Money Wisdom

Johnson Brunetti
  • 0.0 (0)
  • Investing
  • Updated weekly

Listen to Johnson Brunetti's Money Wisdom with Nicholas J. Colantuono, CFP® and Eric Hogarth, CFP®. Whether you're approaching retirement or recently retired, Money Wisdom offers key financial insights to help you make informed decisions for you and your family. In a world full of financial noise, Nick and Eric aim to provide clarity, peace of mind, and practical guidance on your journey toward a secure, fulfilling retirement. Tune in each week as they address your questions and shine a light on the real financial challenges facing today's retirees.

  1. 6 days ago

    Teacher Retirement Planning: What You Should Know

    Teachers often have retirement benefits that look very different from those of private-sector employees. In this episode, Nick and Eric explain why understanding the options available through your school system is so important before making irreversible decisions. They also discuss how teachers can build more flexibility around the income provided by a pension. Make sure your decades of hard work translate into a retirement plan that fits your life. Here's what we discuss in this episode: 💰 Pension Benefits: Service, salary, and survivor options can affect lifetime income 📚 403(b) & 457 Plans: Supplemental accounts can provide additional retirement flexibility 🧾 Tax Benefits: Contributions may offer tax advantages while building future savings 🏦 IRA Options: Traditional and Roth IRAs can supplement employer-sponsored plans 🤝 Professional Guidance: Pension and retirement decisions should fit the entire financial picture 💵 Income Planning: Multiple income sources can create greater flexibility in retirement   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

  2. 21 Aug

    How Long Will My Investments Last in Retirement?

    Retirement changes the purpose of your investments. Instead of simply accumulating money, your portfolio now has to support your lifestyle, keep pace with inflation, manage risk, and provide income for an unknown number of years. In this episode, Nick and Eric tackle the questions that help determine whether you are truly ready to retire and how your investment strategy may need to evolve. Here's what we discuss in this episode: ❓ Key Questions: Lifestyle and longevity shape every decision 🌅 Retirement Phases: Spending often changes throughout retirement ✅ Retirement Readiness: Age alone does not determine preparedness 📈 Investment Strategy: Risk should reflect goals and needs   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai 💵 Income and Taxes: Withdrawal choices can affect long-term results

  3. 14 Aug

    4 Health Insurance Options for Early Retirees

    Retiring before age 65 can create a major gap between employer coverage and Medicare eligibility. Today, Nick and Eric explain four potential health insurance options and answer listener questions about Medicare enrollment, Social Security claiming, and long-term care planning. Before leaving work, make sure healthcare is part of the retirement plan, not an afterthought. Here's what we discuss in this episode: 🌉 COBRA Coverage: Familiar benefits can bridge short gaps 💑 Spousal Coverage: Employer plans may offer better value 🏛️ Public Marketplace: Income can significantly affect premium costs 🩺 Private Insurance: Robust coverage may justify higher premiums 📬 Mailbag Minute: Medicare and Social Security require planning   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

  4. 7 Aug

    The Retirement Setback 67% of Americans Fear More Than Death

    What scares Americans more than death? For nearly two out of three people, it's the possibility of running out of money in retirement. Costs continue to rise, paychecks eventually stop, and the money you've accumulated may need to support you for decades. In this episode, Nicholas J. Colantuono, CFP® and Eric Hogarth, CFP® explain why retirement confidence doesn't come from an account balance alone and share strategies to help you avoid spending retirement constantly worrying that the next expense could knock your plan off course. Here's what we discuss in this episode: 😟 Retirement Fear: Many fear outliving their savings 📈 Rising Costs: Inflation can steadily weaken purchasing power ⏳ Generational Shift: Today's retirees face different financial pressures 🧾 Tax Planning: Withdrawal choices affect what retirees keep 📬 Mailbag Questions: Social Security and RMD timing matter   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

  5. 31 Jul

    Inherited HSAs: Are You Leaving Behind a "Tax Time Bomb"?

    Health Savings Accounts can be one of the most tax-advantaged tools available for retirement, but they can also create an unexpected tax burden when passed to the next generation. In this episode, Nick and Eric break down how health-focused accounts fit into retirement income, legacy planning, and smart tax strategy in plain English. Don't miss these simple shifts that can turn a hidden tax trap into a long-term advantage. Here's what we discuss in this episode: 💳 HSA Benefits: Contributions and withdrawals offer tax advantages ⚠️ Inheritance Risk: Non-spouse beneficiaries may face taxable distributions 📋 Spending Strategy: Use HSA funds for eligible expenses 🏥 Healthcare Planning: Compare coverage before Medicare begins 📍 Retirement Location: Consider the community beyond taxes alone 📘 Get Your Free Guide: Simplify future retirement tax decisions   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

  6. 24 Jul

    I'm 62, Can I Work While Collecting Social Security?

    Can you collect Social Security at 62 and continue working? The answer is yes, but whether you should is a much bigger question. Nick and Eric explain how working while collecting benefits can impact your retirement income, when earnings limits come into play, and why claiming Social Security is only one piece of a much larger retirement strategy. Learn how income planning, tax planning, and understanding your long-term financial picture can help you make a more confident claiming decision. Here's what we discuss in this episode: 💵 What Happens When You Turn 62: Can you work while you collect? 📈 Lifetime Income: Think beyond today's paycheck 💰 Tax Planning: Coordinating benefits and withdrawals 🧩 Retirement Strategy: One decision may impact everything   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

  7. 17 Jul

    A Will or a Trust? How to Avoid Probate

    What really happens to your money after you're gone? For many families, the answer is probate, a legal process that can be time-consuming, emotional, public, and complicated. Nick and Eric break down the difference between a will and a trust, and how to handle more complex situations like multiple properties or special needs planning. Ultimately, estate planning isn't just about money, it's about giving your family clarity and reducing stress during an already difficult time. Here's what we discuss in this episode: ⚖️ Probate Basics: Why it matters for families 📜 Attorney-Drafted Will: Avoid DIY estate mistakes 🏛️ Trust Planning: More control and privacy 🧩 Complex Situations: When advanced planning helps 💬 Greatest Gift: Have hard conversations now   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

  8. 10 Jul

    5 Signs It's Time to See a Financial Advisor

    At some point, managing your finances becomes less about picking investments and more about making important life decisions with confidence. Today, Nick and Eric discuss how to recognize when you're approaching a financial crossroads and why having a clear plan can help you move forward with greater certainty. Whether retirement is years away or right around the corner, knowing when to seek guidance can make all the difference. Here's what we discuss in this episode: 🕒 Right Timing: Knowing when to seek advice 🗂️ Coordination Matters: Bringing everything together 💰 Money Concerns: Addressing retirement uncertainty 🔄 Life Changes: Major events require planning 🏖️ Retirement Success: More than account balances 🤝 Trusted Partnership: Guidance through transitions   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

See All (101)

About

Listen to Johnson Brunetti's Money Wisdom with Nicholas J. Colantuono, CFP® and Eric Hogarth, CFP®. Whether you're approaching retirement or recently retired, Money Wisdom offers key financial insights to help you make informed decisions for you and your family. In a world full of financial noise, Nick and Eric aim to provide clarity, peace of mind, and practical guidance on your journey toward a secure, fulfilling retirement. Tune in each week as they address your questions and shine a light on the real financial challenges facing today's retirees.

Information

  • Creator
    Johnson Brunetti
  • Years Active
    2017 - 2026
  • Episodes
    101
  • Rating
    Clean
  • Copyright
    © Copyright Johnson Brunetti
  • Show Website
    Money Wisdom

You Might Also Like