Money Wisdom

Johnson Brunetti
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Listen to Johnson Brunetti's Money Wisdom with Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP®. Whether you're approaching retirement or recently retired, Money Wisdom offers key financial insights to help you make informed decisions for you and your family. In a world full of financial noise, Jake and Nick aim to provide clarity, peace of mind, and practical guidance on your journey toward a secure, fulfilling retirement. Tune in each week as they address your questions and shine a light on the real financial challenges facing today's retirees.

  1. 15 HR AGO

    Tracking Down a Lost 401(k)

    It sounds unbelievable, but millions of Americans have lost track of old retirement accounts, and the total adds up to over a trillion dollars. If you've changed jobs over the years, there's a real chance money could still be sitting with a former employer. In this episode, Nick walks through how to recover these lost accounts, because nothing feels better than "found money" especially when it's your retirement. Here's what we discuss in this episode: 📍 Where to Look – Employers, providers, state databases 🪜 Step-by-Step Search – Practical recovery checklist 📊 Planning Matters – Don't just find it, structure it 💬 Retirement Q&A – Managing 401(k)s after retiring 🔄 Rollovers & Roth – Taxes, timing, and strategy   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

    23 min

  2. 20 MAR

    Why Women Investors Outperform Men

    To celebrate Women's Day, Nick is joined by his colleague and financial advisor Jen Killilea to explore why women investors often outperform men, drawing on insights from a major Fidelity study. They highlight the behavioral advantages many women bring to investing and why those traits can lead to stronger long-term results. You'll also hear about the unique financial challenges women face, from longer life expectancy and wage gaps to caregiving interruptions and healthcare and long-term care costs. Here's what we discuss in this episode: 🧠 Investing Psychology: Behavior drives long-term outcomes ⏳ Patience Wins: Staying the course beats frequent trading 📉 Less Trading: Fewer moves can lead to better results 🏥 Healthcare Planning: Longer lives require deeper planning 📚 Financial Education: Simple guidance builds confidence   Check out the study here:  https://www.businesswire.com/news/home/20211008005269/en/Make-Way-for-Women-Investors-Record-Numbers-Higher-Returns---Fidelity-Study-Finds-50-Increase-in-Women-Investing-Outside-of-Retirement-New-10-Year-Analysis-Reveals-Women-Out-Performing-Men  XX   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

    25 min

  3. 13 MAR

    How Can I Increase My Social Security Benefit?

    Social Security might be one of the biggest financial decisions you'll ever make, and it's rarely as simple as "take it early" or "wait until 70." Nick is joined by Eric Hogarth, CFPⓇ  and senior partner at Johnson Brunetti, to walk through how filing decisions affect income, taxes, and long-term retirement confidence. With hundreds of potential filing combinations and real consequences for spouses and families, this is not a decision to guess on. Here's what we discuss in this episode: 💍 Spousal Benefits: Half of primary benefit 🛡 Survivor Rules: Larger benefit continues 💰 Tax Planning: Managing retirement taxation 🏢 Working While Collecting: Income limits and FICA 📬 Mailbag Q&A: Pension and Medicare questions   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

    27 min

  4. 6 MAR

    What is the Rule of 55?

    If you're thinking about retiring before 59½, you've probably assumed your 401(k) is locked up. Not always. Nick unpacks the Rule of 55, a lesser-known provision that can allow penalty-free withdrawals from certain employer retirement plans starting at age 55. But like most tax rules, the opportunity comes with caveats. Used correctly, the Rule of 55 can create flexibility. Used carelessly, it can limit your options. Here's what we discuss in this episode: 📘 Rule of 55: Penalty-free access explained 👥 Who Benefits: Early retirees with 401(k)s ⚠️ Limitations: Plan rules and restrictions 🧾 Tax Strategy: Income timing matters 📬 Mailbag Q&A: Roth, Medicare, estate planning   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

    21 min

  5. 27 FEB

    5 Money Habits to Break

    New year. New goals. Same money habits? In this episode, Nick is joined by special guest Eric Hogarth, senior partner and CFP®, to talk about five financial habits that can quietly derail retirement, especially during the transition from saving to spending. The strategies that helped you build wealth during your working years don't always serve you the same way once the paychecks stop. Suddenly, risk looks different and taxes hit differently. Retirement isn't just about having enough, it's about making smart adjustments once you get there. Here's what we discuss in this episode: 📊 Risk & Return: Balance growth and safety 🧾 Tax Planning: Long-term efficiency matters 🧠 Emotional Decisions: How to avoid fear-based moves 🔄 Plan Reviews: Adjust annually and proactively ❓ Mailbag Questions: Social Security, Roth, Medicare   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

    23 min

  6. 20 FEB

    How to Train Your Finances Like an Olympic Athlete

    Olympic athletes don't rely on talent alone. They prepare, adjust, and stay disciplined long before the moment arrives. In this episode, Nick and Jake use the Olympics as a lens to talk about what real retirement preparation looks like. The conversation centers on setting clear targets, staying consistent, and managing emotions when conditions change. It's a practical reminder that confidence in retirement is built long before the finish line. Here's what we discuss in this episode: 🎯 Clear Goals: Making plans measurable and realistic 🔄 Plan Adjustments: Reviewing and refining over time 🧠 Emotional Discipline: Managing fear and confidence 🏆 Wins & Setbacks: Learning from every season   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

    22 min

  7. 13 FEB

    What's Your Retirement Relationship Status?

    Love is in the air, and so is smart retirement planning. In this Valentine's Day edition, Nick and Jake show you how to move from a "day‑to‑day fling" with your finances to a long‑term, committed retirement plan by really knowing your numbers and your income needs. They break down how to balance safety, income, and growth so you can enjoy life now while still being prepared for curveballs like healthcare costs, inflation, and taxes. Here's what we discuss in this episode: 📊 Financial Clarity: Knowing your numbers builds confidence ⚖️ Income Balance: Coordinating safety, income, and growth 🛡️ Unexpected Events: Planning for healthcare, taxes, and inflation 🎓 Next Generation: Encouraging financial literacy early 🎒 529s & Trusts: Understanding education and legacy tools   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

    18 min

  8. 23 JAN

    What 59% of Retirees Wish They'd Known About Taxes

    Unlock the secrets most retirees wish they'd known about taxes before leaving the workforce. This episode cuts through the confusion and dives into smart, proactive tax planning for your retirement years. Join Jake and Nick for essential strategies and eye-opening insights that could safeguard your nest egg. Here's what we discuss in this episode: 📊 Survey Insights – Why retirees underestimated tax impact 💰 Social Security Taxes – Were benefits taxed more than expected? ⏰ RMDs – Required withdrawals may be triggering higher taxes 🏥 Medicare Premiums – Income pushing healthcare costs higher 🔁 Roth Strategies – Conversions to manage future tax bills 📬 Mailbag Minute – Quick answers to common tax questions   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

    21 min
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About

Listen to Johnson Brunetti's Money Wisdom with Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP®. Whether you're approaching retirement or recently retired, Money Wisdom offers key financial insights to help you make informed decisions for you and your family. In a world full of financial noise, Jake and Nick aim to provide clarity, peace of mind, and practical guidance on your journey toward a secure, fulfilling retirement. Tune in each week as they address your questions and shine a light on the real financial challenges facing today's retirees.

Information

  • Creator
    Johnson Brunetti
  • Years Active
    2017 - 2026
  • Episodes
    101
  • Rating
    Clean
  • Copyright
    © Copyright Johnson Brunetti
  • Show Website
    Money Wisdom

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