The Property Couch

Bryce Holdaway & Ben Kingsley

Australia’s top property podcast for everyday investors who want real results, not hype. Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions. Backed by data, banter, and proudly anti-spruiker since 2015! W: https://thepropertycouch.com.au/

  1. 597 | Federal Budget 2026: Are YOU a Winner or Loser? (Property Edition)

    2 DAYS AGO

    597 | Federal Budget 2026: Are YOU a Winner or Loser? (Property Edition)

    The 2026 Federal Budget just changed the property landscape... and not in the ways most people expected. Recorded the day after the announcement, this special emergency episode brings Bryce back to the couch with Ben for an unfiltered, fast-thinking breakdown of what actually happened and what it means for property investors. Negative gearing has changed. CGT treatment has shifted. Regional markets are exposed. And as Bryce puts it: "Location now does 90% of the heavy lifting." In this episode, they unpack: The unintended consequences already taking shapeWhat these changes actually mean for investors (beyond the headlines)Whether affordability for first-home buyers will genuinely improveWhy rents could rise further (not fall)Which markets are most at risk right nowAnd the clear-headed question every investor should be asking: what do I do next?This is just the start of our Budget analysis. Deeper economic unpacking is coming in future episodes but if you want to understand the lay of the land before the dust settles, start here. FREE STUFF MENTIONED (FREE WEBINAR) Property Prices After Tax Reform: Fact vs Fiction The Federal Budget has landed… and with it, major changes to negative gearing and capital gains tax, but what does this actually mean for property investors? In this LIVE webinar, Ben uncovers what this means for property prices, investors, first-home buyers and renters across Australia.  🗓 Tuesday, 26th May  ⏰ 7:30pm AEST 👉 Register Free Here How To Retire On $3K A Week 📘 The evergreen investing framework Ben & Bryce reference throughout this episode. Learn the long-term principles behind building financial peace through property and money management. 👉 Get Your Free Copy Today LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    1hr 11min
  2. 596 | Should I Sell My Investment Property or Hold? Here's How to Decide - Q&A Day

    7 MAY

    596 | Should I Sell My Investment Property or Hold? Here's How to Decide - Q&A Day

    What if the biggest property mistake isn’t what you buy… but what you do next? In our latest Q&A episode, Ben K is joined by Couch Crew Polly & Ben T (Fellow QPIAs) to unpack three real investor dilemmas that don’t have easy answers: 🏡 A regional property surges 60%… do you cash out or stay in? 💰 Sell an investment to eliminate your home loan… or keep building wealth? 👯 Combine forces to buy better… or go solo and keep control?  This episode breaks down: The difference between market value vs fair valueWhy timing matters more in regional marketsThe hidden costs most investors overlook (insurance, tax, friction)And the question that matters most:What job is this property actually doing for you?Because in the end… The best decision isn’t the one that looks smartest on paper, it’s the one that aligns with your life. Listen now!   P.S. 🚨 Bryce is BACK next week! The Federal Budget is dropping… and Ben & Bryce will be back on the couch together for a special edition episode to unpack the BIG changes impacting property owners, investors and your money. 💥    FREE STUFF MENTIONED 💸 Mortgage Hacks Video Series Cashflow feeling tight? Ben's got 6 short videos packed with practical mortgage hacks that could put hundreds of dollars back in your pocket every month. 👉 Listen now! 📱 The Moorr App: Free to Download We're closing in on 100,000 downloads and we're now the #1 rated money management & budgeting app on iOS.  Asset tracking, automated transactions, property research; and did we mention it's free? 👉 Harness the latest money management tools and systems🎙️ Regional Property Webinar. We've got a follow-up webinar dropping post-Federal Budget. Watch this space...LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    55 min
  3. The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays

    1 MAY

    The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays

    What if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000? In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists. With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property. But timing is everything — and missing this window could mean leaving money on the table. If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past. Want us to cover your scenario? Submit your question here: https://thepropertycouch.com.au/topics/ ⏱️TIMESTAMPS 00:00 – The $662/month HECS hack explained 00:28 – Why this strategy is time-sensitive 00:56 – Real example: $120K income + HECS debt 02:51 – How indexation impacts your debt 04:09 – Unlocking $662 in monthly cash flow 05:00 – Boosting borrowing power by $80K–$100K 06:08 – Why you must act before June 1 07:39 – Key takeaways and next steps #ThePropertyCouch #HECS #HELPDebt #BorrowingPower #PropertyInvesting #MoneyManagement #PersonalFinance #AussieProperty LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    9 min
  4. 595 | Building Inspections, Hidden Defects & A Risky Govt. Proposal (Buying a Home | Part 2) - Chat with Paul Baker & Myles Clark

    30 APR

    595 | Building Inspections, Hidden Defects & A Risky Govt. Proposal (Buying a Home | Part 2) - Chat with Paul Baker & Myles Clark

    A $700 inspection could save you $70,000. In Part 2 of our How to Buy a Home series, Ben is joined by leading building inspectors Paul Baker and Miles Clark to unpack one of the most overlooked and financially risky parts of buying property: building and pest inspections. You’ll learn: ✔️ What a good inspection should (and shouldn’t) cover ✔️ How to interpret “major defects” without panicking ✔️ The red flags inspectors look for in older homes ✔️ How to choose the right inspector (and avoid costly mistakes) ✔️ Why Victoria’s proposed pre-purchase inspection reforms could have unintended consequences for buyers= Plus, we unpack a controversial proposal that could make vendor-supplied building reports mandatory… and why many in the industry are sounding the alarm. 🎧 Listen now. FREE STUFF MENTIONED Catch Up On Part 1 of the Buying a Home Series 🎧 Missed Episode 593 on borrowing, search strategy and buying decisions? Start there.Victorian Petition on Rental Reform ✍ (CLOSES 1 MAY) Support the petition discussed in the episode: Victorian Parliament Petition (VIC residents only)Change.org Petition (open to all)Find a Qualified Building Inspector 🔍 Learn more about credentials and due diligence through the Victorian Association of Home Inspectors and trusted inspection providers. Find out more about Paul & Myles: 👉 Inside Out Property Inspections (Paul Baker)👉 Aus Property Reports (Myles Clark)Read the REIV's "A Blueprint for Marketing of Residential Real Estate in Victoria” (what kickstarted Victoria’s new inspection proposal) LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    53 min

About

Australia’s top property podcast for everyday investors who want real results, not hype. Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions. Backed by data, banter, and proudly anti-spruiker since 2015! W: https://thepropertycouch.com.au/

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