resilience equals a high salary. Is Singapore’s “safe haven” status creating a false sense of security? And how to stop trading your long-term future for short-term survival. Discover the habits that separate the resilient from those in survival mode. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:12 Why 6 months may not be enough anymore 08:31 The most dangerous thing to do 11:11 Singapore’s false sense of security? 13:51 When, where and how to start --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With David Broom, chief client and distribution officer, Sun Life Asia Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

    The six-month breaking point: are you actually prepared for the unforeseen?
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Descrizione

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim. Produced by BT Podcasts, The Business Times, SPH Media.

Informazioni

  • Creatore
    The Business Times
  • Anni di attività
    2018 - 2026
  • Puntate
    282
  • Classificazione
    Contenuti adatti a tutti
  • Copyright
    © 2026 The Business Times
  • Sito web del podcast
    BT Money Hacks

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