The Yellow Couch

Dr Steven Poh, Rajen Devadason, and Kevin Neoh

The Yellow Couch is a podcast that aspires to help Malaysians make sense of the ever-evolving landscape of Retirement.

Episodes

  1. 4 days ago

    EP3: Why Where You Grow Old Is a Choice You Make, Not a Fate You Accept

    Welcome back to The Yellow Couch! In our third episode, we open with a simple, slightly uncomfortable question, would you check yourself into an elder care facility one day, and the three of us give three very different answers.Join Dr Steven Poh, Rajen Devadason and Kevin Neoh as they talk through the silver economy now taking shape around Malaysia's aging population, why we officially became an aging nation in 2025, five years ahead of projection, and why so many of us, and the country itself, are nowhere near ready. From a RM114 billion care economy and the case for a dedicated Ministry of Elder Care, to the hard truth about facilities that become dumping grounds and the well-run places that prove it doesn't have to be that way, this episode makes the case that where you grow old is a choice you make, not a fate you accept, if you prepare for it.Whether retirement feels decades away or you're already living it, pull up a seat and join the conversation.In this episode What the silver economy actually is, and why the care economy alone is a RM114 billion (US$25.5 billion) opportunityWhy the country isn't readyThe hard truth about elder care facilitiesThe proposal for a dedicated Ministry of Elder CareWhy national readiness means little without personal readinessWhy retirement is about retiring to something, not from something, and why identity, purpose and community matter as much as moneyMeet your hostsDr Steven Poh —the moderator for this episode. Steven holds a PhD in persuasive communication and is the one who first championed the idea for this show; currently navigating his own early years of retirement and lecturing at Sunway University. Rajen Devadason — Co-host, and a Licensed Financial Planner with Manulife Investment Management Berhad and CEO of RD WealthCreation Sdn Bhd, and the writer behind the weekly Money Thoughts column with New Straits Times.Kevin Neoh — Co-host, and Certified Financial Coach, who runs corporate financial wellness programs and support working Malaysian in preparing not just financially but for the purpose and lifestyle that come after work.Listen & subscribeThe Yellow Couch is available on YouTube, Spotify and Apple Podcasts. If you find value in the conversation, like, subscribe and share it with someone who's thinking about how they'll age well. Got a question, comment or story of your own? Send us an email (theyellowcouch.my@gmail.com) or drop it in the comments.

    38 min
  2. 17 Jun

    EP 2: Why Retirement Is An Idea We Inherited, Not A Rule We Must Follow

    Welcome back to The Yellow Couch! In our second episode, we sit down to talk about something most of us never stop to question - where the idea of retirement even came from. Join Kevin Neoh, Rajen Devadason and Dr Steven Poh as they trace retirement back to 1889 and Otto von Bismarck, unpack the old "study hard, work hard, then retire" model many of us grew up with, and ask a simple question: who actually decided we should retire at 60? From defined benefit pensions giving way to EPF-style contributions, to longer lifespans, falling birth rates and a working world that keeps changing, this episode makes the case that the old retirement script can leave many Malaysians in for a surprise, and that retirement is really an idea we inherited, not a rule we must follow. Whether retirement feels decades away or you're already in it, pull up a seat and join the conversation. In this episode Where the idea of retirement comes from?Who actually decided on 60 yoWhy the old "study, work, retire" model no longer fits the lives we actually liveWhy living longer is only a good problemThe four things you can do with a cashflow surplusWhy lifelong learning, language and reinvention have become survival skills, told through the hosts' own career stories Mentioned in this episode Otto von Bismarck and Germany's 1889 national pension, the origin of the modern retirement ageWho Moved My Cheese? by Spencer Johnson — on noticing when things change before you get caught outThe Richest Man in Babylon by George S. Clason (carried over from Episode 1)Financial Freedom: Your Guide to Lifetime Financial Planning (1998) and its sequel Financial Freedom 2: Through Malaysian Equities and Unit Trusts (2000), co-authored by Rajen DevadasonMoney Thoughts, Rajen Devadason's long-running personal finance column in the New Sunday Times Meet your hostsKevin Neoh — Certified Financial Coach, and co-host, who moderates this episode Dr Steven Poh — holds a PhD in persuasive communication and is the one who first championed the idea for this show; currently navigating his own early years of retirement and lecturing at Sunway University. Rajen Devadason — Licensed Financial Planner with Manulife Investment Management Berhad and the writer behind the weekly Money Thoughts column. Listen & subscribeThe Yellow Couch is available on YouTube, Spotify and Apple Podcasts. If you find value in the conversation, like, subscribe and share it with someone who's rethinking how they want to retire. Got a question, comment or story of your own? Send us an email (theyellowcouch.my@gmail.com) or drop it in the comments — we'd love to hear from you.

    47 min
  3. 12 Jun

    EP 1: Why Retirement Is a Conversation for Today, Not Tomorrow

    Welcome to The Yellow Couch! In our very first episode, we introduce The Yellow Couch and share why we believe retirement deserves more attention in Malaysia. Join Dr Steven Poh, Rajen Devadason and Kevin Neoh as they discuss the inspiration behind the podcast, the story behind its name, and some of the biggest challenges Malaysians face when preparing for retirement. From EPF and financial literacy to rising living costs and changing attitudes towards money, this episode sets the stage for future conversations about what it really takes to retire well in Malaysia, and why it's a conversation we need to have today, not tomorrow. Whether retirement feels decades away or just around the corner, pull up a seat and join the conversation. In this episode Why EPF is the cornerstone of retirement, but not enough on its ownThe story behind the podcast and the meaning behind its nameWhat Steven's research revealed about Malaysia's retirement readinessWhy your 20s are the best time to start planningThe biggest hurdles Malaysians face: inflation, under-saving, and low EPF balancesHow YOLO mindset and FOMO may work against long-term savings and preparation.The financial literacy gap, and why personal responsibility matters most Mentioned in this episode Benjamin FranklinThe Richest Man in Babylon by George S. Clason (first published 1926) — a recommended read for the breadwinner of every householdMoney Thoughts, Rajen Devadason's long-running personal finance column in the New Sunday TimesCapital Market Masterplan (2026-2030) Meet your hosts Kevin Neoh — Certified Financial Coach, and co-host, who moderates this opening episodeDr. Steven Poh — holds a PhD in persuasive communication and is the one who first championed the idea for this show; currently navigating his own early years of retirement and lecturing at Sunway University.Rajen Devadason — Licensed Financial Planner with Manulife Investment Management Berhad and the writer behind the weekly Money Thoughts column. Listen & subscribeThe Yellow Couch is available on YouTube, Spotify and Apple Podcasts. If you find value in the conversation, like, subscribe and share it with someone who's thinking about their future. Got a question, comment or story of your own? Send us an email, or drop it in the comments — we'd love to hear from you.

    43 min

About

The Yellow Couch is a podcast that aspires to help Malaysians make sense of the ever-evolving landscape of Retirement.