Talking Banking Matters

McKinsey & Company

Hear conversations covering the full spectrum of today's global financial services industry with industry leaders including payments, fintech, retail banking, and beyond. Get insight from peers who are tackling top-of-mind business challenges to lead their companies’ growth and transformation. 

  1. 21/11/2025

    Talking with Soups Ranjan, cofounder and CEO of SardineAI

    As digital payments make up a growing share of money movement, payments fraud is becoming more frequent and complex, requiring a broader range of ever-more-powerful security tools. SardineAI seeks to meet that need with an AI-powered fraud prevention and compliance platform that uses device intelligence, behavior-based analytics, and machine learning to protect financial services, fintech, and e-commerce businesses. In this episode, SardineAI cofounder and CEO Soups Ranjan speaks with McKinsey partner and payments industry expert Roshan Varadarajan about Ranjan’s experience leading financial crime prevention at Revolut and Coinbase before starting Sardine; the future of payment fraud prevention, given the emergence of agentic commerce; and the growth of the payments security industry. Related insights The 2025 McKinsey Global Payments Report: Competing systems, contested outcomesGuardrails for growth: Building a resilient payments systemThe stable door opens: How tokenized cash enables next-gen paymentsGlobal Banking Annual Review 2025: Why precision, not heft, defines the future of bankingAfter the surge: Tien‑Tsin Huang on the future of paymentsThe future of the payments industry: How managing risk can drive growth Follow our banking and payments sector insights: Talking Banking Matters Read our Financial services blog: Banking & Securities Matters Discover our latest insights with our LinkedIn community of 9,000+ financial services professionals: McKinsey Financial Services Find all of our Financial Services insights on McKinsey.com See www.mckinsey.com/privacy-policy for privacy information See www.mckinsey.com/privacy-policy for privacy information

    37 min
  2. 30/09/2025

    Talking with Daragh Murphy, founder and CEO of Imprint

    As more retailers and other consumer-facing companies look to offer customer loyalty payment cards with rewards and easier shopping experiences, the co-branded card company Imprint seeks to simplify that process and offer it to a broader range of companies. In this episode Daragh Murphy, cofounder and CEO of Imprint, speaks with McKinsey partner and payments industry expert Roshan Varadarajan. Imprint was started with backing by Thrive Capital, whose partner Gaurav Ahuja also is a cofounder and serves as chair of Imprint. In this interview, Murphy discusses how the company got its start, why building their tech stack from scratch was important, and the future of co-branded credit cards. Related insights Riding the storm: How consumer finance companies can survive and thriveTravel invented loyalty as we know it. Now it’s time for reinvention.Airline retailing: How payment innovation can improve the bottom lineGlobal payments in 2024: Simpler interfaces, complex realityUnlocking value from technology in banking: An investor lens Follow our banking and payments sector insights: Talking Banking Matters Read our Financial services blog: Banking & Securities Matters Discover our latest insights with our LinkedIn community of 9,000+ financial services professionals: McKinsey Financial Services Find all of our Financial Services insights on McKinsey.com See www.mckinsey.com/privacy-policy for privacy information See www.mckinsey.com/privacy-policy for privacy information

    23 min

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Hear conversations covering the full spectrum of today's global financial services industry with industry leaders including payments, fintech, retail banking, and beyond. Get insight from peers who are tackling top-of-mind business challenges to lead their companies’ growth and transformation. 

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