Land & Legacy

Simon Johnson
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Land & Legacy is a podcast dedicated to helping Jamaicans at home and abroad better understand the real estate market and how to build generational wealth through property ownership. Each episode breaks down the key steps to buying, owning, and investing in property, from understanding mortgages and auctions to navigating the legal side of real estate. We simplify the process, demystify the jargon, and share insights from experts, homeowners, and everyday investors. Whether you’re buying your first home, exploring investment opportunities, or simply trying to make sense of how the system works, this podcast gives you the tools and knowledge you need to take action. Let’s build our Legacies together! Hosted on Acast. See acast.com/privacy for more information.

Episodes

  1. S01 E07 - Building Your Dream Home in Jamaica

    14 HR AGO

    S01 E07 - Building Your Dream Home in Jamaica

    In this inspiring episode of the Land & Legacy Podcast, Courtney, Simon and the team from the NHT dive into every stage of building your dream home in Jamaica whether you're starting from raw land, upgrading a family property, or planning a custom build from scratch. We break down the real costs, timelines, approvals, and decisions you’ll face as you move from concept to keys. From choosing the right location, to navigating permits, selecting contractors, budgeting for materials, and avoiding costly mistakes this episode brings clarity to one of the biggest life projects you'll ever take on. We also discuss financing options, including NHT land & construction loans, contractor requirements, phased building, realistic budget planning, and how to protect yourself legally and financially throughout the process. Whether you’re dreaming of a quiet countryside escape, a modern Kingston build, or a family home on ancestral land, this episode gives you the confidence and knowledge to build wisely, avoid headaches, and create a home designed to last generations. Follow us to stay updated on all things real estate in Jamaica https://linktr.ee/Laljamaica Hosted on Acast. See acast.com/privacy for more information.

    1h 52m
  2. S01 E06 - Building Your Wealth Blueprint with Home Ownership, ft Keisha Bailey

    16 HR AGO

    S01 E06 - Building Your Wealth Blueprint with Home Ownership, ft Keisha Bailey

    In this powerful episode of the Land & Legacy Podcast, Keisha Bailey and Simon go beyond simply buying a home we explore how to use real estate as a wealth-building engine. We break down how first-time buyers can strategically use their home as an investment tool, not just a place to live. From equity building and appreciation to rental income and refinancing strategies, this episode reveals practical ways to turn homeownership into generational wealth. We also introduce the BRRR strategy Buy, Rehab, Rent, Refinance and show how Jamaican aspiring homeowners can use principles from this proven real-estate model to scale from their first home into multiple income-producing assets over time. Whether you're planning to buy your first home, already own property, or are exploring how real estate builds wealth, this episode gives you the blueprint, the mindset, and the step-by-step pathway to start building your legacy one property at a time. Follow us to stay updated on all things real estate in Jamaica https://linktr.ee/Laljamaica Hosted on Acast. See acast.com/privacy for more information.

    1h 52m
  3. S01 E05 - Budgeting and Saving For Your First Home

    16 HR AGO

    S01 E05 - Budgeting and Saving For Your First Home

    In this episode of Property Sundays, we dive into the first and most crucial step on the journey to homeownership getting your money right. Using the relatable story of Shanice, a 28-year-old aspiring first-time homeowner earning J$200,000 monthly, we walk step-by-step through what budgeting, saving, and preparing financially truly looks like for Jamaican buyers today. With insights from NHT representatives Jodi-Ann Johnson and Hyacinth Eastman, Simon and Carlton Stewart break down: How to determine what you can realistically affordWhy pre-approval and NHT eligibility letters matterThe 30% income-to-mortgage guidelineHow credit limits and debt affect your approvalStrategies to reduce expenses and reset your financesWhen refinancing existing debt makes senseWhy discipline, sacrifice, and a support system are crucial We follow Shanice’s 2-year journey from struggling with high debt and limited savings, to restructuring her finances, earning a salary increase, and positioning herself to purchase a J$15M home (or even J$25M with a co-applicant) with 100% NHT financing on new schemes and support like the Contribution Refund Towards Deposit (CRTD). . This episode isn’t just about numbers — it's about mindset, preparation, and believing that your first home doesn’t have to be your forever home, but it can be your foundation to wealth. Whether you're renting, planning to buy, or just learning how to get your finances in order — this conversation gives you the blueprint for moving from dreaming to planning to finally owning your first home. Follow us to stay updated on all things real estate in Jamaica https://linktr.ee/Laljamaica Hosted on Acast. See acast.com/privacy for more information.

    1h 40m
  4. S01 E04 - Going Solar: Taking Your Home Off The Grid w/ The NHT

    17 HR AGO

    S01 E04 - Going Solar: Taking Your Home Off The Grid w/ The NHT

    In this insightful episode of Property Sundays, host Simon Johnson sits down with representatives from the National Housing Trust (NHT), Dwayne Berbick and Shara Luke, to demystify the NHT’s solar financing products and how Jamaicans can take meaningful steps toward energy independence. The conversation dives deep into the Smart Energy Loan, 10+ Loan, and Solar Water Heater Loan, breaking down: Who qualifiesLoan limits and interest ratesCo-applicant optionsHow payments are releasedUsing refunds and eligibility lettersCommon questions on valuation, title issues, installations, and insurance Whether you're planning to install solar panels, add a battery system, or simply reduce your electricity bill, this episode arms you with the knowledge to move confidently from interest to application to installation. We also explore new updates including solar grants for pensioners, case-by-case approval scenarios, and how to get support even if you’re applying from overseas. If you’ve been thinking about going solar or upgrading your home with renewable energy — this is your guide to making the most of what the NHT offers while building long-term wealth and resilience through energy efficiency. Follow us to stay updated on all things real estate in Jamaica https://linktr.ee/Laljamaica Hosted on Acast. See acast.com/privacy for more information.

    1h 32m
  5. S01 E03 - A DIY Homeowner's Toolkit (Renovation Ready)

    6 DAYS AGO

    S01 E03 - A DIY Homeowner's Toolkit (Renovation Ready)

    The Land & Legacy Podcast is where Jamaicans come to learn how to build wealth, one property at a time. Hosted by Simon Johnson, each episode breaks down the ins and outs of real estate, from buying your first home and accessing NHT benefits, to financing, renovations, and long-term wealth strategies. Whether you’re a first-time buyer, a returning resident, or someone simply curious about building your legacy, this show gives you the tools, tips, and confidence to take the next step in your homeownership journey. In this episode, Simon is joined by representatives from the NHT. The discussion centers around how the NHT can assist contributors that may want to do upgrades to their home and property. Follow us to stay updated on all things real estate in Jamaica https://linktr.ee/Laljamaica Hosted on Acast. See acast.com/privacy for more information.

    1h 35m
  6. S01 E02 - A Guide to Buying Your First Home

    27 OCT

    S01 E02 - A Guide to Buying Your First Home

    Buying your first home can feel overwhelming but it doesn’t have to be. In this episode of the Land & Legacy Podcast, host Simon Johnson breaks down the homebuying journey step by step, from understanding your budget and getting pre-qualified, to navigating mortgage options and closing the deal. Whether you’re purchasing through the NHT, a private lender, or with the help of family, this episode gives you the practical blueprint you need to make confident, informed decisions. It’s the essential guide for every Jamaican taking that exciting first step toward homeownership. Follow us to stay updated on all things real estate in Jamaica https://linktr.ee/Laljamaica Hosted on Acast. See acast.com/privacy for more information.

    1h 42m
  7. S01 E01- Building A Home 101: A Beginner's Blueprint with the NHT

    27 OCT

    S01 E01- Building A Home 101: A Beginner's Blueprint with the NHT

    In this first episode of the Land & Legacy Podcast, host Simon Johnson sits down with the National Housing Trust (NHT) to unpack one of Jamaica’s most empowering homeownership tools; the Cluster Loan. Designed to help first-time homeowners, including low-income earners and even members of the diaspora, the Cluster Loan allows groups of three to eighteen contributors to pool their NHT benefits to purchase and develop land together. Listeners will learn how the program works from eligibility criteria and maximum loan limits of up to $7.5 million per person, to interest rates as low as 0% and repayment terms of up to 40 years. The episode also explores how the NHT supports each project with subdivision assistance, infrastructure approvals, and free architectural plans. While the opportunity is transformative, Simon and his guests discuss the importance of teamwork and accountability within the cluster, and how this model can help Jamaicans at home and abroad literally build their own communities from the ground up Follow us to stay updated on all things real estate in Jamaica https://linktr.ee/Laljamaica Hosted on Acast. See acast.com/privacy for more information.

    1h 42m
  • 7 Episodes

About

Land & Legacy is a podcast dedicated to helping Jamaicans at home and abroad better understand the real estate market and how to build generational wealth through property ownership. Each episode breaks down the key steps to buying, owning, and investing in property, from understanding mortgages and auctions to navigating the legal side of real estate. We simplify the process, demystify the jargon, and share insights from experts, homeowners, and everyday investors. Whether you’re buying your first home, exploring investment opportunities, or simply trying to make sense of how the system works, this podcast gives you the tools and knowledge you need to take action. Let’s build our Legacies together! Hosted on Acast. See acast.com/privacy for more information.

Information

  • Creator
    Simon Johnson
  • Years Active
    2K
  • Episodes
    7
  • Rating
    Clean
  • Copyright
    © Simon Johnson
  • Show Website
    Land & Legacy