Friends With Money

Money Magazine
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We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by senior writer, Tom Watson, Managing Editor, Vanessa Walker and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.

  1. Awkward conversations about money

    6小時前

    Awkward conversations about money

    How to dodge bust-ups and actually talk cash with your partner Question: How can Australians have honest, productive conversations about money with partners or family without awkwardness, arguments, or avoidance? Short answer: Money conversations are often dodged due to fear of conflict, judgment, or not feeling confident. But avoiding them can make financial stress worse. According to Meray El-Khoury (MetLife Australia), the key is to start small: use gentle, time-bound openers (“Can we spend 15 minutes talking about money?”), focus on “we” not “you”, and break topics into manageable chunks - cashflow, debt, protection, retirement. Regular, calm check-ins help families plan for life’s curveballs and build financial resilience together. Why it matters: If you don’t talk about money, you risk missing warning signs, being unprepared for emergencies, and leaving one partner vulnerable. Open, positive conversations help families set goals, avoid nasty surprises, and take control of their financial future, instead of letting circumstances dictate outcomes. Sources: • Michelle Baltazar, editor-in-chief, Money Magazine • Meray El-Khoury, chief insurance officer, MetLife Australia • Money magazine podcast: Friends With Money, July 2026 episode Timestamps: 00:02:04 Why we avoid money talks: fear, judgment, lack of confidence 00:04:50 How to start: gentle openers, time-bound, “we” language 00:06:45 Order of topics: cashflow, debt, protection, retirement 00:08:01 Protection: insurance, planning for the unexpected 00:13:34 Retirement: conversation starters and positive framing 00:12:02 Regular check-ins: monthly, calm, non-confrontational 00:15:22 Inclusivity: making sure both partners are involved 00:17:05 Incremental progress: clarity comes from talking Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR

    20 分鐘
  2. Solar sharer: Unlock free energy

    6月30日

    Solar sharer: Unlock free energy

    More than four million Australian homes have gone solar, but for many others, the benefits have remained out of reach. The Solar Sharer Offer could change that. On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Brian Spak, general manager of advocacy and policy at Energy Consumers Australia, to unpack the new Solar Sharer Offer and who will benefit from free electricity. 00:00 Introduction 01:29 How the Solar Sharer Offer works 03:54 Which households are eligible for Solar Sharer? 06:07 How to make the most of free midday electricity 07:56 How to sign up for Solar Sharer 08:43 What kind of savings can households expect? 10:17 Why caution and bill monitoring could pay off 11:52 Conclusion #friendswithmoney #tomwatson #brianspak #energy #solarsharer Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR

    13 分鐘
  3. Your EOFY super game plan

    6月23日

    Your EOFY super game plan

    The end of the financial year may be just around the corner, but it’s not too late to make some superannuation moves that could benefit your balance. On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Greg Elias, senior private client adviser at UniSuper, to discuss the steps you can take before June 30 and the upcoming super changes worth knowing about. 01:44 Making a concessional contribution 05:35 Contribution caps explained 06:18 The benefits of salary sacrificing 09:00 Division 296: who it affects and what to know 12:01 What are the payday super changes? 15:03 Market volatility and superannuation 18:40 Common EOFY mistakes 20:38 Conclusion #friendswithmoney #tomwatson #gregelias #superannuation #eofy Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR

    22 分鐘
  4. Commercial property: Buy or pass?

    6月16日

    Commercial property: Buy or pass?

    REITs explained - A property expert explains the next investment hotspots This week on the Friends With Money podcast, Money's editor-in -chief Michelle Baltazar speaks with Justin Blaess, principal and portfolio manager at REIT specialist Quay Global Investors, to explain real estate investment trusts (REITs) and how investors can earn investment income through them. They discuss REITs as listed businesses that owns buildings and collect rent, how the sector has evolved since the late 1990s and the GFC, and new opportunities beyond traditional retail, office, and industrial. 01:05 What Is a REIT? 01:48 How REIT investing evolved 03:29 Investment hotspots: data centres, storage and senior living 05:59 Expected returns basics 09:34 Interest rates myth 12:43 How to start investing Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR

    15 分鐘
  5. Helping kids buy property with super

    6月9日

    Helping kids buy property with super

    Summary: Thinking of helping your kids buy their first home? Discover the potential risks to your retirement & explore smart strategies like the First home super saver scheme Want to help your kids buy their first home? Learn how it could pose a risk to your retirement plans and the smarter ways to help. This week on the Friends With Money podcast, Michelle Baltazar speaks with Aware Super's Kate Rolfe about new research showing most parents and grandparents are willing to help younger family members buy a first home, often by gifting cash, reducing their mortgages or offering low to no-interest loans, but how their good intentions could potentially put their retirement savings at risk. They discuss how giving financial support without proper planning can affect tax outcomes and Centrelink age pension eligibility, including potential consequences such as losing access to their benefits for years. Rolfe recommends getting professional financial advice before money changes hands, considering whether to gift the funds or to structure it as a loan, and weighing lump sum versus drawdown payments. 01:09 How families can help 02:45 Retirement and pension risks 05:26 Tax advice and structuring gifts 06:43 First home super saver explained 08:32 Lump sum vs drawdown 11:09 Where to start Links: First home super savers scheme Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR Disclaimer “To find out more from Aware Super, go to aware.com.au/member/what-we-offer General advice only. Consider your objectives, financial situation or needs, which have not been accounted for in this information, and read the relevant PDS and TMD before deciding to acquire, or continue to hold, any financial product. Consider if Aware Super is right for you and access the PDS and TMD on their website, aware.com.au/firsthomebuyer Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super. Aware Super’s research involved a national online survey of 1,094 Australians aged 45 and over who indicated they were open to financially supporting younger family members. Fieldwork was completed in December 2025. All research was carried out in accordance with ISO 20252:2019 and ISO 27001:2013 quality and data-security standards.”

    15 分鐘
  6. Tax Time 2026!

    6月2日

    Tax Time 2026!

    Tax Time Shake-Up: What Every Aussie Needs to Know for 2026–27! Tax time is just around the corner, with a number of changes set to kick in from July 1. So what do you need to know and how can you prepare? On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Mark Chapman, director of tax communications at H&R Block, to break down the key updates and the moves to make before and after June 30. 00:00 Introduction 01:07 Federal budget tax changes overview 01:36 What’s changing with negative gearing? 03:09 Capital gains tax overhaul 04:50 Family trusts and the 30% minimum tax 06:22 $1,000 instant deduction 08:24 Working Australians Tax Offset 09:51 Lower income tax rates and super changes 11:42 Who the ATO is targeting this year 14:49 EOFY checklist: practical steps to take now 17:10 — Common mistakes when preparing a tax return 18:30 Conclusion #friendswithmoney #tomwatson #markchapman #tax Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR

    20 分鐘
  7. ASX update: Winners and losers

    5月26日

    ASX update: Winners and losers

    Market Madness: The Stocks Flying and Failing It’s been a volatile start to 2026 for the Australian share market, with some stocks surging and others struggling. On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Dale Gillham, chief investment analyst at Wealth Within, to discuss the standout stocks, underperformers and what investors should look for in the months ahead. 00:00 Introduction 01:52 A tale of two markets 04:24 Macro forces and the market 07:09 Resource sector shines 10:02 CSL slump and other underperformers 12:33 Investor playbook for the second half of 2026 16:15 Conclusion #friendswithmoney #tomwatson #dalegillham #shares #investing Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR

    18 分鐘
  8. Downsizing the family home

    5月19日

    Downsizing the family home

    Two million households are expected to consider downsizing in the next five years — but is it always the right move financially or emotionally? On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Catriona Graham, financial planner at Bridges Financial Services, to explore the costs, trade-offs and timing of downsizing, and what Australians should consider before making a move. 00:00 Introduction 01:19 What is downsizing? 02:56 Key benefits and motivations 04:38 Hidden costs and risks 05:50 Downsizer super contributions Clarification: To be eligible to make downsizer contributions from the sale of your home, your home must have been owned by you and/or your spouse for at least ten years before the sale. The sale must also qualify for the main residence capital gains tax exemption – either fully (e.g. you’ve lived in it the whole time) or partially (you’ve both lived in it and rented it out).  07:50 Downsizing and the Age Pension 08:53 The importance of timing 10:33 Lifestyle options and retirement living 11:23 Final tips #friendswithmoney #tomwatson #catrionagraham #downsizing Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR

    14 分鐘
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關於

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by senior writer, Tom Watson, Managing Editor, Vanessa Walker and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.

資料

  • 創作者
    Money Magazine
  • 活躍年份
    2021年 - 2026年
  • 單集
    288
  • 分級
    兒童適宜
  • 版權
    © Copyright 2026 Money Magazine
  • 節目網站
    Friends With Money

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