Better With Money

The Irish Times
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NEW EPISODES are here, starting on February 24th. If you find managing your money a struggle, this is the podcast for you. From The Irish Times, Better With Money is a crash-course in how to spend responsibly, save effectively and make big financial decisions wisely. Hosted on Acast. See acast.com/privacy for more information.

  1. HACE 2 DÍAS

    'Never open that app again' - Investing platforms, ETFs, and the deemed disposal headache

    This episode is for information purposes only and does not constitute financial advice. It's the second part of our chat with Dan Malone from honest.ie who is demystifying the various online trading platforms available to Irish people. Dan walks through how a beginner (like “Sarah,” a 30-something on an average salary) can start long-term investing, stressing that the first step is maximising pension contributions and having an emergency fund. He recommends choosing a user-friendly, low-fee broker app such as Trading 212, Trade Republic, Degiro or Lightyear etc, and trying them out with small deposits, before committing to a long-term mindset. He explains ETF selection, how some are structured and why buying euro-denominated listings will avoid foreign exchange costs. The conversation also covers realistic amounts of money, euro cost averaging vs lump sums, and Ireland’s deemed disposal rules which are essential to being tax compliant. Presented by Aideen Finnegan. Listen back to part one here. Hosted on Acast. See acast.com/privacy for more information.

    21 min

  2. 28 ABR

    “99.9% of people shouldn’t be picking stocks’ - A beginner’s guide to investment apps in Ireland

    If you've never opened an online trading app in your life (or you have but felt immediately overwhelmed) this is the episode for you. Dan Malone from honest.ie is a chartered accountant, chartered tax advisor and qualified financial advisor. He's analysed the most popular trading platforms in Ireland like Trading 212, Trade Republic, Lightyear, Interactive Brokers, Revolut and N26. Malone explains which ones might suit the novice investor, what hidden fees and sneaky charges you should look out for, and the tax implications come the pay-and-file deadline. This episode also explores how safe your money is, why most people shouldn’t be picking individual stocks at all, and Dan makes the case for long‑term, passive investing using low‑cost ETFs (exchange‑traded funds) instead. While there's plenty of jargon to get your head around, Dan explains it in plain English. Crucially, he explains why time in the market matters more than timing the market, why women are better investors, and makes the case for starting in your twenties. If you want to go back and listen to our earlier episodes about investing, including this one for absolute beginners, you can find them on irishtimes.com/podcasts/better-with-money/ Presented by Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

    32 min

  3. 21 ABR

    New savings and investment scheme: What's in Simon Harris' plan?

    Today we are unpacking Simon Harris’s proposed savings and investment scheme, due to be unveiled in October, and what questions remain about how it will work. Qualified Financial Advisor and long-time investor Kel Galavan says it won't mirror the Celtic Tiger era SSIA scheme. It's more likely to be styled on the Swedish or UK system; where savers put their money in accounts specially designed for novice investors. The known unknowns include access rules, fees and term length - we will have to wait until the Budget to get the full picture. Kel outlines what we know, what we don't, and how you can start investing now, without waiting for the announcement in October. She explains the basics of investment taxation, including capital gains tax versus exit tax and deemed disposal. While waiting for the Minister For Finance to reveal the details, she recommends getting your money foundations right, (rainy day and emergency funds, pension etc), seeking better savings rates via regulated European banks, and using “no spend days” to create extra money to save or invest. This episode is for information purposes only and does not constitute financial advice. Presented by Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

    34 min

  4. 14 ABR

    “My salary was in my wardrobe” - How a former shopaholic overcame her overspending

    Even at a time of spiralling fuel prices and huge increases in the cost of living, it's possible for people to overspend on clothes, holidays or even just the “little treats” when they can least afford it. Why? Because an abundance of credit, influencer culture, ease of online shopping and a desire to feel control are all working in consort to part you with your money. The terms "retail therapy" and "shopaholic" do a disservice to the seriousness of it. In psychology it's called oniomania. Paige Pritchard is a reformed compulsive spender who cleared $40,000 of debt and now helps others to break the cycle of harmful impulsive shopping. The founder of OvercomingOverspending.com believes that when it comes to spending - as opposed to "money" - it's hardly ever about the maths and the numbers. It's always about the mindset and the emotions. In this episode she shares her story of overspending, the ways companies get us to splurge and how she helps people resist the temptation. You can listen to the Emma Edwards interview referenced in this episode here, where she shares her thoughts and research on the psychology of our money habits. Presented by Aideen Finnegan Hosted on Acast. See acast.com/privacy for more information.

    34 min

  5. 7 ABR

    Sinking Funds: How the viral trend can transform your finances

    Better with Money is on a break for Easter so we are revisiting our favourite episode from last year, all about the "sinking fund." It's a fancy way of saying you have separate of pots of savings for specific expenses. There's a legion of advocates who swear by the practice. One such enthusiast is Anita Collins, a maths teacher from Limerick who runs the Instagram page @efficientfamilylife. She joins the podcast to explain in detail how sinking funds can help people manage their finances more effectively, help create a buffer for those hefty energy bills and make spending on yourself a guilt-free experience. Presented by Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

    25 min

  6. 31 MAR

    Sort your finances out over a few drinks with friends: The ‘admin party’ that saved €1,169

    The 'admin party' is the latest social media trend promising to save you money. The idea is it's a social, accountability-based way to tackle money-draining life admin. But does it work? Host Aideen Finnegan is joined by Irish Times journalists Niamh Browne, Conor Pope and Órla Ryan to see if they can fix their finances in real time. From gas bill hikes to health insurance, to claiming your expenses from work; the procrastination ends here. Presented by Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

    33 min

  7. 24 MAR

    'You can holiday in Vietnam for the price of a week in Greece' - budget travel strategies that work

    No one knows more about organising an unforgettable holiday on a tight budget than Cork woman Stephanie Barry Woods. She and her husband Tim have been travelling the world for the past decade, having every type of experience imaginable. From road tripping around Spain to luxury stays in the Maldives to Bankok hostels and full moon parties in Thailand. (You can hear how they made that happen in an earlier episode of Better with Money) In today’s episode Steph shares the best tips and tricks she’s learned over the years; from getting the best price on flights and accommodation to alternative family breaks to organising a holiday in south east Asia for the same price as a week on a Greek island. You'll be submitting your annual leave request by the time you get to the end of this episode. Better with Money is for information purposes only and does not constitute advice. Presented by Aideen Finnegan. Hosted on Acast. See acast.com/privacy for more information.

    27 min

  8. 17 MAR

    Pot o' gold or Fool's Gold? What beginner investors need to know

    On this St. Patrick's Day, we are discussing gold as an investment choice; why it has soared in value, whether novice investors should get involved, and the approaches they could take. We're joined by MD of DNG Financial Services Cian Carolan and jewellery entrepreneur Chupi Sweetman who share their insights in dealing with fluctuating gold prices. Cian advises beginners to build an emergency fund first and clear high-interest debt, then consider gold only as a small diversifier within a broader portfolio, warning against market timing and knee-jerk selling. He compares buying physical gold (storage/insurance costs and risks) versus indirect exposure via funds or ETFs that track gold’s price, which can be bought in small amounts via investing apps. Chupi speaks about gold through the lens of the jewellery industry, which accounts for up to half of global gold demand. She joins the podcast as her company gets ready to announce its B Corp certification - which recognises high standards of social and environmental performance, accountability, and transparency. Better with Money is for information purposes only and does not constitute financial advice. Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan Hosted on Acast. See acast.com/privacy for more information.

    24 min
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Acerca de

NEW EPISODES are here, starting on February 24th. If you find managing your money a struggle, this is the podcast for you. From The Irish Times, Better With Money is a crash-course in how to spend responsibly, save effectively and make big financial decisions wisely. Hosted on Acast. See acast.com/privacy for more information.

Información

  • Canal
    The Irish Times
  • Creador
    The Irish Times
  • Años de actividad
    2025 - 2026
  • Episodios
    28
  • Clasificación
    Apto
  • Copyright
    © The Irish Times
  • Mostrar sitio web
    Better With Money

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