Solving Life's Next Chapter Podcast - Cutting Edge Information for Your Powerful Senior Years

Lydia Wietsma and Sheryl Keeme

Remember college shopping with your kids to find the best school for them?Or, the other milestone of getting married and you had to find the place for your wedding and all the accoutrements?Navigating the unknown is tricky, at first. So knowing the issues and milestones as you age and how to make good choices to address them for your aging parents or even for yourself is critical.Have you shared how you want you want your golden years to look with your family? Does your family know what you want to happen when you are no longer here? Do they know your wishes about your health care so they can help you in the best way possible if you are unable to tell them when that time comes?What about your plans for living when you can no longer live alone? Knowing these personal choices and the answers to these questions is a guessing game. Plus, just like paying for your dream wedding was a concern, so is paying for in-home help as you age. And moving to a home that offers assistance on the campus such as an assisted living community can also be pricy. What's involved in downsizing to a smaller home so that you can liquidate some equity to help pay for future services, such as caregivers?  Or what kind of plan is needed to manage daily life if a family member receives a dementia diagnosis?  Did you know there are dozens of ways to answer these questions? There are! But, which are YOUR best answers? Few of us ever thinks about managing aging issues, but the truth is, it happens to every person in every walk of life, every single day. There are 60,000 baby boomers turning 65 EVERY SINGLE DAY. Listen to our Solving Life's Next Chapter Podcast and get to know me and my vetted, friendly guests who have answers we all need and ideas we can weigh as we age or as we help our parents age. Let's Solve YOUR Life's Next Chapter together!

  1. 10 ENE

    “Title Talk with Lynn Martinez: What Every Seller Needs to Know Before Closing” Part 2

    Part 2 of "Solving Life's Next Chapter" Guest: Lynn Martinez, Escrow & Title Officer at American Title Service Agency Host: Lydia Wietsma Following the insightful first part of our conversation with Lynn Martinez, this second installment dives deeper into the practical issues that arise in title and escrow work—especially when dealing with senior transitions, estate sales, and inherited property. Lynn and Lydia explore the real-world complications that can derail a smooth transaction, plus actionable advice for families, real-estate professionals and estate executors. What’s Covered in This Episode 1. Common Pitfalls in Title & Escrow for Senior / Estate Situations Lynn identifies several glitches she sees regularly: missing signatures, incorrect beneficiary designations, delayed recordings, overlooked judgments or liens, and confusion when a property owner has moved to assisted living or passed away. These issues, she explains, often carry more risk in estate and senior-transition scenarios. 2. How Families Can Protect Themselves The show outlines concrete steps: Ask for a “title search summary” early—so you know what issues exist before listing a property.Confirm who has legal authority (power of attorney, executor, trustee) and ensure proper documentation.Talk to the title/escrow officer about “what if” scenarios (e.g., a hidden heir emerges) and how the company handles them.Build realistic timelines. Lynn emphasises that estates tend to take longer because of extra checks and communication among parties.3. Choosing the Right Title/Escrow Team Lynn gives criteria for selecting a strong partner: experience with probate and senior transitions, attention to detail in lien/judgment research, good communication with all parties (seller, heirs, agents), and a transparent fee structure. Lydia and Lynn also discuss why some companies may shy away from “complex” deals—but those are exactly the ones where experience matters most. 4. Real-Life Stories & Lessons Lynn shares examples of transactions that went off track (e.g., a sale that stalled because an old judgment resurfaced) and how early engagement of the title/escrow team prevented worse outcomes. The value: you don’t have to learn the hard way. Why This Should Matter to You If you’re working with seniors, helping settle an estate, or advising on a property that’s been in the family for decades, this episode gives you a clearer path forward. With Lynn’s advice you’ll be better prepared to: Anticipate possible hurdles rather than being blindsided.Select the right professionals who speak your language (real estate + estate + senior transition).Reduce the stress and uncertainty for families going through change.Host: Lydia Wietsma Phone: 602-363-1720Address: 125 N. 22nd Place, Unit 105, Mesa, AZ 85213Website/contact form: NextHome Power Real Estate – Lydia WietsmaBook/e-book: The 7 BIG Mistakes Most Executors Make While Going Through Probate To Contact Lydia or Sheryl OR DONATE to Neighbors Who Care Follow US... On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeeme On Instagram @solvinglifesnextchapter; @sherylkeeme On Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mnds On Email Lydia@arizonapoweragent.com AND sherylkeeme@gmail.com Thanks for listening... #ChooseVolunteering

    26 min

  2. 10 ENE

    Why Title & Escrow Matter Part 1

    Lynn opened by explaining that while many people focus on the house itself, they often overlook what happens behind the scenes in the title and escrow process. The “fine print” of transferring ownership, safeguarding against unexpected liens or claims, and making sure all parties are protected can make a big difference — especially when dealing with senior clients, inherited properties, or changing living arrangements. Some of the specific ways Lynn described this include: Ensuring the chain of title is clear and free of surprises (e.g., unknown heirs, unresolved judgments, tax liens).Confirming that the property being sold or transferred is actually eligible to be transferred (especially when the owner is elderly, incapacitated, or the estate is involved).Escrow’s role as a neutral holder and facilitator: assets (or deeds) are held safely, funds are disbursed appropriately, and instructions executed properly.How the title/escrow side overlaps with probate or senior transition issues — for example, when someone has moved into assisted living, or the home is part of an estate sale, the title process can reveal hidden complications.The key message: when you’re at a point of significant life transition — downsizing, estate settlement, moving a parent to assisted living, or selling a long-held home — having a trusted title/escrow officer like Lynn on your team is critical. Highlights from the Conversation Here are some of Lynn’s key points from the show: Start early: Lynn emphasized that waiting until the last moment to review title or escrow issues can create stress and unexpected delays. For example, if you’re selling a home that’s part of an estate, discovering a lien or unresolved their claim late in the game can derail everything.Know what you’re signing: Lynn reminded listeners that escrow isn’t simply “paperwork” — it is the legal process that governs how and when ownership and funds are transferred. Understanding who is signing, who is authorized, and what they’re signing for matters.Expect the unexpected: Even when someone assumes “everything is clear,” Lynn shared true-life examples of title issues that surfaced in senior estates: old judgments, siblings who weren’t aware of a transfer, or delayed recordings.Choose the right partner: In a world of many title/escrow companies, Lynn stressed choosing a firm with experience in senior transitions, estates and probate, since these cases often require extra attention and sensitivity.Communication is key: For real-estate professionals, families and seniors alike, Lynn’s advice was to foster open communication early — letting everyone know the timeline, the steps, and the responsibilities ahead of time helps avoid last-minute surprises. To Contact Lydia or Sheryl OR DONATE to Neighbors Who Care Follow US... On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeeme On Instagram @solvinglifesnextchapter; @sherylkeeme On Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mnds On Email Lydia@arizonapoweragent.com AND sherylkeeme@gmail.com Thanks for listening... #ChooseVolunteering

    26 min
  3. “Memory Care 101”

    03/11/2025

    “Memory Care 101”

    Memory Care 101 with Guest Leslie and Shea: Hosted by Lydia Wietsma, Certified Probate & Senior Real Estate Specialist KKNT 960 AM “The Patriot” | Sundays, 3:00 – 3:30 PM When a loved one begins showing signs of memory loss, families are often left wondering where to turn. On this week’s episode of Solving Life’s Next Chapter, host Lydia Wietsma sits down with Leslie and Shae, both ladies are experienced senior living professionals who specializes in memory care, to unpack what families really need to know when facing this emotional and complex journey. 💡 Understanding Memory Care Leslie begins by explaining what memory care truly means—and how it differs from traditional assisted living. Memory care communities are specifically designed to support individuals living with Alzheimer’s disease, dementia, or other cognitive challenges. From structured daily routines to specialized therapies, every detail is focused on safety, comfort, and preserving dignity. “Memory care isn’t just about supervision—it’s about engagement, compassion, and helping residents live with purpose,” Leslie shares. ❤️ Recognizing the Signs For many families, the hardest part is recognizing when it’s time for extra support. Shae and Leslie outline some early warning signs: forgetting familiar routines, getting lost, or showing sudden personality changes. They also discuss how guilt and fear can hold families back from making the best decision for their loved one. “Families need to know that seeking help isn’t giving up—it’s providing the best quality of life possible,” she explains. Early intervention can make a world of difference, often improving both the individual’s comfort and the caregiver’s peace of mind. 🏡 Inside a Memory Care Community Listeners get an inside look at daily life in a memory care community—where structured activities, sensory therapies, and personalized care plans help residents stay connected and calm. Safety is built into every design element, from secure walking paths to soothing color palettes. Shae and Leslie also discuss caregiver training, emphasizing the compassion and skill that go into caring for those with dementia. “Our staff receive ongoing education on communication, behavioral changes, and emotional support,” Shae notes. “It’s about understanding the person, not just the diagnosis.” 💬 Resources and Support for Families The conversation closes with practical advice for families preparing for a memory care transition. Leslie highlights the importance of early planning—emotionally and financially—and encourages families to seek out local support groups. Their final message is one of reassurance: “You don’t have to walk this road alone. There are caring professionals and communities ready to help.” Leslie mentions Banner Alzheimer and Memory Cafe, to help with resources for families going through this journey.   Reach out of Lydia Wietsma @ ‪(602) 688-4310‬ for a list of questions to ask as you visit communities for your loved one. If you or someone you know is beginning to explore memory care options, this episode is a must-listen—it’s filled with compassion, clarity, and hope for families navigating life’s next chapter. 🎧 Listen to the Full Episode To Contact Lydia or Sheryl OR DONATE to Neighbors Who Care Follow US... On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeeme On Instagram @solvinglifesnextchapter; @sherylkeeme On Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mnds On Email Lydia@arizonapoweragent.com AND sherylkeeme@gmail.com Thanks for listening... #ChooseVolunteering

    26 min
  4. The power of having a power of attorney

    02/11/2025

    The power of having a power of attorney

    In this episode of Solving Life’s Next Chapter, Lydia Wietsma, Certified Probate & Senior Real Estate Specialist, dives into one of the most overlooked—but absolutely essential—legal tools: the Powers of Attorney (POA). Whether you're helping an aging parent, planning your own future, or guiding a family through unexpected life changes, understanding POAs can save you time, stress, and thousands of dollars. Lydia shares real-life stories from families caught off-guard without one, explains the different types of POAs, and lays out exactly why having one in place is crucial long before a crisis hits. ✅ What is a Power of Attorney? ✅ The risks of not having one ✅ Who should you choose as your agent? ✅ Durable vs. medical POA ✅ FAQs and common misconceptions Don’t wait until it’s too late. Tune in to learn how a simple document can protect your health, your finances, and your family’s peace of mind. 🎧 Listen now and take control of life’s next chapter. 📘 Grab Lydia’s book Solving Life’s Next Chapter on Amazon for more guidance on probate, estate planning, and senior real estate. #PowerOfAttorney #EstatePlanning #SeniorCare #ProbateHelp #LydiatheRealtor #SolvingLifesNextChapter #NextHomePowerRealty #AZRealEstate #Trusts #DurablePOA #MedicalPOA Download my free eBook called the 7 BIG Mistakes Most Executors Make While Going Through Probate Solving Life's Next Chapter LinkedIn Buy the Book, "Solving Life's Next Chapter®" on Amazon To Contact Lydia or Sheryl OR DONATE to Neighbors Who Care Follow US... On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeeme On Instagram @solvinglifesnextchapter; @sherylkeeme On Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mnds On Email Lydia@arizonapoweragent.com AND sherylkeeme@gmail.com Thanks for listening... #ChooseVolunteering

    26 min
  5. “Senior Living 101”"

    02/11/2025

    “Senior Living 101”"

    🎙️ Solving Life’s Next Chapter: Senior Living 101 with Shea and Leslie, experts in the Senior industry as between them, they have 55+ years of experience in the senior industry When it comes to helping a loved one transition into senior living, most families have the same reaction — where do we even begin? On this week’s episode of Solving Life’s Next Chapter, host Lydia Wietsma, Certified Probate & Senior REALTOR® and owner of NextHome Power Realty, sat down with Shae Rambow and Leslie A. Davis, trusted senior-living professionals, to unpack the most common questions families face when exploring senior housing options. Together, they shared compassionate insight, practical advice, and a clear path to making confident decisions. Understanding Senior-Living Options Shea began by explaining that “senior living” isn’t one-size-fits-all. Families can choose from: Independent Living – Ideal for active seniors who want freedom with added community amenities.Assisted Living – Provides daily support with meals, medication, and personal care while encouraging independence.Continuing Care Communities – Offer multiple levels of care in one location, allowing residents to age in place.They emphasized that understanding these distinctions early helps families focus on what their loved one truly needs rather than what feels urgent in the moment. Knowing When It’s Time to Consider a Move One of the toughest parts of the senior-living journey is recognizing the signs that a move might be needed. Shea and Leslie shared that indicators often include isolation, poor nutrition, medication mismanagement, or safety hazards at home. They encouraged families to start the conversation early—not during a crisis. “The earlier you talk about it,” Leslie said, “the more control your loved one has in choosing where and how they want to live.” We also discussed the emotional side of these decisions. Guilt and hesitation are normal, but professionals can guide families through those feelings with compassion and facts. Touring Communities and Asking the Right Questions Once families decide to explore options, Shea and Leslie recommends visiting multiple communities and coming prepared with questions about staffing, activities, dining, and medical support. They reminded listeners that finding the right fit is about more than cost—it’s about quality of life. Tasting the food is very important so make sure to take time to have a meal whether that's a lunch or a dinner.   During the conversation, Lydia noted how often her real-estate clients feel relief once they realize there are professionals who specialize in this process, from finding the right community to coordinating the home sale. Financial Planning and Available Resources Another major concern for families is how to pay for care. Shea highlighted resources such as: VA Aid & Attendance benefits for eligible veterans and surviving spouses.Bridge loans or home-equity options to fund the transition.Working with a SRES, Certified (Senior Real Estate Specialist) REALTOR® familiar with downsizing and estate sales.By planning To Contact Lydia or Sheryl OR DONATE to Neighbors Who Care Follow US... On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeeme On Instagram @solvinglifesnextchapter; @sherylkeeme On Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mnds On Email Lydia@arizonapoweragent.com AND sherylkeeme@gmail.com Thanks for listening... #ChooseVolunteering

    26 min
  6. Is a Reverse Mortgage Right for You?

    23/10/2025

    Is a Reverse Mortgage Right for You?

    On Solving Life’s Next Chapter, host Lydia Wietsma, Certified Probate & Senior Real Estate Specialist, sits down with Cheryl Scheidel, reverse-mortgage expert, to unpack the big question: “Is a Reverse Mortgage Right for You?” They cut through the noise—what a reverse mortgage really is, who it helps, and the myths that scare families away. Cheryl shares real stories of homeowners easing financial stress, aging in place, and gaining peace of mind in retirement. You’ll learn: How reverse mortgages work—and when they make sensePractical pros & cons to weigh before decidingSmart questions to ask yourself and your advisorCommon misconceptions that hold families backIf you (or a loved one) are navigating retirement, estate planning, or figuring out what’s next, this episode brings clarity and confidence. Listen: Sundays at 3:30 PM on KKNT 960 The Patriot Episode: “Is a Reverse Mortgage Right for You?” with Cheryl Scheidel Free resource: Download my eBook “The 7 BIG Mistakes Most Executors Make While Going Through Probate” ➜Home - Lydia Wietsma Let’s connect: LinkedIn ➜Lydia Wietsma | LinkedIn Get the book: Solving Life’s Next Chapter® on Amazon ➜Amazon.com: Solving Life's Next Chapter: Powerful Answers to Your Probate & Property Questions eBook : Wietsma, Lydia: Kindle Store #ReverseMortgage #RetirementPlanning #AgingInPlace #SeniorRealEstate #ProbateHelp #ArizonaRealEstate #SolvingLifesNextChapter To Contact Lydia or Sheryl OR DONATE to Neighbors Who Care Follow US... On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeeme On Instagram @solvinglifesnextchapter; @sherylkeeme On Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mnds On Email Lydia@arizonapoweragent.com AND sherylkeeme@gmail.com Thanks for listening... #ChooseVolunteering

    26 min
  7. “Avoiding Probate: Choosing Between a Beneficiary Deed and a Trust”

    29/09/2025

    “Avoiding Probate: Choosing Between a Beneficiary Deed and a Trust”

    On this episode of Solving Life’s Next Chapter, host Lydia Wietsma, Certified Probate & Senior REALTOR®, breaks down two powerful estate planning tools: beneficiary deeds and trusts. We’ll discuss the key differences between the two, including how a beneficiary deed allows property to pass directly to heirs without probate, while a trust can manage and protect multiple types of assets during your lifetime and after. To Contact Lydia or Sheryl OR DONATE to Neighbors Who Care Follow US... On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeeme On Instagram @solvinglifesnextchapter; @sherylkeeme On Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mnds On Email Lydia@arizonapoweragent.com AND sherylkeeme@gmail.com Thanks for listening... #ChooseVolunteering

    27 min
  8. September is Fall Prevention Awareness Month

    23/09/2025

    September is Fall Prevention Awareness Month

    September is Fall Prevention Awareness Month, and it's timely that our "Solving Life’s Next Chapter" radio show is covering Electronic Caregiver and its Addison Care virtual caregiving solution. What is Electronic Caregiver? Electronic Caregiver, Inc. (ECG) is a health-tech company specializing in virtual caregiving solutions. Their flagship product, Addison Care, is an AI-powered, 3D animated, avatar-based virtual caregiver designed to bring continuous support into the home. What is Addison Care? Addison Care is a comprehensive virtual caregiving system that transforms the home into a "Smart Health Home." Here's what it offers: 24/7 AI Virtual Caregiver: A lifelike, animated avatar that interacts using voice or touch to guide, comfort, and assist users—including those aged 5 to 105—across daily routinesReal-Time Vital Monitoring: Connects with Bluetooth devices (e.g., glucometers, blood pressure cuffs, pulse oximeters, weight scales, or devices integrated with smartwatches like Samsung Galaxy Watch7) for ongoing health tracking and alertsMedication Reminders & Adherence Feedback: Provides audible or visual prompts, tracks compliance, and notifies caregivers or clinicians if medication is missed.Emergency Response & Telecare Integration: Offers prompt alerts and wellness checks, linkups with Telecare nurses or family, virtual consultations, and emergency services.Companionship, Cognitive & Physical Support: Helps reduce social isolation through interactive conversation, cognitive games, personalized environments, cultural customizations, exercises for strength and fall prevention, and mood-boosting engagement.Addison Aware (Activity Monitoring): A Wi-Fi motion-sensing system that tracks activity patterns, sleep, room transitions, and flags anomalies—all without intrusive wearables or cameras.CMS-Reimbursable & Clinically Integrated: Recognized and reimbursable under Medicare’s Remote Patient Monitoring (RPM) and Chronic Care Management (CCM) codes. Integrated with EHRs like Athena One to streamline clinical workflows and billing.Who Benefits Most from Addison Care? Addison Care is best suited for: Seniors Aging in Place: Especially those at risk of falls, medication non-adherence, social isolation, or cognitive decline. Its fall-prevention routines and timely reminders are invaluable.Individuals with Chronic Health Conditions: Such as diabetes, hypertension, COPD—conditions where continuous monitoring and adherence may prevent complications.Those in Rural or Underserved Areas: Where medical visits are sparse—Addison has already launched in places like rural Alaska, helping bridge gaps in care.Home Care Agencies and Providers: Addison allows for virtual “24/7” care support without added staffing, improves client retention, smooths scheduling gaps, and offers a competitive edge.Family Caregivers Seeking Relief: Whether they live locally or far away, Addison Aware and the virtual avatar offer peace of mind, oversight, and real-time updates on loved ones.Medicare-Covered Patients: Because Addison is covered under RPM and CCM reimbursement, it’s accTo Contact Lydia or Sheryl OR DONATE to Neighbors Who Care Follow US... On Facebook @VolunteerChandler; @lydiawietsma; @sherylzwolskikeeme On Instagram @solvinglifesnextchapter; @sherylkeeme On Youtube @solvinglifesnextchapter; @neighborswhocare; @luvgr8mnds On Email Lydia@arizonapoweragent.com AND sherylkeeme@gmail.com Thanks for listening... #ChooseVolunteering

    26 min
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Remember college shopping with your kids to find the best school for them?Or, the other milestone of getting married and you had to find the place for your wedding and all the accoutrements?Navigating the unknown is tricky, at first. So knowing the issues and milestones as you age and how to make good choices to address them for your aging parents or even for yourself is critical.Have you shared how you want you want your golden years to look with your family? Does your family know what you want to happen when you are no longer here? Do they know your wishes about your health care so they can help you in the best way possible if you are unable to tell them when that time comes?What about your plans for living when you can no longer live alone? Knowing these personal choices and the answers to these questions is a guessing game. Plus, just like paying for your dream wedding was a concern, so is paying for in-home help as you age. And moving to a home that offers assistance on the campus such as an assisted living community can also be pricy. What's involved in downsizing to a smaller home so that you can liquidate some equity to help pay for future services, such as caregivers?  Or what kind of plan is needed to manage daily life if a family member receives a dementia diagnosis?  Did you know there are dozens of ways to answer these questions? There are! But, which are YOUR best answers? Few of us ever thinks about managing aging issues, but the truth is, it happens to every person in every walk of life, every single day. There are 60,000 baby boomers turning 65 EVERY SINGLE DAY. Listen to our Solving Life's Next Chapter Podcast and get to know me and my vetted, friendly guests who have answers we all need and ideas we can weigh as we age or as we help our parents age. Let's Solve YOUR Life's Next Chapter together!

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