101 episodes

You might be a genius at managing other people’s money, but personal finance is quite another kettle of fish. Ringgit & Sense puts a clear mirror in front of you so you understand personal risk profiles, realistic investment horizons, retirement planning and the all-important education loan and health insurance plan, and the explosion of myriad personal finance products.

BFM :: Ringgit and Sense BFM89.9

    • Business
    • 3.4 • 233 Ratings

You might be a genius at managing other people’s money, but personal finance is quite another kettle of fish. Ringgit & Sense puts a clear mirror in front of you so you understand personal risk profiles, realistic investment horizons, retirement planning and the all-important education loan and health insurance plan, and the explosion of myriad personal finance products.

    Stocks, Funds and ETFs, What's Right For Me?

    Stocks, Funds and ETFs, What's Right For Me?

    Key highlights from our Ringgit and Sense webinar touching on the importance of investing, how it fits in with your financial planning, the types of asset classes to choose from, and some tips on how to pick stocks.

    For the full conversation, check out the FB Live session here:
    https://www.facebook.com/BFMradio/videos/536760667585566

    Image credit: Shutterstock.com

    • 22 min
    Lessons Learnt During A Pandemic

    Lessons Learnt During A Pandemic

    What are some of the financial planning lessons to take away from the pandemic? How do you build yourself back up after losing your savings and what are the common mistakes made during the financial crisis triggered by Covid-19? Should you have taken the moratorium or even dip into your EPF? Licensed financial planner Joyce Chuah answers all these questions and more with Sim Wie Boon on this episode of Ringgit and Sense.

    Image credit: Shutterstock.com

    • 22 min
    The Limitations Of Robo-Advisors

    The Limitations Of Robo-Advisors

    The rise of robo-advisors has taken the world by storm and grown in popularity especially with millennials and Gen Z. But as exciting as this development has been, is it the be all, end all financial solution? What of the human touch? Sim Wie Boon speaks to licensed financial planner Yap Ming Hui of Whitman Independent Advisors for his views on the limitations of robo-advisors and how to better integrate it into your investment portfolio.

    Image credit: Shutterstock.com

    • 23 min
    Financial Independence, Freedom, And FIRE: What, Why, And How

    Financial Independence, Freedom, And FIRE: What, Why, And How

    What is Financial Independence or Financial Freedom? Are they basically fancy words for retirement? Roshan Kanesan gets into all this and more with writer Aaron Tang, founder of Mr-Stingy.com, and Stephen Yong, Licensed Financial Planner with Wealth Vantage Advisory. Roshan also explores their views on how to achieve financial freedom, thoughts on the FIRE movement and the 4% rule, and ‘Why Retire Anyway?’.

    Other episodes to check out:
    > 5 Steps To Jumpstart Your Retirement Planning

    > No Risk, No Retirement?

    > Wealth Protection, Accumulation, And Distribution: What, Why, And How?

    > Mr. Money TV On Retirement Planning, Compounding, and Mistakes

    • 21 min
    You Need To Rebalance Your Portfolio, But How And Why?

    You Need To Rebalance Your Portfolio, But How And Why?

    Balancing your portfolio means setting up a portfolio that fits your individual risk tolerance and investment goals. But it isn't enough to just "set it and forget it." You also need to make sure your portfolio stays balanced, which is known as rebalancing. Roshan Kanesan explores the importance of asset allocation and portfolio rebalancing with Rajen Devadason, Licensed Financial Planner with Manulife Investment Management Malaysia Berhad. Among other things, they get into the Rule of a 110, methods of rebalancing, common mistakes, and whether events like a market crash should trigger us to rebalance.

    Other episodes to check out:
    > Bitcoin and Roboadvisors: How Do They Fit In A Portfolio?

    > Why Do You Need Different Assets In Your Portfolio?

    > Is Gold Still A Stock Market Hedge?

    > 5 Things You Should Know Before Buying A Stock

    • 13 min
    Long Term Investing - What Are The Essentials To ‘Buy And Hold’?

    Long Term Investing - What Are The Essentials To ‘Buy And Hold’?

    Buy and Hold is simple, but can go incredibly wrong as investors of Enron or Blockbuster Video would know. And with current stock market valuations bringing back Dotcom parallels, some are worried that the next bubble pop could be around the corner.

    Roshan Kanesan dives into how to invest for the long term with fund manager Jack Kouzi, Director of Australian Financial Services Licensee VFS Group.

    They get into not just surviving the bubbles but also thriving regardless of where markets are heading or how volatile things get.

    Other episodes to check out:

    > Why Does The US Federal Reserve Matter To Malaysians?

    > 5 Things You Should Know Before Buying A Stock

    > Fund Manager’s 5 Key Investing Lessons From 2020

    > Mr Stingy's 10 Investing Principles

    > How To Invest While Managing Anxiety?

    • 35 min

Customer Reviews

3.4 out of 5
233 Ratings

233 Ratings

Escudolinkz ,

Magnificient Strategy

Good Job

A&wonderland ,

👍🏻👍🏻👍🏻

An informative financial platform! Keep up the good work!

jude raphael ,

More people should listen to this!

Malaysians as a whole have poor financial literacy, its such a breath of fresh air to have a podcast that is addressing this NEED. Keep it up guys!

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