Cumulus Podcast Network

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Channel • 21 Shows

Investing

Investing

Updated weekly
Business News

Business News

Updated daily
American Football

American Football

Updated daily
News Commentary

News Commentary

Updated weekly
Football

Football

Updated weekly
Investing

Investing

Updated twice weekly
Sport

Sport

Updated weekly

20 JUN

How to Retire at 50 While Supporting Aging Parents, with Frank Vasquez

DOWNLOAD the RISK PARITY PORTFOLIO CHEAT SHEET at affordanything.com/riskparity ______________ #618: Frank Vasquez watched his parents, ages 91 and 96, struggle financially in retirement. They were immigrants. His dad was a physician. They raised five kids. They retired in the early 1990’s. But by 2009, they ran out of money. When Frank was 45, in 2009, his parents would call asking for money to help make ends meet. This reality hit Frank hard and sparked a decade-long quest to crack the code on sustainable retirement withdrawals. At age 45, Frank set an ambitious goal: retire in his early 50’s while still supporting his parents financially. The problem? Most financial experts simply told people to spend less rather than optimize their portfolios for higher withdrawal rates. Frank wasn't satisfied with that answer. You'll hear how Frank discovered that many retirees leave money on the table by holding too much cash or following overly conservative allocation models. Through extensive research, he found a sweet spot for stock allocation that maximizes safe withdrawal rates — something most traditional advisors miss entirely. Frank walks us through his approach to portfolio construction, explaining why he believes in balancing growth and value stocks while keeping bonds limited to US treasuries for recession protection. He breaks down the math behind safe withdrawal rates and reveals why property taxes pose a hidden threat to retirement security as home values climb. You'll learn about risk parity strategies, macro allocation principles, and why diversification across uncorrelated assets creates more stability than traditional 60/40 portfolios. The conversation covers Frank's Golden Ratio Portfolio, a structured approach to asset allocation designed specifically for the retirement drawdown phase. Frank figured out how to fix what went wrong with his parents' retirement. His approach could help you avoid the same mistakes. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Introduction (01:04) Frank's parents' financial struggles (05:21) Finding a sustainable retirement portfolio (10:19) Learning from market crashes (13:25) Different types of investments (25:10) Building the perfect portfolio (32:25) Frank's real-world example (39:24) Property taxes and retirement goals (44:21) Safe withdrawal rate basics (45:22) How much to put in stocks (51:03) Why bonds matter (54:23) Adding alternative investments (1:00:14) The Golden Ratio Portfolio (1:12:11) Investment strategies for retirement (1:15:44) Taking money out of your portfolio (1:18:31) Taxes on withdrawals (1:21:14) Where to put your investments (1:23:35) Keeping it simple (1:26:07) How much cash to hold (1:28:20) Market timing risks (1:34:38) Giving back in retirement For more information, visit the show notes at https://affordanything.com/episode618 Learn more about your ad choices. Visit podcastchoices.com/adchoices

20 Jun

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1h 17m
16 APR

Automaker relocating plants to U.S., Anti-trust trial, ADHD

Rich talks about China ceasing its exports of rare earth minerals and reports of Honda moving plants out of Canada and Mexico with Will Hild, executive director of Consumers First. Next, Allum Bokhari, managing director at the Foundation for Freedom Online, has more on Mark Zuckerberg's testimony at Meta's anti-trust trial. Plus, ADHD in the news with Dr. Vince Callahan, founder of the Florida Institute for Neural Discovery. Learn more about your ad choices. Visit podcastchoices.com/adchoices

16 Apr

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2h 4m
20/03/2020

How To Have Certainty In Uncertain Times

What to do in place of panic. What 3 questions to ask yourself when faced with challenge or adversity. How our brains processes fear and anxiety and how switch it to off. Why uncertain times also brings times of opportunity. How we process situations differently and how to choose a different, more positive experience. Connect with me on Instagram: @candyvalentino Learn more: candyvalentino.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

20/03/2020

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18 min
13/09/2024

9-13-24 Hour 2 - Possible Whistleblower in ABC News

In hour 2, Chris talks about the story that there may be a whistleblower inside ABC News who has some kind of big story about how they helped Kamala win the debate...Also the media can't be bothered to google a story to see if Trump is right before they call him a liar... For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in love on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices

13/09/2024

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40 min
12/12/2024

12-12-24 Hour 3 - Wray Turns in his Wresignation

In hour 3, Chris talks about Christopher Wray resigning from the FBI, a new smear on Pete Hegseth and more! For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in love on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices

12/12/2024

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42 min
26/12/2024

12-26-2024 Hour-3 World events review, , Your calls, more

12/26 Mike Opelka in for Chris Plante In this third hour: World events review, , Your calls, more For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in love on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices

26/12/2024

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41 min
28 JAN

1-28-25 Hour 2 - Selena Gomez Cries over ICE Arrests

In hour 2, Chris mocks Hollywood actress and singer Selena Gomez who recorded herself crying over ICE arrests... For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in love on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices

28 Jan

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41 min
21/08/2023

8-21-23 Hour 2 - What exactly is broken in DC?

In hour 2, Chris reads from the Washington fish-wrap the Post, wherein everything is Trump's fault and January 6 was the only time anyone ever broke the law. But who broke DC? Who broke it and how do we fix it? For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in love on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on Twitter @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices

21/08/2023

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42 min
21/11/2024

11-21-24 Hour 3 - Bucks County Dems Sing a New Song

In hour 3, Chris talks about the possibility of Dan Bongino being named Secret Service head, and the criminal democrats in Bucks County PA get a good talkin to from Voters... For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in love on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices

21/11/2024

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42 min
04/12/2023

12-4-23 Hour 2 - Kerry Farts Discussing Emissions

In hour 2, Chris talks about John Kerry who flew his private jet to Dubai to lecture people about using fossil fuels and coal, and also being quite gassy while doing so... For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in love on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices

04/12/2023

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41 min

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