So Money with Farnoosh Torabi

Farnoosh Torabi

*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. With over 40 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about saving, investing and building wealth. Advice and insights always delivered through a lens of equity, inclusivity and the changing world we live in. Want more? Join the So Money Members Club at SoMoneyMembers.com. Hosted on Acast. See acast.com/privacy for more information.

  1. 1日前

    2029: The Bond Market Explained: What It Means For Your Money

    If you’ve been following the financial news lately, you may have noticed something unusual: the bond market is getting a lot of attention. After a year of tariff shocks, interest-rate whiplash, tax policy changes and persistent questions about inflation and the national debt, bonds have moved from the financial pages into the broader economic conversation. And whenever markets get nervous about where the economy, inflation or government borrowing may be headed, attention tends to turn pretty quickly to the bond market. Because this isn’t just Wall Street inside baseball. The bond market influences the interest rate on your mortgage. It influences how much the federal government pays to borrow money. It affects companies trying to finance everything from infrastructure to AI data centers. And it can offer some important clues about how investors are feeling about inflation, growth, recession risk and even the creditworthiness of the United States. So perhaps it’s time we understood bonds a little better. And I have to admit, after more than a decade of hosting So Money, I don’t think we’ve ever dedicated an entire episode to them. Today, we are fixing that. My guest is Robin Wigglesworth, one of the financial journalists who has been covering these markets up close for years. Robin is an editor at the Financial Times, where he leads FT Alphaville, its influential markets and finance blog. He’s also the author of Trillions, his acclaimed history of the index-fund revolution and the rise of passive investing and ETFs. His new book is called A Fabulous Debt: The Epic Story of How Bonds Built the Modern World, and it comes out September 22. And I should emphasize: this is not a book about how to build a bond portfolio. Robin has written essentially a people’s history of the bond market — and somehow made bonds genuinely entertaining. The story begins in Venice in 1171, takes us through Amsterdam and the development of modern finance, and brings us to America and Alexander Hamilton, whose decisions about government debt helped establish the creditworthiness of the young United States. Robin’s larger argument is that we tend to think the stock market is the star of the financial system, when really the bond market is the foundation underneath it. In fact, as he tells me in our conversation, bonds are the “bedrock that the entire house rests upon.” We talk about what the 10-year Treasury yield can tell you about the economy — and why it matters more to mortgage rates than many people realize. We talk about America’s nearly $40 trillion national debt and the big question: At what point does all of this borrowing actually become a problem? We also get into something I found fascinating: bonds have quietly financed some of the biggest transformations in modern history. Railroads. Canals. Telecommunications. The internet. And now, potentially, the enormous buildout of artificial intelligence. There are also fraudsters, scoundrels and some truly wild financial schemes along the way — including one man who essentially invented an entire country so he could sell its bonds Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

  2. 4日前

    2028: Ask Farnoosh: What Annoys Me Most About Money? (Encore)

    On this week's Ask Farnoosh Friday, we're tackling five thoughtful listener questions that touch on everything from career transitions and combining finances as a couple to insurance, retirement accounts, and planning for the future. Before we dive into the mailbag, I also share a few headlines that caught my attention this week—including a fascinating new trend in prenups designed to protect stay-at-home parents, California's latest move to make personal finance a graduation requirement, and a New York Times article about the money frustrations that seem uniquely American (plus a few of my own!). And yes...So Money is officially on YouTube. In this episode: •Why you shouldn't feel guilty quietly job hunting before you have an offer •The best way to leave an employer professionally while protecting your own career •How couples can combine finances without sacrificing independence •Why "fair" doesn't always mean splitting expenses 50/50 •My favorite three-account system for couples •The insurance policies every young professional should prioritize—and which ones can probably wait •Why your ability to earn an income may be your greatest financial asset •When to start thinking seriously about long-term care insurance •How to prepare for future caregiving conversations with your parents •What to do with an old, empty 401(k) account after your employer changes retirement providers •Why cybersecurity deserves a place in every annual financial checkup Also in the news: •A new prenup trend: More couples are adding "leave the workforce" clauses to protect spouses who pause their careers to raise children or provide care, recognizing the real financial cost of unpaid caregiving. •Money annoyances in America: Inspired by a New York Times article from Ron Lieber and Tara Siegel Bernard, I share my own biggest financial pet peeves—from managing kids' allowance to credit card surcharges and New Jersey property taxes. •Financial literacy gains momentum: California becomes the 26th state to require a standalone personal finance course for high school graduation, signaling a major shift in how we prepare young people for adulthood. Resources & Mentions •So Money is now on YouTube •Columbia Journalism Review's feature on The Montclair Pod •Wall Street Journal reporting on caregiving clauses in prenups •New York Times article: "6 Things That Drive Us Crazy About Money in America" by Ron Lieber and Tara Siegel Bernard Have a question for the show? Send your question for a future Ask Farnoosh Friday! If it's on your mind, chances are thousands of other listeners are wondering the same thing. You can email me, leave a voicemail, or connect with me on Instagram. If you enjoyed this episode, please subscribe, leave a review, and share it with a friend. It helps more people discover the show—and build richer, more confident financial lives. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! This episode aired originally on July 17. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

  3. 8月21日

    2025: Ask Farnoosh: Are We in a Housing Bubble? Plus: BNPL Warning Signs, AI Shopping Scams & Should You Consolidate Your 401(k)s?

    Are we headed for another housing crash — or is today’s market fundamentally different from 2008? On this Ask Farnoosh Friday, Farnoosh digs into the state of the housing market with insights from real estate economist Dr. Joshua Harris, Academic Director of the Fordham Real Estate Institute. While some overheated markets are already seeing prices decline, Harris explains why today’s housing landscape looks very different from the run-up to the Great Financial Crisis — particularly when it comes to housing supply, lending standards and homeowner equity. Farnoosh also examines the explosive growth of Buy Now, Pay Later, which is increasingly being used not just for clothes and electronics, but for groceries, rent, utilities, medical bills and even taxes. The question she wants consumers to ask: Are you using BNPL to solve a timing problem — or an affordability problem? Because those are two very different financial challenges. Plus, shopping scams are getting dramatically harder to spot thanks to artificial intelligence. The old advice — look for typos, awkward emails and suspicious-looking websites — isn’t enough anymore. Farnoosh shares the new safeguards consumers should be using to protect their accounts, passwords, loyalty points and credit cards. Then, two excellent listener questions. First, Anne is in her 40s after spending two decades moving between employers and has accumulated a collection of 401(k)s, 401(a)s, 403(b)s and a rollover IRA. Should she consolidate everything? And is it actually safer to keep retirement money spread across multiple institutions in case one brokerage fails? Farnoosh explains the important difference between diversifying your investments and diversifying your custodians, how protections such as SIPC work, and why simplifying your retirement accounts can make sense — but only after checking fees, investment choices and plan-specific benefits. Finally, a listener follows up on the new Trump Accounts for children: Why is Robinhood the sole initial brokerage and trustee? Why can’t families simply choose Vanguard, Fidelity or another provider from day one? And did Robinhood somehow pay for exclusive access? Farnoosh went digging. She explains the relationship between the U.S. Treasury, BNY Mellon and Robinhood, why Robinhood’s role is described as initial rather than permanent, and why families should eventually be able to transfer Trump Account assets to another eligible provider. She also examines why questions about transparency are reasonable given the enormous customer-acquisition opportunity the program represents for Robinhood. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

  4. 8月19日

    2024: Meet the Woman Who Invented Financial Wellness

    Almost 30 years ago, before financial wellness was a line item in anyone's benefits package, before it was a buzzword that we all throw around in this space, my guest today was watching something unfold that most people missed entirely. She was raising money for a hedge fund during the dot-com boom, sitting across from entrepreneurs and high-net-worth investors, watching them take wild risks with money they'd worked incredibly hard to build, and she had this realization: If these wealthy, sophisticated people were this exposed, what about everyone else? What about the assistant down the hall with paper equity and no safety net? Nobody was in their corner, so she built the thing that didn't exist. That's Liz Davidson, founder and CEO of Financial Finesse, the company that's widely credited with inventing the workplace financial wellness industry as we know it. She's the author of Money Strong and What Your Financial Advisor Isn't Telling You. Today, we're getting into what her company's brand-new 2026 research reveals about who's actually stressed about money right now, and it might surprise you. We're talking AI's growing and complicated role in how people learn about their finances, the quiet epidemic of high earners living paycheck to paycheck, and benefits maxing, which might be the most underused free money sitting in your employee portal right now.   Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

評価とレビュー

3.7
5段階評価中
6件の評価

番組について

*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. With over 40 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about saving, investing and building wealth. Advice and insights always delivered through a lens of equity, inclusivity and the changing world we live in. Want more? Join the So Money Members Club at SoMoneyMembers.com. Hosted on Acast. See acast.com/privacy for more information.

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