Scriptures & Wall Street

Scriptures & Wall Street is a bold, faith-driven podcast where real-world economics meet biblical truth. Hosted by Carlos Cortez Jr., the show cuts through Wall Street noise, government spin, and social media hype to expose what’s really happening to your money, your retirement, and your freedom.Each episode breaks down market volatility, interest rates, banking risk, Social Security, inflation, crypto, AI-driven markets, and the growing “track–trace–control” financial system—while anchoring every conversation in Scripture, stewardship, and personal responsibility. Carlos challenges listeners 

  1. 2 days ago

    SCRIPTURES AND WALL STREET - BITCOIN SURGE S&P500 ALL TIME HIGH

    Everybody feels like a genius when everything is going up. The S&P 500 is hitting new highs. Bitcoin has surged through major resistance. Investors are posting gains, celebrating their portfolios, and once again believing the good times may keep rolling. But underneath the market euphoria, America has crossed $40 trillion in national debt, interest-rate uncertainty remains, the yield curve continues raising questions, and retirees are still exposed to risks that don't disappear simply because their account balance is growing. On this episode of Scriptures & Wall Street, Carlos Cortez Jr. breaks down the surge in Bitcoin, the S&P 500's record-setting run, silver's latest move, the U.S. dollar, and the emotional trap that catches investors during powerful bull markets: Greed. Carlos explains why making money isn't the same as having a retirement plan, why taking profits can be an act of discipline rather than fear, and why investors should understand the difference between Red Money, Yellow Money, and Green Money before volatility returns. The conversation moves beyond charts when Carlos shares the story of a terminally ill man preparing financially for his wife after he's gone. It's a powerful reminder that retirement planning isn't ultimately about beating Bitcoin, predicting silver, or squeezing another percentage point out of the S&P 500. It's about knowing what your money is supposed to accomplish. Growth matters. Protection matters. But stewardship means having a plan for the people who depend on you—even when you're no longer here to provide for them yourself. Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

  2. 6 days ago

    SCRIPTURES AND WALL STREET - $40 TRILLION IN DEBT

    America has crossed a line that once seemed almost impossible. $40 trillion in national debt. But the number itself isn't the only problem. The bigger question is what happens next—to interest rates, Treasury yields, inflation, mortgages, the dollar, financial markets, and ultimately your retirement. On this episode of Scriptures & Wall Street, Carlos Cortez Jr. breaks down America's growing debt burden and explains why this isn't simply a Republican problem or a Democrat problem. Administrations change. Congress changes. Federal Reserve leadership changes. Yet one trend has continued: The debt keeps growing. Carlos examines the rising cost of servicing that debt, pressure in the bond market, Treasury yields, the yield curve, and why investors may demand higher returns to continue financing America's borrowing. He also connects those pressures to everyday Americans through mortgages, credit cards, business loans, inflation, housing affordability, and retirement portfolios. For retirees, the conversation becomes even more important. A 35-year-old investor may have decades to recover from market volatility. Someone who's 60, 65, or 70 and withdrawing money every month doesn't have the same luxury. Market losses combined with withdrawals and rising living expenses can create an entirely different retirement equation. That's why Carlos returns to the Color of Money—Red Money, Yellow Money, and Green Money—and asks listeners to consider how much of their retirement actually has principal protection and how much depends on markets continuing to cooperate. And beneath all the numbers is a biblical warning that's thousands of years old: “The borrower is slave to the lender.” America may have $40 trillion worth of reasons to start paying attention. Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

  3. 17 Aug

    SCRIPTURES AND WALL STREET - S&P 500 ALL TIME HIGH

    The S&P 500 is breaking records. Investors are celebrating. Retirement accounts are growing. AI and mega-cap technology stocks continue pushing markets higher. And after years of strong performance, it's becoming increasingly easy to believe one dangerous phrase: “The market always comes back.” But there's a major difference between investing while you're 35 and relying on that same portfolio for income when you're 65 or 70. On this episode of Scriptures & Wall Street, Carlos Cortez Jr. examines what's happening beneath the S&P 500's record-setting run and explains why an all-time high doesn't eliminate risk—it can make investors forget that risk exists. Carlos breaks down the concentration inside the S&P 500, the influence of mega-cap technology companies, market volatility, sequence-of-returns risk, and why retirees cannot approach a major market decline the same way younger investors can. If you're still accumulating wealth, a correction can create opportunity. But if you're withdrawing $7,000, $8,000, or $10,000 every month from your retirement portfolio, a significant loss combined with withdrawals can fundamentally change how long your money lasts. That's why Carlos returns to the Color of Money strategy—Red Money, Yellow Money, and Green Money—and explains why the strategy that helped you accumulate wealth may not be the same strategy you need to successfully distribute it throughout retirement. This isn't about predicting the next crash. It's about asking a much better question: If the S&P 500 stops going higher tomorrow, does your retirement plan still work? Because financial planning isn't supposed to predict tomorrow. It's supposed to prepare you for it. Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

  4. 14 Aug

    SWS 8.13.26SCRIPTURES AND WALL STREET - GOOD MARKET NEWS IS WORTHLESS

    Wall Street is celebrating again. Inflation is supposedly cooling. AI stocks are surging. Markets are hovering near record territory. Investors are being told the economy is holding up—and once again, the message is that everything will probably be fine. But “less bad” doesn't necessarily mean good. For retirees, what matters isn't whether Wall Street likes the latest economic report. It's whether your retirement can survive persistent inflation, elevated interest rates, an expensive stock market, and a major correction without forcing you to sell assets at exactly the wrong time. On this episode of Scriptures & Wall Street, Carlos Cortez Jr. challenges the optimism surrounding today's markets and asks a question every investor should consider: What are you actually safe from? Carlos breaks down the disconnect between cooling inflation and the prices Americans actually pay, the massive expectations being placed on artificial intelligence, elevated market valuations, Federal Reserve uncertainty, and one of the most dangerous retirement threats—sequence-of-returns risk. He also takes an unusually balanced look at both sides of the financial industry. Wall Street can sell the fear of missing the upside, while the insurance industry can sell the fear of suffering the downside. Neither fear nor greed should determine your retirement strategy. Instead, Carlos explains why Red Money, Yellow Money, and Green Money should each have a specific job—and why the goal isn't maximum returns at all costs. Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

  5. 10 Aug

    SCRIPTURES AND WALL STREET - 3 FED CHAIRS JUST SPILLED THE BEANS

    You've spent your entire life being told to save. Save in your 401(k). Save in bonds. Save at the bank. Build your nest egg, stay invested, and trust that everything will work itself out. But what happens when the economic environment starts punishing the very people who did what they were told? In this episode of Scriptures & Wall Street, Carlos Cortez Jr. sounds the alarm on what he sees developing inside the Federal Reserve, the labor market, inflation, and interest rates—and explains why retirees may need to think differently about the job each dollar in their portfolio is supposed to perform. With employment showing signs of weakness, inflation remaining a concern, disagreement emerging around monetary policy, and the possibility of higher interest rates, Carlos challenges the traditional Wall Street mantra of simply staying invested and waiting for the market to recover. For a 30-year-old investor, time can be an advantage. For someone who's 65 or 70 and actively withdrawing retirement income, a major decline can create an entirely different problem. That's where the Color of Money becomes critical. Carlos breaks down Red Money, Yellow Money, and Green Money, sequence-of-returns risk, principal protection, active management, and why diversification shouldn't simply mean owning more investments exposed to the exact same risks. Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

  6. 31 Jul

    SCRIPTURES AND WALL STREET - THE RETIREMENT LIE, WHAT WALL STREET GETS WRONG ABOUT INTEREST RATES

    Everyone is watching the Federal Reserve. Will interest rates go up? Will they finally come down? What will the markets do next? But what if investors are asking the wrong question? In this episode of Scriptures & Wall Street, Carlos Cortez Jr. examines one of the biggest narratives dominating financial headlines: interest rates and the future of retirement planning. While Wall Street continues to speculate on every Federal Reserve meeting, Carlos argues that long-term financial success isn't built by predicting the next rate decision—it's built by preparing for every possible outcome. The conversation explores how years of low interest rates changed consumer behavior, why inflation continues to challenge families despite optimistic headlines, and how higher borrowing costs are reshaping mortgages, credit cards, businesses, and retirement strategies. More importantly, Carlos discusses the difference between chasing market predictions and practicing biblical stewardship, reminding listeners that wise financial planning is rooted in discipline, preparation, and faith—not headlines or political cycles. Whether you're nearing retirement or simply trying to make better financial decisions, this episode encourages you to stop relying on market forecasts and start building a plan designed to withstand uncertainty. Because the strongest retirement strategy isn't built around guessing what the Federal Reserve will do next. It's built to succeed no matter what happens. Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

  7. 27 Jul

    SCRIPTURES AND WALL STREET - HAS AMERICA REPLACED GOD WITH GOVERNMENT

    We live in a world that constantly tells us to trust the system. Trust the markets. Trust the government. Trust your retirement account. Trust the economy. Trust the next election. But what happens when our confidence in institutions begins to replace our confidence in God? In this episode of Scriptures & Wall Street, Carlos Cortez Jr. steps away from charts and market analysis to tackle a deeper question: Have we placed more faith in government, politics, and financial systems than in God Himself? Through personal reflections, retirement planning lessons, and biblical teaching, Carlos explores the difference between trying to please God and truly trusting Him—especially during seasons of uncertainty. The discussion also examines how fear can quietly shape financial decisions, why political cycles often influence investors emotionally, and how genuine stewardship begins with surrender rather than control. Drawing on Scripture and the account of the repentant thief beside Jesus, this episode reminds listeners that God's grace isn't earned through performance—it begins with trust. Whether you're concerned about retirement, the economy, or the future of the country, this conversation offers a timeless perspective: Financial plans are important. But faith should always come first.     FREE tax calculator http://corteztaxbill.com   GALLUP  -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx   The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052     ————————————————————————————————————   Schedule a consultation today! https://cortezwm.com   Learn More About America First Retirement https://americafirstretirementplan.com/   Get your own private insurance account! https://privateinsuredaccount.com/     Like & Subscribe our Channels ————————————————————————————————————   Rumble https://rumble.com/user/ScripturesAndWallstreet   Youtube https://www.youtube.com/@ScripturesAndWallstreet   Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA   X https://x.com/scrptrandwallst     ———————————————————————————————————— Support the show!   SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com   Lose weight and more with Plant Base Peptides http://getmeleanusa.com   Silver and Gold https://cornerstoneassetmetals.com     Fluoride Free Alkaline water : www.AmericaFirstWater.com     The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com. Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

About

Scriptures & Wall Street is a bold, faith-driven podcast where real-world economics meet biblical truth. Hosted by Carlos Cortez Jr., the show cuts through Wall Street noise, government spin, and social media hype to expose what’s really happening to your money, your retirement, and your freedom.Each episode breaks down market volatility, interest rates, banking risk, Social Security, inflation, crypto, AI-driven markets, and the growing “track–trace–control” financial system—while anchoring every conversation in Scripture, stewardship, and personal responsibility. Carlos challenges listeners 

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