The Weekly Wealth Podcast

David Chudyk
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Exploring the Mindsets, Tactics, and Strategies to help you to build and maintain wealth.

  1. Ep 256: Boring Habits of Wealthy People

    4日前

    Ep 256: Boring Habits of Wealthy People

    🎙️ The Weekly Wealth PodcastBoring Habits of Wealthy PeopleMost people think wealth is built through big stock picks, crypto wins, business exits, or lottery-level luck. But in reality? Wealth is usually built through habits that are simple, repeatable… and honestly a little boring. In this episode, David breaks down the real behaviors he sees in high-net-worth clients and successful business owners — and why these steady habits often outperform flashy financial decisions. 💡 What You’ll Learn in This Episode🔥 Why High Income Doesn’t Guarantee WealthDavid shares real-world examples of celebrities and athletes who earned massive incomes — yet still went bankrupt. The lesson? Income spikes don’t equal sustainable wealth. Wealth is often lost through: OverexpansionHeavy leverageLifestyle creepPoor cash flow managementLegal riskLack of structure and oversight 📊 The 7 “Boring” Habits That Actually Build Wealth1️⃣ Keep a Simple Personal Balance SheetKnow your numbers. Track assets, liabilities, and trends. You can’t improve what you don’t measure. 2️⃣ Live Slightly Below Your MeansIncome – Expenses must be greater than zero. Avoid lifestyle creep when income increases. Increase margin as you grow. 3️⃣ Delay Big Purchases by 72 HoursWealthy decision-making is slow and intentional. Emotional purchases often disappear after a few days. 4️⃣ Keep Some Money “Unoptimized”Maintain liquidity. Cash reduces panic selling during downturns. Cash allows you to seize opportunities when they appear. 5️⃣ Practice Tax Awareness (Not Just Tax Preparation)There’s a difference between: Tax preparation (reporting last year)Tax planning (strategizing before year-end) Every dollar legally saved in taxes is a dollar you don’t have to earn. 6️⃣ Avoid Constant Portfolio TinkeringLong-term discipline beats reacting to headlines. Investors often lose more from bad decisions than bad markets. 7️⃣ Treat Your Business Like an AssetA profitable business is a sellable business. Build systems and value — don’t treat it like an ATM. 🎯 Key TakeawayWealth is rarely built through exciting decisions. It’s built through consistency, discipline, and structure. Slow and steady may not feel exciting — but it works. 🛠 Resources Mentioned📍 Take the Value Builder Score www.weeklywealthpodcast.com/valuebuilderscore 📍 Schedule a 10–15 Minute Vision Call www.weeklywealthpodcast.com/vision 📍 Leave a Voice Message for the Show Visit www.weeklywealthpodcast.com and click the microphone icon 📣 Enjoying the Podcast?If this episode helped you, please share it with a friend, colleague, or family member. Money decisions impact not just us — but...

    21分
  2. Ep 255: Identify Over Resolutions: Your Money Mindset

    2月6日

    Ep 255: Identify Over Resolutions: Your Money Mindset

    🎙️ Weekly Wealth Podcast | Identity Over Resolutions: Your Money Mindset For any inquires, you can email me at david@parallelfinancial.com --------------------------------------------------------------------------- What if the key to financial success isn’t chasing the next hot investment—but becoming the kind of person who makes better money decisions over time? In this episode, Certified Financial Planner David Chudyk pulls back the curtain on what a real financial advisor actually does day to day—and why clarity, structure, and behavior matter far more than market predictions. This is a crash course in how intentional planning can reduce overwhelm, eliminate second-guessing, and help you use money as a tool to live a better life. 💡 In this episode, you’ll learn: What most people get wrong about financial advisorsWhy planning always comes before implementationThe difference between chasing returns and building outcomesHow behavior and emotions can quietly derail your financesWho financial planning is (and isn’t) a good fit forWhy high earners and business owners often outsource money decisionsHow to reduce financial risk beyond just your investment portfolioWhat it really looks like to have a “personal CFO” in your corner 👥 This episode is especially for: Business ownersBusy professionalsHigh earners who feel financially successful but mentally overwhelmedAnyone who wants fewer decisions—but better ones 🚀 Take the next step If you’re asking yourself: 👉 Am I okay financially? 👉 Am I going to be okay long-term? David offers a free 10-Minute Wealth Vision Call—a quick, no-pressure Zoom conversation focused on clarity, confidence, and direction. 🔗 Book your call here: 👉 https://www.weeklywealthpodcast.com/vision 🎧 Listen to the full episode Search Weekly Wealth Podcast on your favorite podcast platform or visit: 👉 https://www.weeklywealthpodcast.com ⚠️ Disclaimer: This podcast is for informational purposes only and should not be considered financial advice. Past performance is not indicative of future results.

    20分
  3. Ep 254: Buying & Selling a Business: The Legal Playbook Every Owner Needs

    1月30日

    Ep 254: Buying & Selling a Business: The Legal Playbook Every Owner Needs

    Buying & Selling a Business: The Legal Playbook Every Owner NeedsFeaturing Jordan Goewey of Thomas Fisher and Edwards P.A. If you’re a business owner who thinks “I’ll just sell my business one day and everything will work out” — this episode is required listening. In my practice, I spend a lot of time helping business owners increase the value of their businesses and prepare for an eventual exit. But today, we flip the script and talk about what actually happens during a sale — from a legal standpoint. This week’s guest, Jordan Goewey, is an attorney who specializes in business transactions and works daily with owners buying and selling companies. We walk step-by-step through the real process, the real risks, and the real decisions that can either protect—or destroy—your outcome. If selling your business is even a remote possibility in the next few years, this episode will save you time, money, and stress. 🔍 What You’ll Learn in This Episode✅ Why not every attorney is the right attorney for a business sale ✅ Why specialization matters when millions of dollars are on the line ✅ When an attorney should get involved (hint: earlier than most owners think) ✅ How Letters of Intent (LOIs) really work—and why sellers have the most leverage there ✅ What happens during due diligence (and why it’s often the most painful part) ✅ Common diligence landmines business owners don’t realize matter ✅ How purchase agreements are negotiated and why “the first draft is never the deal” ✅ What closing a business sale actually looks like today (DocuSign, escrow, wires, Zoom closings) ✅ The real math behind a “$50 million exit” after taxes, legal fees, brokers, and earnouts ✅ Why selling your business is often the single most important financial transaction of your life ⚖️ About Today’s Guest: Jordan GoeweyJordan Goewey is a shareholder at Thomas Fisher and Edwards P.A., a law firm based in Greenville, South Carolina with additional offices in Spartanburg. Jordan’s practice focuses on: Business formation and structuringBuy-sell agreementsBusiness sales and acquisitionsWorking with high-net-worth business owners and founders He is licensed in South Carolina, North Carolina, and Tennessee, and regularly works with owners throughout the Southeast. 🌐 Firm website: 👉 www.tfelawfirm.com (This is the website for Thomas Fisher and Edwards P.A.) 📧 Email: jgoewey@tfelawfirm.com 📞 Phone: (864) 232-0041 🧠 A Key Theme from This EpisodeDon’t go it alone.Too many business owners assume selling a business is “just a deal.” In reality, it’s a multi-year planning process involving legal, tax, financial, and emotional decisions. The owners who get the best outcomes: Plan earlyBuild the right advisory teamUnderstand that headline price is not take-home wealth 📘 Free Resources Mentioned in This...

    32分
  4. Ep 253: State Government 101: Business Growth, Budgeting & Real Issues in your state.

    1月23日

    Ep 253: State Government 101: Business Growth, Budgeting & Real Issues in your state.

    Schedule your VISION CALL with David Chudyk by visiting www.weeklywealthpodcast.com/visionEPISODE DESCRIPTIONThis week on The Weekly Wealth Podcast, we’re doing something we’ve never done before — we’re welcoming a South Carolina State Senator and the President of the SC Senate, Thomas Alexander, to break down how state government really works. Most people only pay attention to politics at the national level… but the truth is, your state government affects your daily life in huge ways — from taxes, business growth, and technical college funding, to road infrastructure, public safety, and poverty initiatives. In this episode, Senator Alexander gives us a behind-the-scenes look at how South Carolina operates, why the state remains competitive for major employers, what lawmakers are working on in 2026, and how everyday citizens can stay informed and get involved. If you live in South Carolina (or honestly any state), this episode will help you understand what’s going on under the hood — and why it matters. KEY TAKEAWAYS✅ Why state government matters more than most people realize ✅ The Senate is 46 members total and districts represent ~115,000 citizens each ✅ The SC Senate makeup: 34 Republicans / 12 Democrats ✅ Why state politics can be less divided than the national level ✅ How South Carolina attracts major employers without “just paying companies” to come ✅ The difference between state-level support vs local government incentives ✅ Why a strong business climate benefits everyone: “If companies are successful, citizens are successful.”✅ How SC supports Main Street / small business owners (regulatory reform + pro-business policy) ✅ SC’s personal income tax has dropped from 7% → 6% in recent years ✅ The technical college system is a workforce engine (and a student loan solution) ✅ Apprenticeships + customized training programs that match employer needs ✅ The “poverty” conversation: local + faith-based + nonprofit partnerships matter most ✅ How state budgeting works + why SC’s balanced budget requirement is a big deal ✅ Infrastructure reality: SC maintains 40,000+ miles of state highways ✅ 2026 topics the legislature is actively working on: DUI law reformRegulatory reformAdditional tax policy changesVaping concerns in schoolsUnregulated THC beverages and safety concerns ✅ A strong reminder: you don’t have to vote party-line on every issue ✅ Wealth isn’t only money — it’s security, preparation, wise decisions, and quality of life QUOTES WORTH REMEMBERING“If companies are successful, then our citizens are successful.”“The institution of the Senate is greater than any one of us.”“We have a balanced budget requirement… how novel is that?”“We want South Carolina to remain a special place to live, work,...

    36分
  5. Ep 252: The Owner’s Blind Spot: How a Fractional CFO Can Strengthen and Scale Your Business

    1月16日

    Ep 252: The Owner’s Blind Spot: How a Fractional CFO Can Strengthen and Scale Your Business

    Podcast: The Weekly Wealth Podcast Host: David Chudyk, CFP® Guest: Mike Draper, Partner at CFO Systems If you’re a business owner generating $2 million to $15+ million in annual revenue, one of your biggest risks may not be sales, competition, or employees — it may be your financial blind spot. In this episode of The Weekly Wealth Podcast, David Chudyk sits down with Mike Draper, Partner at CFO Systems, to explain how a fractional CFO helps business owners improve cash flow, make better strategic decisions, and prepare their company for long-term growth or a future sale. 🔍 What You’ll Learn in This EpisodeWhat a fractional CFO actually does (and how it differs from a controller)Why growth often uses cash before it creates cashCommon financial blind spots business owners don’t realize they haveThe difference between keeping score and making strategic decisionsWhen it makes more sense to hire a fractional CFO instead of a full-time CFOHow poor financial processes can lower the value of your businessWhy clean books, forecasts, and procedures matter before selling your companyHow fractional CFOs help with:Cash flow forecastingBudgeting and capital planningDebt restructuring and banking relationshipsPreparing for due diligence and quality of earnings reviews ⚾ A Simple Way to Think About ItMike uses a Moneyball analogy: Controllers keep the score (historical data)CFOs analyze the data to guide future strategy Most business owners have the score — but not the strategy. 👤 About Today’s Guest: Mike DraperMike Draper is a Partner at CFO Systems, a fractional executive leadership firm with over 100 directors nationwide and more than 300 active clients. CFO Systems provides fractional CFOs, COOs, controllers, HR leaders, and interim executives to businesses across industries and revenue sizes. Mike began his career at Deloitte, spent nearly a decade auditing Berkshire Hathaway, and has served in controller and CFO roles for publicly traded companies. 📞 How to Contact Mike DraperEmail: mdraper@cfosystemsllc.comPhone: (402) 598-7150Website: a...

    30分
  6. Ep 251: BONUS Episode with Special Guest, Jessica Pierce

    1月12日

    Ep 251: BONUS Episode with Special Guest, Jessica Pierce

    🎙️ The Weekly Wealth PodcastSpecial Guest: Jessica Pierce In this episode of The Weekly Wealth Podcast, host David Chudyk is joined by special guest Jessica Pierce for an insightful conversation around money, mindset, and making smarter financial decisions. Together, they explore how behaviors—not just numbers—play a critical role in long-term wealth, and how intentional choices today can create confidence and clarity for the future. Whether you’re just starting your financial journey or refining your strategy, this episode offers practical takeaways you can apply right away. 🔑 What You’ll Learn in This Episode:Why financial success is driven by behavior as much as strategyHow to make more intentional money decisionsCommon mistakes that can quietly derail long-term wealthThe importance of aligning your values with your financial planActionable steps you can take this week to improve your financial confidence 💡 Key Takeaway:Better decisions lead to better behaviors—and ultimately, better wealth. 👤 About Our Guest:Jessica Pierce brings a fresh perspective to the conversation, sharing insights and experiences that help simplify complex financial topics and make them more approachable. 📌 Don’t Forget:If you enjoyed this episode, be sure to subscribe, rate, and review The Weekly Wealth Podcast so you never miss a conversation designed to help you build a stronger financial future.

    56分

  7. 1月9日

    Ep 250: New Year, New Revenue: Marketing & Branding Strategies Every Business Owner Needs in 2026

    What if the biggest financial move you make in 2026 isn’t a Roth conversion or an investment pick—but fixing your marketing? In the first episode of 2026, Certified Financial Planner™ David Chudyk sits down with marketing strategist Katie Brinkley to unpack practical, non-cringey marketing strategies that business owners can implement right now—without dancing on TikTok or posting 42 times a week. This conversation is packed with real-world marketing advice, especially for Main Street businesses, professional service firms, and business owners who want more revenue without more chaos. 🧠 What You’ll Learn in This Episode✔️ The real difference between marketing vs. sales (and why confusing them hurts revenue) ✔️ Why posting less—with intention—often leads to better results ✔️ How to market without being “goofy,” awkward, or inauthentic ✔️ What “going viral” actually means for a small business ✔️ Why podcasts are one of the best lead-generation tools available today ✔️ How to use email marketing (the most overlooked asset) effectively ✔️ Non-social-media marketing strategies that still work in 2026 ✔️ How consistency—not perfection—wins the marketing game ⏱️ Key Topics & HighlightsWhy your business is your greatest wealth-building toolThe shift toward personal branding after COVIDHow to choose marketing strategies that match your personalityLunch-and-learns, workshops, and relationship-based marketingWhy algorithms shouldn’t control your entire growth planRepurposing content the smart way (without burning out) 🎯 BONUS CONTENTYour brand isn’t what you say it is—it’s what other people perceive. Ask yourself: What do your clients think you do?What does your community say about you?Would your competitors describe you the same way you do? If those answers don’t align with your goals, it may be time to refine—or rebrand—your message. 👩‍💼 About Our Guest: Katie BrinkleyKatie Brinkley is a marketing strategist, speaker, and founder of Next Step Social. She’s been helping businesses grow through social media since the days of MySpace and has led national strategies for brands like AT&T. She’s also the host of two podcasts: Rocky Mountain Marketing – expert interviews and practical strategiesMarketing Trends Now – weekly solo episodes on what’s changing right now 👉 Learn more and connect with Katie: 🌐 https://www.katiebrinkley.com 📞 Ready to Talk About Your Financial Vision?If marketing,...

    35分

  8. 1月2日

    Ep 249: 25 reflections on 2025

    Welcome to the first episode of 2026. In this episode of The Weekly Wealth Podcast, Certified Financial Planner™ David Chudyk shares 25 powerful lessons from 2025—lessons learned from working closely with business owners, high earners, and high‑net‑worth families. These lessons span three critical areas: • Business ownership & leadership • Personal finance & investing • Life, health, and perspective This episode is designed to help you think better, behave better, and ultimately make better financial decisions in 2026 and beyond. SECTION 1: 8 LESSONS FOR BUSINESS OWNERS 1. Profit is not a dirty word—it’s the purpose of business. 2. Your business should survive if you disappear for 30 days. 3. Complexity is the enemy of scale. 4. Growth requires daily discomfort. 5. Many businesses underprice their value. 6. You can’t be everything to everyone—find your niche. 7. Core values should be written, shared, and lived. 8. Learn to say: “That’s not my job anymore.” SECTION 2: 9 PERSONAL FINANCE & INVESTING LESSONS • Many millionaires don’t look wealthy. • Financial margin matters. • Wealth is built through boring consistency. • Concentration can create wealth; diversification preserves it. • Know what you own, why you own it, and when you’ll sell. • Risk management matters more than chasing returns. • Roth vs pre‑tax decisions matter. • Tax preparation is not tax planning. • Estate planning can’t wait. SECTION 3: 8 LIFE LESSONS • Be a decent person. • Let go of what you can’t control. • Calories add up—health matters. • Find an exercise plan you’ll stick with. • Surround yourself with great people. • Avoid patterns that keep people stuck. • Choose empathy over judgment. • Faith, gratitude, and perspective matter. BONUS SEGMENT Focus on activities, not outcomes. You control the activity. Results take care of themselves. CALL TO ACTION Book your 10‑Minute Wealth Vision Call: https://weeklywealthpodcast.com/vision DISCLAIMER The information contained herein is for informational purposes only and should not be construed as an offer to buy or sell any security. Past performance is not indicative of future results.

    21分
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番組について

Exploring the Mindsets, Tactics, and Strategies to help you to build and maintain wealth.

情報

  • クリエイター
    David Chudyk
  • 配信期間
    20年 - 26年
  • エピソード
    259
  • 制限指定
    不適切な内容を含まない
  • Copyright
    © David Chudyk, CFP(r)
  • 番組のWebサイト
    The Weekly Wealth Podcast

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