this is property

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Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

  1. 9 HR AGO

    818 Federal Budget 2026: what it means for property

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M The Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on: 👉🏾 negative gearing changes 👉🏿 CGT 50% discount changes from 1 July 2027 - for property bought before Budget night, any gains accrued up until July 2027 will keep the 50 per cent discount and any gains accrued after July 2027 will be subject to the new rules 👉🏻 discretionary trusts hit with a new minimum 30% tax rate 👉 potential impact on borrowing capacity and lending 👉🏼 the push towards new builds and whether soaring build costs actually make the numbers stack up 👉🏽 SMSF investors are untouched 👉🏻 is rentvesting still a smart pathway to owning your own home? this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    48 min

  2. 5 MAY

    817 market update: rate rises, tighter lending & why property hasn't slowed

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch on: 👉 rate rises and what it means for lending and pre-approvals 👉🏼 the Help to Buy Scheme explained, plus a new trend: businesses buying their own premises 👉🏽 Sydney's unaffordability and where opportunity is 👉🏾 John and Rach's predictions for next quarter, and the vacancy rate metric worth watching 👉🏿 what rate rises mean for first home buyers, upsizers and investors This episode was recorded on the 15 April 2026. this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    41 min

  3. 28 APR

    816 CGT changes, upsizing vs investing & the uncertain market

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A episode John Pidgeon and Rachelle Kroon unpack: 👉🏼 how our community is feeling about life, the market & CGT changes 👉🏽 upsizing & buying before you sell and timing around the budget CGT announcement 👉🏾 paying $130k left on the mortgage vs buying an investment property 👉🏿 selling while on maternity leave, will the 50% CGT discount be grandfathered? 👉🏻 retiring soon and worried CGT changes will derail the plan 👉 CGT discounts may differ for new builds vs existing properties 👉🏼 upsizing the family home or buying the first investment property this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    44 min

  4. 21 APR

    815 buying property in your SMSF: setup, tax benefits, key rules & common pitfalls

    In today's episode, Leah Hall from Lift Accounting is back on the show to help unpack all things property & self-managed super funds (SMSF). Rachelle and Leah chat about: 👉🏼 what is an SMSF and how does it work? 👉🏽 how does SMSF differ from an industry super fund 👉🏾 why buy property in super? 👉🏿 what's required to start an SMSF 👉🏻 who shouldn’t setup an SMSF 👉 how to actually buy a property in your super 👉🏼 property rules within SMSF 👉🏽 business owner purchasing their business premises in SMSF 👉🏾 the tax-free benefit in retirement 👉🏼 common mistakes to avoid when buying property in SMSF Leah's website: https://liftaccounting.au/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    45 min

  5. 14 APR

    814 Mitch has 3 properties & no borrowing power, what to focus on next? (clarity call with John Pidgeon)

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M This episode was originally recorded for the money money money show. In this live clarity call, John Pidgeon chats with Mitch who is feeling stuck and unsure on how to move his property portfolio forward. They unpack: 👉🏼 Mitch’s roadblock 👉🏽 his businesses 👉🏿 long term lifestyle, property and business goals 👉 cashflow and expense management 👉🏻 the lending reality as a new business owner 👉🏾 clarifying focus & building income first, then investing 👉🏼 Mitch's property portfolio 👉🏿 John's 4 pillars of wealth creation 👉 action steps Interested in a clarity call with John? Book here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    53 min

  6. 7 APR

    813 this investor built huge equity with 3 properties over 10 years

    What happens when someone takes action, keeps it simple and sticks with property for the long game? In this episode, John shares the real story of a client and friend who built around $1.3 million in equity across three investment properties in under a decade without chasing flashy strategies or taking wild risks. They unpack: 👉🏼 the client's initial starting point 👉🏽 the first investment in Brisbane in 2016 👉🏾 the second investment on the Gold coast in 2018 👉🏿 the third investment in Bendigo in 2019 👉🏻 financial position then vs now 👉 their total cash contribution across the portfolio 👉🏼 what's next for the client 👉🏽 key takeaways for listeners this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    34 min

  7. 31 MAR

    812 rising interest rates + is now the time to fix?

    Petrol prices, rate rises and uncertainty in the economy - is now the time to fix? John Pidgeon and Rachelle Kroon chat about: 👉🏼 the current economic landscape for property owners 👉🏽 how to prepare in a rising rate environment 👉🏾 what does fixing your loan mean 👉🏿 should you fix or not? 👉 fixing part of your loan 👉🏻 why fixing impacts offset accounts 👉🏼 what is a split loan? 👉🏾 considerations for investors 👉🏿 myths & tips for fixing loans this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    42 min

  8. 24 MAR

    811 a 10-year property case study on interest-only

    What happens when you keep an investment loan interest-only for 10 years while focusing on paying off your home? John Pidgeon and Rachelle Kroon unpack a real case study, the numbers behind it, and the different options this couple now have at age 48. 👉🏼 the case study 👉🏽 how they stayed interest-only for 10 years 👉🏾 where they’re at now 👉🏿 why interest-only on investments gives options 👉🏻 what John & Rach would've done differently in their circumstances 👉 what should they do next? 👉🏼 what the couple have decided to do now that their home is mortgage-free 👉🏾 the biggest lessons from this couple's journey Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    25 min
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Hosts & Guests

About

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

Information

  • Channel
    money money money
  • Creator
    John Pidgeon & Rachelle Kroon
  • Years Active
    2019 - 2026
  • Episodes
    342
  • Rating
    Clean
  • Copyright
    © John Pidgeon & Rachelle Kroon
  • Show Website
    this is property

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