Honest Money

Warren Ingram
  • 0.0 (0)
  • Inversiones
  • Cada semana

Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

  1. hace 1 día

    Why Most South Africans Get Estate Planning Wrong

    In this episode, Warren Ingram invites Jan du Plessis, CEO of the Fiduciary Institute of Southern Africa (FISA), to do a series on the importance of estate planning for all South Africans. They discuss common pitfalls, legal requirements, and practical tips to ensure your estate is in order and your loved ones are protected. Chapters 00:00 Why Estate Planning Matters for Everyone 02:01 The Most Common Estate Planning Mistakes 04:25 Why Wills Need Regular Updates 07:58 Guardianship, Children, and Trusts 12:07 Divorce and Invalid Wills 13:21 What Makes a Will Legally Valid 16:04 Undue Influence and Inheritance Disputes 20:49 Why Fiduciary Professionals Matter 23:35 Final Advice: Don’t Leave It to Chance Learn more about how FISA can help you here.  Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  2. hace 5 días

    The Science of Winning: George Kusche's Journey to Comrades Record

    In this episode, Warren Ingram and Pieter de Villiers invite guest speaker George Kusche to talk through his remarkable journey of winning the Comrades Marathon while balancing full-time studies in actuarial science, family, and personal development. Discover how he maintains focus, consistency, and purpose across multiple demanding areas of life. Chapters 00:00 Introduction to George Kusher02:23 Balancing Life and Ambition05:43 The Path to Becoming a Comrades Champion10:27 Mental Strategies During Races15:29 The Journey vs. Destination20:43 Overcoming Challenges and Finding Fulfillment22:35 The Science of Training and Sharing Knowledgehttps://www.gorunmore.com  Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  3. 18 jul

    What Actually Happens to Your Debt When You Die?

    In this episode, Warren Ingram and Pieter de Villiers explore the complexities of money personalities, the implications of debt, and how different life choices impact financial well-being. They discuss practical scenarios, psychological perspectives, and the importance of balance in personal finance. Chapters:  00:36- The importance of conversations around money01:48- Long-term consequences of debt and estate implications02:18- Exploring the four main money personalities04:06- Risks associated with debt behaviors and lifestyle choices04:35- The impact of personality on wealth accumulation and life satisfaction06:00- Practicalities of debt at death and estate settlement process07:15- How banks evaluate creditworthiness and the role of insurance09:16- Estate priorities and typical debt repayment sequences10:14- Selling assets to settle estates and consequences for beneficiaries12:20- Risks for joint estates and shared debt liability15:07- Living for today versus planning for future security16:40- The influence of childhood and environment on money habits17:08- Finding a balance: enjoying life and being prepared18:30- Recognizing the value of both saving and savoring the moment21:53- The concept of life phases and prioritizing accordingly22:46- Encouraging open conversations and sharing different perspectives Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  4. 11 jul

    Carrying Your Partner's Debt Is Destroying Your Wealth

    In this episode, Warren Ingram and Pieter de Villiers discuss managing financial relationships, debt, and planning for education savings, emphasizing open communication and strategic planning. Chapters 00:00 Introduction to the episode and guest00:26 Question from listener about partner debt and savings02:10 The importance of self-care and financial boundaries03:59 Managing relationship dynamics and money personalities07:36 The role of open communication and professional help08:45 Building shared financial goals and avoiding resentment11:34 Strategies for saving for children's education13:29 Paying off mortgage as a financial anchor15:41 Investment vehicles for education savings18:21 The importance of discipline and avoiding costly policies20:07 Conclusion and encouragement for ongoing dialogue Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  5. 8 jul

    Mastering Diversification: Building Resilient Investment Portfolios

    In this bonus episode, Warren Ingram and Ray Mhere, CEO of Curate Investments, explore the intricacies of investment diversification, asset allocation, and long-term financial planning. They share practical insights on building resilient portfolios, avoiding common pitfalls, and educating the next generation about wealth management. Chapters 00:00 Introduction to Diversification01:31 Understanding True Diversification05:15 Types of Diversification10:06 The Role of Balanced Funds14:41 Monitoring and Adjusting Your Portfolio18:08 Building a Diversified Portfolio22:00 Long-Term Investment Strategies for Children26:52 Final Thoughts on Early Investment Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  6. 4 jul

    How To Switch Funds Within A TFSA

    In this episode, Warren Ingram and Pieter de Villiers answer your questions about tax-free savings accounts, including setup for children, investment switching, and transfer rules, providing practical insights to maximize benefits. Chapters 00:00 Introduction to tax-free savings questions02:09 Setting up a tax-free account for a child04:03 Contributions and donations tax considerations06:25 Switching investments within a tax-free account08:09 Transferring and consolidating accounts09:02 Implications of switching ETFs and funds10:49 How to transfer funds between providers12:03 Encouragement for questions and future topics Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  7. 27 jun

    How Much Fees Should I Be Paying On My Investments?

    In this episode, Warren Ingram and Pieter de Villiers break down one of the most confusing parts of investing: total fees. They explain how to understand the full cost of investing through effective annual cost, including investment management fees, platform/admin fees, and advisor fees. Chapters 00:00: Introduction to the fee question01:55 :What effective annual cost means02:24: Investment management fees: active vs passive05:04: Performance fees and realistic fund fee ranges07:11: How to compare fund performance fairly09:03: Admin fees and platform types10:01: LISPs vs brokerage platforms12:53: Why index trusts can be cheaper than brokerages14:42: Service quality, tax reporting, and hidden costs17:04: Advisor fees and compensation models18:21: Why commission-based advice is problematic19:17: Flat fees, hourly fees, and ongoing retainers24:06: Why an advisor can add value beyond picking funds26:28: Practical fee ranges for total costs28:24: Final takeaway: price vs value Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

  8. 20 jun

    How To Invest Directly Offshore As A South African

    In this episode, Warren Ingram and Pieter de Villiers discuss offshore investing strategies, building financial literacy, and helping others with savings and retirement planning. They explore practical tips for long-term wealth building and the importance of financial education. Chapters 00:00 Introduction and episode overview00:25 The importance of offshore investment domicile02:52 Choosing the right jurisdiction for offshore ETFs04:38 Mechanics of currency conversion and transaction costs06:28 Long-term investment strategies and asset allocation08:44 Risks of individual stocks vs. index funds10:11 Timing and market considerations for offshore investing11:33 Helping others build financial literacy and savings13:58 Starting conversations about financial goals15:53 The ripple effect of financial education17:29 Practical tips for small investors21:21 Closing remarks and engagement encouragement Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Ver todo (332)

Acerca de

Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

Información

  • Creador
    Warren Ingram
  • Años de actividad
    2020 - 2026
  • Episodios
    332
  • Clasificación
    Apto
  • Copyright
    © 2026 Honest Money
  • Mostrar sitio web
    Honest Money